Daming Town Haiwang

Chapter 2019, this is a ticking time bomb

"Everyone, what do you think of the bank notes and coins of our Huihai Bank?"

Seeing that everyone was silent, Liang Cixi hurriedly asked.

"Not bad, not bad, very beautiful."

"Yeah, yeah, it's quite beautiful."

"It feels similar to the bank notes and silver coins of the First Bank of Ming Dynasty."

When everyone heard it, they also said with a smile.

Although everyone knows that this thing is not good, but this face must be given, and you can't say it directly. Anyway, everyone is not going to deposit money in this Huihai Bank, and will definitely not accept the bank notes and silver coins of Huihai Bank.

"That's right, this banknote still has many deficiencies. Compared with the banknotes of Daming First Bank, it is still somewhat insufficient. However, Huihai Bank is constantly improving, and we will definitely launch more exquisite silver notes and silver coins in the future. .”

Liang Cixi laughed happily when he heard that.

In fact, I also know that this bank note is not as good as the bank note of Daming First Bank. When printing the bank note, I also encountered many technical problems. These technologies are in the hands of Daming First Bank, and outsiders don't know it at all.

Moreover, the paper of the bank note is also a special paper, and they will not be able to get it for a while, so they can only replace it with ordinary paper. Anyway, Huihai Bank also has its own anti-counterfeiting technology.

The shareholders behind this Huihai Bank are many conservative officials. The big families behind many of them used to be in the business of the bank, but the business of the bank was severely impacted by the Daming First Bank. Diverted to do other business.

"That's right, that's right, the bank notes first discovered by the First Bank of Ming Dynasty are also very ordinary, far less exquisite than the current ones."

"The currency discovered by the first generation of Daming First Bank has appreciated a lot now, and it is very valuable for collection."

"Your bank notes are already very good."

Everyone also smiled and complimented.

"Everyone, although the bank notes and silver coins of our Huihai Bank have shortcomings, we also have our own unique anti-counterfeiting technology. You can use it with confidence, and please help promote it. From now on, use our Huihai more Bank notes and coins."

Liang Cixi felt relieved when he heard everyone's words. Everyone said it was good, so it was really good. Although there are flaws, it can be improved slowly.

Daming First Bank has been constantly upgrading its banknotes over the years, making them more exquisite and refined. Huihai Bank can also do it. As long as time is given, it can be done slowly and better in the future. come better.

"Okay, okay~"

"OK, OK~"

When everyone heard it, they quickly dealt with it in an ambiguous manner, but they knew in their hearts that the bank notes and silver coins of Huihai Bank were absolutely unusable and would never be accepted.

Ghosts will use your banknotes and coins.

"thanks for your support!"

"Today is the opening day of our Huihai Bank, so there are also discounts for deposits. As long as everyone deposits at our Huihai Bank, the interest rate is much higher than that of Daming First Bank."

"In addition, in terms of loans, our loan interest is also lower than that of Daming First Bank. Please support us a lot!"

Liang Cixi smiled and said to everyone.

The meaning is also very clear. This is to ask everyone to save money, and if you want to borrow money, you can find Huihai Bank. After all, these are the two main businesses of the bank.

As long as these big commercial firms, big factories, and big merchants are willing to support, this business can naturally be started quickly, and with the business, it will naturally be on the right track, slowly spread out, and open more branches.

However, after he finished speaking, everyone did not intend to express their views. Others are easy to say. It is safer to put this money in the First Bank of Daming.

Daming First Bank has always had a very good reputation.

Even if the bank note is only half burned, the First Bank of Daming is willing to replace it with a new one for you. This deposit is extremely safe, and no one has ever said that something happened to the deposit of the First Bank of Daming.

When the money arrives at Daming First Bank, you can rest assured that you don’t have to worry about losing it. They take this very seriously and have an excellent reputation, which everyone recognizes.

In the past, when everyone had money, they all liked to bury it in the ground, but now they like to store it in the Daming First Bank, and even the Daming First Bank has opened a safe business, and any valuables can be stored in it.

High reputation, considerate service, convenient way, low-interest loans, etc., these are the reasons why the First Bank of Daming is able to connect to the world. It is definitely not because the shareholders behind it are the emperor, prince, Liu Jin They are the only ones who can be recognized by everyone.

It is the service of Daming First Bank that is truly recognized by everyone. Even if you deposit a tael of silver in it, you can still enjoy their caring service and due guarantee.

