Great fusion of heaven and earth

Chapter 1600

The real big lender has never been a company engaged in lending business.

But those real estate.

Those real estate tycoons rely entirely on loans to develop their businesses.

Moreover, many loans are twice the size of their own companies.

Enterprises with tens of billions of dollars can borrow hundreds of billions of dollars, because houses are always in demand.

In other words, in the eyes of mothers-in-law, it is just needed, especially in big cities.

And financial institutions will issue a large number of mortgages to these real estate companies and buyers of real estate, and many of them are loans without collateral.

The extent and strength of lending can scare people to death.

But there is no way, Zhu Xia has been squeezed and rejected by the whole world since the 90s.

If the country's economic development is unable to develop externally, it can only stimulate domestic demand.

Therefore, the real estate industry has gradually developed into a pillar industry that stimulates domestic demand and promotes economic growth in just over 20 years.

The real estate industry was just emerging.

Its original purpose is to solve people's rigid demand for housing.

At the same time, the construction of public buildings in the real estate industry is essentially an investment behavior. In the process of real estate investment, it will create a large output value, which can stimulate domestic demand, promote the steady and rapid growth of the national economy, improve the hardware investment environment, and absorb multinational investment. capital etc.

At the same time, the development of the real estate industry will bring about a large market capacity, which can greatly drive related material production departments and service industries.

For example, the development of material production industries such as commerce, building materials, and steel.

There are also a lot of related service industries such as security and property management.

Moreover, during and after the development of real estate, it will attract a large number of working people, which will have a huge effect on social stability.

At the same time, the greater role is to allow the country to have a large amount of fiscal revenue, allowing the country to have a large amount of funds to invest in some livelihood industries that have no income but expenditure.

In short, for a long period of time, real estate has been Zhuxia's economic pillar industry.

It is also the best choice for Zhuxia people to invest and manage money.

In this era of introversion where wages are not enough to spend, real estate has become the most important asset of a family.

So everyone is trying their best to maintain the real estate industry and prevent it from falling and fluctuating.Otherwise, a large number of ordinary people will lose their assets, and some people will even lose their money.

Originally, if it had been maintained so well, when Zhuxia's other industries got up, the companies in the real estate industry and their bosses would also be able to get a decent ending.

However, the bosses of these real estate companies are all smart people, and they all believe that people without foresight must have short-term worries, so they all get together and turn to other industries.

Some are lucky enough to enter the real economy and put themselves ashore. Although the development of real estate is slow, it is also safe.

Some are really smart. They all ran to invest in emerging industries and consumed a lot of their own funds, while still gaining a foothold in emerging industries.

Those who are like this and those who retreat bravely from the rapids are all safe.

However, there are still some that have already made a very large volume, and they want to carry out deep plowing.

I started commercial real estate, but it was self-operated commercial real estate. If there were fewer of these real estates, they would have nothing to do.

It's not a big deal to run some industries on your own. It's understandable that people want to leave a way for their descendants.

But some people are really too smart, and the self-operated industry they see can give them a permanent cash flow.

Then put the main business on the self-operated property, want to become a charter company, and turn all of your own property into the rental of commercial real estate.

This makes a lot of people very uncomfortable.

Especially the top, the top allows you to grow bigger, allows you to be the biggest, but does not allow you to control certain things. Even if there is a 60-year deadline, it is not allowed. Who knows if there will be any changes in the future? ?

The important thing is to learn from others.

The first in the industry has done this, so will other people in the industry do the same? If this becomes a common practice, will there be a monopoly on necessary materials in this industry, and a large-scale monopoly within the industry? , and then form the strata?

These are all things that must be considered.

If so, will there be a bubble?
If there is a bubble in the property market, it is really a very bad thing.

First of all, hardworking people cannot get normal returns. This is something that will distort social values, which makes many people give up their existing operations and jobs and enter the stock market.

Because in this way, they can rapidly expand their personal and family property without having to work hard.

Laborers without property, on the other hand, can't afford a house after working hard all their lives, or their family's savings can only buy a pigeon cage of a dozen or twenty square meters, which is called a struggle apartment, and then they have to repay the loan for life.

Perhaps these loans can be replaced before death.

And this kind of thing is really unacceptable for the country.

So after Zhang Wei helped them get rid of those illegal small loans.

Let's start with the leaders in the real estate industry who have begun to turn to the leasing business.

The last one to be targeted in this way was the coal industry.

But it won't work if you don't do it like this.

Because everyone can see what the real estate leader wants to do.

After a certain drunkenness, this man said a word to his close ones, and these words would kill him for no reason.

And this is to say, the property rent in a city can support a family of hundreds of billions. I have properties in so many cities. My family will not become a trillion-dollar family, and I am not afraid that the unfilial younger generations will ruin the family property. So Even if the offspring are incompetent in many industries, it will still allow them to eat, drink and have fun for several generations.

These words directly offended the highest level.

In Zhuxia, such a class is not allowed to be born.

If only they gave birth to classes.

That country would be useless, so it directly started to take action.

This previous handwriting is also very huge, and he is buying, buying, and buying all over the world. However, after Zhuo Qun appeared, his buying, buying, and buying expansion had problems.

Because ghosts and supernatural events appear all over the world,

Therefore, real estate in various countries in the world has also experienced a certain decline.

That is to say, the price of real estate has dropped, and everyone has no desire to buy or rent real estate. The entire market has shrunk.

This is nothing at all. For companies with huge cash flow, this is an opportunity to acquire some industries for investment.

For the leader, this is also an opportunity, so he borrowed hundreds of billions of dollars and started buying and buying all over the world. This purchase directly stimulated the market and caused the market in many places to recover.

Originally, the plan was complete and there was no problem.

