20 years of spring breeze

Chapter 510 Loans During Those Years
When Xiaowei went back, Xinghai and Liuliu took off their clothes and lay on the bed. Neither of them could fall asleep, they turned off the lights and talked with their eyes open.

Liuliu said: "Xing Hai, how do you think Xiaowei is so capable? This is too powerful."

Xinghai said: "Well, since he was a child, he has a lot of evil spirits, and now it's really good. Did you listen today, Xiaohong has hundreds of thousands of dollars in his hands, and Xiaowei's money must be more He is not afraid of his daughter-in-law, the big money must be in his own hands."

Liuliu said: "I will find a wife in the future and I won't be afraid of her, and I will take care of the money."

Xing Hai smiled and said: "You can say nothing about it. Besides, just like me, I will leave the money to my daughter-in-law. If there is too much money in my pocket, I am afraid that I will behave badly, and we have no money." As for Xiaowei, sometimes when I watch them play poker in winter, I feel itchy in my heart. If I have money, would I want to play? It would be ruined.”

Liuliu thought for a while and said, "Then I'll let my wife take care of it too."

After being quiet for a while, Liuliu asked: "Xinghai, how much is seven hundred thousand yuan? I can't figure out what it looks like."

Xing Hai said: "I can't think of it either, I know it's getting old, let's work hard, in the future we don't need to be as big as Xiaowei, just earn [-] a year, [-] a year, and [-] in ten years Well, you can buy a house in the city and use tap water.”

After a while, Liuliu said, "I think we can do it."

"Ah."

……

The next day, Xiaohong was scolded by Aunt Wang to go to school, Xiaowei took Xinghai and Liuliu out for breakfast through the guest house, and gave them a few hundred dollars each for pocket expenses.At eight o'clock, Xia Maosheng also got up, and after breakfast, a few people went to Xinghai Liuliu's room to sit and talk.

After talking for a while, Chen Hui walked in with a yawn, and Xiao Wei asked, "Why did you get up so early today?"

Chen Hui looked at the time and said, "Do you think I'm willing? Don't you want to pay? After you're done, go back there. You'll have to run for seven or eight hours. Why don't you go early? I'll take Xinghai and Liuliu to go shopping after I'm done." I'll sleep for a while when I come back in the afternoon. Han San, do you want to meet up too? It's been a long time since I've contacted you.'

Xiaowei said: "I got in touch. The school machines here are half-sold and half-gifted. He is stupid? The first semester is about to graduate, and he is watching closely. Besides, we will definitely open a branch store. He is better than us. They all count."

Chen Hui said with a smile: "That's for sure, it's normal. He's not bad at all, at least he's not annoying. Although he clearly has a purpose, he does it properly. That's good. He can handle it."

Xiaowei said: "I'll go back today and make arrangements for the billiards city, and make arrangements for the school. It's only a few days away. Those who plan to work here have to sign an agreement or something, and those who want to open their own shops have to Make sure. Other aspects are fine, we don't need to worry about Hong Liang, the pig factory will only produce pigs by the end of this day."

Xia Maosheng said: "Is the restaurant over there to be handed over to Sister Zhang?"

Xiaowei said: "Let's make it so. Brother Zhai asked him to go to Andong, and I'll go back and talk to him. After I'm done, I have to go there too, and I have to arrange decoration. If it doesn't work, let Hangmuchang do it. Spend some shipping and spend some shipping, they know how to do it, and they are not afraid of problems."

Chen Hui said: "You can make arrangements, and I will just find a place to buy a house here. By the way, my dad said that I should go to the Industrial and Commercial Bureau today to ask about setting up a company. It should work. My dad said it seems like a million The funds are enough, the provincial group company. After that, my mother said, if we focus on buying properties for investment, she will talk to the subordinates, help us get a loan, and ask if you want it. "

Xiaowei said: "Loans? Private individuals can also take loans? Don't they have to pay interest?"

Chen Hui cut it and said, "How much is the interest? How much is it? How much is it worth to buy all the places you want with a loan? In five years, will the interest be high or the house will go up fast?"

Xiaowei thought for a while and said, "How much can we borrow? Now we have two or three million, which is meaningless. Can we do more?"

Xia Maosheng smiled and winked and said, "Have you forgotten what Aunt Chen does? Besides, we have a lot of assets."

Xiaowei smiled, but forgot about it.After thinking for a while, he said: "Okay, if you can do it, you can take a loan. After that, you can buy a house or a house. Not only Fengtian, but also other cities.

Chen Hui squinted his eyes and said, "Let me tell you, the Wanliu land can be used as a factory loan as long as a wall is built. There is no need to violate the regulations. Now the bank has a heavy loan task, and it can't be completed at all. There is a chance that they will compare Let's hurry."

Xiaowei said: "Really? Let's take a loan. How much can I borrow?"

Chen Hui said: "That depends on the registered capital and planning drawings, as well as the scale of investment. We don't need to bother. When the company gets it down, my mother will directly get us a small green book for us to use. Anyway, her son is not Maybe cheat her, just help her complete the task."

Xia Maosheng said: "That's good. After that, we will never run out of money. We can borrow money to buy a house, and we can get a loan after buying a house. It's an endless cycle."

Xiaowei asked, "What is Little Green Book?"

Chen Hui said: "With the loan certificate, you can withdraw money from the bank at any time within the approved amount. My mother said that if we set up a group company for our assets, we don't need to ask her for a loan of less than 3000 million. She will operate here." Lai can be worth hundreds of millions."

Xiaowei was stunned, swallowed and asked, "Why do we borrow [-] million? Can we pay back the interest?"

Xia Maosheng laughed and said, "I finally see your expression."

Chen Hui said: "Nowadays there are a lot of businesses, and most of them are daring to develop with loans. You build a big factory, buy equipment, sell sales and do publicity. You don't have money? Don't say anything else, build a bigger one. The national standard cement plant is almost hundreds of millions."

Geng Hui said: "Now we save a lot of personal loans. There are several accounts in our bank with hundreds of millions of dollars. I remember that the largest one is more than [-] million. In fact, loans are not terrible, and the ratio of interest to investment income is still comparable. If you want to scale up and develop in a short period of time, taking a loan is the best way. Besides, you won’t be forced to repay the money if you take it, you just need to repay the interest on time, that’s the loan supplement.”

Xiaowei asked: "Four hundred million, what are you doing?"

Geng Hui said: "Your Beixi, the cement factory, and a meat joint factory, [-] million, these are the two largest borrowers in our province."

Xiaowei rubbed his head, a little unbelievable, thought for a while and asked: "Aren't you afraid they will run away?"

Geng Hui said: "There are a lot of regulations now. It turns out that there are many dead debts, which is normal. Let's put it this way, if he has a bad cold, at least a deputy province should visit him, and the bank doesn't remember that he has paid back the principal." , Just repay some interest every year to settle the account, as long as his factory is not closed down, the world will be peaceful."

Xia Maosheng said with a smile: "Let me tell you, among the three banks of Gongnongjian, any one of them has bad debts and bad debts that add up to hundreds of millions every year. A few years ago, the banks came out to ask people for loans, and they all died."

(End of this chapter)