legendary trader

Chapter 893 894 Exchange
The days after that were still ordinary, Chen Fan ran back and forth between his home, the company and the resort.

Xie Kai has already contacted Huaguo Ping An Insurance Co., Ltd., and the two parties have started preliminary negotiations on financing.

At the same time, Xie Kai's contacts have also expanded to other insurance companies that are in preparation, seeking to invest in these companies and obtain a controlling stake, but the news that comes back is relatively pessimistic.

The promoters of these insurance companies in preparation are not willing to give up the controlling stake. Everything seems to be moving towards Xie Kai's original idea. Only by independently launching a new insurance company can fully meet Chen Fan's needs.

In the past few decades, the development of the insurance industry in Huaguo has been relatively slow, and the Chinese people have no awareness of insurance.

That is to say, since the last ten years, there has gradually been a demand for this.

Of course, the main reason is that the insurance industry in other economically developed countries is developing very well. In the eyes of most Chinese, since this industry is developing rapidly abroad, it means that this industry is necessary to exist.

This is also a process of gradual acceptance, and in recent years, it seems that the domestic insurance market has really been opened up.

In recent years, domestic insurance premiums have continued to grow explosively, which not only makes overseas insurance companies greedy, but also stimulates domestic capital to invest in this field.

At noon that day, Chen Fan stayed at the resort until lunch was closed, and then ate at the restaurant with Zheng Xiaopang, and the two chatted casually.

"Bitcoin has now risen to 5%."

Zheng Xiaopang uttered a word out of nowhere, which made Chen Fan stunned.

"The price has doubled. I remember that it was only 2 cents. Now 5 bitcoins can be exchanged for a big pizza, ha ha."

Chen Fan laughed.

"Now that there are currency transactions, some people start to buy bitcoins with rice yuan or other money, and maybe the price will double by the end of the year."

Zheng Xiaopang didn't care about Chen Fan's joking words, but said very seriously.

"Are you also involved in buying Bitcoin?"

Chen Fan looked at Zheng Xiaopang and asked a little strangely.

"I didn't buy it, I can dig it myself, so why spend money."

Zheng Xiaopang shook his head and said.

"It's not what you said. It's getting harder and harder to dig now. There used to be a lot of them every day, but now there are only a few."

Chen Fanbara said with a mouthful of food.

"Now the main buyers are mostly concentrated in the United States and European countries, and there are few people buying in our country."

Zheng Xiaopang nodded and said, "However, someone in our circle bought 1 bitcoins and sold them for 50 yuan. The buyer is said to be a German guy, because he paid the equivalent mark."

"It's also exported to earn foreign exchange, I'll wipe it."

Chen Fan put down his chopsticks and said with a smile: "How do you trade now? Is there a special trading market or do you communicate on the forum and then trade?"

"It's all on the forum, and buying and selling are very troublesome, so I don't bother to sell the coins in my hand."

Zheng Xiaopang said.

"From what you said, there are a lot of buyers now?"

Chen Fan is a little curious at the moment, because the transaction is so troublesome, he quotes through the forum, and if he is interested, he can negotiate. After the negotiation, one party will transfer the money, and the other party will transfer the bitcoin from his electronic account to someone.

"It's not a lot, but there are indeed some people playing it. The key is that the price is cheap. I estimate that many people buy coins just to play for fun, and they don't really think that this thing is good and can be used as money."

Zheng Xiaopang said with a smile: "In addition, I guess the issuance cap of this thing is also a reason, and it will not be over-issued like the current fiat currency, inflation or something.

You see, how long has it been? Now the difficulty of digging coins seems to have doubled by N times. It is estimated that one day may not be able to dig out one.

But, what is rare is the most valuable, and the harder it is to dig, the more valuable it is, that's how I see it.

If it is still the same as the value, and hundreds of hundreds of them are released every day, I guess no one will dig them after digging. "

"How did that thing come about? How does he control the number of releases?"

Chen Fan is a little curious now, and can't figure out why more and more people are participating in it.

"Well, it's a little complicated.

Let’s just say we dig coins. In fact, we are not looking for where the coins are, but are competing for the right to bookkeeping for a period of time. It will completely record the Bitcoin transactions that occurred during this period, which is to form a block.

