space farmer girl busy farming

Chapter 1365 The distinguished guests of Dong'an Mansion have arrived ([-])

"It was on purpose, but it also happened to watch a bustling scene in the county."

"What is the excitement? There is still excitement in the county?"

"The dock laborers hired by Jiaji Shipping Company came back yesterday." Bai Qing looked at Qi Ke with a half-smile, "The excitement is still related to you."

"Oh, I know that. Overseas merchant ships picking up goods are leaving the port one after another. The peak season at the port is over, and workers can check out and come back at any time, but what's the excitement related to me?"

"Why not? The laborers didn't come back with any cash. They had something called a passbook in their hands. The salary for a few months was just a string of numbers on the passbook. If you want to use the money, you have to go to the canteen at the entrance of the Maternity and Infant Hall to pick it up. The county It was a busy day yesterday, and there was a long queue at the gate of your Maternity and Infant Hall."

"Oh~" Qi Ke licked his lips, "So that's what I was talking about. I'm thinking about their money safety. A group of people living in a Datong shop is prone to financial accidents. If someone loses their belongings, they can't think about it for a while. Jiang? How safe is the passbook, with detailed records of deposits and withdrawals, as long as the money is in the account, it will not be lost."

"Safer than bank notes?"

"Is the bank note registered? The passbook is registered, and it can only be used by the person. The signature is proof. Even parents, children and spouses will not be able to get money if their signatures do not match. They can only be deposited in it."

"Those laborers can write their own names?"

"Learn, if you don't learn to write your own name, you won't be able to get money with your passbook."

"So strict?"

"There's no harm in being strict with money. Give your money to whomever you like, but that's after cash is withdrawn. As long as it's in the account, don't even try to take it away."

"That's true. No wonder there were some crying, some laughing, and some swearing at the gate of the Maternity and Infant Hall yesterday. Everyone in the county was watching."

"Master Qian is also at the scene?"

"I'm waiting for the boat in the county." Bai Qing snarled at the big boat behind him, but Qi Ke was speechless.

Bai Qing is quite interested in passbooks and credit cooperatives. Naturally, these new terms were heard in the county yesterday. It is estimated that the people in the county will remember these two new words firmly in the past few days.

The banks’ ticket numbers all exist in reality, and the bank is where money is deposited, with certificates and tokens. Qi Ke’s explanation to the cooperative is also to rely on the direction of the bank, but it only deals with its own money, and does not absorb loose money from outside. It does not grab the business of other banks, and is based on credit and cooperation, so it is called a credit cooperative. In order to distinguish it from its peers, it makes passbooks as vouchers and tokens.

"It's all ready-made things with a new style, and everyone will be done in a few days." Qi Ke said.

"I'm afraid it won't be finished in a few days."

"How to say?"

"Ordinary people with a family's annual expenditure of ten taels of silver are not customers who would step into a bank, but your cooperative can deposit copper coins, and the deposit and withdrawal of a few copper coins is not too little." Bai Qing sighed. In a calm tone, "there are the most poor people in this world, and they really can't afford a loss of money."

"Master Qian said this, as if cooperatives are only suitable for the poor."

"Hey, hey, I don't mean that."

Qi Ke shrugged: "It's not wrong to be in business for the poor. It's true that all the people who come to save money are poor people, including my female workers, and no one is rich."

"Your cooperative has only just opened, and other big banks and big bank accounts didn't grow so big at the beginning, and didn't they all start from small businesses step by step." Bai Qing encouraged Qi Ke with fists and palms, " I believe that in time, your small cooperative business will become bigger and stronger."

"Thank you, Mr. Qian, for your kind words." Qi Ke accepted the encouragement frankly.

(End of this chapter)