Manufacturing Empire in the Valley

Chapter 2258 Building a Super Bank

Under the care of Barbara and Luo Hua, Niu Xiaoqiang changed into a black custom-made suit and high-end black leather shoes.

Barbara and Luo Hua also put on high-end evening gowns respectively. At seven o'clock in the evening, they held Niu Xiaoqiang's arm on one side and the other on the right side, and the three of them got into the high-end car prepared by Citibank together.

This year's black card annual meeting will be picked up by the sponsor, which saves the link of rich people fighting for wealth by car.

When he participated in the black card annual meeting for the first time, Niu Xiaoqiang drove an F1 car to the venue, which was considered to have earned enough attention, not to mention Doraemon.

It is precisely because of this move that many people are deeply impressed by Niu Xiaoqiang.Later, the news that Niu Xiaoqiang defeated the intelligent program twice spread, which made his reputation reach a very high level. Even the rich and powerful who don't understand computers know that there is such a person as Niu Xiaoqiang.

In addition, Niu Xiaoqiang's personal assets have skyrocketed over the past year, from more than 20 billion US dollars to more than 150 billion US dollars. Due to the increase in his net worth, he is naturally more valued by Citibank.

花旗银行内部对黑卡会员有着另一个评级标准，资产在十亿美元以下的富豪为初级富豪；资产超过了十亿美元、不到20亿美元的为中级富豪；资产超过了20亿美元、不到50亿美元的富豪为高级富豪；资产超过了50亿美元、不到100亿美元的为超级富豪；资产超过了100亿美元的为顶级富豪。

Among the top rich people, there are three classes: upper, middle and lower. Niu Xiaoqiang is currently in the lower class. If his assets exceed 500 billion U.S. dollars, he can be promoted to the middle class. If his assets exceed [-] billion U.S. dollars, he is the upper class. .

The benefits corresponding to each level are different. The junior rich can enjoy many cheap benefits, such as beautiful women and free accommodation.

Mid-level and high-level rich people can enjoy discounts on loan interest rates.

Niu Xiaoqiang's level of rich people can enjoy the priority loan right, the maximum loan amount is 30.00% of the total assets, and the interest rate is very low, only [-]%.This is more than three times lower than the interest rate on a normal business loan.

If you can become a middle-level top rich man, you are eligible to buy shares in Citibank, but the middle-top rich man can only enjoy the treatment of dry stocks.

High-level top rich people can directly become shareholders of Citibank, and they can enjoy other rights except that they do not have voting rights.

Barbara has already talked about these situations with Niu Xiaoqiang, but Niu Xiaoqiang has no interest in becoming a shareholder of Citibank. His current cash flow is relatively sufficient, and he is not going to use the priority loan right for the time being.

Niu Xiaoqiang is waiting for an opportunity, and this opportunity is related to the Bu family, more precisely, this opportunity is related to the Bu family and the Walker family.

According to Barbara, Grandma Walker is planning to build a new bank, which is a private bank that will provide financial services for the Bu family and the Walker family in the future.In addition, the bank will also attract some high-quality customers and provide financing and loan services for these high-quality customers.

Grandma Walker is a veteran in the business field. In order to run the bank well, she adopted the partnership system.The partnership system refers to the joint investment of some major shareholders. These major shareholders will, as the original shareholders of the bank, enjoy the power of voting and dividends.

The reason why Grandma Walker did this was not because she didn't have enough money, but because she had great ambitions.She plans to build this bank into the top five super banks in the United States. In order to do this, in addition to having enough funds, you need to attract some powerful people to help you stand on the platform.

The financial industry is the sphere of influence of the Morgan family. Grandma Walker's move to establish a bank is undoubtedly robbing the Morgan family's job, and they will definitely not sit idly by.

There is no doubt about the strength of the Morgan family. Once their bottom line is violated, even if the Bu family and the Walker family join hands, they may not be able to fight against it.

In order to further expand the family business and gain a firm foothold in the financial field, Grandma Walker is planning to invite the Rockefeller family, which is closely related to the Bu family, to join her business. At the same time, she is still in contact with some other families or consortia from Texas.

The headquarters of the Bu family is in Texas, and their influence in Texas is very strong. If they can really win over some local chaebols to participate, it will undoubtedly provide strong support for Grandma Walker's plan.

But this is not enough. The power of the Morgan family is beyond the imagination of ordinary people.The headquarters of this family is in New York, and they control more than half of the financial market in New York. This is a very scary thing.

New York is not only the financial center of the United States, but also one of the world's financial centers. The Morgan family controls half of the financial market in New York. In fact, it is equivalent to their control of the financial market in the United States, and their influence on the financial market in the world. Has a strong ability to intervene.

Wanting to snatch food from such a formidable opponent is really not ordinary.

Grandma Walker had expected the difficulty of this matter. The reason why she took the risk to offend the Morgan family was not only to expand the business of the Bu family and the Walker family, but also because she wanted to take the Bu family to another level. , become an existence that can be on an equal footing with super families like Rockefeller and Morgan.

This is the idea that Grandma Walker revealed to the outside world. Secretly, she did this to enhance the strength of the Bu family and the Walker family, and prepare in advance for these two families to escape the control of the Debaters organization in the future.

From the moment Grandma Walker made up her mind to recommend Niu Xiaoqiang to become a sword-bearer, she also made up her mind to help the Bu family and the Walker family break away from the control of the debater organization.

Grandma Walker is already very old. She feels that she does not have many years to live, and she wants to accumulate and pave the way for the future of the family as much as possible before she passes away.

The foundation of all this is maintained on Niu Xiaoqiang.Although Grandma Walker had warned Niu Xiaoqiang more than once before, telling Niu Xiaoqiang not to have any unreasonable thoughts about the Bu family.But now, Grandma Walker has to admit this fact: If there is anyone in this world who can help the Bu family and the Walker family escape from the control of the debater organization, then this person is none other than Niu Xiaoqiang.

Grandma Walker has been closely watching Niu Xiaoqiang secretly, and she already has a basic understanding and judgment of Niu Xiaoqiang's character and ability.

(End of this chapter)