Quadruple split.

Chapter 2744 The Dark Calamity
Under immense pressure from the 'Morning Glory', the Black Van Independent Army, composed of the Skolk Resistance Army and the Dunbua City Army, was forced to accelerate its advance.

The man whose existence was completely shrouded in mystery and had become a legend was so powerful that he overturned the situation without even using his absolute force, ruthlessly shattering the Black Brahma priest's methodical plan, removing the brakes, limiters, or something similar, and then stepping hard on the gas, preventing the war machine called 'War' that occupied the Blood Barbarian Region from completely losing control.

The reason it's described as 'not so thorough' is because that 'Big Morning Glory' seemed to have a clear understanding of just how much power the Black Brahma Priest, as one of the three forces and currently in control of the entire rhythm, wielded the accelerator precisely at the limit that he could tolerate, even though it was very uncomfortable for him.

It's out of control, but not completely out of control.

It was a situation that would have spiraled out of control for anyone else, but only Pastor Black Vane was able to manage it.

Although to outsiders it may seem like he only incited five thousand boarmen, if one can accurately predict 'Big Flower Morning Glory's' next course of action and use this as a basis for high-precision deduction, one will find that he is like a wildly spreading plague, whose influence and reach are almost destined to grow exponentially.

Indeed, this morning glory in quotation marks is a plague, a disease that, if not handled carefully, can cause great damage to all forces involved, eventually evolving into a disaster that is difficult to control and in which there are no beneficiaries whatsoever.

Others might think this is alarmist. Even Romeo, Sharia, and Elgar, who are most aware of the danger, would think this statement is a bit exaggerated. Even ordinary players like the Bathing Monk who have a filter for the Big Flower Morning Glory would find it hard to imagine that this person could have such great power.

But 'Black Vane Pastor' knows!
Pastor Black Vane knows all about this!

The reason is simple: he was not only the first victim of this storm, but also the undisputed sole perpetrator.

I! Am I! A bastard! I! Am! My! Self!
This terrible situation, which has been happening in reality for the past two decades but never appeared in the "Innocent Realm" due to the three characters' geographical location, interpersonal relationships, and behavioral patterns, has finally descended upon Mo Tan again.

There's nothing to wash away, nothing to avoid, not even something to complain about, nothing to vent about.

You're ruthless...

click
In his grief and indignation, Mo Tan, having made up his mind, could only grit his teeth and begin to solve this multiple-choice analytical problem that 'he's' had left for himself. He used his most proficient method to bring this large-scale, exponentially spreading plague, storm, or whatever other natural disaster that could be described as devastating into control, making his moves!
three hours.

In just three hours, more than two hundred instructions radiated out from Skolsk Village as friend messages, sweeping out at an astonishing speed, deconstructing and reorganizing the original plans, arrangements, and deployments, and overturning and reconstructing them!

……

"Due to the disruption of the established plan by unstable factors, Operation Codename: Spark and Plan Codename: Wildfire have been urgently cancelled and replaced with a temporary contingency plan, namely the new plan just drafted by Pastor Black Van..."

In a private room at the far end of the second floor of the [Cup of Singing] bar in the outer ring of the City of Light, the Wealth Saintess Fiari Graham, dressed as a half-orc traveler with a pair of fake wings on her back, lowered her eyes and stared intently at the parchment in her hand, the ink still wet.

"[Code Name: Black Calamity]".

"Well."

Sitting opposite the Wealth Saintess, who had also simply put on makeup and dressed herself up like a tomboyish priest, the Dawn Saintess shrank back and said in a slightly nervous voice, "I just received his message too, it's roughly... that's what it means."

"What do you mean by 'that's how it means'?! What exactly does it mean?! What on earth does that guy mean?!"

Just moments before, Fialy had been expressionless when she suddenly screamed, slamming the parchment in her hand onto the table. Gritting her teeth, she said, "He overturned over 60% of the previous arrangements without a word! Everything has to be redone! Everything has to be messed up! Did he even give me a single word of warning? Did he consider my feelings as an angel investor for even half a second? Doesn't he know how much of my personal savings I've already poured into supporting those two projects that were canceled before they even began?! My personal savings! Not some damn church fund, it's my own personal savings! Aaaaaah!!!"

