private relationship

Chapter 1721 Discourage Han Xin
Lin Ran visited the Treasure Building, and heard from Chen Wei that the medicinal materials were very valuable, and every time he was short of money, Chen Wei would sell a batch of medicinal materials.

"Where do these herbs come from?"

"Of course they are picked from the deep mountains. This is a very risky operation. Every time I go into the mountains, I have to pay a huge fee."

"Actually, if you want to expand your business, you can get a loan from the bank!"

"The interest on bank loans is too high. I have my own sources of funds, so why should I give them an advantage?"

This is Chen Wei's business model. Many businessmen, for the better development of the company, will choose loans and use other people's money to make money.

Chen Wei didn't take it seriously. He did the calculations himself. If he wanted to use bank loans to do business and make money, he had to choose very good projects. Many companies with poor anti-risk capabilities died of loans.

Chen Wei didn't want his own company to take such a risk.

A company's capital chain is really important to a company.

What happened to Xiao Zhennan must never happen again to him.

This treasure house is the strongest financial support for his company's development.

"It's a pity!" Lin Ran looked at the Treasure Building and immediately saw the business opportunity.

"What a pity?" Chen Wei asked.

"You also said that the bank's loan interest is high, so why don't you let your precious money here generate money? Antiques have the potential to appreciate in value. If you sell these medicinal materials, you can set up a small loan company. On the one hand, as a source of funds for our company, on the other hand, it can also earn interest. As far as I know, it is actually very difficult for some companies to get loans. As long as it is within the scope permitted by the law, I think it is A very good deal, those people are willing to pay more interest for the loan."

Lin Ran has a friend who is an entrepreneur. Some time ago, he bought her something to drink and talked about the company's difficulties. The big banks couldn't get the loan, and the interest rate of the small loan company was ridiculously high. He could only watch the good projects helplessly. slipped out of hand.

When Chen Wei heard what Lin Ran said, he thought it made sense.

The auction house has been in short supply recently, and Chen Wei also plans to send out a few more batches. When all the medicinal materials here are sold out, he will send people into the mountains.

Now that I have such a good idea, why not do it?
Chen Wei is a person who does what he says and does it. He has shipped a few batches of goods and has a lot of money on hand. He immediately established a small loan company.

Small loan companies need collateral to lend money.

Although Chen Wei is not very familiar with this industry, he still wants to give it a try.

The interest of Chen Wei's small loan company is much lower than that of other small loan companies, and it is not much more than the loan of the bank. Once the company opens, the business will come to the door immediately.

Chen Wei has developed a habit. When a new company is established, he always likes to stay in the new company for a while.

The company's first customer is a beautiful woman, an old acquaintance Han Xin.

When Chen Wei handed over the store to Han Xin, Han Xin was already the owner of three milk tea chain stores.

This time I came to their company and wanted to borrow 5000 million.

The first business, the amount is very large.

"Mr. Han, long time no see, how many milk tea shops have you opened now?"

"Counting Jiangzhou, there are about twenty or so! You can't compare with Mr. Chen, and you are already a billionaire now."

"Exaggerated, I just started a few small companies."

"Those who can start a small loan company have extraordinary financial resources!"

The two chatted and chatted for a while, and Chen Wei found that Han Xin looked even more beautiful than before. Chen Wei can still receive the rent of the shop, and the milk tea shop is still in operation. That place is now the center of the city. In the downtown area in the middle of the district, when Chen Wei passed by there several times, he saw a long line outside to buy milk tea, and many food deliveries were also coming and going at the door of the store. The business must be very good.

Han Xin wants to start a milk tea company and produce that kind of brewed milk tea. She has been in the milk tea business for so many years, and she herself likes to drink milk tea. After visiting many places, she thinks this is a good business opportunity. There are a lot of this kind of milk tea, but Han Xin found that the performance of those companies has plummeted. The reason is very simple. Nowadays, many people pay attention to health, and milk tea with high sugar content will definitely become an abandoned baby of the times.

Han Xin wanted to make a sugar-free, healthy and delicious brewed milk tea. The formula had already been researched. When Han Xin came, he brought a few cups.

"I'll make you a drink." Han Xin said, stood up, made a glass, and handed it to Chen Wei.

Chen Wei took a sip and was full of praise: "It's delicious, even better than the freshly made ones."

"Of course, my milk tea was researched by many milk tea experts. It took two or three years to complete. I have already applied for a patent. There will definitely be a market for this healthy drink."

"Milk tea is delicious, but how much money do you plan to spend on publicity?"

"It's almost 1000 million."

Chen Wei smiled and shook his head: "I'm afraid 1000 million is not enough for our local publicity. You should know that the milk tea company that is now the number one is spending hundreds of millions in advertising expenses."

"I think so too! I don't have enough funds! Otherwise, I wouldn't ask you for a loan."

"I'm afraid 5000 million is only enough for you to build a factory and maintain normal production. I'm afraid you will no longer be able to spend money on advertising." Chen Wei said this because he wanted Han Xin to just take it and leave it. While drinking, we talked about the milk tea market. The milk tea market has not been very good in recent years. If Han Xin chooses to enter now, it is tantamount to courting death, and 5000 million may lose everything.

In Chen Wei's opinion, store management is the long-term solution. No matter in season, summer, autumn or winter, there are always many patrons at the door of the milk tea shop. They drink hot drinks in winter and drink cold drinks in summer. Now that the food delivery industry is developing so well, I believe Han Xin's There are more than 20 stores, making a lot of money.

With this 5000 million, it is better to continue to open branches in other cities.

Chen Wei has seen Han Xin's mortgage materials. Her more than 20 stores are all the most popular milk tea brands in the local and Jiangzhou, and the business is very good.

Chen Wei felt that it was inappropriate for Han Xin to take such a big risk to make brewed milk tea, which had a poor market prospect.

Hearing what Chen Wei said, Han Xin also hesitated a little. There were more than one or two friends who told her so.

Everyone is not optimistic. Drinking milk tea can only be sold in supermarkets, convenience stores and other places. The demand is limited, and there are many competing brands. It is too difficult to fight a bloody road in a field where the market is not very good. .

Han Xin does so much, but in fact, it is just to realize her dream. She has always joined other people's brands, and she has always wanted a brand of her own.

Every entrepreneur is a person with a dream in mind.

Chen Wei probably understood Han Xin's thoughts, and smiled slightly: "I have an idea."

(End of this chapter)