The daily life of Dali Siqing

Chapter 485
"The old man's righteous deed, the court has to express it. I don't know if Mr. Hua has any request to the court. Yang Mou still has certain authority to depose the envoy of Yuezhou!"

Donate 600 million taels, the imperial court cannot accept it directly, but it can be exchanged!

Hua Ruling obviously knew this too, which is why Hua Ruling only offered 600 million taels instead of 800 million taels.It's not that Hua Ruling can't come up with 800 million taels, but that the 800 million taels cannot come from the same family, especially when it comes to sensitive matters such as military pay.

The first recognized richest man after the founding of the Great Zhou Dynasty, a large part of the cause of his death was the crime of usurpation. He rewarded the three armies as a merchant on behalf of the emperor, so he was afraid of the emperor Gao, who confiscated his family property and exiled his family.

Hua Ruling doesn't want to repeat the same mistakes. The money cannot be donated to the court by Hua Ruling, it must be a fair transaction between Hua Ruling and the court.

In this way, the imperial court can take it at ease, and Hua Ruling can also rest assured!
Yang Qingyuan understands this truth, and Hua Ruling understands it even more.

"The old man heard that the imperial court was cleaning up officials in Yangzhou before! A large number of salt merchants in Yangzhou were ransacked by the imperial court!"

Hua Rumeng poured a cup of tea for the three of Yang Qingyuan.

Yang Qingyuan naturally knew the meaning of Hua Ruling's words.

"Mr. Hua is interested in Yan Yin from the imperial court."

Since ancient times, salt and iron have always been monopolized by the imperial court, and they control the production of mountains and seas and control the profits of mountains and rivers.

Among the mountains and seas, the biggest profit is on salt and iron.

The government monopolizes the operation, and the tax is based on the price. The ordinary tax is imposed on the people, which is not much at all, and it is far from enough for the government's financial needs. Therefore, this method is used to collect the necessities for the government to buy and sell.

People can't avoid taxation, and they don't feel taxation, they just regard it as a normal business transaction.

This operation seems to have been seen on the Blue Star of later generations!
In the early Han Dynasty, the Daoist rule of inaction was adopted, the policy of rest and recuperation was implemented, private operations were opened, and a laissez-faire policy was adopted for salt and iron, so that the merchants who operated salt and iron became richer than princes.

By the time of Emperor Xiaowu of the Han Dynasty, he was forced to fight against the military and financial pressure of the Xiongnu to attack local tyrants and increase the fiscal revenue of the central government.A state monopoly system for salt, iron and wine was implemented.

Emperor Xiaowu took over the management of salt and iron to the government and implemented a monopoly.

Set up salt officials and iron officials in salt and iron production areas to manage the production and sales of salt and iron.The salt monopoly is produced by the salt people under the supervision of the government, purchased by the government at a price, and transported and sold by the government.The iron monopoly adopts government-controlled iron ore mining, iron and steel smelting, iron casting and sales, etc., and private cast iron boiling salt is strictly prohibited.

This greatly relieved the financial pressure brought about by the large-scale war against the Huns during Emperor Xiaowu's period, but it also brought a lot of disadvantages.

For example, salt and iron are of poor quality and expensive.

In the period of Emperor Xiaozhao of the Han Dynasty, a large-scale debate was launched at the court because of the monopoly of salt and iron. This was also the initial debate between the state-owned monopoly economy and the free market economy.

The side of virtuous literature believes that the implementation of government-run policies such as salt and iron is to "compete with the people for profit", which violates the creed of the ancient sages who "respect virtue and despise profit, value righteousness but despise wealth", corrupt the ancient and simple social customs, and lure The people follow the path of "betrayal of righteousness and seeking profit".

The party headed by the royal historian Sang Hongyang emphasized the rule of law, advocated utilitarianism, and insisted on the policy of state intervention in the economy.Take an attitude of resolute maintenance of major policies and measures such as the official operation of salt and iron, equalization, and equal transportation, and believe that they are "beneficial to the country and harmless to the people". Production, the role of "leaving cronies, prohibiting prostitution and extravagance, and cutting off the road to mergers and acquisitions".

Among them, Junshu is to set up Junshu officials in various places, responsible for collecting, buying and selling, and transporting goods. The tributes that should be paid by the localities are converted into money and handed over to Junshu officials. Prices, but also increased income for the country.

The principle of peace is that the government is responsible for stabilizing prices in Gyeonggi and large cities. The state buys when it is cheap and sells it when it is expensive, so as to restrain the speculative behavior of profiteers and stabilize prices.

It was one of the first macro-control policies.

Its original intention is good, but unfortunately the theory is too idealized, which instead creates a vicious circle in which people buy what is expensive.

