National Tide 1980.

Borrowing money is indeed a science.

As early as the late Qing Dynasty, Li Hongzhang said, "If you borrow too little money from foreigners, you are their grandson; if you borrow too much, they are their grandson."

As a Chinese descendant who was also committed to "Westernization", Ning Weimin's personal experience can fully prove Mr. Li's foresight.

Now he couldn't agree more with this statement.

That's right, the more money he owed, the more things the foreigners who lent him the money had to consider when doing things.

To put it bluntly, after he borrowed a huge sum of money from foreigners, he became a kidnapper. Since he kidnapped the other party's child, how could the other party not be afraid of him?

When Zuo Zongtang recovered Xinjiang, he borrowed a lot of money from Britain.

As a result, the British could not interfere with his fight against XJ, and even had to provide help.

Ning Weimin is doing almost the same thing now. He follows the example of his ancestors and uses money to tie Sumitomo Bank to himself.

Then, no matter what he wants to do from now on, the resistance will be greatly reduced.

He is not even afraid of paying more interest, because with the scale of his loans, he has many cards to play when the time comes to repay the money, and Sumitomo Bank will definitely give him many discounts.

Especially since he was sure that Sumitomo Bank would not have an easy time in the next few years, why not let Sumitomo Bank, the creditor, be happy for a few days at the beginning?

Anyway, there will be room for bargaining at that time, and he will definitely not suffer any loss. The initiative is actually always in his hands.

Yes, that was his plan.

Although he seemed to have suffered a loss on the surface, he actually made a lot of money.

Isn't this how things are in the world?

Things that seem illogical must actually have reasonable logic behind them.

To be honest, Yang Bailao was controlled by Huang Shiren because his credit and repayment ability were not good enough for him to borrow a huge sum of money from Huang Shiren.

Otherwise, if he could borrow one hundred thousand oceans, he would be Master Yang, not Yang Bailao.

It’s a pity that most people who owe money are not as smart as Ning Weimin.

Not everyone has the ability to cope with such a huge debt and can withstand such pressure.

Even if some people, like him, want to take a chance by relying on huge debts and have borrowed money, they cannot grasp the opportunity to make a fortune because they do not have the corresponding ability, and it will eventually turn into a huge disaster.

Yujiro Sakai is such an unlucky guy.

He dreamed of making a fortune like Ning Weimin, but he did not have the mind or ability to do so.

In fact, even though the last time the family debt was exposed, in order to solve the financial difficulties, Yujiro Sakai mustered up the courage to secretly mortgage his house for 10 million yen without telling his wife.

Then he transferred all the money to his stock account.

But in the past six months, he has not been able to make back the money quickly as he wished.

Instead of improving, his debt situation continued to worsen.

Some people may be puzzled by this.

The current market conditions are so good. Aren’t Japan’s stock and property markets rising all the time?
Logically speaking, before this bubble bursts, not all stock traders should benefit equally and become the lucky ones who enjoy this feast of capital.

Zuo Haiyoujilang has used such a large sum of money to sit on the cusp of the trend, so he shouldn't worry about money anymore.

How is it possible that things are getting worse and worse under such circumstances?
People who think like this can only be said to have no understanding of the stock market at all and are just taking things for granted.

Because although on the surface, the more money you invest in the stock market, the more you earn.

But everyone who really makes money by stock trading knows that the key to making money has never been the amount of capital, but a stable profit model.

If you don’t have a stable profit model, no matter how much money you put into the stock market, you will only lose it.

So what if it’s a bull market?
The bull market is the main reason why retail investors lose money.

This is not nonsense at all, because retail investors around the world almost maintain the same trading characteristics, which is also the biggest weakness of this group.

I just like to chase the rise and sell the fall, and buy and sell frequently.

It's impossible to hold on to the cash. It just sits there in the account all day, which makes me feel very uncomfortable.

Moreover, I dare not hold on to things when they rise too much, and I am reluctant to stop losses when they fall too much.

This results in retail investors being easily hit from all sides, often making small profits and big losses.

Zuo Haiyoujiro is not a gifted person. He is not much different from other retail investors.

He didn't know much about stocks, and due to lack of experience, his trading in the market was similar.

