Daming Crazy Emperor

Chapter 221 Amazing income

After the Daming Bank added the business of exchanging old coins, the business became even more prosperous, and all the major branches were crowded with people, and they were too busy.

On the headquarter's side, Xin Wang Zhu Youjian and the head of the state Wu Yangchun were too busy to sleep and eat, and they disappeared.

During lunch that day, imperial concubine Wu Wan'er couldn't help complaining: "Your Majesty, my mother said that my father hasn't come home for several days, and you don't care about him."

Uh, this, take care of it, of course you have to take care of it.

Taichang was also wondering, King Xin hadn't returned to the palace for several days, what were these two guys busy with?

In the afternoon of that day, he changed into casual clothes, and brought a group of expert guards to the main office of Daming Bank on West Chang'an Street.

This was originally a large mansion occupied by Wei Zhongxian, covering an area of ​​hundreds of acres. There happened to be a huge welcoming hall in the front yard, which could be used as a trading hall, so he simply allocated Daming Bank as the general address.

This place is not usually lively at the moment, the flow of people entering and exiting on both sides of the gate has never stopped, it is almost shoulder-to-shoulder, a steady stream.

The passageway for passing cars in the middle of the gate is also full of traffic, and the flow is endless!

Taichang was speechless when he saw this scene. Even if the trucks were full of old copper coins, he could still make a lot of money. You must know that half of the fee would be charged for the replacement of old copper coins.

How much money can this Daming Bank make in a day?
To be honest, he really doesn't know.

Because Daming Bank opened less than three months ago, it took him more than a month to go to Poseidon Port, and he was busy working on the unification of the currency after he came back, so he didn't have time to check the books of Daming Bank.

During this trip, he just happened to take a look at the account books of the bank, which can be said to kill two birds with one stone.

Naturally, the general ledger of the Daming Bank cannot be in the trading hall in front, and it is impossible for Xin Wang Zhu Youjian and the head of state Wu Yangchun to be shopkeepers here and exchange money for others.

These two guys must be busy in the backyard.

He directly asked Luo Sigong to go forward and say hello to the guards guarding the backyard, and then led a group of people straight to the backyard.

There were quite a few people in the backyard, but most of them rushed over to deliver the ledger, or were ready to return after delivering the ledger.

Taichang followed the person who delivered the ledger into the lobby of the backyard and took a look, he was stunned.

Dude, there are too many ledgers here too.

The letter king Zhu Youjian and the national patriarch Wu Yangchun followed suit. They emptied out all the belongings in the lobby and set up a large table with piles of ledgers in the middle of the table. Both are several feet high.

There are more than 20 accountants on both sides of the table just for accounting. Everyone has an abacus in one hand and a writing brush in the other, and they are busy non-stop.

Outside, there were still people who kept bringing in stacks of ledgers and then hurriedly ran out, no one cared about these uninvited guests.

Perhaps they all thought that since Jin Yiwei and the eunuchs in the palace could let people in, these should also be people from the bank.

At this time, Xin Wang Zhu Youjian and the head of the state Wu Yangchun actually buried their heads there to settle accounts like those accountants, and no one paid attention to him, the emperor.

When did this little guy get so slippery with his abacus?
Taichang sneaked up behind Zhu Youjian to take a look, and his eyes couldn't help but shine.

To be honest, he didn't even know that his precious son was so good at reckoning accounts.

He stood behind Zhu Youjian and looked at it for a while, when Wu Yangchun suddenly put down his brush, heaved a long breath, and then sighed: "The accounts of the Jinling Branch last month have finally been reconciled."

Taichang couldn't help asking: "How much is it in total?"

When Wu Yangchun heard the words, he looked back and was so frightened that he almost jumped up from his chair.

But Taichang held his shoulder with one hand, silenced his voice with the other, and said in a low voice: "You don't need to be polite, what are you busy with these days, you are so busy that you forgot to go home."