The result of this debate was the abolition of the liquor monopoly and reforms in salt and iron.

Because of this large-scale debate, Huan Kuan of the early Han Dynasty finally compiled it into a book and wrote it as "On Salt and Iron".

The strategy of salt and iron in later generations has changed several times. Up to this dynasty, iron ore was still mined full-time by the government, but table salt had become a diversion system, that is, after merchants purchased salt from the government, they obtained the patent certificate for trafficking and selling salt. The salt can be transported to the designated area with Yanyin, and the salt sales in the area can be monopolized.

In the Yangzhou case, the big salt merchants were killed and arrested.

The salt markets in Yangzhou, Yuezhou, and even the entire Jiangnan area will be vacated, and the government will support a group of new salt merchants to trade in salt.

Hua Ruling took a fancy to this opportunity!

"The salt market in the south of the Yangtze River is indeed a big deal. I can make the decision for just a piece of salt! But..."

Yang Qingyuan's words were full of meaning.

"Master Yang, please speak frankly, Hua will listen with all ears."

"I have a bigger business to continue with the Hua family. I don't know if Mr. Hua is interested!"

"Bigger business?!"

Hua Ruling was also slightly taken aback. Yanyin in Jiangnan Salt Market may not be able to achieve a profit of 600 million taels in the short term, but it is definitely a rooster that can lay golden eggs.

"Master Yang, why not talk about it carefully!"

Yang Qingyuan sighed softly, "Of course it's the Hua family's lives!"

"..."

Hua Ruling and Hua Manlou were stunned, this sentence was too heavy!
"Master Yang, my Hua family has always been law-abiding and charitable. In times of catastrophe, I often help the government and help the people. What do you mean by this sentence?"

"Mr. Hua, don't you think there is no problem with the current Hua family?! Today's Hua family is already on the edge of a cliff!"

"I also ask Master Yang to enlighten me!" Hua Ruling was not angry because of Yang Qingyuan's words, but sincerely asked for advice.

"Mr. Hua is really a fan of the authorities! It was because of the Hua family's land!"

Hua Ruling was struck by lightning when she heard the words, yes!There are too many lands in Huajia!

Some wealthy people like cash, and some wealthy businessmen like rare treasures, but Hua Ruling thinks that land is something that can be passed down for thousands of years, so he favors land very much, and the Hua family has become the wealthy businessman with the most land in the world.

However, land annexation is a cancer that has been difficult to solve in all dynasties.

There are various reasons for the collapse of the dynasty, such as foreign invasion, internal rebellion, environmental influence, etc., but each collapse is almost inseparable from the influence of land annexation.

Land annexation will lead to violent conflicts between farmers and landlords. If the government does not resolve it in time, a large-scale peasant uprising will be imminent.

Now that the Great Zhou Dynasty is only the second dynasty, this problem is not serious yet, but as time goes by, land annexation will inevitably be rectified.

Today's Hua family is the court's first target.

The world's largest jeweler, the world's largest silk merchant, and the world's largest shipper, these are not necessary for the imperial court to pay attention to.

But the largest real estate developer in the world is a threat in the eyes of the court.

"Dare to ask Mr. Yang, the plan will be safe!?"

Hua Ruling is already aware of a strong crisis, so many places, it is almost forcing the court to take action against the Hua family!
"It's very simple, take advantage of this opportunity to raise money and 'sell' the land to the imperial court as a matter of course!"

Hua Ruling was thoughtful, "But how can the court get so much cash to buy land now?!"

Yang Qingyuan's eyes were strange, Hua Ruling was really confused at the moment, how dare he think about asking for so much money from the court? !

Among other things, if Hua Ruling really dared to demand so much cash from the imperial court, the household secretary Sun Mingyuan, a stubborn old man who broke one penny into two pennies and was extremely careful and meticulous, would definitely act first and solve it completely. florist.

Maybe the Hua family's direct descendants are clean and abiding by the law, but there will definitely be people who do evil in the collateral branches. Is there a reason for this not to be implicated? !
If they deal with a merchant, it will benefit the country, and this group of scholar-bureaucrats will not be relentless. Not only will they search the Hua family's land, but they will also give a legitimate reason to stop Youyou's mouth.

"Of course it is impossible for the court to give the Hua family so much cash! But the court can give the Hua family something else to pay off their debts. In this way, the Hua family is allowed to open a bank."

"This..." Hua Ruling had originally planned to exchange the land for peace, but Yang Qingyuan did not expect Yang Qingyuan to throw out a golden pig that could only give birth this time.

Since Tiandi Bank started its business, the imperial court began to ban private banks in various places, and private banks were not allowed to open without the permission of the imperial court.

So far, no one has heard of anyone who has obtained permission to open a private bank.

