Daming Town Haiwang

Chapter 665, first of all, there must be laws to follow
"Old Liu~Old Liu~"

Accompanied by Zhu Houzhao's voice, soon Zhu Houzhao came to Liu Jin's study.

Because the last time he sneaked away to Liaodong to fight the Jurchens, Emperor Hongzhi never allowed him to go to the Royal Military Academy in Tianjin after he knew about it, and kept him by his side all the time, for fear that this guy would cause some trouble again.

Staying in the palace, he is the prince of the country, and he is a little older, so Emperor Hongzhi also began to cultivate his ability to handle government affairs. He had to participate in the early court, and he had to continue to study with Yang Tinghe.

So the whole person is like a tiger locked in a cage.

Now Liu Jin sent someone to call him out, not to mention how happy he was, he walked with wind, and when he entered Liu Jin's study, he just lay down on the sofa beside him, crossing his legs.

"Old Liu, you are comfortable at home. You don't know what kind of life I have lived in the palace these days. It is simply not a human life. Look, I have turned white again."

"Let's play football together later. I haven't played football for a long time. I heard that a football field is also being built here in the capital?"

While lying comfortably, Zhu Houzhao also complained to Liu Jin about the life in the palace.

For him, being in the palace is no different from going to jail.

What he likes most is staying in the Daming Royal Military Academy, training, shooting, and learning military knowledge every day.

"It's under construction. It's a football field built by the British public, but it won't be put into use until the end of the year at least. If you want to watch a football match now, you still have to go to Tianjin."

Liu Jin nodded and said.

"Brat~ are you talking bad about me?"

At this time, British Duke Zhang Mao came in with a smile, followed by Cheng Guogong Zhu Fu and Liu Jin's brother-in-law Xu Guangzuo.

"Mr. Zhang, how dare I speak ill of you~"

"I'm just saying that Mr. Zhang, you don't have to go to Tianjin to watch football games every time for the sake of the people in the capital, so you are also building a football field here in the capital. This is a great thing for the young and old in the capital."

Liu Jin smiled and replied, they are all acquaintances, and everyone came in and sat down very casually.

"Of course, I built the football field for everyone's benefit."

Only then did Zhang Mao nodded in satisfaction, then thought for a while and said, "Stinky boy, I don't have enough land recently, why don't you sell me a little more?"

"Mr. Zhang, it's easy to talk about, easy to talk about. It's just land. I have a lot of land in my hand. It's the same if I ask His Royal Highness to buy it."

Liu Jin quickly nodded in agreement.

"Just sell it back to me at the price I sold it to you."

Zhang Mao thought for a while and said again.

"No~ No, favors belong to favors, and business belongs to business. It's not like you don't know the land price in the capital now."

When Liu Jin heard it, he shook his head again and again, how could this be possible, there is no door.

"Stinky boy, I sold those lands to you back then. You just put them away for a few years, and the value of this acre of land has gone up. Why don't you know how to respect the old and love the young? Thanks to me I also introduced you to two beautiful women who are as beautiful as flowers and jade as wives, you have no conscience at all."

When Zhang Mao heard this, he beat his chest and stamped his feet angrily. He really regretted it now.

Thinking about it now, I sold all the land around the capital in my hands to Liu Jin at the price of cabbage, a few taels of silver per mu of land. The key is that no one will sell it to you if you have money, because the land is basically in the hands of Liu Jin and the prince.

The large amount of land held by Liu Jin and Zhu Houzhao is immeasurably valuable, and it is a fortune that will soon be huge.

"Haha~"

When the people next to him heard this, they all couldn't help laughing.

"Everyone called here today because there is something very important to discuss with you."

After chatting with each other for a while, Liu Jin signaled all the servants to go down, and then spoke slowly.

"A very important event?"

When Xu Guangzuo heard this, his eyebrows raised slightly. What Liu Jin said was a very important event, so naturally it was a real event.

"There is an unfinished real estate in Xicheng District called Shuxiang Yayuan~"

"This real estate was opened by a group of Shanxi businessmen. The reason why they failed was not because of insufficient funds or other reasons. It was purely because they put the money in their pockets and didn't want to continue building it, so they just ran away."

"At the same time, they are planning to continue to change their names in Dongcheng, and they are planning to open a real estate project. After making money, they will unfinished and run away."

Liu Jin took out the investigation materials of Chen Ou and sent them to several people, and at the same time began to explain the cause of this incident clearly.

"In addition to making money without any rules and methods in the real estate industry, this group of Shanxi merchants also built cement factories, textile factories, ocean-going trading companies and ocean-going fishing companies, and opened Jinshang Bank, their Jinshang Bank We are also preparing to issue fixed-amount bank notes like our Daming First Bank."

