Tokyo Barrister: Start the law firm bankruptcy
Chapter 742 Drawer Agreement
Chapter 742 Drawer Agreement
"But there is another problem," Hanzawa said. "We have to prove that the 300 billion yen paid by the asset management company is a loan. Even if these accounts receivable of Nishitani Electric are fake, the asset management company can still shift the blame to Nishitani Electric and claim that it is the victim."
Hanzawa raised a key question.
Indeed, it is not enough to simply point out that West Valley Mechanical and Electrical's equipment sales contract is fake.
This is not enough to prove that the debt acquisition funds are loans.
More compelling evidence is needed.
Both bankers in the office turned their eyes to the lawyer.
Kitahara's voice sounded:
"Drawer agreement. The asset management company and West Valley Mechanical and Electrical must have a drawer agreement."
The so-called drawer agreement refers to an agreement signed on the surface between a bank and an enterprise, but at the same time another agreement is signed in secret to stipulate the actual risk-bearing party.
Kitahara continued, "There should be a drawer agreement between the asset management company and West Valley Electromechanical for debt repurchase. That is, if the debt cannot be realized after a certain period of time, then West Valley Electromechanical will repurchase the debt from the asset management company. In this way, such a transaction structure essentially becomes a loan."
Kitahara's words instantly enlightened the two bank clerks.
The transaction structure between the asset management company and Xigu Electromechanical is as follows:
Nishitani Electric first forged a 300 billion yen sales contract debt and then transferred it to an asset management company under the Tokyo Central Bank.
The asset management company then signed a drawer agreement with Nishitani Electromechanical: If the 300 billion yen debt cannot be realized when it matures, Nishitani Electromechanical will need to use 300 billion yen plus a certain fee, namely interest, to buy back the 300 billion yen debt that has been transferred.
Funds come and go——
In the end, it becomes a de facto loan contract!!
"What Lawyer Kitahara said is right," Hanzawa said. "For such a large sum of money, even if Shirai gave it to someone related to him, there must be a drawer agreement to protect the interests of the bank."
"Then how do we find this drawer agreement?" said Watari.
Hanzawa looked at his friend who was a classmate in front of him and said, "Today - didn't Shirai just become the acting president?"
"Huh?" For a moment, Watari didn't react to what Hanzawa meant.
However, only a few seconds passed.
The tacit understanding between the friends over the years instantly made Mari understand what Hanzawa was going to do! !
Shirai just moved offices today.
Generally speaking, for an office that has just been moved into, the access control system still has the default password. If it is not changed, the password will be updated the next day!
"Are you going to Shirai's office to look for him? Hanzawa!!" Watari Mari was sure that his good friend had really turned into a lunatic.
Hanzawa nodded. "Since I started working in the industry, I have dealt with many superiors from the original industry faction. The original industry faction has always had the habit of setting up a secret compartment in their office and placing some important documents in the secret compartment. I believe that since Shirai is from the original industry faction, he must have such a habit."
"The surveillance camera will capture you!" Watari Mari said anxiously.
"It doesn't matter!" Hanzawa stood up immediately.
The deputy director of the Second Sales Department walked to the stairwell.
Through the fire escape stairs, we arrived at the floor where the senior executives of the Tokyo Central Bank were located.
The floors where executive offices are clustered are obviously decorated more luxuriously.
The entire corridor is decorated with rose gold wall panels, revealing an extremely high-end business decoration taste.
Hanzawa saw the nameplate "Shirai" at a glance.
He immediately stepped forward and entered the default access code.
Sure enough, the access control panel opened.
Hanzawa entered the office.
The whole office looked a little empty. The sofa for meeting guests had not been moved in yet. A few decorative column lights were not completely put in place. The room was only furnished with a bookcase and a grand-looking desk.
This desk looks much larger than the one in President Nakano's office.
When Banze saw this scene, he couldn't help but sneer.
This Shirai.
Even before he became the bank president, he already had the style of a bank president.
Hanzawa was familiar with the habits of the original industry group. Usually, there was a secret compartment in the desk. The agreements that could not be put on the table were placed in that secret compartment.
Hanzawa immediately opened the drawer of his desk.
He reached out and groped deep inside the drawer.
However, it seemed that there was no pull ring.
Then, he pulled out several drawers in one breath.
No secret compartment was found deep inside the drawer.
Hanze knocked on the desk again, trying to see if there was any hollow space. However, after knocking for ten minutes, all he heard was a dull "bang, bang, bang" sound.
There is none of that hollow, crisp sound.
Where would that be?!
Hanzawa looked at the bookcase.
He carefully examined every compartment of the bookcase.
I even opened every book in there and flipped through it.
However, nothing was found.
How to do?
Shirai wouldn't necessarily hide the agreement in his office.
If he hid somewhere else, there would be no way to find him.
The inability to find this drawer agreement means that the chain of evidence accusing Shirai is incomplete.
My career as a banker will also be over!
Hanzawa became upset and leaned back in Shirai's chair.
However, at the moment of contact, he felt something was wrong with the handle of the office chair.
It seems to be much looser than the handles of other office chairs.
Hanzawa tentatively adjusted the handle.
The handle starts to slide easily.
This easy sliding is obviously not the manufacturer's original design.
Hanzawa immediately pulled hard.
The handle actually fell off.
But at the opening, there was a long and thin book tube.
Open the book tube——
There are several pieces of paper inside -
When I unfolded the paper, I saw a few large characters printed on the first page:
Debt repurchase agreement.
The two parties to the contract are Nishitani Electric and Tokyo Central Asset Management Co., Ltd.!
found it!
found it! !
Shirai's Drawer Protocol!!
In this way, the evidence is complete!!
Hanzawa felt extremely excited. He quickly took out his mobile phone to take a photo and save it. At the same time, he took the original out and placed a color copy in its place.
……
……
Hanzawa excitedly returned to the office where Watari and Kitahara were.
"I got the drawer agreement!" Hanzawa's voice could not hide his excitement.
When Watari heard this, he immediately jumped up and couldn't help but hug Hanzawa.
With this drawer agreement.
Now we have a powerful weapon to deal with Shirai.
This means that Hanzawa's career as a banker can continue!!!
Watari's eyes became moist for a moment, and he was genuinely happy for Hanzawa.
"Hanzawa. Guess what else Lawyer Kitahara discovered." Watari Mari turned her head.
"What?" Hanzawa asked.
"An interesting thing." Kitahara stood up from the computer. During Hanzawa's visit to Shirai's office, he visited many loan projects of the Tokyo Central Bank. He paid special attention to the loan projects of Copy Real Estate. After all, the internal system of the bank can see much more than the Financial Services Agency can see.
"Your president created a folder for you," Kitahara said, "I guess you didn't notice it."
At this moment, Kitahara finally understood why President Nakano was so calm and dared to accept the questioning of the Financial Services Agency alone.
"What's in there?!"
"Your President Nakano will be back soon." Kitahara said with a smile.
(End of this chapter)
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