Daming Crazy Emperor

Chapter 210
The chieftain rebellion in the southwest has not yet been quelled, the slaves in Liaodong have not been eliminated, and the rebels in Shanxi and Henan have intensified. The Ming Dynasty can be said to be full of wars and chaos.

Disaster relief requires money, mobilizing soldiers to fight wars requires money, manufacturing weapons and equipment requires money, and developing new things such as ships and machine tools requires money. Without money, the Ming Dynasty could hardly move forward.

In order to get money as soon as possible, Taichang adopted the suggestion of the head of state Wu Yangchun, set up the Daming Bank, and thought of a way to exchange banknotes for silver.

At this moment, the samples of banknotes are almost ready, and the only thing left is to set up the Daming Bank.

On this day, Taichang suddenly called Xin Wang Zhu Youjian to the imperial study room, asked him kindly about his studies, and then said seemingly unintentionally: "Jian'er, have you ever thought about becoming a feudal vassal?"

Zhu Youjian really didn't think about this question.

He said naively: "Father, my son is still young, and it's still too early to become a fan. I haven't thought about the matter of being a fan. I think it's good for my father and brother to live in the palace."

Alas, this son is indeed young, only thirteen or fourteen years old.

It's too early to put a heavy burden on him at such a young age.

Problem, there is no suitable candidate at the moment!

Taichang sighed secretly for a while, and then asked seriously: "You should also know how many vassal kings there are now, and how many vassal vassals have. If this continues, the court will be dragged down by the vassals sooner or later! Fan, how about you to be this role model?"

Hearing this, Zhu Youjian said naively: "Father, you mean that if you don't go, you will be a vassal, and I will stay here with you and the emperor's brother? Okay! I really don't want to go to the vassal." , I don’t even know how to live alone.”

Alas, this child must not know how comfortable the feudal king is in his feudal kingdom, so he said that.

Taichang sighed slightly: "Don't you know how happy the vassal king is in his fief?"

Unexpectedly, Zhu Youjian shook his head and said: "I know, but I don't want to live that kind of life. It's too boring to live in my own land all my life. I still want to go outside."

Doesn't this kid like to go around? Maybe, just get used to it.

Taichang thought about it again, and then solemnly said: "That's okay, the father won't let you go and become a vassal. From now on, you will manage the Daming Bank, make money for the father and your brother, what do you think? Of course, Father will not let you work for nothing, Daming Bank, Father will give you half of the bonus every year, don't worry, this is definitely more profitable than ordinary vassal kings, and, with the development of Daming Bank, there will be more and more in the future .”

Zhu Youjian nodded without hesitation and said, "Okay, my son likes doing business the most."

It seems that this kid is really restless.

Taichang nodded slightly and said: "That's fine, you first learn from the head of the country for a few years, and when you grow up, you will be in charge of the Daming Bank."

Zhu Youjian immediately clapped his hands and said, "Okay!"

In fact, Taichang himself felt that this approach was a bit absurd. It was really crazy for a thirteen or fourteen-year-old child to manage the Daming Bank with an annual income of several million taels or even tens of millions of taels.

The problem is that he really can't find a suitable candidate.

You know, these days, tens of thousands of taels is enough to make people crazy, not to mention millions of taels or even tens of millions of taels. If it is handed over to outsiders, he is really worried.

This bank can't have a little problem. Once there is a problem, the credit is gone, and the banknotes are likely to become waste paper like precious banknotes, then his work will be in vain.

In the morning of the next day, he visited the meeting hall of Wenyuan Pavilion again.

This time, the people who participated in the discussion changed again. Except for the head of the state Wu Yangchun, the first assistant Xu Guangqi, the minister of the household department Bi Ziyan, the minister of the Ministry of industry Bi Maokang and other officials, the rest are rich businessmen from all over the country!

These wealthy businessmen have one thing in common, that is, their assets are at least a few hundred thousand taels.

Of course, there are not many such people. Except for Nanzhili, it would be great to find so few in other provinces.

This time, he only summoned wealthy businessmen from the two provinces of Shandong, Nanzhili, and Zhejiang. There were only five in total, that is, three in Nanzhili, and one each in Shandong and Zhejiang.

Taichang took a slight glance at these terrified rich merchants, and then said lightly: "I believe the head of the country has also told you that I plan to establish a Daming bank to connect the world, and this payment requires a certain amount of principal, otherwise, It is really troublesome to transport the silver back and forth. So, I will give you a total of 50% bonus, and the five of you, each of you will contribute [-] taels as the principal of the exchange, to become a shareholder of Daming Bank, what do you want?"