"Uh……"

Yu Chen looked nervously at the Wealth Saintess who seemed to have gone mad with anger, and said awkwardly, "Um, Ya Li, don't panic. I... I apologize to you on behalf of Hei Fan. As for that secret stash of money, if... well, it's over budget or something, maybe I can figure something out..."

"You think of a way?"

Fiya interrupted Yu Chen impatiently, chuckling dryly, "What kind of solution can you come up with? Do you think I know how much pocket money you, the Dawn Saintess, get each month? Even ignoring what Princess Xia Lian squandered on you, you couldn't save up enough for the renovation of just one of my [Shop Zero] shops in a year! Do you know how much I've drained the funds from several [Shop Zero] shops these days? Fifteen! A whole fifteen! Do you know what fifteen shops means?"

Yu Chen shuddered and asked in a low voice, "What...what does that mean?"

Fiya clenched her fists tightly, pounding her chest and shouting, "It's money you couldn't save even if you got double your allowance every month and lived to be as old as Princess Xia Lian Zhuye!"

"Woo!"

Yu Chen, who had almost buried her head in her chest (Fei Yali, noticing this, became even angrier), pursed her lips and hesitated, "What if I..."

"Would it be alright if you exchanged the prize money from the [Questioning and Debate - Team Battle] with organizations like the [Green Apple Chamber of Commerce] or [Gymboree Studio] for money that I could use?"

Fiya interrupted Yu Chen again, then slumped into her chair like a punctured balloon, waving her hand weakly and saying, "Save it, this hole is too big for you to plug."

Yu Chen: QAQ
"Okay, okay, stop looking like you're about to cry. No matter how pitiful you are, it doesn't change the fact that I'm heterosexual."

Fiya tilted her head to look at Yu Chen, a slight smile playing on her lips: "Besides, I never intended for you to make up for the losses Hei Fan caused me, since he didn't cause me any losses at all."

Yu Chen: "...Huh?"

"what happened?"

Fiyali rested her chin on her hand and couldn't help but chuckle as she said, "If you didn't hear me clearly, I'll repeat myself. Although your Pastor Black Vane shamelessly changed the previously agreed-upon plan and came up with this [Code Name: Black Calamity] which doesn't quite fit his naming style, this matter itself... didn't cause me any losses."

"But...but Yali, you were so anxious just now!"

Yu Chen moved closer to Fei Yali and gently tugged at the latter's fake wings: "Were you trying to scare me on purpose?"

"No, I was really anxious just now, uh, actually I'm still quite anxious now."

Fiya shrugged and spread her hands, saying, "It just doesn't have much to do with your Black Fan. Tsk, maybe it can't be said that it doesn't have much to do with him. After all, although the pressure he's under is only a straw, it can be considered the last straw that breaks the camel's back. What is a camel anyway?"

"An animal from our world. By the way, Yali, you know so much about our side of the world."

Yu Chen, finally relieved, smiled slightly and then cautiously asked, "So what's the reason you're in such a hurry?" "Because my cash flow is about to dry up."

Fiya sighed, forcing a smile, and said, "Simply put, everything just piled up at once. If I could barely manage before, after Havan activated that terrifyingly powerful [Code Name: Black Calamity], I might really be struggling to keep up. You know I don't have much money..."

Yu Chen: "You don't have much money?!"

"Just pretend I don't have much money."

Fiya casually glossed over this crucial premise, shrugging and saying, "In short, if my life was just 'barely getting by' before, I'm probably really going to die of poverty right now. And the scariest thing is that once my cash flow collapses, the chain reaction will most likely bring me divine punishment."

Yu Chen was immediately shocked and exclaimed, "Divine punishment?"

"Yes, it's divine punishment. You don't think that those favored by the gods like us are immune to divine punishment, do you?"

Fialy crossed her arms and said this with a matter-of-fact expression, her face ashen: "I don't know what taboos your Dawn Cult has, but in our wealth sect, once an individual's loss reaches a level that the gods cannot tolerate, it will trigger divine punishment. Uh... but that's what they say, I think it's more like a mechanism triggered by 'I feel that the gods cannot tolerate this level of loss'."

