Daming Crazy Emperor

Chapter 207
Taichang really has no money at the moment, otherwise he would not have come up with such a bad idea to persecute the princes of Shanxi and Henan.

After all, as long as he has money, he can summon hundreds of thousands of guards and block all the passages in Shanxi and Henan, then these rebels will have nowhere to run, and the encirclement and suppression will be simple.

He didn't want these rebels running around, but he had no money!
He could only ask the cabinet to issue an urgent notice of eight hundred miles to inform the vassal kings of Shanxi and Henan.

Because the imperial court has been fighting against Jiannu for years, and at the same time wants to quell the rebellion of the chieftains in the Northwest, the treasury and internal treasury have been exhausted, and there is really no money to organize troops to encircle and suppress the current rebels. Some money and food, please ask for troops from the imperial court, and the imperial court will automatically send generals who can recruit and fight well to organize garrison guards nearby to rescue.

This means that if you pay the food and wages, the imperial court will organize people to rescue them. If you don't pay, you will die!
So, will these princes pay for food?
These stingy vassal kings seemed to have never received the notice from the court at all, and they didn't respond at all!
Taichang doesn't have time to take care of them right now, because he has too many things to do right now.

For example, with two barrels of rubber, he can start to renovate the wheeled ship again. He plans to mobilize all the wheeled ships from the sea defense stations, remodel them, and then start to transport the soldiers and weapons of the Shenji Battalion to the northern part of North Korea. Gather near the Haixi Jurchen Ministry.

Once he has assembled enough troops, he can transport his troops by sea with naval warships, and then recruit young men from the vassal North Korea to start building ports and city fortresses.

In fact, the construction of this port has another advantage, that is, it can attack Jiannu from both sides, making it difficult for Jiannu to take care of both ends.

It's a pity that he has no money at the moment.

If he had money, he could directly mobilize the elite of the Liaodong Army, the Shenji Battalion, and the Shenwu Battalion to clean up the slaves.

Because there is no money, the Liaodong Army can only recuperate in Shenyang and Liaoyang at this moment, growing food to support themselves.

If they were transferred to fight, they would not be able to grow food, and could only rely on the court to support them. Now that the fields in Huangzhuang were almost sold out, he simply had no money and food to feed so many horses!

There is also disaster relief in the Northwest. Next year, the seedlings of potatoes and sweet potatoes will almost be ready, but he hasn't produced any of the waterwheels yet.

In short, money is used everywhere.

The problem is, he has no money!

At this moment, even the waterwheel developed by Wang Zheng couldn't summon manpower to mass-produce it, so he could guarantee the manufacture of muskets, artillery, chariots and the transformation of wheels and ships.

Just when he was worrying about money, Wu Yangchun, the patriarch of the country, Zhongqin Bo, finally moved his family to the capital!
It was really not easy for Wu Yangchun to move this time, because his family had too much money, and most of it was deposited with him by others.

He moved his family to the capital, so it was impossible for Jin Yiwei to guard the thirteenth floor anymore, so he had to let others take back the money.

This alone delayed him for more than ten days.

However, this incident also made him think of a way to make money.

So, on the first day when his family moved to the capital, he hadn't packed up the Uncle Zhongqin's mansion that the emperor had given him, so he took his wife and ran to the Qing Palace to ask to see the emperor and the imperial concubine.

When Wu Wan'er heard that her parents were coming, she ran to the gate of Qianqing Palace to greet her in no time.

When Taichang heard the news and rushed over, she was cheering and chatting with her parents at the gate of Qianqing Palace.

Alas, after being an imperial concubine for so long, she still looks like a child.

Taichang smiled and shook his head, stepped forward to chat with Wu Yangchun and his wife, and then said to Wu Wan'er: "Wan'er, take your mother to the palace first, I have something to discuss with your father."

Wu Wan'er happily took her mother to the palace, but Taichang brought Wu Yangchun to the imperial study.

He ordered someone to move the seat, and after serving the tea again, he couldn't help sighing: "Oh, the king, I've been looking forward to your coming day and night, you don't even know, my money is tight now, I can’t wait to split a penny and make two pennies. Alas, do you have a way to get money quickly? I really want to make some emergency money. Of course, I don’t mean to ask you to find someone to donate money or something Yes, what I lack is not one or two million taels, but many ones and two million taels."