If Wu Yangchun could suggest that these people be brought in, he must have inquired about them. These people have more or less done some banking business, and they have a good reputation in the local area.

Just like Sheng Huaixuan, an old acquaintance of Taichang, he is a well-known benevolent person in Chizhou Prefecture. He supports tens of thousands of miners alone. Whenever there is something to do in the local area, he is the one who donates the most money.

Moreover, he is very loyal to the imperial court, not to mention donating silver to buy land. Every time the imperial court's finances are tight, he will send the smelted copper mine first, and wait for months for wages without any complaints.

Such a person would naturally not sing against the emperor.

After hearing Taichang's words, the five people nodded repeatedly and said: "Thank you for your kindness, Your Majesty, we are naturally willing to join Daming Bank."

Anyone who has done business in this bank knows that the only risk is that the money will be stolen or robbed.

Will the Daming Bank set up by the emperor be stolen or robbed?

It is basically impossible for this kind of thing to happen. Even if it is stolen or robbed, nine out of ten it can be recovered.

Therefore, they all understand that this is a once-in-a-lifetime opportunity, and they must join if they join, but they are still unsure about some issues.

Taichang also knows that there are too many aspects involved in this kind of thing, and it is definitely impossible to do it in one step.

He nodded slightly and said: "Well, since you have decided to join, let's talk about how everyone can make Daming Bank a good one, or if you have any questions, you can ask them."

Fang San from Hangzhou heard the words, and immediately asked cautiously: "Your Majesty, what if the principal of 50 is not enough for exchange? The villain thinks that this principal should not be enough, because the army is in chaos right now, and everyone Don’t dare to bid to transport silver, if there are more people, the amount of silver exchanged will definitely be frighteningly large.”

Hearing this, Taichang nodded slightly and said: "Of course I have considered this issue, which is why I first opened bank branches in Beizhili, Shandong, Nanzhili and Zhejiang, because we have express ships, and the Beijing-Hangzhou Grand Canal It happens to run through these four places. It is a bit troublesome to transport the silver, but it is not impossible to transport it. If the exchange amount exceeds 50 taels, it is not a loss to send someone to go there."

It was so!
Now it's all right, as long as the emperor can take over the matter of transporting the money, there will be no problem in connecting the world.

Immediately afterwards, Shen Chunfu from Jinling City asked again: "Your Majesty, what this bank is most afraid of is being stolen or robbed. Shopkeeper Fang also said just now that there are many people remitting money, and there must be many people saving money." I wonder if the emperor can send someone to take care of the bank's deposits?"

This is of course to be sent.

Taichang said without hesitation: "In the future, I will send a Jinyiwei and a master inner palace supervisor to supervise and guard each bank branch. In addition, an appropriate number of veterans will be stationed according to the size of the branch. Safety issues, you can rest assured ...However, you have to keep all accounts carefully, if there is a problem with the accounts, I will not forgive you lightly."

Several people hurriedly cupped their hands and said: "Of course, we will definitely keep the account in mind."

Immediately afterwards, Sheng Huaixuan asked again: "Your Majesty, what voucher do you use for this exchange? You must know that the exchange must be tens of thousands or even 10 taels. Without a reliable voucher, we dare not pay it!"

Taichang also thought about this problem, he directly took out a sample of 1 taels of bank notes and introduced: "The one printed in gold is the money order, and the semicolon to receive silver after the money order must specify the receiving time, receiving quantity, and the purpose of remittance. In addition, there is a serial number and signature stamp on the back of each money order, so as to ensure that each money order is unique. Of course, for the sake of insurance, I will order people to use the exchange information every day. The ship informs the colonies, so there will be no problems."

This method is indeed good.

When several people heard the words, they all nodded again and again.

So far, no one has asked any more questions.

Seeing this, Taichang took Xin Wang Zhu Youjian's hand, stood up, and said solemnly: "From now on, Xin Wang will be the chief treasurer of Daming Bank, and the head of state Wu Yangchun will be the deputy chief treasurer of Daming Bank. You can do whatever you want." Discuss with them, in short, you must establish bank branches as soon as possible."

This!
Xin Wang is less than fifteen, right?

The shopkeepers of several semicolons looked at Xin Wang, then at the head of the country, Wu Yangchun, but in the end they didn't say anything.

Since the emperor asked Guozhang to be the deputy chief treasurer, he should let Guozhang take Xinwang with him. Xinwang may not understand anything, but Guozhang knows everything, so there shouldn't be any problems.

Besides, with a prince like King Xin as the backstage, the Daming Bank is not afraid of any officials coming to make trouble, and it will be an autumn wind.

This is a good thing!
(End of this chapter)