Daming Town Haiwang

Chapter 351, Wang Shouren's spinning mill
"Your bank sounds interesting~"

After listening to Liu Jin's detailed explanation, Zhu Houzhao's small eyes narrowed immediately. He instinctively felt that this thing is very good. If it can be done, it will not worry about running out of money in the future.

"Of course it's interesting. As long as our bank can be established, we can use other people's money to do great things in the future, and when the banknotes discovered by our bank establish credit and everyone gradually uses and relies on them habitually, we will really You don’t have to worry about money anymore.”

Liu Jin nodded with a smile and said, the bank must be established.

Not only to issue banknotes, but also to issue silver and gold coins of uniform specifications to control currency rights, and more importantly, to find a way to dig out the silver and gold that Daming buried underground, so that these money can be circulated on the market and promote The economic development of the entire Ming Dynasty.

One of the most basic functions of a bank is to absorb deposits. With a certain amount of interest, it will gradually attract people to deposit money in. After all, it is useless to put silver in the cellar, and you are even afraid of being stolen.

Putting it in the bank can not only provide insurance, but also generate money from money. As long as this is gradually promoted, more and more money will be deposited in the bank in the future.

If you have money in your hands, you can invest more than that little interest money casually.

"Yes, yes, this can be done."

Zhu Houzhao nodded like a chick eating rice. As long as he can earn money, he can talk about anything. Anyway, he only recognizes money and does not recognize people. He is a master if he has money. What is His Royal Highness, His Royal Highness who has no money is nothing. Just like Emperor Hongzhi, Emperor Hongzhi, who had no money, had three meals a day, which was not as good as some landlords in the south of the Yangtze River. Even Queen Zhang had to follow the weaving, and no one believed it.

"Your Highness, there is no need to rush this matter. I will go back and work out a charter. Besides, the matter of the bank is too big for the two of us to manage. We still need to recruit His Majesty and some nobles from the court."

Liu Jin thought about it for a while and felt that the matter of running the Central Bank of Ming Dynasty was really too big. Those with small arms and legs must not occupy the majority, but only a small share. It can be regarded as the greatest wealth left to future generations. As for Let Emperor Hongzhi and Zhu Houzhao be the big heads, they have thick legs.

In the future, if the central bank of the Ming Dynasty has a conflict of interest with the Ming court, they will be the biggest vested interests and will naturally try their best to protect their own interests.

As for the Ming court, Liu Jin felt that no matter how good things were handed over to these civil servants, they would kill them. Private ownership of such things is more reliable, because only private people will really care about them, and truly manage and manage them with all their heart. develop.

"Okay, let's talk about it later."

Zhu Houzhao nodded. He was very relieved when Lao Liu did things. All he needed to do was to be a shield and wait for the money to be distributed.

Liu Jin and Zhu Houzhao are building a textile factory in Beijing, while our classmate Wang Shouren also asked his family for [-] taels of silver to start a Caiyun textile factory.

After listening to Liu Jin's words, he felt that there are many great principles contained in this economics, so he also wanted to learn from Liu Jin himself, set up a factory by himself, and experience for himself how to operate and manage a factory , to see if it is the same as what Liu Jin said.

Wang Shouren's Wang family is a big family in Yuyao, Zhejiang. The Wang family itself is very rich. In addition, Wang Shouren's father, Wang Hua, is the number one scholar and is now an important minister in the court. But everyone knows that this is just a matter of time, you must know that he is now a senior member of the fourth rank.

So when the Wang family came to Wang Hua's generation, they naturally made great strides forward. They are a well-known family in Zhejiang, with countless fertile fields under their command, and industries in various fields.

Wang Shouren wanted to set up some kind of Caiyun Textile Factory in the capital, which was naturally extremely simple. If he wanted someone, he wanted money and money. The Wang family had a cloth business in Zhejiang. After a letter from home, half a month later, Someone arrived in the capital from Tianjin by sea boat.

As for land, his Wang family is not short of it. Not only is there a lot of fertile land in Zhejiang, but the Wang family also has a lot of land around the capital. Scholar Liu Jin can just draw out a piece of land.

Caiyun Textile Factory, Wang Shouren was inspecting the textile factory, followed by two members of the Wang family's offshoots sent by the Wang family from Zhejiang with experience in cloth business, one was Wang Gui and the other was Wang Xian.

Both of them are in their forties, have very rich management and business experience, and have been managing the Wang family's cloth business for a long time.

"My lord, the moon ring we offer is too high. The moon ring is two taels of silver a month, and we have to take care of three meals a day. We will definitely lose money."

