Rebirth of financial migrant workers
Chapter 96 Talking about Lan Qing’s kindness in saving money
Chapter 96 Talking about Lan Qing’s kindness in saving money
Ritong Auto City is an automobile sales company founded by Zhu Changyuan. It is the Shuanghe provincial agent dealer of the HANDA brand and has many 4S stores across the province.
Since its establishment, the company has developed steadily, with sales increasing year by year and credit scale increasing year by year.
As of the end of August 2009, the company's loan balance in various banks was 8 million yuan.
In Wang Chunliang's memory of his previous life, Zhu Changyuan passed away due to illness, leaving behind an orphan and a widowed mother.
Tan Lanqing, a 34-year-old stay-at-home mother, has become the new chairman of Nittsu Auto City.
Bank representatives from all parties are not optimistic about the new chairman and are pessimistic about the company's future development.
In just 2 months, four banks successively provided loans of 4 million yuan, including a 4000 million yuan working capital loan from Mule Bank Sanlimiao Branch.
However, to the surprise of all parties, Tan Lanqing did not lead Nitong Auto City to a complete defeat in the commercial fight as expected.
On the contrary, she quickly appeased the upstream and downstream enterprises with strong tactics, led her employees to work steadily, and further expanded market share with innovative marketing methods.
After that, she successfully won the exclusive agency rights in Shuanghe Province for many car brands including NASSAN, MAZZDA, TOYATA, etc., and established Nitong Group Company. Sales increased by 700% compared to when Zhu Changyuan was in office.
Huaxin Bank, the only bank that did not draw loans at the time, also gained high-quality head office-level customers with a total credit line of over 1.5 million yuan and an average daily total structured deposit of over 1 million yuan.
As for the "in private" in Wang Chunliang's "in public and in private" just now, there is a little story.
In his previous life, he only joined the marketing department in 2010. At that time, Ritong Auto City was no longer a credit customer of Sanlimiao Branch, but he had forgotten to delete it from the credit customer contact list left by the old bank employees.
He had just come into contact with the credit business and was not familiar with the bank's customers. He called Tan Lanqing according to the old list and wanted to make a deposit to complete the task assigned by Ni Zheng.
As a result, after Tan Lanqing learned that Wang Chunliang was a newcomer to the Sanlimiao branch, he said "Come on" in a gentle tone, and actually transferred a deposit of 1000 million yuan to help Wang Chunliang complete the assessment.
At this moment, Sister Jun had no idea that in these fifteen minutes, Wang Chunliang had recalled the past life information of the person he wanted to mourn in his mind.
Seeing that his dense brows seemed to be filled with deep thoughts, Sister Jun's love brain, which had been dusty for many years, began to make up her mind again.
She patted Wang Chunliang's hand on the steering wheel:
"Actually, you don't have to worry about me, but I'm very happy that you can stay with me. You don't have to be too anxious. I've encountered this kind of emergency situation for business owners several times. It shouldn't be a big deal to deal with. question."
Wang Chunliang looked at the other party with heart-wrenching eyes, and without explaining, he stretched out his right hand and touched her head. By this time, the destination HANDA4S store had arrived.
After the two got off the car, they entered the lobby of the 4S store. It was deserted and there was not a single customer.
The sadness in the air seemed to be rolling, permeating the entire airtight space.
The sales consultants gathered in groups of twos and threes, with clouded faces, and occasionally secretly muttered something to each other.
Representatives from the other four banks had already arrived, with straight suits and stern expressions, as if they were the highest-level debt collectors.
Wang Chunliang did not step forward to join in the fun, but found two stools and sat in the corner with Sister Jun, patiently waiting for the protagonist to appear.
About twenty minutes later, Tan Lanqing hurried into the hall accompanied by two entourages.
She went straight to the bank's waiting area, bowed deeply and apologized for being late.
Wang Chunliang, who had received a deposit in his previous life, saw this legendary figure up close for the first time. Tan Lanqing has shoulder-length short hair, a gentle and soft face, delicate and light facial features, and is quite characteristic of the delicacy of Jiangnan women.
What impressed Wang Chunliang the most was that she exuded a faint scholarly atmosphere, like a professor in a university, which formed a sharp contrast with the imaginary image of a strong woman.
Maybe it was the environment in the store that made her emotional. After bowing, Tan Lanqing could not control her emotions. She quickly took out a tissue and wiped her red eyes, and then began to thank various banks for their support to her husband and her husband over the years. Company support.
This sad scene made the bankers present sigh with admiration. However, the financial industry is not emotional, and banks can only add icing on the cake rather than provide help in times of need.
After Tan Lanqing briefly stated the various rescue measures taken by the company in the face of emergencies, representatives from three banks could no longer bear their temper and directly left "advance loan withdrawal notices" with a word of condolences. Left ruthlessly.
Looking at the only representatives from Huaxin Bank and Mule Bank left in the hall, Tan Lanqing felt a little disappointed. She expressed her gratitude again and hoped to have a separate conversation with the two banks.
Taking advantage of the opportunity when Huaxin Bank representatives and Tan Lanqing entered the office to communicate, Wang Chunliang was also ready to exchange opinions with Sister Jun.
He was startled when he turned to look at Sister Jun. Good guy, Sister Jun cried harder than Tan Lanqing.
Wang Chunliang took out a tissue from his pocket, wiped Sister Jun's tears, and offered various comfort words.
Fortunately, Sister Jun was Sister Jun, and she quickly controlled her emotions. She looked at Wang Chunliang and asked with a slight cry:
"What's your opinion?"
Wang Chunliang’s attitude is very firm:
"I am personally very optimistic about her, and I think we should not give up on this customer."
Sister Jun shook her head lonely:
"I am very familiar with this couple. There is no problem with their character, and the company's future development prospects are also very good. I really want to continue to support Nitong Auto City. But Liu Xing already expressed his attitude when he called me just now, That means exiting as amicably as possible, which means negotiating repayment.”
At this time, the representative of Huaxin Bank had already walked out of the office, and Wang Chunliang gently pulled Sister Jun up:
"Let's go in and talk to her first."
In the office, Wang Chunliang looked at Tan Lanqing, and Tan Lanqing also looked at Wang Chunliang.
Tan Lanqing had a strange feeling. She always felt that the banker in front of her, who was her younger brother's age, looked at her with very sincere kindness.
And she herself felt an inexplicable feeling of intimacy after seeing the other person for the first time. Maybe this was what people often call eye connection. She really hoped that the other person could help her and help Ritong Motor City overcome this difficulty.
During the subsequent conversation, Wang Chunliang kept asking the other party to provide a number of materials, such as the latest licensing agreement and even Tan Lanqing's resume.
Not only did Tan Lanqing not find it cumbersome, but she felt very relieved, because compared to those formulaic politenesses, Wang Chunliang's approach was the one that really helped solve the problem.
Sister Jun reminded in a low voice:
"Liu Xing's opinion has been confirmed, and the account manager Xiao Ding will not go against him, so tomorrow's risk ruling will be impossible to pass no matter what."
Wang Chunliang smiled and asked confidently:
"If I come to attend the adjudication meeting as the new account manager, will you accompany me?"
"Of course. I will!"
(End of this chapter)
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