Daming Town Haiwang

Chapter 358, it is always unsteady to see the silver

Tianjin, the director's office of Tianjin Shipyard, five timber merchants chatted happily with Dong Yun, the director of Tianjin Shipyard. Tianjin Shipyard needs a lot of wood every month, and they all need the best wood. Therefore, it also drives the development of the timber industry in Tianjin.

The timber supply of Tianjin Shipyard is a big business. Every month, Tianjin Shipyard spends as much as [-] taels of silver just to purchase all kinds of timber.

This is a very large number, and it is also a very huge cake. Each of the five timber merchants on the scene got a big piece of cake.

Huang Zhiwen is the largest timber merchant in Tianjin and the largest timber supplier of Tianjin Shipyard. Every month, the payment for timber sold from Huang Zhiwen to Tianjin Shipyard is [-] to [-] taels of silver.

Huang Zhiwen has a complete range of wood types, high quality, and fair prices. Of course, when doing business with Tianjin Shipyard, everyone has always been very relieved. Every eighth day of the month, Tianjin Shipyard will unify all its suppliers. Pay the previous month's payment.

This rule has continued from the Tianjin Shipyard to the present, and there has never been any mistake, and it has never been delayed. This is not only the Tianjin Shipyard, but all industries under Liu Jin's command. Don't worry, everyone knows the name of Mr. Liu Jin and Mr. Liu.

Doing business with Mr. Liu, everyone can save money and worry more. You don’t need to use too much thinking, just follow the rules set by Liu Jin. of.

Today is the eighth day of May, and it is the day to settle last month's payment. This is also the day everyone is most looking forward to, so on this day, everyone came to Tianjin Shipyard very early.

According to the rules, first they have to check with the purchasing department of the Tianjin Shipyard to check the amount of the previous month. After the amount is correct, they will come to the factory manager and ask the factory manager to sign. After the factory manager signs, they will go to the financial department. Just get the money.

Such a management method also adopts the management system of later generations of the company. The division of labor between various departments is clear, mutual supervision, and regular spot checks are carried out to prevent internal corruption.

Five timber merchants, Huang Zhiwen, Xiaozhoujin, Chen Li, Liao Hua, and Xie Yunming, had already gone to the procurement department to check the trees of the previous month, and now they are waiting for the factory manager Dong Yun to sign and receive their own. Silver.

"Mr. Dong, recently opened a new seafood restaurant here in Tianjin. It is said to be quite good. Shall we try it together tonight?"

Huang Zhiwen smiled and said to Dong Yun.

"Yes, I've also heard that the dishes are very distinctive, and more importantly, there are some special things in them."

Xiaozhou Jin also said with a smile.

"I appreciate your kindness next time. I'm busy building a second branch recently. When I'm done, I'll be the host. Please have a meal together."

Dong Yun said with a smile while carefully reviewing their payment amount, supply quantity, etc. in the previous month.

The business of Tianjin Shipyard is very busy, and now it is starting to build a branch factory. The scale of the new branch factory is ten times that of the current one, and there are too many things that need to be busy.

"How dare I let you be the host, I will be the host when the time comes, and everyone will get together."

When Huang Zhiwen heard this, he exchanged glances with the other people around him. Of course they knew about the establishment of a branch factory in Tianjin Shipyard, and they had already inquired clearly. The size of the branch factory would be ten times the current size. There will be more, which means that the money they earn will be greater.

They are now looking for Dong Yun to eat and drink every now and then, and visit the brothel Chu House, not because of this.

Tianjin Shipyard's business is easy to do. Everyone naturally wants to earn more money, so it is necessary to curry favor with this Dong Yun in front of him. The director of the factory holds everyone's road to wealth.

"Yes~Yes~"

The others also nodded and said.

"There is no problem with the number~"

Dong Yun read it carefully and signed it without any problems.

When the five people saw that Dong Yun had signed, all of them smiled happily. This is what Tianjin Shipyard is good at. It is good to say that one is one, trustworthy, and follow the rules.

Don't think about earning money by some shady means, otherwise the biggest timber supplier of Tianjin Shipyard in the past would be the best end, and I have regretted it all my life.

As for inviting dinner and drinks, this is within the rules, and entertainment is inevitable. Tianjin Shipyard has entertainment fees for many managers, which is allowed.

"I have something to tell you~"

Dong Yun thought for a while, and soon thought of an important notice sent from above.

"The First Bank of Ming Dynasty, I don't know if you know about it?"

"I know, I know~ the Daming First Bank that just opened recently~"

Huang Zhiwen nodded with a smile and said.

