rock bottom
Chapter 152 Meeting Xie Yuanxing Again
Chapter 152 Meeting Xie Yuanxing Again
Zheng Xiaojian found Zeng Xiaowei and told her grand plan. Zeng Xiaowei didn't seem to know her. After reading it for a long time, he said:
"You can't help but toss? Do you know how many departments are involved in this?"
Zheng Xiaojian shook her head.
Zeng Xiaowei said: "I guess I can't help you, and you know I'm not good at dealing with it. Why do you ask me?"
Zheng Xiaojian explained all her plans, and Zeng Xiaowei felt like listening to the Arabian Nights.
Zheng Xiaojian said: "Isn't everything realized because of ideas? We used to hear a lot of fairy tales, and finally these fairy tales have become facts."
Zeng Xiaowei didn't want to argue with her, so he asked her what she wanted to do with him.
Zheng Xiaojian said that she made a plan and felt that the funding gap needed to be nearly 800 million, but she didn't know if there was any shortage in this approach.
Zeng Xiaowei took a look at the proposal, and didn't even bother to flip through it, saying, "Do you understand this? Don't get too fancy."
Zheng Xiaojian said: "You just say whether you can help me? If you want to help, it's just like that. If you don't help, I will find someone else."
Zeng Xiaowei saw that Zheng Xiaojian didn't look like a joke, but in his heart, this matter was not much different from a joke, so he said:
"Well, I have a classmate who is engaged in this field, and he is also well-known in the province. I will ask him to help you."
Zheng Xiaojian's complexion became colorful, and she clasped her fists brightly, thanking you a thousand times and saying that she will definitely thank you in the future.
The classmate Zeng Xiaowei found was very reliable, and he didn't deal with it, but soon came to the cement factory.
Zheng Xiaojian confessed all her thoughts without reservation.
It took Zheng Xiaojian half a month to prepare the plan, but in the eyes of others, all of this was just pediatrics, and others who were a hundred times more complicated than this had experienced it.
This person visited the cement factory, and was taken to a nearby brick factory by Zheng Xiaojian, explaining that a complete plan would be given to her in the next two days.
He returned the plan Zeng Xiaowei had given him to her and said it was of no reference value at all.
The thinking of the man in science and technology is so strange, he can't make a turn and maybe he doesn't want to.
On the third day, when Zheng Xiaojian took the proposal that he had prepared, she almost cried.
The 800 million in my own budget turned out to be drizzle.
They have done eloquently with tens of thousands of words, detailed and convincing, and the funding gap is about 500 million.
Let alone 500 million yuan, Zheng Xiaojian didn't even have 150 million yuan.
Holding this complete plan, Zheng Xiaojian summed up a few points.
First, the investment required to import German machines is about 300 million;
Second, the cost of training personnel for imported machines is about 50 yuan;
Three, the reconstruction and expansion of the plant will cost about 500 million;
Fourth, the waterproof and moisture-proof renovation of the outer packaging of cement needs 200 million;
Fifth, build transport roads, about 100 million;
Sixth, the loss caused during the transformation period and the cost of publicity and sales are about 300 million...
In Zheng Xiaojian's plan, he did not think of the loss and the expenses during the downtime...
The more Zheng Xiaojian looked at it, the more she felt that this matter was really going to be put on the shelf, but she was not reconciled, really not reconciled.
The last page of the research report also added an explanation, saying that these are almost cost estimates, and there may be more costs that have not been calculated during the implementation process.
Zheng Xiaojian knows that the help from her unit and the head office is minimal, and now there are two places where she can try.
One is from Qu Lanlan. She wants to mobilize 500 million from Qu Lanlan. If she can get another 500 million from the bank, then she should be able to complete the last 500 million with her hard work.
The problem now is that these two places are also unknown, and she decides to go to the bank first.
For some reason, she was hesitant about Qu Lanlan's money. She no longer had the confidence she had when she borrowed money. Five million is not a small number.
The annual turnover of the cement plant is not so much, let alone the net profit.
Let's go the way of the bank first, and then talk about it if it doesn't work.
Anyway, you can't sit back and watch the world and watch the excitement, that would be a lot of excitement on paper.
Zheng Xiaojian asked Liu Dazhi to drive him into the urban area.
Zheng Xiaojian took the relevant information and came to the third floor of a bank.
Seeing the word "Credit", she tidied up her clothes, mainly to tidy up her emotions. She thought that the possibility of being scolded was not out of the question.
But she still boldly knocked on the door, and "Come in" came out from inside, Zheng Xiaojian pushed the door and walked in.
