my crew is not human

Chapter 708 You Should Believe In Yourself

A few days later, Zheng Xinglin and Jin Chengyu sent him the asset appraisal reports of the two groups. After some research, Li Xianyun and the others already had an idea in mind.

The next day, Han Xinyu came to the capital, Zhang Beihong's home.

The place where Zhang Beihong met Han Xinyu was his manor in the suburbs, covering an area of ​​about [-] square meters, which was quite close to Shi Jun's residence.

Following the servant through the lush garden, Han Xinyu saw Zhang Beihong in a gazebo.

The old man looked obviously more haggard than before. When he saw Han Xinyu, a hint of greed flashed in his eyes, and then he smiled and waved: "Sit down."

Han Xinyu sat down in front of Zhang Beihong: "Hi Zhang Dong, long time no see, you look good."

"It's far away." Zhang Beihong sighed: "Hair is all white, don't look at your black hair now, it's all dyed."

As he spoke, he beckoned and asked the servants to serve tea, and then he said slowly: "Little girl, you are not bad. From a former big star, you have transformed into an executive director of Yisheng Media's board of directors, and Li Xianyun's senior mouthpiece?"

Han Xinyu replied with a smile: "You can understand that, but the reason why Xianyun didn't come over is mainly because he thinks it's more appropriate for me to come forward, after all..."

"After all, we had some unhappiness." Zhang Beihong nodded: "I can understand. Speaking of which, after all, I was wrong first, I can't play with others, and don't complain when I am played by others. In business, isn't it you? Eat me, I eat your business?"

He narrowed his eyes as he spoke, his eyes still sharp.

Han Xinyu lightly brushed the hair between his eyebrows, and said calmly: "Business is not about devouring each other, but supporting each other."

Zhang Beihong sneered: "Oh? How to support? Selling Lan Yuan's assets to you at a low price is also called support?"

"Isn't the land in the ghost town also sold at a low price? Speaking of which, you are not losing money." Han Xinyu replied with a smile.

Hearing the name of the ghost city, Zhang Beihong's face twitched.

This can be regarded as a piece of his heart disease.

But Han Xinyu was right. If there hadn't been what happened at the beginning, this would have been a big profit.

Zhang Beihong took a deep breath: "What is Li Xianyun going to do?"

"It's simple, just repeat what happened in the ghost town." Han Xinyu replied.

what?
Zhang Beihong looked at Han Xinyu in astonishment.

fuck!

You just say that you still want to buy Lanyuan's real estate at a super low price, are you so shameless?

Zhang Beihong was happy: "The current demand for Lanyuan is not the stock price."

That is, once the blue yuan explodes, it will be another double kill of stocks and debts, and the stock price is no longer what they need to consider now.

Han Xinyu smiled sweetly: "What you need is funds, and Yisheng Media can lend you money."

Ok?
Zhang Beihong looked at Han Xinyu in surprise: "Conditions."

Han Xin whispered with cherry lips: "Pledge."

Zhang Beihong was not surprised by the demand for pledges, so he directly asked, "How much can he borrow?"

Han Xinyu smiled and said, "You can borrow as you like within 1000 billion."

Zhang Beihong asked: "What about the interest?"

"Bank interest, isn't it too much?" Han Xinyu smiled.

This money was also borrowed by Li Xianyun from the bank, and then lent to Lan Yuan.

Zhang Beihong was also happy: "Then can't I borrow directly from the bank?"

Han Xinyu shook his head: "The problem is that they won't borrow it."

By doing this, Li Xianyun really allowed himself to play the role of a bank.

Borrowing money, collecting interest and taking pledges, isn’t this what a bank is?
But at this stage, only he can do so.

One is that the bank itself has already lent money to Lan Yuan, and it is impossible to continue lending money to them at this stage, but it doesn't matter if Li Xianyun borrows money and relents it to Lan Yuan.After all, the parties who bear the consequences are different.In a sense, this is actually a guarantee, but if Li Xianyun wants to take the pledge, it is more convenient for him to borrow money himself.

The second is that the bank does not operate. Even if they take the building, they still have to auction it. They are not involved in operation and cannot realize its real value. However, Seazen Group can operate it by itself, so as to realize its industrial value.

Zhang Beihong said: "Other companies are also fine."

Han Xinyu smiled: "Of course, Goose Factory, Ali, and Wanke all have this money, and even have related industries. The problem is that their appetite is not small, and you are not the only companies involved in the accident..."