Everyone looked at the information carefully, and at the same time listened to Liu Jin's talk about these Shanxi merchants.

"Isn't this poaching our corners and cutting off our money?"

When Xu Guangzuo heard this, he immediately frowned and said.

"They are making unfinished buildings one by one, who will buy our off-plan houses in the future?"

Zhang Mao also realized the seriousness of the matter all at once, and said with his eyes widened.

"Yeah, this pre-sale system allows them to play like this. It won't take long. Soon, no one will pay in advance to buy a house. If the house is built and then sold, our financial pressure will be very heavy. No Like now, we can easily make a fortune by using common people’s money to build common people’s houses.”

Cheng Guogong Zhu Fu also nodded solemnly and said.

"The most frightening thing is that they want to imitate our Daming First Bank to issue banknotes. Let alone whether they will rob us of the market for issuing banknotes. If they are like building unfinished buildings, they will produce a pile of paper by then. The real money that came to exchange people, the bank notes issued by our Daming First Bank may also become paper, and people will not be trusted, which is tantamount to wasting our efforts in vain."

Zhu Houzhao also sat upright all of a sudden, feeling a huge crisis in an instant.

Don't look at the fact that Daming First Bank doesn't have other industries to make money, but the funds held by Daming First Bank are tens of millions of taels of silver.

Everyone now trusts the First Bank of Daming, and knows that there will be interest on depositing silver in it, and money can be used to make money, so the deposit business is slowly and rapidly booming in all parts of Daming.

The first bank of Daming has hundreds of millions of taels of silver in its hands, and the interest paid every year is tens of millions of taels of silver.

With money in hand, it is easy to do things, and everyone doesn't have to worry about money at all if they want to do something.

And the benefits of bank notes, these shareholders are too clear, it is just a piece of paper, but it can be exchanged for other people's real money, and some silver notes can be issued in an appropriate amount every year. out of wealth.

Shanxi merchants are also very aware of this, and have also seen the huge benefits, so they also want to learn from the Daming First Bank.

This made Zhu Houzhao immediately realize the huge crisis and risks hidden in it. Others do things better. These Shanxi businessmen, judging from the way they engage in real estate, they can do everything, just like rat shit Similarly, it will ruin the existing good situation.

Hearing Zhu Houzhao's words, everyone was taken aback for a moment, and after thinking about it, they all became angry.

"They are looking for death, and they dare to compete with tigers for food~"

"They must be cracked down on and prevented from entering the banking industry."

"This is going to cut off our financial resources. A good system must be completely ruined by them."

"Liu Jin, tell me, what should we do?"

Everyone looked at Liu Jin one after another. Liu Jin summoned everyone here to discuss dealing with these Shanxi merchants.

In this matter, there is no discussion, and these Shanxi merchants must be killed. They are too unscrupulous to make money, and there is no bottom line. Any industry they enter is very likely to completely kill an otherwise good industry.

As far as the real estate industry is concerned, the pre-sale system originally created by Liu Jin is also for everyone's benefit, so that everyone can use other people's money to make money, with less financial pressure.

If Shanxi merchants are allowed to do this, no one will dare to buy off-plan houses in the future, and the entire industry will be destroyed by them.

It is not only the real estate companies under Liu Jin and Zhu Houzhao who are engaged in real estate now, Zhang Mao, Zhu Fu, Xu Guangzuo, and even the dignitaries of the Manchu Dynasty, ministers of civil and military affairs, etc. are more or less doing this business.

Liu Jin looked at a few people, thought for a while and said slowly.

"From this point of view, the most important reason is that our current commercial activities do not have a detailed law to regulate market behavior."

"That is to say, there are no rules for these commercial activities in our Ming Dynasty. In the past, our laws and regulations in Ming Dynasty had too little and not detailed regulations on these aspects, so some people will take advantage of this loophole."

"These Shanxi merchants are definitely not the first, nor will they be the last."

"So the most urgent thing is that our imperial court needs to promulgate a relevant law. For the time being, we can also make it the "Commercial Law", and regulate various commercial behaviors in the form of laws and regulations."

"Set up the rules, and there is no such thing as a circle without rules."

Hearing Liu Jin's words, everyone thought about it and nodded. Driven by profit, businessmen can do anything.

It's just a bad ending, it's nothing at all, and things bigger than this should be avoided. In the past, smuggling grassland people was a matter of exterminating the nine tribes, and they dared to do it, let alone this.

"First of all, we must have laws to abide by. Next, for these stinky rats who break the rules, we not only want to let them go bankrupt, but also let other people know the price they need to pay for breaking the rules!"

　Well, Daming's "Commercial Law" is coming out~
　　
　
(End of this chapter)