If there is any difference between him and other retail investors, it is that because he has seen people around him making a lot of money from the stock market, he has a more greedy desire than others.

At the same time, due to the pressure of debt, he was more eager than others to realize profits quickly.

But the problem is that the mortgage loan of 10 million yen comes from his most important property. With his mental quality, he cannot bear the risk of failure, so he has more anxiety than others.

Think about it, with such a distorted mental state, a leek like him is simply an upgraded version of "leek 2.0". How can he not lose money?

In fact, there is a key question that Zuo Haiyoujiro has never thought about, let alone figured it out.

Since he didn't make any money by investing one or two million in stocks, how can he make money by investing tens of millions of yen?
Is it just because he invested more money?

In fact, it’s not that he didn’t buy good stocks, nor is it that he had bad luck.

Rather, it was greed, fear, and impatient anxiety that got him into trouble.

The stocks he dared to buy did not rise, but the stocks he dared not buy soared.

Often, as soon as you buy a stock, you will be stuck at a high price.

Unable to bear the floating loss, he just sold the stock, and the stock price soon started to rise again.

I bought in again and got trapped. I sold again, and the price actually went up again.

Because of frequent buying and selling, the same stock may fall several times in a day, and of course it will be badly hurt.

He finally bought a stock and made a profit, but he still bought less because he was afraid of losing money.

Moreover, he was afraid of a fall, so he could not hold on to his stocks patiently and sold them quickly, but missed the real uptrend that followed.

In short, it can be said that Zuo Haiyoujilang made all the mistakes that retail investors would make, and ran into obstacles everywhere. He was too eager for quick success and too afraid of risks.

Every time you are trapped it is because of greed, and every time you miss out it is because of fear.

Frequent operations not only generate high transaction fees, but also lead to wrong decisions due to emotional fluctuations.

This is like running around in a maze, getting further and further away from the exit. For his wrong operating habits, the outcome is already doomed.

No matter how good the market conditions are, it’s useless.

This is all as it should be, completely logical and reasonable.

If people like him can make money in the stock market, then there will be no retail investors trapped in the Japanese stock market. The stock market will be like a charity that distributes free cash to the entire population.

Needless to say, if one lacks knowledge, one will suffer.

Since you don’t have enough ability, you will have to suffer.

In the hands of Yujiro Sakai, 10 million yen of funds was like an ignorant child swinging a red-hot sledgehammer vigorously.

Almost every judgment he made was wrong, and every operation he made was distorted, so the shrinkage of funds was shocking.

His mood was getting worse and worse, and he almost suspected that God was targeting him.

However, we have to admit that the good thing is that the overall market environment is good and there is sufficient capital.

In other words, the stock rises more and falls less, which provides a greater margin for error.

Sometimes Zuo Haiyoujiro thought that it was all over and he was trapped and had to bear huge losses.

However, things did brighten up after a dark period, and the stock market began to turn around and move upward, giving him some money back.

Besides, he didn't have the courage to put all his money at once.

When he bought stocks, he only dared to use half of his funds. This was more or less a disguised way of controlling his positions and also reduced a large part of his losses.

So the actual situation now is that Yujiro Sakai's previous loss of 7 million yen has turned into 11 million yen, and his principal in the stock market is only about 5 million yen.

The interest he needs to pay every month is as high as 2 million yen, which is no longer covered by his personal income.

In this case, he couldn't extricate himself even if he wanted to, and it seemed that he had no choice but to go down this path.

It just so happened that at this time, his wife Miyoko was pregnant again, and they needed to prepare for the arrival of a new member to the family.

But to be honest, this was really bad news that made him even more anxious.

Because the timing was simply not right for him to add another member to his family.

He was not prepared at all to be a father, and he didn't want to welcome the birth of a child, no matter whether the child was a boy or a girl, when he was so financially tight.

But now, what else can he do?

Japan does not support abortion, and Miyoko loves children so much and has long been looking forward to becoming a mother.

In this matter, he must take care of his wife's feelings and not show any unhappiness.

What's more, Rinko Kagawa is watching here.

Zuo Haiyoujiro still has some concerns about his wife's sister who is not easy to mess with.

