The Infernal Affairs of Hong Kong

Chapter 257 Xiangjiang Residence, It's Not Easy (Subscribe)
Zhou Yu drove, Lao Wang led the way, and soon arrived at the first real estate.

Lao Wang took out the key to open the door and made a gesture of please.

Zhou Yu smiled and walked in.

"Sir Zhou, look at this house. It is a thousand-foot mansion. It is transparent from north to south. It has two bedrooms, one living room and one bathroom, plus a study room. It is simply a dream house."

"And the most important thing is that the whole family of the landlord's wife is going to immigrate, and the price is affordable, which is rare when housing prices are soaring today, and the price performance ratio is absolutely high."

Lao Wang, the agent, introduced it diligently, not to mention getting rid of his daughter's idol, in his opinion, a customer like Zhou Yu is someone who sincerely wants to buy, so he must be caught.

Zhou Yu nodded his head and looked at it casually. The house looks pretty good, and the area can meet the basic requirements of a thousand-foot mansion, maybe a little bigger.

This house is well-decorated, and the materials are not too old. It is more cost-effective than renting another house if I can survive for two years.

If it is to be renovated, the decoration will take several months, and the ventilation will take another half a year, which takes too long.

The point is, you don't have much money, and you can't afford it.

Whether to change it after two years can be discussed again, but now he just glanced at it roughly, and he is quite satisfied.

"Sir Zhou, let me show you the study room. You are sir. You need to look at the documents. You need an absolutely quiet place to analyze the case. This study room is your best partner. You are an inspector at such a young age. , In the future, the superintendent and the chief superintendent will be nothing to worry about."

"If you buy this house and look back at the time, you will find how correct your choice is today. Let me tell you that the Feng Shui of this house is very good. The original residents have made a fortune living here. No, I have money and choose to immigrate, so this place is really good.”

The intermediary Pharaoh led the way and led Zhou Yu to the study, and he never stopped talking all the way.

Zhou Yu looked at the layout of the study room. The study room is not big, estimated to be 5 or 6 square meters. There is a ventilation window, which is blocked by curtains.

The furniture is still there, a bookshelf, a chair, a recliner, and a dark boss desk.

There is also a safe on the ground on the left, but it is open, and the contents have been taken away.

Zhou Yu looked at it quickly, turned the corner and left the study, and looked at the bedroom again. There was no problem.

Lao Wang was introducing him endlessly, but was interrupted by Zhou Yu's words.

"How much does this house sell for?" Zhou Yu looked at Lao Wang and asked sincerely.

"420 million, but I'm very confident that I can get you 410 million." Pharaoh cheered up and came.

"398 million, it sounds better." Zhou Yu smiled and blinked.

Pharaoh hesitated for a while: "I'm afraid the price is high."

"You can." Zhou Yu smiled and patted him on the shoulder, ready to go out: "Call me when we're done talking."

It's not that Zhou Yu has never heard of the intermediary's reserve of intermediate quantity and price space to show his ability, so he must be asked to contribute no matter what.

"No, just because you are my daughter's idol, I will try my best to talk to you." Lao Wang quickly stopped him, smiling all over his face.

The scene said so, the main reason is that if this person leaves, who knows if he will go to someone else.

Zhou Yu stopped in his tracks, gave him a pleasing look, and walked around on his own, then take another look.

He didn't decide whether to build another cabinet in the study room or in the bedroom. It would be much more convenient if it was a villa. You can build it casually, just dig a wall.

But this is a residential building in a community, so it's not okay to mess around, so let's get a cabinet and use it first.

"Sir Zhou, the negotiation is over, 398 million, and the contract can be signed immediately." The agent Lao Wang entered the door with a mobile phone on his face excitedly.

"Well, look, I told you that you can do it, gold broker, how much do you think I need?" Zhou Yu sighed and gave a thumbs up.

There is no need to compare this intermediary, the brain can do it.

"You can make a 39.8% down payment, which is 16 yuan, and the remaining deed tax and transaction tax add up to almost [-]%, which is about [-] yuan." The intermediary Pharaoh blurted out.

"That's more than 56 yuan in total." The smile on Zhou Yu's face gradually disappeared, and he looked at Lao Wang silently and asked, "I'm not talking about a house of 30 to 40 yuan?"

Old Wang chuckled: "Sir Zhou, you are an inspector, and your income is high and stable. Now that you have a thousand-foot mansion in place at one time, you don't have to worry about it for the rest of your life. It's only 16 more than the budget. You can borrow it casually. Once Have a happy life, with your income, it will be paid off in a few months, sprinkle water."

Zhou Yu twitched, and even helped him figure out the way, these intermediaries are really smart.

He thought of the agency fee: "By the way, is the agency fee paid by the landlord?"

"This is half of the family, not much, you can just pay a little." Lao Wang smiled rather reservedly, this is his commission.

another forty thousand
"That adds up to 60?"

Lao Wang nodded innocently.

Zhou Yu was a little heartbroken, 60, a few years of work, it seems that after being promoted to a senior inspector, it will only be a year's salary. .

"Is there nothing else?" Zhou Yu asked casually.

"There's one more thing." Old Wang smiled.