A man was sitting at the desk and glanced at her who came in, both of them were stunned.
Zheng Xiaojian never expected that the first bank she came to would be Xie Yuanxing.
The same is true for Xie Yuanxing.
Zheng Xiaojian never came to the bank to look for him, only knew that he worked in the bank.
Zheng Xiaojian stepped forward with one foot, and when she saw Xie Yuanxing, she instinctively backed out, took another step back, and saw the word "credit" written on it, thought about it, and came in again.
Xie Yuanxing never expected to see Zheng Xiaojian on such an occasion.
Zheng Xiaojian handed the information to Xie Yuanxing, thinking that if she hastily searched for some banks, she would probably return in vain, so she might as well go to him. Thinking of this, she felt at ease, and she was easy to talk to.
Xie Yuanxing held her proposal and saw that the loan amount on it was 500 million. His eyes were wider than Tongling's. He seemed to not know Zheng Xiaojian, and asked, "Is this your proposal?"
Zheng Xiaojian nodded solemnly.
Xie Yuanxing was already happy in his heart, this ignorant and fearless girl would feel uncomfortable without tossing around for a day, but this is not a child's play.
Xie Yuanxing looked at it seriously for a while, but he knew it all at a glance, just to save Zheng Xiaojian's face and said:
"According to your plan above, we can only lend you about 20 yuan, and we have to go on site inspection..."
"20? I'll find you for 20?" Zheng Xiaojian felt that the deception was too much, and her face was shattered.
Seeing that Xie Yuanxing was definitely not joking, Zheng Xiaojian's heart beat wildly, and it took a lot of effort to maintain a dignified composure.
Now is not the time for their personal grievances, and they can't play childish temper.
Xie Yuanxing said seriously: "That's me, if someone else received you, they would have kicked you out long ago, don't you understand?
This is not acceptable. The guarantees you use are all intangible things, such as foreign equipment and future factories...
These, you have to rely on our loan to improve, so it can't be regarded as a guarantee, I think it is only the flow of your cement factory that is still possible..."
When Zheng Xiaojian came, Liu Dazhi also said something similar, it was impossible.
It's not that Zheng Xiaojian doesn't know, she just wants to know what can't be done and what can be done.
If she doesn't deal with banks, then she doesn't know anything.
(End of this chapter)
Zheng Xiaojian found Zeng Xiaowei and told her grand plan. Zeng Xiaowei didn't seem to know her. After reading it for a long time, he said:
"You can't help but toss? Do you know how many departments are involved in this?"
Zheng Xiaojian shook her head.
Zeng Xiaowei said: "I guess I can't help you, and you know I'm not good at dealing with it. Why do you ask me?"
Zheng Xiaojian explained all her plans, and Zeng Xiaowei felt like listening to the Arabian Nights.
Zheng Xiaojian said: "Isn't everything realized because of ideas? We used to hear a lot of fairy tales, and finally these fairy tales have become facts."
Zeng Xiaowei didn't want to argue with her, so he asked her what she wanted to do with him.
Zheng Xiaojian said that she made a plan and felt that the funding gap needed to be nearly 800 million, but she didn't know if there was any shortage in this approach.
Zeng Xiaowei took a look at the proposal, and didn't even bother to flip through it, saying, "Do you understand this? Don't get too fancy."
Zheng Xiaojian said: "You just say whether you can help me? If you want to help, it's just like that. If you don't help, I will find someone else."
Zeng Xiaowei saw that Zheng Xiaojian didn't look like a joke, but in his heart, this matter was not much different from a joke, so he said:
"Well, I have a classmate who is engaged in this field, and he is also well-known in the province. I will ask him to help you."
Zheng Xiaojian's complexion became colorful, and she clasped her fists brightly, thanking you a thousand times and saying that she will definitely thank you in the future.
The classmate Zeng Xiaowei found was very reliable, and he didn't deal with it, but soon came to the cement factory.
Zheng Xiaojian confessed all her thoughts without reservation.
It took Zheng Xiaojian half a month to prepare the plan, but in the eyes of others, all of this was just pediatrics, and others who were a hundred times more complicated than this had experienced it.
This person visited the cement factory, and was taken to a nearby brick factory by Zheng Xiaojian, explaining that a complete plan would be given to her in the next two days.
He returned the plan Zeng Xiaowei had given him to her and said it was of no reference value at all.
The thinking of the man in science and technology is so strange, he can't make a turn and maybe he doesn't want to.