Then it will be connected with the Bitcoin transactions in the next period of time. After all, they are interlocking. One block is connected to another block. You can regard the block as an account page. If you make an account page, you will Put it into the ledger, which is connected by a line at one end. "

Zheng Xiaopang said there.

"Now that financial software is promoted, the one you mentioned has already begun to be phased out."

Chen Fan stabbed in one side.

"Come on, it's fine if you don't want to listen, I'm too lazy to continue."

Zheng Xiaopang looked at Chen Fan dissatisfied.

"Continue, I'm asking how that coin was generated, and your bookkeeping has nothing to do with me."

Chen Fan said with a smile.

"Every time a block is generated, a certain amount of bitcoins are produced and rewarded to the bookkeeper.

But pay attention, there is a rule in the game, every time 21 blocks are produced, the rewarded bitcoin will be halved, which is why bitcoin is becoming more and more difficult to mine. "

Zheng Xiaopang glanced at Chen Fan and continued to explain.

"How to grab the right to bookkeeping to get rewards? If you can find the right way, can't you get a lot of bitcoins quickly?"

Chen Fan smiled and felt that he had discovered the truth, but then his heart moved, and he felt that it might not be that simple.

There are many smart people in the world, who can think of it at once, but others can't think of it, it's impossible.

As for Zheng Xiaopang's brain, he seems to be smarter than himself.

"Everyone is guessing. Our computer is actually guessing a set of random numbers quickly. Whoever guesses correctly will win a prize. It all depends on luck.

Of course, if the performance of the computer is good, more random numbers can appear in the time period, and the probability of winning will be much higher.

However, this is also a matter of probability. If you are lucky, you will win. It may be an old computer. I can't tell which one. "

Zheng Xiaopang said with a slight sigh.

"Oh, I see, because the rewards have decreased, it's getting harder and harder to mine, isn't it?"

Chen Fan nodded, probably understood.

"No."

Who knows that Zheng Xiaopang directly denied it, "The reduction in rewards is true, but the reason for the difficulty in mining is not the decrease in rewards, but the fact that there are too many people digging coins now, and more and more, so it becomes difficult to mine." .

If there are still so many people mining coins, even if the number is reduced, the bitcoins I mine every day will not fall so fast. "

"That is to say, the bitcoin you play now has more people buying it, and more people digging it. Is that what you mean?"

Chen Fan sat up straight, looked at Zheng Xiaopang, and at the same time began to think about this matter in his mind.

I didn't expect that such a thing that Zheng Xiaopang participated in would become more and more attractive, seduce so many people to participate in it, and some people are willing to pay for it, does it mean that they can't dig it or dig less? And choose to take money out.

"That thing can already be bought, and can it be cashed?"

Chen Fan asked another question, but he felt stupid for asking such a stupid question.

And Zheng Xiaopang was not surprised to look at him like an idiot.

At this moment, Chen Fan was in no mood to eat, so he pushed the bowl and chopsticks forward, took out a pack of cigarettes from his pocket, gave one to Zheng Xiaopang, took out one himself and put it in his mouth, and then took out a pack of cigarettes. Light the lighter.

Zheng Xiaopang took the cigarette, and Chen Fan handed over the lighter after lighting it for himself. Zheng Xiaopang took it and lit it for himself, then put the lighter on the dining table and pushed it back to Chen Fan.

Chen Fan looked a little strange at this moment, I don't know what he was thinking, but Zheng Xiaopang wisely didn't bother him, and continued to eat the food in front of him.

"Do you have a lot of bitcoin transactions?"

After taking a few puffs of cigarettes, Chen Fan suddenly asked.

"I don't know this, they are all contacted on the forum, and there are offline transactions."

Zheng Xiaopang said, Bala said.

"Didn't you say that the block has transaction records? Can't you see other people transferring bitcoins?"

Chen Fan asked.

"You can see it, but I didn't pay much attention to this,

Generally speaking, after the transaction is concluded, they will talk about it in the forum. Anyway, I don’t pay much attention to the transfer of bitcoin between accounts. "

Zheng Xiaopang said vaguely.

But then it seemed that something was wrong, and he continued: "What do you want to do?"

Chen Fan didn't answer immediately, but said after a while: "Although I don't think the thing you play is of any value, it feels like a game prop, but if more and more people really participate, If someone is willing to spend money to buy it, I think there seems to be something worth digging in."

