Jinyi champion

Chapter 272 Temporary classmate (seeking monthly ticket)

It's another standard two-for-one payment.

After completing the signing of the contract, the mortgage loan will be issued immediately, with a loan of three hundred taels of silver, with a monthly interest of [-]%, compound interest, equal to [-]% of the monthly interest, and the annual interest is close to [-]%...

From the perspective of later generations, this is a proper usury, but in this era, it is regarded as a debt of conscience.

The term is four months, and the interest rate is more than [-]%, which can be returned in advance.

With the contract of the four ships as collateral, the other passenger ship cannot be taken away. It is used as a deduction when the interest cannot be repaid. The ship is directly seized under the name of the mansion, and it is no longer available for the Ouyang family at any time as before. .

It means that if Ouyang's family wanted to transport these mirrors away, they had to find a boat by themselves.

Fortunately, mirrors are definitely a luxury item. Unlike those bulky goods such as money, food, and supplies, a hundred mirrors are only packed in three boxes.

"Master Ouyang, we have insurance services here. You can buy insurance for only [-]% of the price, and you will be compensated for any damage in the middle. Do you want one?"

After finishing the business, Zhu Hao actually started selling his own insurance.

The shopkeeper almost had a cerebral hemorrhage when he heard it.

Boss, did you get your identity wrong?

Is this cheating Ouyang's family?

Knowing that these mirrors will definitely be damaged, they actually proposed insurance coverage?
But Ouyang Nu resolutely said: "No need!"

After speaking, he got up and went out with some people carrying a few boxes.

……

……

"Hehe, the Ouyang family's money is easy to earn. If you do this business, you will be coveted by others when you go out. If you come to Anlu, you will be completely bankrupt. Is this the benefit that Su Dongzhu gave me?"

Looking at the boat deed in his hand, Zhu Hao knew that the other party would never have a chance to redeem the boat.

This boat has now completely fallen under the name of Zhu Niang and him Zhu Hao.

Shopkeeper Ma asked puzzledly: "Little Boss, why did you mention the insurance earlier? Could it be that those mirrors...cough, what do you think?"

He wanted to say, are those mirrors good mirrors?

But thinking about it, Zhu Hao personally performed a good show of cracking the mirror by shaking his hand in front of him, how could it be fake?
Zhu Hao laughed and said, "This is to silence them. It's like I added linen and straw to the boxes to prevent shocks when I supplied the Zhu family. This is for the sake of an explanation afterwards."

Shopkeeper Ma was speechless to himself.

Say ruthless, or you are ruthless!

While using inferior goods to deceive people, it also shows the appearance of a conscientious businessman.

"Little boss, what I have seen before is your courage and courage in doing business, as well as your means of doing business. I only know now... It turns out that you can support this business, not only do you do business according to your duties, but you can even do business like a profiteer. One set, also all men are clear... I admire it."

Shopkeeper Ma had been with Su Xigui for a long time, and he was a little outspoken when he spoke, basically saying what he thought of.

There was even a hint of sarcasm in his tone.

Although Su Xigui, the boss in the past, would blow his beard and stare, he acted flirtatiously, and never got really angry with him. Now that he's following Zhu Hao...Zhu Hao won't even bother with him about these trivial matters.

"Old Ma, I actually think these are all influenced by you."

"I?"

"Isn't it? If you didn't whisper in my ear every day that you should pay attention to efficiency and don't do business at a loss, would I be like this?"

Shopkeeper Ma found out that Zhu Hao is quite good at throwing the pot away. Let me teach you how to cheat Ouyang's family of money?How can this responsibility be placed on me?
"Little Boss, if you say that, I will have a good talk with you..."

"No! I'm busy with time, so I'm leaving! With the ships, the cost of shipping goods will be further reduced. Even if you can only borrow these ships for a few months, it's worth it."

……

……

The first day of February.

There are only five days left before the start of the county examination.

The mirror business of Ouyang's family has come to an end for the time being, but according to Zhu Hao's estimation, in a few days, something will happen to the batch of mirrors in the middle of the shipment, because the guides of Ouyang's daughter and her party are currently being seized by the local government. There is someone watching, and it is impossible to sneak away.

What's more, this time Ouyang's family has collateral with Zhu Hao.

Ouyang girl wanted to set up a false road to lure her away... It's up to her, she still had some belongings before, she sold the boats and so on, and she had some spare money on hand, so she could buy a house and start over when she fled to a place far away from the emperor, but now everything They are all mortgaged to Zhu Hao.

If Ouyang Nu escapes, it means that these things belong to Zhu Hao. Even if he can't get the business channel of Ouyang's family, Zhu Hao will still gain but not lose.

You said I cheated on you?
After finding out that you were cheated, you actually swallowed your anger and ran away?

Is there such a good thing in the world?

This morning, Zhu Hao and Yuan Rulin, two candidates who were about to take the county examination, left Xingwang Mansion under the leadership of Tang Yin. Taking advantage of the leisure time at noon, they went to meet the other three candidates who had signed a bond with them for this county examination. Get to know each other, and if you feel like a hit, sit down and have a light meal.

Recognizance is something that belongs to Lianzao, and whoever cheats in the exam in name will be implicated for the rest of the people.

But in fact, the imperial examinations in the Ming Dynasty, even if they reached the first level of the provincial examination, were not strict in catching cheating, and the inspection was just a formality.

The main reason is simple.