On the third day, when Zheng Xiaojian took the proposal that he had prepared, she almost cried.
The 800 million in my own budget turned out to be drizzle.
They have done eloquently with tens of thousands of words, detailed and convincing, and the funding gap is about 500 million.
Let alone 500 million yuan, Zheng Xiaojian didn't even have 150 million yuan.
Holding this complete plan, Zheng Xiaojian summed up a few points.
First, the investment required to import German machines is about 300 million;
Second, the cost of training personnel for imported machines is about 50 yuan;
Three, the reconstruction and expansion of the plant will cost about 500 million;
Fourth, the waterproof and moisture-proof renovation of the outer packaging of cement needs 200 million;
Fifth, build transport roads, about 100 million;
Sixth, the loss caused during the transformation period and the cost of publicity and sales are about 300 million...
In Zheng Xiaojian's plan, he did not think of the loss and the expenses during the downtime...
The more Zheng Xiaojian looked at it, the more she felt that this matter was really going to be put on the shelf, but she was not reconciled, really not reconciled.
The last page of the research report also added an explanation, saying that these are almost cost estimates, and there may be more costs that have not been calculated during the implementation process.
Zheng Xiaojian knows that the help from her unit and the head office is minimal, and now there are two places where she can try.
One is from Qu Lanlan. She wants to mobilize 500 million from Qu Lanlan. If she can get another 500 million from the bank, then she should be able to complete the last 500 million with her hard work.
The problem now is that these two places are also unknown, and she decides to go to the bank first.
For some reason, she was hesitant about Qu Lanlan's money. She no longer had the confidence she had when she borrowed money. Five million is not a small number.
The annual turnover of the cement plant is not so much, let alone the net profit.
Let's go the way of the bank first, and then talk about it if it doesn't work.
Anyway, you can't sit back and watch the world and watch the excitement, that would be a lot of excitement on paper.
Zheng Xiaojian asked Liu Dazhi to drive him into the urban area.
Zheng Xiaojian took the relevant information and came to the third floor of a bank.
Seeing the word "Credit", she tidied up her clothes, mainly to tidy up her emotions. She thought that the possibility of being scolded was not out of the question.
But she still boldly knocked on the door, and "Come in" came out from inside, Zheng Xiaojian pushed the door and walked in.
A man was sitting at the desk and glanced at her who came in, both of them were stunned.
Zheng Xiaojian never expected that the first bank she came to would be Xie Yuanxing.
The same is true for Xie Yuanxing.
Zheng Xiaojian never came to the bank to look for him, only knew that he worked in the bank.
Zheng Xiaojian stepped forward with one foot, and when she saw Xie Yuanxing, she instinctively backed out, took another step back, and saw the word "credit" written on it, thought about it, and came in again.
Xie Yuanxing never expected to see Zheng Xiaojian on such an occasion.
Zheng Xiaojian handed the information to Xie Yuanxing, thinking that if she hastily searched for some banks, she would probably return in vain, so she might as well go to him. Thinking of this, she felt at ease, and she was easy to talk to.
Xie Yuanxing held her proposal and saw that the loan amount on it was 500 million. His eyes were wider than Tongling's. He seemed to not know Zheng Xiaojian, and asked, "Is this your proposal?"
Zheng Xiaojian nodded solemnly.
Xie Yuanxing was already happy in his heart, this ignorant and fearless girl would feel uncomfortable without tossing around for a day, but this is not a child's play.
Xie Yuanxing looked at it seriously for a while, but he knew it all at a glance, just to save Zheng Xiaojian's face and said:
"According to your plan above, we can only lend you about 20 yuan, and we have to go on site inspection..."
"20? I'll find you for 20?" Zheng Xiaojian felt that the deception was too much, and her face was shattered.
Seeing that Xie Yuanxing was definitely not joking, Zheng Xiaojian's heart beat wildly, and it took a lot of effort to maintain a dignified composure.
Now is not the time for their personal grievances, and they can't play childish temper.
Xie Yuanxing said seriously: "That's me, if someone else received you, they would have kicked you out long ago, don't you understand?
This is not acceptable. The guarantees you use are all intangible things, such as foreign equipment and future factories...
These, you have to rely on our loan to improve, so it can't be regarded as a guarantee, I think it is only the flow of your cement factory that is still possible..."
When Zheng Xiaojian came, Liu Dazhi also said something similar, it was impossible.
It's not that Zheng Xiaojian doesn't know, she just wants to know what can't be done and what can be done.
If she doesn't deal with banks, then she doesn't know anything.
(End of this chapter)
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