Emperor Ming's grandson

Chapter 420 A Bold Attempt
The clans of the Ming Dynasty need to 'unite' at this time, and they need to closely follow the policies formulated by the emperor.I don't say how much I can help you at this time, but you must not hold back.

Naturally, they need to support the Shibo Department, and naturally they need to support the bank, and they also need to take the lead in accepting large amounts of banknotes.

These don't seem to be a big problem, and paper money has been promoted in Daming for nearly 25 years.

Although everyone's acceptance was not strong at the beginning, but under Lao Zhu's strong pressure, and the value preservation rate of banknotes over the years is not bad, it has gradually gained the trust of many people.

It's just that when it was proposed that the bank needs to take out a large amount of silver as a reserve, many clans seemed to be a little hesitant, and even thought of shirking.

The reason is also very simple, they feel that it is the court's business, it is the emperor's business.They can accept paper money as a settlement, but if they want to take out silver and fill it in the bank, that obviously won't work.

One by one started to cry poor, one built a house by himself, the next one wanted to take a concubine, or the mansion was emptied out by extravagance some time ago.

It's really not a hindrance to sympathy, and it's okay to take out a hundred taels, 500 taels of silver, or a generous 1000 taels of silver.

Zhu Yunxi's face flushed with anger, he thought that the emperor's brother was good enough to the clan, and these clans should also learn to be grateful.But looking at it now, these people don't understand Brother Huang's difficulties at all, they just think about their own things!
Whether Zhu Yunxi was angry or angry, some clans didn't care at all.Even if the emperor came forward, at most they would cry and be poor and pay an extra hundred taels of silver. Anyway, don't expect them to pay more silver.

It can't be said that all the clans are crying for poverty one by one, there are also some who are more magnanimous, and some who are loyal to the monarch and the country, willing to spend more silver to share the country's worries.

Of course, Zhu Yunying knew about what happened in Prince Zhou's mansion, and didn't think much about it. This is quite normal.

Although it is a clan, it is true that everyone is a relative.But in fact, the family has been separated a long time ago, and most of the time, don't expect to fight the tiger brothers.Ordinary brothers can fight over a pair of bowls and chopsticks when they are separated, not to mention that they still need real money now.

Old Zhu was a little angry, and said to Zhu Yunying angrily, "Look at those uncles of yours, none of them are up to par. Eyelids are too shallow, so you just stare at what's in your bowl to get something!"

Zhu Yunying smiled, and didn't pay much attention, "Grandpa Huang, my grandson gave benefits to the clan, but if they don't accept it, we have nothing to do."

Lao Zhu sighed, looked at Zhu Yunying and said, "Ying'er, tell us the truth, this bank can really make money? We also know what your uncles are thinking. They are not afraid of revealing their wealth, but they are afraid of the money. Can't get it back."

"Actually, my grandson is worried about a run now." Zhu Yunying looked at Lao Zhu and said very seriously, "In fact, there are countless banknotes printed by the imperial court. This time, let's spread the bank to all states and prefectures first. , We are afraid that some people will start to run on silver."

This is indeed what Zhu Yunying is most worried about. Although the current wealth of the Ming Dynasty is increasing, the inflow of silver is also relatively large.The most important thing is that the issuance of banknotes is all backed by gold and silver as deposits, so it is not a big problem.

But when I think that I will directly promote the bank in the future, that is to say, the exchange of silver can be regarded as completely liberalized, which may make many people start to think.

Once the imperial court's bank cannot exchange silver, it may have a great negative impact on the promotion of banknotes, and the first shot of the bank's establishment is likely to become a squib.

Zhu Yunying continued, "Actually, my grandson was thinking about some things before. Although it was to give some benefits to the clan, we also imposed restrictions. You can't make a lot of money for the clan, and you still have to go to the national treasury. It's good now, we don't have to be afraid That's it."

Old Zhu nodded silently, don't look at what his precious grandson said seems to be calm and breezy.But Lao Zhu knew that his grandson must be angry.

Those clans are really outrageous, not to mention whether they gave the clan a profit this time.It's just that there are some things in the court, and these people can't be relied on.It will also talk about not holding back, but don't expect them to help the court.

Thinking of his precious grandson working so hard and ending up in such a thankless situation, Lao Zhu felt angry with those unworthy descendants.

"This time we understand that it is not leveling a bowl of water." Zhu Yunying laughed and said to Lao Zhu, "The salary given by the imperial court and the profit of the Shipping Department were all given according to the grade. This time, whoever invests more money in the bank will get some benefits."