Wang Gui listened carefully to Wang Shouren's plan for the Caiyun Textile Factory, and couldn't help but say it after listening.

The Wang Shouren in front of him, he didn't want to stay in his own Imperial Academy, but he wanted to set up some kind of textile factory. Isn't this just chasing after the waste? He is a scholar, how could he know these things.

As far as this moon ring is concerned, in Zhejiang, a monthly payment of one tael of silver is enough to make countless people sharpen their heads to do things for you.

He actually wants to open the moon ring of two taels of silver, and also manages three meals a day. This is not doing business, doing business, this is simply opening a philanthropic hall and doing good deeds.

"That's right, young master, the moon ringing is set too high, we will definitely lose money."

Wang Xian also said very affirmatively.

"Are you sure that you will lose money on the monthly payment of two taels of silver?"

Wang Shouren nodded after listening, and asked after thinking about it.

He already knew that the capital textile factory run by Liu Jin had already started recruiting workers, and the recruits were still women from the capital city.

He felt that since Liu Jin could make money with such wages, there was no reason why he couldn't make money, and he didn't really just do it randomly.

Now the capital is in great demand for ready labor, and various factories and workshops, large and small, have sprung up like mushrooms after a spring rain, and are developing rapidly, so that the labor force in the capital has become extremely scarce and tense. It is difficult to recruit people with two silver a month. As for three meals a day, this is almost standard.

"It will definitely lose money~"

Wang Gui said affirmatively, then thought for a while and said, "My lord, a piece of cloth in the market now, an ordinary piece of cloth, costs about [-] Wen."

"A skilled weaver, even if he weaves all day long, can barely weave a bolt of cloth in four days, and can only weave about seven bolts of cloth in a month."

"These seven bolts of cloth are about [-] Wen, which is not even two taels of silver. What's more, we still need to buy cotton, as well as the breakage of this machine, labor, energy, time, etc."

"The monthly payment of two taels of silver is definitely not profitable, and there will be a blood loss."

Wang Gui settled an account for Wang Shouren very simply, and Wang Shouren frowned immediately.

Wang Gui is an expert in this field. He knows how long it takes to weave a piece of cloth, how much money can be bought, and how much cotton is needed. Recruiting workers is definitely opening a philanthropic hall to do good deeds.

"It doesn't make sense, this Liu Jin pays the same monthly money, he can make money, why can't I make money?"

Wang Shouren immediately thought about it. He is a person who is extremely good at thinking, and he also clearly knows that Liu Jin is definitely not here to do charity. Every business he runs is extremely profitable, and the profits are amazing. The textile factory he opened Certainly so.

"Young master, Liu Jin and Liu Zhuangyuan are probably going to make a loss-making business this time. No one can make money at such a high price. I have been in this business since I was a teenager and have been doing it for almost thirty years. Yes, I can assure you."

After hearing Wang Shouren's words, Wang Xian said with certainty.

"You just came from Zhejiang, so you may not know Liu Jin very well. Any property he owns is very profitable. He can do things that many people think are impossible, and he can make a lot of money. "

"You know this briquette. Xishan Coal Industry earns millions of taels of silver every year just by making this briquette. He will not trade at a loss."

Wang Shouren said with certainty that he conducted some research on Liu Jin and came to the same conclusion as Zhu Houzhao. Liu Jin is not a person who trades at a loss.

"Young master, we know that Liu Jin is the son of a high-ranking man, and he has the talents of all over the world, but we have stayed in the weaving industry for a lifetime, and we can be sure of this. It is absolutely impossible to make money with such a high moon sound." to silver."

Wang Xian smiled, and also said confidently, how much profit can be made in the weaving business, they are too clear, and feel that even if they are the children of a high-ranking person, they will probably fail in the weaving field.

"Let's not talk about whether he can make money. Let's recruit our textile machines and workers first. You are responsible for the textile machines, Uncle Gui, and you are responsible for the recruitment of workers, Uncle Xian."

"Uncle Xian, you can pay as much as you think you can recruit people. Anyway, as long as the machines arrive, there must be enough workers to do the work."

Wang Shouren smiled, and after thinking about it, he didn't continue to argue with them about this matter. It doesn't matter whether he can make money or not. The key now is to start the textile factory first, and then find a way to make money.

"Yes~"

The two nodded at the same time, and then Wang Xian thought about it, and he seemed hesitant to say anything. In fact, he really wanted to ask Yiwen Wang Shouren why Hao Duanduan wanted to set up such a textile factory.

　How do you think Boss Wang will improve the efficiency of his company?

　　
　
(End of this chapter)