"What did you think of?"

Zheng Xiaopang was a little curious. Chen Fan's expression was very serious at the moment, and he didn't seem to be joking with him.

"Let's build an electronic trading platform and hang it on Chaofan Network, which is similar to those stock exchanges. You put the bitcoins you mined there and trade freely, and we charge a little handling fee."

Speaking of this, Chen Fan looked at Zheng Xiaopang and raised his eyebrows, "What do you think? Listen to what you said, those people seem to be troublesome to trade bitcoins now, let's provide them with a convenient way to cash out, and the fee is very low." It's normal."

"Exchange? How dare you think about it."

Zheng Xiaopang was stunned, but he immediately came to his senses, shaking his head and said: "You declare that thing, and see if anyone takes care of you."

"Where did you think to go? I am not a stock exchange. It has nothing to do with finance. It is just an online item trading platform. What does the government care about? At present, there are no item trading platforms established by domestic game websites that require government approval. .”

Chen Fan smiled and looked at Zheng Xiaopang. It seemed that the eyes Zheng Xiaopang looked at him were similar to those of a fool.

"That's right, it's something that has been speculated on the Internet. Although there is a currency in the name, it is not a legal currency. It is actually a game item, a game currency. The government does, maybe it doesn't care about it."

When Zheng Xiaopang heard Chen Fan's words, he also turned a corner, but he didn't just nod his head in agreement. Instead, he figured out, if this thing is made, will those coin players come in and trade it.

You know, the establishment of such a trading platform is for trading itself. If no one comes to buy and sell, this platform will be useless.

"I think building such a platform doesn't really use a good server. After all, it's not like stocks or futures. There are huge trading volumes every moment, and even if there are more people trading in the future, there will be a process.

According to what you said, there are still few people playing now, and it will not cost a lot of money to build such a platform.

The main thing is to attract sellers and buyers, and the security of the transaction is a problem.

However, our Chaofan Network Company has its own network protection department, which specializes in making network security protection systems, and has gathered a group of experts in this field, so security should not be a big problem.

As long as it can attract people to participate in this market, it is safe to make money. "

Chen Fan said while thinking, even the general framework has been figured out.

The platform is established in Shanghai, which is the largest financial center in China and the financial center in East Asia.

Although the bitcoin trading platform they set up is essentially a trading website for game props, it also has to rely on finance, which is similar to futures and stocks, which are essentially virtual, not spot.

Established in Shencheng, first raise the standard of the trading platform.

"It's still very easy to buy and sell. Our exchange is online, and players around the world can see real-time transaction prices and know the value of their bitcoins.

If the trading volume is not good at the beginning, it is actually a trivial matter. What do we do, what do we invest in the financial market, we can do it ourselves.

In fact, it mainly lies in the convenience of account opening and withdrawal. The withdrawal I am talking about is not only currency withdrawal, but also bitcoin withdrawal.

As long as the security of the transaction is guaranteed, I think it only takes a little time to accumulate, and most players will accept trading on our platform instead of going to the Bitcoin forum to sell or buy Bitcoin. "

Zheng Xiaopang also became interested at this moment, and analyzed it when he opened his mouth.

"As you said, the transaction is easy and people can be attracted slowly. I think the key point is the security of the platform.

Another very important thing is confidentiality.

I heard what you said earlier. Bitcoin transactions are very private. Although you can see the transfer of bitcoins in the wallet, you cannot see the information of the owner of the wallet.

But once it is traded on our exchange, the seller must put the bitcoin into our wallet, and finally sell the money and need to transfer the money to the bank account of the other party, so that the identity of the seller is exposed, and the buyer also Of course.

Do you think this will cause dissatisfaction among players? "

Chen Fan is now continuing to think about some things that may be changed by the establishment of this trading platform, and he doesn't know if it will hinder the development of the trading platform.

"No, in the current transaction, other people don't know the identities of the two parties to the transaction, but as the two parties to the transaction, they must know each other, at least the bank accounts of the buyer and the seller, in fact, they know each other .

Your worry should not be affected, don't worry, I think it can be done. "

Zheng Xiaopang shook his head, feeling that Chen Fan was thinking too much.

(End of this chapter)