The First Bank of Daming first opened branches in Beijing and Tianjin. The branch in Tianjin was placed in Tianjin New City. It was built even more grandly than the branch in Beijing. It opened recently, and it also attracted the whole of Tianjin. attention, but people still don't quite know what this bank does.

"That's right, this Daming First Bank was also opened by Mr. Liu, and behind it is the current Emperor and His Royal Highness. Its main business is financial services. One is that everyone can deposit their own money in the Daming First Bank. , there is a certain amount of interest every year to make money from money.”

"The other one is that if you are short of funds and have collateral, you can borrow from Daming First Bank. The interest is very cheap, and the interest is about one cent a year."

According to the request above, Huang Zhiwen also introduced the business of Daming First Bank to these merchants to see if he could attract some customers.

"Is there interest on saving money?"

"This loan really only costs about one cent a year in interest?"

When Huang Zhiwen, Xiao Zhoujin and the others heard this, their eyes lit up slightly. Business, that doesn’t need money to turn around, especially when doing business with a big factory like Tianjin Shipyard, a business of tens of thousands of taels of silver a month, you There is no money.

I have never heard of such a loan with an interest rate. You must know that loans in this era are basically the kind that come out of nine out of [-], and they are all usury loans. Therefore, under normal circumstances, unless it is a last resort, everyone I will not borrow money.

"Of course, this is Mr. Liu's property. The big owners behind it are the current emperor and His Royal Highness. Everyone does business with us for a long time. You all know that we have always said that one is one. Heavier than anything."

Dong Yun nodded solemnly and said.

Huang Zhiwen, Xiao Zhoujin and the others all nodded when they heard it. The reputation of Liu Jin's many industries has spread. Although there are many rules and regulations, as long as things are done according to the rules, everything else is easy to talk about.

Unlike some small factories and small workshops, it is difficult to do business. On the one hand, you are required to pay a low price, and on the other hand, you pay slowly, without rules, and there are some people who rely on their own power to buy and sell things. of.

"Young Master Liu has also asked for it. Starting from this month, all the business of our Tianjin Shipyard will also be connected with the First Bank of Daming, so when we wait for the payment, we will first give you the bank account of the First Bank of Daming. Tickets, you take the bank notes to the Daming First Bank to withdraw money."

"I want to make this clear to you first, so as not to cause any misunderstanding."

Then Dong Yun also pointed out the main point, that is, the payment from the shipyard will only be paid in silver bills in the future, and if you want to get the silver, you have to go to the Daming First Bank to withdraw it.

"No, no~ We have always been convinced of Mr. Liu's work, and we are willing to do business with Mr. Liu."

Huang Zhiwen, Xiao Zhoujin and the others looked at each other. Although they said so on the surface, they were still somewhat worried in their hearts, worrying whether the No. [-] Bank of Ming Dynasty was reliable or not.

"Then let me thank everyone for your support on behalf of Mr. Liu."

Dong Yun expressed his thanks with a smile on his face.

Soon, five timber merchants including Huang Zhiwen and Xiao Zhoujin came to the Finance Department of Tianjin Shipyard with Dong Yun's signature.

"Mr. Huang, this is your payment from last month. The total is [-] taels. This is a bank note from the First Bank of Ming Dynasty. Please order it~"

With the signatures of the purchasing department and the factory manager, the financial department has done some calculations and paid the payment to Huang Zhiwen very readily.

It was quite a hassle to pay in the past. The [-] taels of silver were all in one box after another. The financial side needed to use a car to transport it. People like Huang Zhiwen and Xiao Zhoujin also brought their carriages and guards over. .

But it's different now. Take out brand new banknotes one by one, and just count the numbers on them. The payment of [-] taels of silver is just a few stacks of paper.

Huang Zhiwen looked at the pile of papers in front of him, and always felt that he had been cheated, but he quickly took the bank note and looked at it carefully.

"This bank note is very exquisite, completely different from the previous bank notes."

Huang Zhiwen also brought a special accounting office here, and the accounting office was busy counting these banknotes, and it was quickly counted out that it was indeed [-] taels of silver notes.

The above numbers are easy to recognize and easy to calculate. It is very convenient and can be calculated quickly. You don’t need to work for a long time before you can calculate the weight of silver, etc., and pay attention to distinguishing the fineness of silver, etc. Wait.

"Master, there is nothing wrong with the total number of bank notes, but can these bank notes really be exchanged for silver at Daming First Bank?"

Huang Zhiwen's accountant looked at the pile of banknotes, and always felt weird. He couldn't see the banknotes, and he was always unreliable.

　There is another chapter~
　　
　
(End of this chapter)