We all know that the feudal imperial examination is to write eight-legged essays, as the four-book essays that determine the grades, even if you add five classics, it is an interception from the classics, and you are asked to write an article. Bringing it into the examination room will not help you write articles.

But if you get the exam questions in advance, you can find someone to write the article, and then spend some time memorizing it. Why do you want to bring cheat sheets into the exam room to make sure you are convinced?
No matter how stupid a person is, it's not difficult to memorize an article of three or four hundred words, right?

When he arrived at the appointed place, Tang Yin didn't go in, but went to the teahouse next door to wait.

Yuan Rulin and Zhu Hao, two children, one big and one small, entered the restaurant, where the other three candidates had long been waiting.

Inform each other of their names.

The one standing in the front is the child of a wealthy local businessman, fourteen years old, named Zhang Lewei, who has already passed the county examination; the second son who sits in a school in the city is next behind, and he does not know his talented father. How did you teach him? He took the county examination for the first time when he was seventeen years old, and his name was He Gong;

The last one looked very proud, he was sixteen years old, and his name was Peng Dong. When he saw Zhu Hao, he blinked his small eyes and asked with a bit of disdain: "Such a young child also came to take the county exam? Isn't this just nonsense? "

Zhang Lewei explained: "I heard that he is a child of the palace."

"What about the Prince's Mansion? I don't want to study hard at such a young age. I just want to take shortcuts. Even if I pass the county and government exams by chance, I can't pass the college exam anyway. I'm afraid the road to the imperial examination will be cut off!"

Peng Dong spoke loudly, those who didn't know thought he had passed the county and government examinations, but who would have thought that this was the first time he had taken the county examination.

After sitting down and talking with Peng Dong, Zhu Hao found out that Peng Dong's parents had passed away in the past few years, and they had been guarding the system for five consecutive years. Although he was a genius, he missed the opportunity to become famous when he was young. Now he lives with his brother and sister-in-law. It is estimated that after taking the county and government examinations, they will get married.

Zhu Hao smiled and asked: "I don't think Mr. Peng is ready to get married... so Mr. He is going to get married?"

Among the five, the one with the weakest family background is He Gong, the son of a schoolteacher. Although his father is a childbirth officer, he has never even taken the county examination.

He Gong had a look of regret on his face: "It's still under discussion. If you can pass this year's children's exam, maybe someone will take a fancy to it, so don't worry so much."

This is the status quo of readers.

Before getting married, you have to work hard for your "career". If you can pass the county test, you will have a certain value in the matchmaking market dominated by matchmakers.

The social status of the woman's family who is willing to marry you, the girl's appearance and beauty, and the dowry items are all different.

Zhu Hao's husband Gongsun Yi is the best embodiment.

Born in a poor boy, his father has passed away, he was brought up by his mother with hardships, he was very competitive, he was a high school student at the age of [-], he had a brighter future, he got married at the age of [-], it was logical to marry a well-educated lady from a wealthy family Come back and be a wife.

"You boy, what are you doing in the palace? Who is your father in the palace?" Peng Dong looked at Zhu Hao. In his opinion, Zhu Hao should be the son of a pawn family in the palace.

Zhu Hao said with a smile: "I am not from the royal family, my father died early, and I am an accompanying student in the royal family, accompanying the prince to study."

"what?"

Several people looked at each other.

I thought you were a son of your family, but you turned out to be a book boy in the palace, equivalent to a servant, so do we need to give you face?

"Mr. Yuan's grandfather is Mr. Shi Yuan, the head of the palace, right?" Several people began to ask for confirmation.

Since Zhu Hao is walking with Yuan Zonggao's grandson, if there is something difficult for Zhu Hao, do you have to worry about the reaction of the palace?

Yuan Rulin was a little naive, and asked curiously: "This...doesn't know what it has to do with this exam?"

Zhu Hao answered for him: "He was originally Yuan Changshi's grandson!"

Zhang Lewei hurriedly reconciled: "Several people have something to say, let's take part in this county test together, there is no need to be so stiff, they are all from the palace... don't hurt your peace."

Those who came from a family of merchants naturally understand the truth of keeping things quiet.

They are rich in business, but their social status is low, so the minimum education in a businessman’s family is to be a low-key person and not to compete with others.

If you have money but no status, if you have to force yourself to go out, the only one who is unlucky is yourself.

Peng Dongdao: "It's just to have a drink together, I don't mean to hurt your friendship, I wanted to test you...I'm talking about Zhu Hao, oh, by the way, what does your family do?"

"Business." Zhu Hao replied.

Yuan Rulin asked curiously: "Zhu Hao, my grandfather said that your father is from a family of Jinyiwei and devoted himself to the country. You are still the only son in the family."

"hiss……"

As soon as the dismantling words came out, several people nearby looked at Zhu Hao with incredulous eyes.

The one with the highest family background here is you, kid.

Yuan Rulin just has a Jinshi grandfather, but you are the only son of Jinyiwei Baihu, who will inherit Jinyiwei Baihu when you grow up?

This is no ordinary second-generation official!
Peng Dong frowned and said, "You are from a military family and the only son in your family. You are not Yu Ding. Normally, you should not take the literary examination. What's the connection?"

Zhu Hao said: "My mother and I have already separated from the family. The family has clearly deprived me of the inheritance qualifications of Jinyiwei Baihu. Now the family is only doing small business... Don't talk too much, do you want to order some wine and food, let's have a good time Have a meal?"

　Ask for a guaranteed monthly pass, thank you!

　　
　
(End of this chapter)