Yu Chen nodded as if he understood, but said with a worried look, "Then what should we do?"

There are two methods.

Fiyali made a peace sign at Yu Chen and said seriously, "The first one is the simplest. Just turn the loss into a profit or don't lose everything. In this way, as long as the loss is within your rational tolerance range, you won't trigger the fully automatic divine punishment mechanism. The second one is more difficult. You have to have absolute faith in yourself, treat the current loss as nothing, and believe 100% that you can turn things around!"

Yu Chen suddenly realized and nodded vigorously, saying, "I see. So, Ya Li, how do you plan to solve the current problem?"

"me……"

Fialy took a deep breath and said in a low voice, "I plan to increase leverage."

Yu Chen: (ΩДΩ)?!
Here's a simple explanation of what leverage means. We can understand it as 'borrowing and financing' when you are certain that a certain financial activity can generate huge profits, and you don't have enough funds to earn sufficient returns, in order not to miss the opportunity.

Considering that this topic is not suitable for in-depth discussion, we will stop here for now; just get the gist of it.

Although Yu Chen is a well-behaved girl in every sense of the word, she has some knowledge about related matters because of Lucy Ai, who is a quirky and omnipotent person. Although it is all passive, she still remembers some of it more or less.

She remembered the huge price that would be paid for recklessly increasing leverage, especially since Lucy rarely showed obvious emotions, but she was very good at inciting emotions. Her 'financial ghost stories' could even scare Yu Chen and others who knew nothing about such things so much that they would break out in a cold sweat and shut up.

Therefore, upon hearing Princess Fialy Graham's words about increasing leverage, Yu Chen's first reaction was that the girl in front of him was probably going to be punished by the gods and struck dead one day...

"Don't panic if you forget what you're saying."

Upon seeing Yu Chen's expression, Fiya Li guessed most of the panic in his heart and quickly reassured him, "It's just that I'm planning to find someone to get some small loans. Although the interest rate will probably be outrageous, the matter itself should be reliable."

[Is it still high-interest loan leverage!?]

Yu Chen panicked immediately and exclaimed, "This isn't appropriate! Although I don't know much about it, people who offer high-interest loans are usually quite scary! They might even deliberately cause trouble so you can't pay back the money before the interest goes up!"

"It's alright, although he is indeed a bit cunning and has a frighteningly many tricks up his sleeve."

Fialy stroked her chin and shook her head before Yu Chen could begin the next round of persuasion, saying, "But His Holiness Rivergas is, after all, a pope. Considering we are all believers in our Lord, he shouldn't resort to underhanded tactics against me, right?"

Yu Chen: "...Huh? You mean...His Majesty Rivergas?"

“Yes, Saint Rivigaz Gold Mine, His Holiness the Pope of our Wealth Cult.”

Fialy nodded seriously and shrugged, "Because he had clearly stated beforehand that supporting Havan would be considered my personal action within the church, and he even signed a betting agreement with me. So even if His Majesty superficially supported me and created some public opinion, when it comes to real interests, any proposal that is fair enough or beneficial to me will be rejected by him 100%, so..."

"so?"

"So I could only approach him with small loans, which were essentially giving money to the church and had extremely disproportionate risks, in order to keep the cash flow going."

"Is this... is this really possible?"

"Of course you can! Why wouldn't you be able to?"

"But Yali, didn't you just say you had cash flow problems? If you take on this kind of loan, what if something goes wrong later...?"

"His vast assets were confiscated by His Majesty Rivergaz, and he suffered the most severe divine punishment. The worst possibility is that he will lose his status as a divine favorite or his life."

"Then why are you still..."

"Because I believe in Havan."

"You believe in... Black Van?"

"Yes, since I've already made a bet with His Majesty for him, a small loan won't make a difference. In fact, if everything really goes according to the timeline of [Code Name: Black Calamity], I might even make a small profit."

"..."

"Forgotten words?"

Chapter 2735: The End