The assets and liabilities of thunderstorm companies across the country are as high as trillions, but there are only a few companies with sufficient cash flow and willingness to acquire.

Each company has its own needs. In terms of non-major industries, it would be crazy if all the companies can add up to one trillion yuan. No one can eat such a huge market.

Otherwise, we still have to wait for Li Xianyun to make a move?

To put it bluntly, competitors exist, but competitors are also insufficient.

And no matter who comes up, it's basically the same, it's impossible to do it without benefits, and it may even be more greedy and darker than Li Xianyun!

Dry food scavenger, no benefit, who would do it?
Hearing what Han Xinyu said, Zhang Beihong sighed: "The problem is that most of Lanyuan's properties have been pledged."

Han Xinyu leaned over, put his elbow lightly on the tea tray, and smiled before saying anything: "But the debt can also be transferred, right? We want land and real estate, such as your two buildings in the capital."

Hearing this, Zhang Beihong understood.

Fuck!
You guys are ruthless enough!

Yes, Lan Yuan also has commercial bills and other debts, and these debts also have corresponding industries.

Take Hengtai as an example.

Hengtai has issued a total of 4000 billion commercial papers in the past few years. These commercial papers were originally in the hands of various construction and building materials companies, and later transferred at low prices and entered the bill company, which then packaged them and sold them to those financial management companies. personal.

Therefore, creditor's rights have long been not only for enterprises, but also for a large number of individuals.

Previously, Li Xianyun and the others mainly purchased some corporate commercial papers, but now they also need to purchase some personal commercial papers.

Enterprise commercial tickets are used to earn business, while personal commercial tickets are used to earn cash.

Hengtai's commercial bills have generally dropped to about [-]% of their face value after layers of sinking.

The people in Licheng discussed the loan pledge with Hengtai, and discussed the purchase of commercial bills with everyone. At the same time, they also asked Hengtai to use the money they brought to pay for commercial bills as soon as possible.

Originally, Hengtai didn't have many pledged assets now, and it can be said that every asset owed money.

However, Li Xianyun, as the largest creditor, has room to operate in the centralized acquisition of commercial bill debts of certain industries.

For example, if your company A is worth 500 billion yuan, and the debt is also 500 billion yuan, then I will first spend 200 billion yuan to buy all the creditor's rights, and allow A to pledge the property as the sole creditor, and then I will lend 500 billion yuan to company A, and the property will be pledged to you. I, Company A gets the 500 billion, and then repays me 500 billion according to my creditor's rights.

Li Xianyun, inside and outside, actually paid 200 billion. When it expires, Company A will either give me 500 billion, or the pledged property will belong to me.

Of course, this is idealism, it is impossible in practice!

Because there are too many aspects involved, and no one is a vegetarian, how can you play Universe Teleport so easily.

But in theory things could indeed work in this direction.

Of course, according to this standard, all pledges must be locked into valuable assets such as land and real estate. After all, this thing will not run away with long legs. Bar.

Lanyuan Group has two buildings in the capital alone, one on the second ring road and one on the third ring road, both of which are already making stable profits, with an annual income of 20 billion.These industries cannot run away, as long as the debt problem is solved, it will be easy to make pledges.

Hearing Han Xinyu's words at this moment, Zhang Beihong took a deep breath: "Is Li Xianyun thinking too well?"

If I want to do this, I don't need to ask you Li Xianyun, I can do it myself.

Of course, if you operate it yourself, it is a transfer of benefits, which is illegal and criminal-you are so rich that you don’t pay back your debts, and you buy commercial papers at a low price. Isn’t this a bad debt?
So others can buy it at a low price, but they can’t do it themselves, and it’s a crime to touch anything.

Han Xinyu looked aggrieved: "Chairman Zhang, what you said, we are lending you money. Besides, isn't this going to help you complete those projects? Well, after the valuation of those industries, we will 50.00% of the value will be lent to you. In addition, we will do some film and television cooperation to ensure that you can benefit from it.”

Fuck!
50.00% valuation.

That is to say, you not only earn the debt price difference, but also earn the property price difference, and this is the big one!
If you want to calculate it this way, the 500 billion example just now becomes: Li Xianyun first used 200 billion to buy the 500 billion debts of Lan Yuan's corresponding industry, and then lent Lan Yuan 250 billion, and Lan Yuan pledged the 500 billion building. Yuan cashed Li Xianyun's 500 billion debt, and Li Xianyun also earned 50 billion in cash.If Lan Yuan can't repay the 250 billion when it expires, Li Xianyun will take another 500 billion of the building.