Zhou Yu's face turned dark when he heard that, and he stared and said, "Why is there still a house of 40 yuan, and the miscellaneous expenses will cost 20 yuan. If you don't have money, don't buy it."

Lao Wang accompanied him with a smiling face: "Sir Zhou, I'm the last one to pay. The lawyer's fee and the purchase of a house all have to go through the lawyer's fairness step. It's unavoidable. At this point, are you willing to give up? Think about it, thousands of dollars. Chi mansion, lifelong happiness."

lawyer fee.

Do you have to go through the hands of a lawyer to buy a house?
Zhou Yu really doesn't know, lawyer, it doesn't sound cheap.

"How much?" Zhou Yu gritted his teeth, every penny spent on buying a house is hard-earned money.

"A minimum of 1 can be settled." Old Wang gave a cheap look.

Another 1, 61
Zhou Yu deeply doubted whether he didn't make it clear just now. Didn't he say at the beginning that he wanted to see a house of 30 or 40?
This is the range, how come it doubled?
Lawyers are also black, standard documents, a document is higher than the monthly salary of a policeman, this is not going to court to litigate.

"It's unavoidable, Sir Zhou, the lawyer's fee is really the cheapest. If you buy that kind of mansion, the lawyer's fee will cost hundreds of thousands. Even if it's an ordinary house with a larger area, it will cost 5, 10. Wan is also normal, this is the lawyer I have worked with for a long time, and he is willing to give this price only when I go to talk, it is absolutely affordable."

The intermediary Pharaoh is still desperately persuading, for him, this is the last step.

Zhou Yu didn't feel that Old Wang was lying to him, he knew it as soon as he asked.

It's just that there is no money.

"How much do you have to repay a month for this house loan?" Zhou Yu asked first.

"It's not expensive. The loan is 30 years, and it's only more than 1 yuan a month. For you, the inspector, it's a big deal." The intermediary Pharaoh said it casually.

This is really not expensive, even a trainee inspector can afford it, let alone Zhou Yu, who is about to be promoted to a senior inspector.

It's just that for ordinary people, it's really difficult, and the monthly income has not been paid back much.

Zhou Yu thought about it for a while, and the salary was about to be paid. Counting this month's salary, it would not be a problem for him to come up with 50 yuan.

That is, there is still a gap of 11
The money that should not be moved must not be moved at this stage, and the money can only be found elsewhere.

Why don't you borrow it to see, there is no other way in a short time, but fortunately the amount is not large.

I will be a senior inspector soon, with a salary of 1 yuan, minus the mortgage of more than [-] yuan, that is, there is still [-] yuan.

You don't have to pay the rent, just return it and move in.

It’s a little less expensive, and it’s not a big problem to pay nearly [-] a month. If you want to pay it back, it’s estimated that it will be paid off within half a year.

Normally, this house can rise by 50.00% in two years, which is half of 400 million, 200 million.

Excluding the paid mortgage, I spent a total of about 40 over two years, barely earning a little over 100 million, okay.

After all, it's just something you can earn by sleeping here every day, and you can't ask for more.

"I'll think of a way. Let me explain in advance that if I really can't borrow money, I can't help it." Zhou Yu shrugged and said something to the intermediary Lao Wang, which was considered an advance amount.

Pharaoh's smile remained unchanged, he seemed very patient, showing his well-groomed white teeth, and said earnestly: "Sir Zhou, I understand, but you still have to hurry up, a good house waits for no one, thousands of feet Mansions, feng shui treasure lands, and dream houses are all things that can’t be found.”

Zhou Yu ignored it directly, why did this person change so quickly?

I just said that my daughter was excited when she regarded him as an idol.
He thought he could get a discount. The house is not his and he can't make the decision. A lower agency fee is fine.

Forget it, just support the dreams of young girls, and the burden of idols cannot be dropped.

Who should I ask for a loan? 11, the policeman is fine. I don't have much money, and my salary is not much. It's hard to say this.

Among the few people who can be considered, Li Zhanfeng's family is rich, but this person Zhou Yu has a headache and calls every day to join his group. It is easy to borrow money, but he cannot be given a chance to open his mouth.

Zhou Yu didn't know what level of deposits the other sheriffs had.

Call the senior police officers first.

For example, Huang Zhicheng.

Huang Zhicheng's salary is quite a lot, about 7 to 8 a month now.

Zhou Yu reckoned that Huang Zhicheng should have a little money in savings as a lonely family.

There are not a few million, but 11 is probably not a big problem, just sprinkle water, it's just him.

Besides, Zhou Yu really had other things to look for him.

According to Lu Qichang, Huang Zhicheng has not changed much now. After the hearing, he should not go out or not.

When I was hungry, I went to the nearby store downstairs to eat something, and then bought some beer at the convenience store. I wasted time at home all day, and I didn't know what I was thinking. The preaching of the two of them that day was in vain.

Lu Qichang asked Zhou Yu to persuade and enlighten him when he had time. He was afraid that Huang Zhicheng would not be able to think about it one day, and felt that the gap was too big, so he jumped into the corner and committed suicide.

This is unlikely, but Zhou Yu really has to persuade him, he must go.

Well, go now.

(End of this chapter)