Wu Yangchun looked at Xin Wang, who was still buried in reconciliation, and then at the unaware accountant on both sides, then sat down carefully, and said awkwardly: "Isn't this the beginning of the month? Every semicolon has to be counted." Monthly dividends, so these few days are a bit busy."

Dividend?
How much is the dividend of a semicolon?

Taichang asked with interest: "What was the dividend of the Jinling branch last month?"

Wu Yangchun said without hesitation: "It's almost 5 taels."

What?
so much!
Taichang couldn't help being surprised and said, "Why are there so many? Don't they only pay [-]% dividends?"

two percent?

Wu Yangchun couldn't help asking: "Well, what is two percent?"

Taichang immediately explained: "That is to say, two shares out of one hundred. In common terms, it is divided into [-]% out of [-]%. They only get such a small amount of dividends in total. How can they get so much?"

Oh, that's what it means.

Wu Yangchun pointed to the account book and explained: "This is also calculated after adding their own income. The deposits of Jinling branch are more than 300 million taels, and the deposits and withdrawals are relatively frequent. Just this one, the monthly income is almost 5. There are more than 200 taels, and there are more remittances. The sum of remittances and remittances is more than 100 million taels. The income of this piece is more than 5 taels, and the total income of all semicolons last month was [-] million. About taels, they accounted for more than [-]%, so calculated, their dividends are almost [-] taels."

The entire Daming Bank has a monthly income of 100 million taels, isn't it 200 million taels a year!
Taichang was taken aback by this amazing profit.

You know, although Daming's tax income has increased at this moment, it is only more than 500 million taels a year, and the income from opening a bank is more than twice the tax income!

He really didn't expect this. At the beginning, he only thought about printing bank notes and raising some money for emergency.

How could he have imagined that the income of the bank would be so amazing.

With such staggering gains, distribution has become a big problem.

It’s not a problem to combine the proportion of income and the proportion of dividends. More work, more pay, is justified.

The problem is that there are too many dividends for the major semicolons, and a dividend of 5 taels for a semicolon is too scary.

You know, the bank has only been open for less than three months at this moment, and the silver deposit is far from reaching its peak. Just like this, a semicolon can be distributed to 5 taels a month. If the silver deposit reaches hundreds of millions of taels, Then the Jinling branch can be divided into 25 taels a month, and 300 million taels a year!

It won't work if you divide it like this. In a few years, most of the private money will be turned into dividends of these semicolons!

This is not a good thing for farmers and merchants!

Thinking of this, Taichang said decisively: "This way of dividends is not acceptable!"

Ah!
No?

When Wu Yangchun heard this, he couldn't help but exclaimed: "Then our past few days are not in vain!"

Ah!
Forget it?
Everyone, including King Xin, stopped what they were doing and raised their heads.

Following Wu Yangchun's gaze, Zhu Youjian looked back, hurriedly got up and bowed and said, "Father, you are here!"

Ah!
emperor?

All the accountants were terrified, and hurriedly pulled away the stools and lay down on the ground in fear: "My lord."

This embarrassment for Taichang, he really didn't expect that Wu Yangchun was startled and exclaimed when he said "this way dividends are not good".

However, it is normal to think about it.

He has been doing calculations here for a few days without sleeping and eating, and if he suddenly says no, doesn't that mean that his busy work these days is wasted!
Taichang thought for a while, then raised his hand and said: "Okay, let's all get up, what I mean is that it is impossible to divide like this, not this month, you can continue to calculate, Jian'er, Guozhang, you go to the study with me to discuss a bit."

Oh, it turned out that it was not in vain!

All the accountants secretly heaved a sigh of relief and got up carefully.

However, they all stood there bowed, not daring to sit down immediately, until Taichang disappeared outside the door with the trustee king Zhu Youjian and the state leader Wu Yangchun, and then they sat down and continued to work hard.

(End of this chapter)