Lao Zhu nodded, thinking that there was no problem, "That's the reason. If the bank does a good job, it should give those people more benefits."

"It's not just that, if the bank produces more in the future and the clan wants to invest more, we won't give them these benefits." Zhu Yunying laughed and said to Lao Zhu, "Don't say that the emperor is narrow-minded. This clan should also be taught a lesson."

"That's the reason. These people don't care about eating or beating." Lao Zhu nodded and said, "Just do it like this. If you don't know what's good or bad, don't worry about them if something good happens. Everyone thinks that the family is separated. Just thinking about living my life."

It is easy to add icing on the cake, but it is too difficult to give charcoal in a timely manner; now that everyone is not optimistic about the bank, Zhu Yunying does not intend to say anything more, and does not intend to force it. The court can actually cover the bottom line.

Since this is the case, it naturally means that since many clans don't know good people, Zhu Yunying doesn't need to go out of his way to give benefits, he is not that cheap.

Whether the bank can be implemented smoothly, whether the bank can bring more vitality to Daming's economy, in fact, Zhu Yunying is somewhat worried now, and he dare not say that it is absolutely foolproof.

But as the emperor, Zhu Yunying should also show absolute confidence at this time. He knows that many people are watching him, and many people want to see more clues from the emperor's state.

Once Zhu Yunying, the emperor, seemed to be worried or lacking confidence, it would be strange if the people below were not panicked.

When that time really comes, even those who had some confidence in the bank might run to sell silver one by one, and the bank might fail.

Zhu Yunying really cared about the bank.The Ming Dynasty was naturally an agricultural civilization, and it was also a matter of emphasizing agriculture and suppressing commerce to a certain extent.But this doesn't mean that Zhu Yunying doesn't want to see Daming's economy stagnant. He still hopes that Daming will be as prosperous as the Song Dynasty.

What's more, the implementation of the bank can be regarded as a bold attempt by Zhu Yunying.Although he did a lot of things in Daming, many things have changed to a certain extent.

However, this is the first time in history that such a thing as a bank has appeared. This is somewhat different from Zhu Yunying's previous small reforms.

Those changes in the past were, at best, filling in the gaps, just some improvements and so on.But the bank is different. This is the first thing that appeared in the history of the Ming Dynasty, and even the first institution that appeared in the history of China.

There is not much experience that can be used for reference, which naturally means more risks.Even if Zhu Yunying thinks she is well prepared, there is still a certain risk of failure.

Anyway, now that he has come to this point, Zhu Yunying will definitely not back down.Even if there is a certain risk, he still needs to withstand the pressure and must promote the bank.

It doesn't count as drastic, but it definitely counts as a big change, not to mention that Zhu Yunying still has a series of actions.

It's not that it can affect the whole body by one hair, but in many things, not to mention interlocking, but there is indeed such a certain connection, Zhu Yunying naturally does not hope that the first shot will not be fired.

The pressure is real, not just because Zhu Yunying is worried that there will be some failures.In the ruling and opposition parties, there are actually certain voices of opposition.

Don't look at Lao Zhu coming forward before, or sending Xiao Zhu seems to have a certain power.It's just that last time everyone confirmed the ownership of the Shibo Division, which party will occupy this old hen that lays golden eggs.

As for the existence of banks, some scholars think that this is the emperor's abandonment of the basics, which is almost to encourage the common people to pursue commerce and trade.This is obviously not possible, no matter how much you like gold and silver in your heart, but on the surface you have to put on a look of disdain for gold and silver.

What's more, in the past dynasties, everyone basically regarded farming as the foundation, but now Emperor Yingshi of the Ming Dynasty seems to want more convenience for those low-level merchants.

These things, in the eyes of some people, are naturally directional dislocations.As a courtier who is concerned about the country and the people, of course he needs to persuade His Majesty.

Things like remonstrance did not surprise Zhu Yunying at all, and he listened patiently.As long as it is not too nonsense and arrogant, Zhu Yunying did not intend to punish some officials who opposed it, nor did he intend to block the way of speech.

It's just that Zhu Yunying will not blindly favor some officials who dance too much, or who want to pursue a clear and bright official.No one can stop him from implementing some new policies. If he dares to become a stumbling block, Zhu Yunying will definitely kick him away without mercy.

Just like that, amidst the noise, some things about the bank became clearer.State regulations have emerged, and small-scale pilots can also be considered.

The three ports of Quanzhou, Songhu, and Tianjin will naturally be implemented, because they are the location of the shipping department.

Yingtianfu, the current emperor, and Beiping, which has slowly begun to "prosper", are also to be piloted.

(End of this chapter)