The man who turned the times

Chapter 330 3.5% Current Interest Rate (Seventh Update)
Now, an EUV lithography machine is placed in the system inventory, and it is not taken out, which makes Su Yang feel very uncomfortable.

However, it is useless to rush this matter. It is necessary to find a suitable domestic semiconductor company, make an acquisition, and then make changes according to the situation of Yuanyang, and finally the lithography machine can be taken out.

Then, we need to find raw materials, as well as many corresponding mechanical equipment, and recruit more manpower. Only when everything is ready can we start producing chips.

It is not that simple to manufacture such high-tech products, and it is a hundred times more difficult than imagined.

At the same time, in order to protect the EUV lithography machine, a security company has to be established.

Of course, in the eighth day of the eighth day, Su Yang explained the matter. The security company has been registered and is called Yuanyang Security Company.

It specializes in recruiting veterans with high salaries, as long as they are retired and have no bad records in the army, nothing else is required.

In this regard, instead of trusting all kinds of people in the society, Su Yang is more willing to trust those soldiers who defend the country and have faith.

Security companies recruit not many people, initially 200 people.

Although the recruitment standards are strict, the salary is not low, and the starting annual salary is 30.

As the general manager of the security company, Su Yang was worried about others, so he took charge of it himself.

Set up two vice presidents, one dedicated to management, and the other is Su Yang's confidant Sun Hui, who is responsible for supervising and reviewing every employee of the security company.

Sun Hui has reached the sky in one step, from a driver to a vice president of a security company with an annual salary of one million.

While this made him confused, he was also moved to the point of getting wet.

……

At the end of the meeting, Su Yang made a summary.

First of all, it is the development plan of companies such as food delivery, Taobao, and games.

Next, Yuanyang Logistics Group and Yuanyang Security Company were established, and the project of the cloud computing base was determined, and a mobile phone company and a semiconductor company were started.

Although the stride is too big, it is easy to pull the egg, but time waits for no one.

Su Yang is sometimes afraid that because of his arrival, the butterfly effect will be caused, and the wind direction of the times will suddenly change.

As a result of the loss of business opportunities, it will be too late if you want to recover them at that time.

Therefore, he decided to comprehensively promote various businesses.

In this way, the difficulty is several times greater, and the demand for talents and investment has also become more.

However, once successful, the harvest will be unimaginable.

Before it was over, Su Yang stood up, and the others followed suit.

Su Yang said: "The conversation above is kept confidential and is not allowed to spread outside. If I find out that I violated the regulations, don't blame me, Su, for not being fond of the past."

"Another point is that the assessment of employees should be put on the agenda, and the review should be strengthened. Yuanyang welcomes talents and does not support useless people."

"That's all for today's meeting, the meeting is adjourned."

Su Yang left the conference room, and was soon approached by Fang Yousheng, but he was coy, looking like a little bitch.

Let Su Yang seize the opportunity to laugh at him: "Old Fang, you look like a little daughter-in-law, aren't you ashamed?"

Fang Yousheng blushed, and said, "Boss, I have something to tell you."

"If you have anything to say, just talk about it. It's not like you at all."

"I don't know how to speak, it's a bit... well, let me just say it."

Fang Yousheng faltered for a while, then coughed: "The boss, what do you think of my Yuechan?"

Su Yang frowned, and suddenly found that Fang Yousheng's eyes were a little strange.

How does he feel that the way this guy looks at him is a bit like the way a father looks at his son?
Damn it, old Fang, you are so weak that you actually want to be my father-in-law? !
Su Yang frowned, and said, "Old Fang, when we are working, we don't talk about extra-topic matters."

"Isn't this not working?"

"Don't talk about it at work."

"Boss..." Fang Yousheng looked at Su Yang resentfully, and said, "My family, Yuechan, has a good impression of you, and I have no objection either, or you two can try to get along, if it's not suitable, we can break up." OK, I won't say anything..."

Kang Yanqiu stepped forward and smiled, "Mr. Fang, are you trying to sell your daughter to Mr. Su?"

Fang Yousheng shook his face, and said in a serious manner: "Mr. Kang, don't talk nonsense if you don't know, my daughter and the boss are classmates, and the relationship between the two was very good at one time. say something."

Kang Yanqiu didn't answer, but covered her mouth and giggled non-stop, giving Fang Yousheng a sense of powerlessness, no matter how she explained it, it was useless and depressed.

Su Yang said: "Okay, old Fang, let's stop with your daughter. Besides, I also have a girlfriend now."

Fang Yousheng said indifferently: "Girlfriends can be divided. Young people nowadays should talk about more girlfriends. An outstanding young man like you, Mr. Su, should be so..."

Even though he said that, Fang Yousheng thought, if only his family, Yuechan, was with the boss.

Then even if you want to throw it away, you can't shake it off.

separate?

nonexistent.

Su Yang is too lazy to talk to him, there are fathers like you, isn't this cheating his daughter?

Not ashamed, but proud, is also drunk.

If Yu Yuechan knew what you were doing, she would probably sever her father-daughter relationship with you.

……

After the Yuanyang Group's meeting was over, Zhou Lin returned to Ant Financial and immediately set up a special project team for the promotion of the Yu'e Bao project to carry out a three-day promotion.

At present, the current interest rate of bank deposits is 0.35%, 1.8% for three months, 2% for half a year, 2.5% for one year, 2.9% for three years, and 3.5% for five years.

Comparing the demand deposit and the five-year deposit, the interest rate difference is a full ten times.

For the Yu'ebao project, the only way to compete with major banks for resources is to increase deposit interest rates.

With the current development momentum of Yuanyang, the return-to-investment ratio should be at least 300%.

After an agreement, Su Yang set the interest rate of Yu'E Bao's "seven-day annualized rate" at 3.5%.

The so-called seven-day annualization refers to the average annual interest rate within seven days. From a common point of view, it is the current interest rate.

Although there is a big gap with Yuanyang's return-to-investment ratio of more than 300%, the 3.5% interest rate will definitely attract countless Alipay users.

After all, it takes five years to reach a 3.5% interest rate on bank deposits.

On Yu'ebao, deposit on the same day, start calculation on the next day, and get the interest generated by the 3.5% interest rate on the third day.

This is undoubtedly a great temptation for countless people who like to be greedy for petty gains. It is difficult for anyone to refuse such a good thing.

At the beginning, when Su Yang launched Yu'e Bao, he deposited 8 yuan in Yu'e Bao. At that time, the highest seven-day annualized interest rate reached 5.2%.

If he can contribute 11 yuan in interest every day, he can pay for a breakfast meal.

However, Yu'e Bao is a brilliant project like fireworks after all. In the previous life, under the operation of Boss Ma's team, Yu'e Bao reached a capital of over one trillion yuan.

But the good times don't last long. First, the investment is saturated, there is too much money, and there is no place to invest it.

In addition, the high interest rate will cost 500 billion yuan a year. After making ends meet, you can only lower the interest rate and reduce the amount of Yu'e Bao.

The second is that the central bank’s eyes are red when they see Yu’e Bao raising trillions of dollars. How can it not be… um, ambiguous?

Then, naturally, Yu'e Bao stopped serving.

It can't be said to be a rest, but it has become less powerful.

This story tells Su Yang that Yu'e Bao can do it, but it can't be too wasteful.

There can be fundraising, but not too much.

With the lessons learned from the past, he still has some self-knowledge and will not mess around.

(End of this chapter)