In other words, Midori had no choice but to give birth to the child.

How about changing your thinking? Before the child is born, is there any chance to solve the debt problem?
Zuo Haiyoujilang couldn't think of anything. No matter how hard he thought, he couldn't find anything more reliable than stock trading.

However, with his intelligence, he couldn't understand why so many people made money in the stock market, but he was the one who lost money.

But then again, it's impossible for him, a grown man, to be suffocated to death by his urine. All the methods are invented by humans.

He thought about it and wondered if there was anyone around him who had made a lot of money by speculating in stocks.

It seems that apart from Ning Weimin and Director Taniguchi, Ninomiya Hideo and Nagase Yasuo are the undefeated masters in the stock market. Otherwise... should we follow their footsteps and buy stocks?
After realizing this, Zuo Haiyoujiro had a way to break the impasse.

He temporarily stopped trading in the stock market and began trying to get information.

But Ning Weimin was busy lurking and preparing to set a trap for the enemy, and had no time to take care of anything else.

Director Taniguchi was an honest man. He had long followed Ning Weimin's advice and cashed out after making a fortune and left the stock market.

Especially when he saw the big drop on Black Monday last year, Director Taniguchi was so frightened that he felt a chill down his spine. Although he was lucky enough to escape it, he was also scared out of his wits.

Even after Ning Weimin's reminder, he did not buy at the bottom.

Because he has figured out that this is not a game he can play, he doesn't plan to trade stocks anymore.

So in the end, Yujiro Sakai could only collect information from Hideo Ninomiya and Yasuo Nagase.

It’s true that hard work pays off. Recently, Ninomiya Hideo and Nagase Yasuo seem to have really good fortune and made a lot of money from the stock market.

By staying around them, flattering them for a long time, and eating and drinking together, Zuo Haiyoujiro finally got the information he wanted.

By chance, he heard the inside information that Ninomiya Hideo and Nagase Yasuo were secretly discussing - the EIE Group's stock price would double again based on the current price, and the market value would at least exceed 2.5 trillion yen.

Because as junior students who graduated from Keio University, they just learned yesterday from EIE's president Takahashi Osunori that the asset value of EIE Group's real estate investment this year has expanded from 1.5 billion yen to trillion yen, and the annual profit growth rate in the financial report is certain to be %.

Moreover, they are expanding simultaneously at home and abroad, and the expansion target for next year is not low. The internal requirement of the group is to achieve at least 2 trillion yen in real estate assets by the end of the year.

As expected of a senior at Keio University, he is very capable and has a vision.

Based on the "land myth" and "Changyin's guarantee", isn't EIE, which likes mergers and acquisitions, worth buying?
Of course they have to buy it. Even Zuo Haiyoujiro, who doesn't know much, is eager to buy it after hearing this information.

Because even vegetable vendors know that the safest and most worthwhile assets in Japan right now are land and houses.

Of course, you should buy EIE's real estate quickly while few people know the value of it.

After finally obtaining valuable information, Zuo Haiyoujiro decided that he could not give up this plan to get rich.

This time he spared no effort and asked Yasuo Nagase for help to go to the bank to apply for another loan using the house.

Then buy all the EIE stocks with full position!
And he intends to hold on firmly. Nothing can shake him. He will not make the same mistake again.

Just as Ninomiya Hideo and Nagase Yasuo discussed, EIE's stock will never be sold unless it doubles!
Yes, if I borrow another 50 million yen, it will double to 100 million yen. If I raise funds again, I will make even more money.

By then, not to mention escaping from the current predicament, it would not be difficult for him to become the branch chief.

He actually caught such a big card. It turned out that he was not abandoned by God. This might be his biggest chance to turn things around in his life!

However, in extreme excitement, Zuo Haiyoujiro, who couldn't help but rub his hands, really thought that this matter was too wonderful.

But they don’t know that all the gifts given by “luck” have already been secretly marked with a price.

He also didn't understand that the money a person earns by luck will eventually be lost by his own strength.

How could he know that what he saw were the most dangerous illusions.

What awaits him in the near future is definitely not the beauty and happiness he expects. (End of this chapter)