Upon hearing this, Wu Yangchun cupped his hands quickly and said, "Your Majesty, to tell you the truth, I really thought of a way to get money quickly."

Really!

Taichang couldn't help but excitedly said: "What method?"

Wu Yangchun said cautiously: "I don't know if the emperor has heard of banks or ticket numbers."

Of course I've heard of this.

Without hesitation, Taichang said, "You're talking about a place to save money, exchange money, and borrow money, right?"

The emperor really knows!

It's easy to say now.

Wu Yangchun nodded repeatedly and said, "That's right, that's how the bank exists, and there are already many people in Nanzhili who want to build a large bank, because there is so much money, whether it is stored at home or transported to other places for business It's not safe, but, no one has such great strength to take over this game! Weichen also relies on dozens of guards bestowed by the emperor to guard the gold and silver of relatives and friends. Let's go, those relatives and friends are all worried, that's why I thought, the emperor can set up a big bank, a big bank spread across the two capitals and thirteen provinces of Ming Dynasty, so that everyone can deposit gold and silver in it, and can withdraw it anywhere .”

Hearing this, Taichang couldn't help being surprised: "Is it just deposit and withdrawal? What kind of money can you make?"

Wu Yangchun quickly explained: "Your Majesty, you don't know. It's really not easy to keep the money. As for the money, it's even more difficult. According to the current fees charged by private banks, it costs 100 yuan to keep the money for others." It is definitely not a problem to charge a storage fee of one tael every two years. As for the exchange, the freight for transporting the silver and the cost of hiring a bodyguard account for at least 10% of the cost, so it is not safe. That is to say, if someone in the capital I saved 1 taels of silver and went to Nanzhili to pick it up, and we charged [-] taels of exchange fees, which is not too much."

Is it so profitable?

You still charge a storage fee when people save money!

Taichang wondered: "Will people really save a lot of silver in the bank? And is the circulation of silver very large now? If the circulation is not large, we can only receive a few orders a year, then we will lose money?"

Wu Yangchun said confidently: "Your majesty, you don't know that Jinyiwei is on the 10th floor. I don't know how many relatives and friends begged my ministers to help them keep gold and silver. Therefore, as long as the emperor can issue an order to establish a bank supervised by the imperial court , Let Jinyiwei stand at the door, Jinling City alone, Weichen estimates that they can receive tens of millions of taels of silver deposits, the storage fee alone is [-] taels a year, this is only a place in Jinling Another example is this exchange, cloth from Suzhou, salt from Huaiyang, groceries from the north and south of Jinling, pens, ink, paper, inkstones and wood from Huizhou, cotton from Shandong and Henan, etc. These are all bulk transactions. I don’t know how much money they need. Not to mention too much, as long as the two capitals and the thirteen provinces can make deposits and exchanges, then the exchange money alone, I estimate that I can collect several million taels!"

A few million taels would be a big deal.

And these are not the fastest money.

A quicker way to get money suddenly popped up in Taichang's mind, and he couldn't help but excitedly said: "We can still print bank notes. As long as we can guarantee a unique copy of this thing, if others can't print it, then it's fine." If you make a lot of money, if you print it out, it will be money!"

this!

When Wu Yangchun heard the words, he couldn't help reminding carefully: "Your Majesty, you are not talking about banknotes like treasure notes, are you? My minister dares to say that no one will use those things."

Taichang shook his head again and again and said: "Of course not. What I'm talking about is a bank note that can be exchanged for silver at any time, not that kind of waste paper. As long as we can guarantee the payment, it will not be a problem. The bank note can be used as silver."

Indeed, the key to the depreciation of the Daming Banknotes is that they cannot be cashed in. That is to say, a piece of treasure banknote is clearly printed with consistent money, that is, one thousand Wen, but it cannot be exchanged for a real copper plate!

This is the root cause of Daming treasure banknotes becoming waste paper.

When Wu Yangchun heard this, he couldn't help but nodded and said: "Well, as long as we can guarantee to pay the silver at face value, many people should use it."

That's right, as long as the reputation is established, it's no problem to print a few million taels or even tens of millions of taels!

This method is really quick money.

Thinking of this, Taichang made a decisive decision: "Okay, I will decree to establish a Daming Bank!"

(End of this chapter)