The treasure banknotes issued by the Ming Dynasty in the past were endorsed by the Ming Dynasty. However, due to its continuous deforestation, it finally became waste paper. Even if it was endorsed by the court and ordered to be used by the emperor, everyone is not a fool. Under market rules, it was naturally abandoned.

At the beginning of Daming First Bank, everyone had a lot of worries and worries, but as it slowly relied on its own reputation and services, it finally won the recognition of everyone, and even in Europe, the Ottoman Empire, Persia, These places in Egypt are also recognized by everyone.

Rich people in these countries like to store their money in the Daming First Bank, because it is absolutely safe and very convenient to use.

You Huihai Bank, relying on you, Liang Ci, to open your mouth, and everyone will put in the hard-earned money?
What's more, you still have to play with silver tickets and silver coins by yourself, so everyone is even more afraid.

If you, like other Four Seas Bank, Daming Southern Union Bank, South African Bank, and Western Union Bank, are all based on the bank notes and silver coins of Daming First Bank, everyone will still trust one or two, and will be willing to transfer part of the funds come here.

If you play with silver tickets and silver coins by yourself, everyone dare not, because you can’t get out of the door with your silver tickets and silver coins, who wants it.

Seeing that everyone was quiet, Liang Ci frowned slightly.

Everything is difficult at the beginning, and it is understandable that everyone will disagree for a while.

However, Huihai Bank needs to develop, and it must be prosperous at the beginning, and it must be supported by these people.

"Everyone, please rest assured that our Huihai Bank is very powerful, and everyone knows who the shareholders behind our bank are. In the first phase alone, we raised a total share capital of [-] million taels of silver!"

"Everyone supports our Huihai Bank, and our Huihai Bank will also support you a lot. If there are any difficulties in the future, we can help each other, right?"

Liang Cixi looked at everyone, and also showed everyone the strength and background of Huihai Bank.

It's just that everyone still hasn't expressed anything, who cares who is behind you, can it be stronger than the background of Daming First Bank?

What's more, you only have a few branches, and everyone's business is spread all over Daming and even all over the world.

"Young Master Liang, it's not that you don't support it, it's just that all of us here, your business and transactions are all over the entire Ming Dynasty, and even all over the world."

"You Huihai Bank, there are too few branches at present. If you want to use silver, there is no way to circulate it in various parts of Daming, or even around the world."

"The First Bank of Ming Dynasty is different. It has branches all over the world. It is very easy to use money, and it can be mobilized to all parts of the world at any time."

Some people thought about it and told the truth.

"We have also considered this issue. At present, Huihai Bank is also rushing to open branches in major cities in Daming. In the future, we will also open branches in major cities around the world."

"It will definitely not affect the use of everyone's funds."

When Liang Cixi heard this, he also nodded and said.

Huihai Bank's ambition is not small, to be comparable to the existence of Daming First Bank, this branch must be opened, and there must be many branches, otherwise it will be difficult for everyone to recognize it.

"Mr. Liang, I will leave when I have something to do. When Huihai Bank has enough branches, I will definitely support your bank."

"At present, our funds are also very tight. There is really no way to transfer them to Daming and even around the world at any time."

Li Chunyang stood up and prepared to leave, there was no point in staying, it was a waste of time.

This Liang Cixi is basically a layman. How can he understand the operating mechanism and model of this bank? The people behind Huihai Bank have great ambitions and appetites, but it also depends on whether they will support themselves.

You can write a letter to Liu Jin when you turn around. Presumably Liu Jin will be very happy when he hears the news.

These conservative officials invested a huge amount of [-] million taels of silver at once. This must be a blood loss. It is estimated that many people will go bankrupt by then.

Banks can’t be played casually, let alone want to play with silver notes and silver coins by themselves, it is really ignorant,

However, it is in line with the consistent style of these conservative officials. They are conservative but greedy. They often like to use power for their own personal gain, and they don't like to abide by market rules.

This is completely different from Liu Jin. The industry under Liu Jin's command can grow bigger because it abides by market rules and relies on its own strength, technology, etc. to make it bigger and stronger, not relying on its own hands. The power to establish some rules to exclude competitors to eat alone.

For example, this bank, everyone can come and open it, but whether it can survive or not depends on your ability. Many banks have closed down, not because of poor service and competition.

This Huihai Bank estimated that it might become a time bomb for these conservative officials, directly blowing them to pieces.

(End of this chapter)