However, because of the problem of illegal small loans, the entire financial industry of Zhuxia was investigated, and Zhang Wei's operation along the way caused heavy losses to those financial institutions.

Therefore, they can only tighten their money to ensure that they will not be overwhelmed by possible runs in the future.

And when these institutions tightened their money, they found that they had already lent out trillions of loans, and before these loans were made, there were still several trillions of funds that had not been recovered.

At this moment, a lot of financial institutions were stunned. They never thought that they would have so many loans outside and did not come back.

Then everyone checked carefully and found that what we know now is that there are relatively few corporate loans, and more consumer loans and other messy small loans. The sum of these money can be forty or fifty trillion .

This crashed all financial institutions.

At this time, the large-scale review of the financial industry initiated by Zhang Wei began.

Now that the loan of more than one billion yuan was directly announced, the people and enterprises all over the country were stunned. They had never thought about such a huge amount.

And Zhu Xia also wants to take this opportunity to take action against some monopoly industries, because they all know that in the future, Zhu Xia will not be able to focus on the service industry, but needs to increase the proportion of the primary industry.

Only industry can allow Zhu Xia to enter space, and also allow Zhu Xia to have the capital to enter space.

So they also manipulated it tacitly.

And at this time, the real estate that won't lower the price if it is killed has become a thorn in the side.

Zhu Xia's house is actually enough, but the real estate industry feels that it is not enough.

They are the kind of people who wish they could have five suites in one family.

So I keep building houses, building houses, building houses.

Then put everyone in debt to buy their already saturated properties and leave ghost towns behind.

This kind of thing has happened before.

But this time the top leaders of Zhuxia are different. They all want to clean up these people, and then turn the country's economic pillars into the primary and secondary industries. As for the tertiary industry, they no longer think about it.

The tertiary industry can enable people to have jobs, but it cannot be called the pillar industry of the country.

This thing, like real estate, looks promising, but in fact it has no future.

Only industry can keep a country going.

So, this time after getting a lot of technology from the third industrial group.

The Xias in this world feel that they don't need to worry about those real estate anymore, they can already do something to those who have no rules.

Let them know that Zhuxia will not allow wealth to hit, nor will the so-called family class appear.

Between Zi and She, Zhu Xia would not choose Zi.

Zhu Xia's attitude is very clear, that is, I allow you to exist as an integral part of the national economy, and I also allow your assets to exist, because these are inevitable parts of the process of economic development.

But this does not mean that we will support you to solidify your class and wealth, because we are not capitalists, we will not be capitalists, and capitalism is not in our cognition.

So Zhu Xia didn't hesitate at all when he started.

Directly let those real estate leaders with huge loans repay their loans.

And the leader also immediately started the process of selling, selling, selling, but this time he didn't have time to pay off the debt slowly, but had to repay the loan of more than 3000 billion in one go.

This time it was fatal.

Wang Shufu was so anxious that the corners of his mouth were sore, his mouth and tongue were sore, and even his eyes had protruded a lot.

A lot of hair fell out.

Then Zhuo Qun came forward.

In the bamboo forest villa in Beizhuhai, Zhuo Qun met Wang Shuanfu, and he was going to do some business with Wang Shuanfu.

"Hello, Wang Shufu, I'm Zhuo Qun, it's the first time we meet, please do it, you don't need to be cautious when you come to me!"

Zhuo Qun pointed to the sofa opposite him and said.

This made Wang Xianfu a little uncomfortable, because he was the center no matter where he was before, and everyone wanted to see his face, but now he had to see Zhuo Qun's face, the gap was a bit big, and he accepted it for a while no more.

But he sat down anyway, because he was asking for help, and he had a lot of houses to sell.

And Zhuo Qun happened to have a lot of houses to buy, so the two parties might reach an agreement.

"Let's watch a TV now. There's been a lot of news about your real estate during this time."

Zhuo Qun turned on the TV without waiting for the other party's consent.

It happened to be a picture on the TV, a bald head was jumping from a tall building.

"This one, you seem to know him, and you are also in your industry?"

Zhuo Qun pointed to the people on the TV and asked.

"Baldy Pan, the boss of the SOHO industry owns several SOHOs."

"Yes, it's him. He donated billions to the University of America before, right?"

"Yes, it's him."

"Now he actually jumped off the building, do you think this kind of person is pitiful?"

Wang Shoufu watched TV and listened to Zhuo Qun's words, but didn't say a word.

Because, he also doesn't know what to say now.

"This Xu Daheng is also a ruthless person. With a capital of 39 billion and a debt of two trillion yuan, how could he dare? Do you dare to play like this with a double leverage of 510?"

Zhuo Qun asked another question, which left Wang Downpayment at a loss as to what to say. His debts were also in the trillions, but most of them were for foreign investment this year. Before the transaction was completed, he was loaned out The financial institution has taken it back, and he needs to pay, more than 50 billion liquidated damages, or US dollars, converted to Zhuxia's currency, that is more than 300 billion!
That's why he had to sell a lot of his properties, leaving only what he was going to leave.

He is now planning to sell the business in his hands. There are three commercial cities, more than 70 hotels, 37 department stores, a lot of commercial plazas, and a resort area in Changbai Mountain. These add up to hundreds of billions of assets .

But these are still not enough, so Zhuo Qun looked at him and said, "Don't keep any commercial real estate. If you can't keep these, you can go to the entertainment industry, or I can give you some industries that require a lot of money. , I don’t know if you want it or not. It’s a high-tech industry, and it costs at least 5000 billion yuan, and it may reach trillions in the future. I don’t know if you are interested.”

It was only at this time that Wang Shufu said the first sentence he wanted to say. "I'm interested, I'm very interested!"

(End of this chapter)