"The imperial court won't ask for the Hua family's land in vain, and will naturally give something equivalent. I remember that the Hua family used to have their own bank, called Datong bank!"

"Exactly!"

Yang Qingyuan put down the teacup in his hand, "Then exchange the legal management right of Datong Bank for the Hua family's arable land! What does Master Hua think!? As for the current land of Peach Blossom Fort, it can continue to be held by the Hua family, but it cannot continue to expand !"

The conditions given by Yang Qingyuan are already very generous!

Hua Ruling naturally has no reason not to agree.

Of course, besides dealing with the Hua family's land annexation issue, Yang Qingyuan also hoped that the Hua family could become a catfish in the banking world.

Now the equity of Tiandi Bank has changed. The original three major shareholders, Yang Qingyuan, Xiao Jiu, and Shisan, have become minority shareholders, each accounting for [-]%. The imperial court has become the largest shareholder behind Tiandi Bank.

However, once the state-run monopoly lasts for a while, it will bring various problems.

At this time, a catfish is needed to make the stagnant water move.

With competitors, Tiandi Qianzhuang will continue to optimize its management and business.

The support of the imperial court made it impossible for the private Datong bank to surpass the private bank.

Only in this way can the rudimentary banking industry develop better.

But these Hua Rulings don't know about it. At this moment, Hua Ruling is extremely grateful to Yang Qingyuan.

But Yang Qingyuan is not short of money, and Hua Ruling will not bribe Yang Qingyuan just out of fun.

"Hua Ruling is really old and faint. If Master Yang hadn't woken up, it would be as good as the Hua family standing on the edge of the cliff!"

"Mr. Hua, you are too polite!"

Originally, Yang Qingyuan came here with suspicion, but when Hua Ruling planned to donate 600 million taels, most of the doubts in Yang Qingyuan's heart were dispelled.

The Hua family was not short of money, so they took the risk of ransacking the family and exterminating the family, robbed 800 million taels of military pay from the Shenwu Army, and then donated another 600 million taels.

In the end, it was for 200 million taels of silver and a favor owed by the court who didn't know if it could be honored.

Hua Ruling is just a fan of the authorities, not dementia!

So this meeting, from Yang Qingyuan's temptation, turned into a difficult problem for the court to solve.

Although the Hua family lost their land, they got the business license from Yanyin and the private bank, and they will no longer be missed by the court. This wave is not a small profit, but it is definitely not a loss.

As for the imperial court, it's a big deal!Without spending a penny, I got 600 million taels of cash, which can immediately make up for the loss of military pay, which greatly alleviated the problem of land annexation. I got a lot of land from the Hua family and could distribute it to the people. In the end, only Yanyin and private Bank's operating license.

Salt triggers to whom not hair? !The operating license of private banks is also the keynote set by the center.

It is equivalent to an empty glove white wolf, this wave of court has simply made a lot of money!

Although the whereabouts of the payment was not found, Yang Qingyuan was still very happy to have solved such a big problem.

Although Hua Manlou ignored the affairs of the court, but he also knew that this time, Yang Qingyuan had indeed resolved the big trouble of the Hua family.

"Thank you Brother Yang for your help!"

Yang Qingyuan raised his hand and said, "Hey! I didn't do this because of my friendship with you! It's all business!"

In the end, it is due to the fact that the Hua family’s daily style is really good. The court always contributes money and effort for anything. In the year of catastrophe, it will not collect money. Although it likes to buy land, the main line is not to rob. means, so we can have such a result.

Yang Qingyuan and the imperial court would not be so polite if they were replaced by the group of Yangzhou whose homes were ransacked.

"This time I came here for the trace of the money. I didn't expect that the money was not found, but I did something else."

Yang Qingyuan shook his head helplessly, this can be regarded as deliberately planting flowers and not blooming, but unintentionally planting willows and willows to make shade.

"So little friend, are you going to visit Shangguan Jinhong, the leader of the money gang?!"

After finishing the business talk, Hua Ruling's address changed from Master Yang to Xiaoyou Yang.

Yang Qingyuan nodded and said, "Yes! When the money lands, the head will not be guaranteed! In this Jiangnan, apart from the Hua family, the Money Gang is also capable of digesting the 800 million taels."

Hua Ruling looked serious, "Yang Xiaoyou, this Shangguan Jinhong is a powerful character, regardless of his scheming and martial arts, he is the top choice, and the rise of the Money Gang happened overnight, so we must be more careful when confronting him! There seems to be a mysterious organizational support behind it!"

"Oh?!"

Yang Qingyuan became interested.

Mysterious organization?What mysterious organization? !This is the leader of an illegal organization, a triad organization!

Those who hide in the shadows should be exposed to the sun!

(End of this chapter)