In other words, Li Xianyun made a net profit of 550 billion.

What I think is really beautiful.

But you can't help it, even if you know it, you can't do it.

Other creditors can't do it either!
Because they have to be rich too.

There are too many people and opinions, and it is impossible to operate at all.

There must be an individual who has unified all the claims before this operation can be done, which means a huge amount of capital threshold.

And this kind of operation is exactly what Lan Yuan did to Yisheng Media back then.

At that time, Lanyuan lent 8000 million yuan to Yisheng Media, and the pledge was 14 billion land and all the projects on it. As long as Yisheng Media did not pay the money, the land would be worth 8000 million yuan. Back, the most is to add the 5000 million from the bank at that time.

That is 3000 million to take back all the land.

It's a pity that Yisheng Media is still out.

Li Xianyun and Li Cheng also played the same way in Xinhai Group.

Borrow 100 billion to Xinhai Group, and the company will deliver 150 billion before it comes out.It's just that Li Cheng was the internal response at that time, and they were not afraid of you transferring assets, so they dared to take over the company.Now there is no internal response, so we only accept real estate.

purchase?
Do not!
You have to bargain to buy your company, if the price is too low, you still don’t want to, and I still have to face competition from the same industry.

So I don't buy it!

I bet!

Doing business is betting on expectations.

You can bet on the rise or you can bet on the fall.

I just make a pledge!
The biggest difference between this approach and Wanke and theirs is: Wanke waits for you to die in order to make a profit.They are like the old lady who buys fish in the vegetable market. She waits for the fish to die and immediately sells it at a low price. The fish that just died is still fresh and the price is still cheap.

But Yisheng Media's approach is to bet against each other: I will lend you money, and you will slowly sell the fish.If you sell your fish before it dies, you can pay me back the money. If it dies before you sell it, just give it to me, and the price will be a little cheaper than the price of dead fish.

Don't say it, although the method is tricky, it is really effective, at least it is better to accept than the method of waiting for the fish to die, and it already belongs to "benevolence and righteousness".

As far as Yisheng Media is concerned, this approach is in the name of benevolence and righteousness, and secondly, it is equivalent to pre-ordering. No one can take what we pre-ordered.In addition, there is a third advantage, that is, pricing power.Because it is a pledge, it is convenient to lower the price.

A few discounts are not the key, valuation is the core.The valuation is increased by ten times, and the 20 billion thing is said to be 200 billion, and if you discount it in half, the other party will still make a lot of money.

How else can you say that what you buy is not what you sell?Because people know their own things well!
If you pledge, it is easy to underestimate the valuation. After all, as long as the other party is sure to pay back the money, you don't have to care too much about the underestimation of the pledge.

For Lan Yuan, the advantage of this operation is that it can greatly delay the time of Lan Yuan's thunder explosion and avoid the evil consequences of linkage.

The second is that Lanyuan has not officially exploded, and the debt cannot be as low as [-]%.

The third is that the loan amount is small and the risk is small.

Lanyuan is still a large group with 1800 billion yuan. If you don't want to take out the pledged high-quality assets, you will squeeze this part first.

From the perspective of probability, the problem is really not big.

This is the so-called "savior" mode, eat you to save you!

Unless your large group of nearly 2000 billion yuan has been so difficult to produce that tens of billions can’t be paid out—but at that time, Zhang Beihong already has a lot of debts, and it doesn’t matter to him who takes advantage and who suffers.

In the end, this is indeed a method of reneging on debts - it is reasonable for Li Xianyun to come forward to buy the creditor's rights at a low price, and then negotiate with the debtor as the sole creditor.

To put it bluntly, do you really think that if you get 500 billion in debt, you can make Lanyuan pay 500 billion?
Impossible, Lanyuan must actually rely on part of the account to make you cheaper. There is room for negotiation, and it also benefits from multiple directions, even the original creditors. After all, once the thunder explodes, the value of the debt will drop. It's booming.

Now you can sell [-]% of it, and you may get [-]% in the future.

As for Yisheng Media's film and television production, which is now famous for only making money and not losing money, it can indeed be considered: Well, if Li Xianyun is trustworthy, it is best to complete this investment by yourself.

Hehe, it's still the same.

Having said that, it would be strange to have such a mentality to make things happen.

Zhang Beihong looked at her suspiciously: "Should I believe you?"

Han Xinyu replied: "What you need to believe is yourself."

(End of this chapter)