I am a rich second generation

In recent years, the cabinet has advocated financial innovation to increase the economy, but when it is implemented at the grassroots level, chaos is rampant.

The combination of classical usury methods and the Internet has created a profitable industry, but where does the profit come from? It comes from the bone-sucking of the borrowers.

Over the years, especially young people, I don’t know how many people have borrowed money in a moment of confusion. As a result, under an inexplicable algorithm, the small borrowed money was repaid to the point of bankruptcy.

There are many young people who can't think about it for a while, and feel that they have been cornered, so they ended their young lives, which is regrettable.

The most terrifying thing is the loans for women. Many loans are directed at women's bodies from the beginning.

Under the cover of the advanced Internet, this is just a resurrection of the old method of forcing girls into prostitution.

There are frequent chaos in this industry, and I don't know how many people have gone bankrupt and their families have been destroyed.

And Ni Hongyu, who has always been honest and responsible, actually went to borrow money. This has caused the underworld. It seems that she borrowed irregular money, and nine out of ten are super usury.

Ni Ruorong was angry and regretful at the same time.

"I... three months ago, I fell ill. I had no money to see a doctor, so a classmate recommended me to get a loan. Then I took out a loan of 5000 yuan, got 4000 yuan, and paid back 5500 yuan a month later. The interest is very high." Ni Hongyu Weeping and saying, "I was very sick at the time, my mind was dizzy, and my judgment was impaired, so I took out the loan. After I recovered from my illness, I scraped together 5500 to pay back the loan.

However, on the day of the repayment, the app of the orange loan company was under maintenance, and the money could not be repaid at all.I was as anxious as an ant on a hot pot, but I had no choice but to watch myself overdue.

The next day, Orange Loan Company called me and told me that I was overdue.Not only do I face high overdue fees, but also some messy handling fees, and the interest is also a continuous interest rate, and I am not allowed to repay the principal! I will have to pay interest all the time in the future!

How can I pay it back? The money I owe is multiplied many times a day, and now I...I can't pay it back. At worst, I just give my life to them...Woooo..."

As Ni Hongyu said, she squatted on the ground and sobbed, her whole body was heartbroken, which made her feel distressed.

Yang Xiaotian and Zhou Wenyuan glanced at each other, both thinking in their hearts that this is a blatant routine loan. They deliberately refused to repay the money on the repayment date, causing the lender to overdue and triggering their own overlord clause.Then, you can borrow several thousand with interest, and you may have to pay back tens of thousands.

What's more, it is only allowed to repay the interest, but not the principal. What does this mean? This means that you have to bear this loan for the rest of your life. As long as you don't die, you will always work for the orange loan.What a black heart!

It is said that Huang Shiren used to have a dark heart, but this orange loan is ten times darker than Huang Shiren!

"Why didn't you tell me?" Ni Ruorong patted Ni Hongyu on the shoulder and said.

Ni Hongyu wept and said, "Uncle, you don't know anything except drinking and getting drunk, how can I tell you? And what's the use of telling you, it's just worrying you for nothing!"

Ni Ruorong remembered his original appearance, and didn't know anything except complaining while drunk, and it was normal for his niece not to tell him!

Ni Hongyu is actually very capable, as a tutor and part-time job, her income is not high, but if she hadn't had to support Ni Ruorong, she wouldn't have no money to see a doctor.In the final analysis, it was I, as an uncle, who dragged down Ni Hongyu!

Thinking of this, Ni Ruorong felt infinite pain and self-blame in his heart!

"It...it's all my fault!" Ni Ruorong also burst into tears, "It's my fault, I let my niece look down on the doctor, I'm a beast, I'm a bastard, I'm not human!"

The more Ni Ruorong spoke, the angrier he became, and he slapped himself several times, so hard that he saw stars in his eyes.

"Uncle, don't do this!" Ni Hongyu stopped crying, and hurriedly stopped Ni Ruorong, "It's not your fault, you were hurt by others, it's all because I was stupid and fell into someone else's trap. I'll just handle it myself Now, you don't have to worry about it, I... I can't implicate you!"

After Ni Hongyu finished speaking, she stepped forward calmly, looked at Feng Duoyu, and said, "How much do I owe now?"

Feng Duoyu turned on the phone, glanced at it, and said: "You have been overdue for a long time, and now you owe a total of 1123740 yuan!"

"More than 110 million?" Ni Hongyu said.

"Yes!" Feng Duoyu said.

"You guys are too dark!" Ni Hongyu said, "I actually got 4000, but I have to pay back 110 million. You guys are sucking the bones! It seems that you want to destroy other people's families!"

Feng Duoyu said aggrievedly: "Miss Ni Hongyu, you don't want to impure people's innocence. All orange loans are within the scope of the law. We just have higher overdue fees and liquidated damages, which form interest. A series of complicated calculations have accumulated so much. If you have not been overdue for so long, the money will not have accumulated so much!"

"I owe this money, and it has nothing to do with my uncle and the others." Ni Hongyu resolutely said, "I'll pay it back!"

Feng Duoyu looked at Ni Hongyu, and said with a smile: "I think you may not be able to pay it back with your financial resources!"

"I'm going to sell my two kidneys, and I can finally pay them back!" Ni Hongyu gritted her teeth, "If it's not enough, there are corneas, heart, and skin. One person can always be worth 100 million yuan!"

"What? Absolutely not!" Feng Duoyu was taken aback first, frightened by the girl's cruelty and determination, "We are law-abiding citizens, not a criminal organization that sells organs. Why do you do this? Our company is very considerate. For borrowers, there is a repayment plan!"

"Repayment plan?"

"Yes! Ni Hongyu, from a man's point of view, you are very beautiful. I rate you fairly, and your appearance can also be rated as a 9!" Feng Duoyu said, "For a woman, beauty is a resource. And in this world, beauty is a scarce resource."

Ni Hongyu already knew what Feng Duoyu meant, and said with a sneer, "Then what do you want to say?"

Feng Duoyu said: "You are beautiful, and you are a student of Yenching University, and as far as I know, you are still a virgin. This is very good. We can arrange for you to work in Fengyue Nightclub. With your beauty, you can do it in a month." Pay back the money. After the money is paid off, we can also waive your principal.

At that time, if you want to continue to do it, you can continue to do it, and you are guaranteed to live a wealthy life without worrying about food and clothing, which is 996 times better than your hard work in [-].

And if you don't want to do it, it's easy, just quit.Our company is still very humanitarian, let’s not talk about selling organs. "