The rise of a small town in shoe country

Chapter 421

Jin Yunfei had a poisonous eye and the well-informed old Yu Xiaotan, he could tell at a glance that Li Tengyun's door-to-door was for money, he either borrowed money, or he found someone to guarantee the loan.

Li Tengyun could only complain in his heart. For more than half a year, he hadn't been to Jin Yunfei's door. The old three of the Jin family were ruined, and he didn't even call to comfort him.

Now trying to convince Jin Yunfei is even more difficult than ascending to the sky.

Moreover, Jin Yunfei seemed to have been prepared for a long time. He cut straight to the point and threw out the bill, which made it even more difficult for him to speak.

But there is really no way, Li Tengyun can only bite the bullet and thicken his skin.

Li Tengyun has many friends, he does not have a regiment, and at least one reinforcement battalion.Maybe there are not many friends who can talk to each other, and even fewer have friendships. I am afraid that I can count on one hand those who can give charcoal in times of difficulty.

Just a few neighbors, the Yu Tan family has cut off contact, and the few families over there are not in the same industry and have no contact with each other. It is Jin Yunfei, although they don't know each other, but they can barely talk.

Deep down, Li Tengyun looked down on Jin Yunfei, but in fact, Jin Yunfei was a successful person, so he had to obey.

Jin Yunfei is very lucky. Li Tengyun privately speculated that Jin Yunfei's assets may have reached hundreds of millions.

The words of the rich are useful these days, and Jin Yunfei cannot borrow money, but as long as he comes forward to guarantee, those bank presidents will sign the loan slip without hesitation.

But this guy is so lonely, he can't be pried open by ordinary people if he doesn't help the poor or if his friends don't borrow money.

"Yunfei, I, I really encountered a hurdle this time." Gritting his teeth, Li Tengyun finally said.

"Hill? It's normal." Jin Yunfei said: "Life is about climbing up and down, Lao Li, no one's life is smooth."

"No, you are stronger than me, ten times and a hundred times stronger."

"I'm better than you?" Jin Yunfei said with a wry smile, "Lao Li, you know, my second brother got caught in a fire, and I got flooded again. Do you know how much I spent?"

"How many?"

"Tens of millions."

"For you, tens of millions is not a problem."

"You really can't stand and talk." Jin Yunfei said: "Old Li, you know, I have made some investments, and I don't have much spare money. Sudden natural disasters and man-made disasters almost broke my capital chain. By the way, Do you know how I got through it?"

"I don't know, I'll ask for advice."

"Four words, sell the iron. The stocks were sold, the treasury bills were transferred, and a few younger sisters and aunts and aunts gave their money to help. In short, I almost asked the bank for help."

"No way? Are you so miserable?" Of course Li Tengyun didn't believe it.

Jin Yunfei had no choice but to use his trump card.

The last time some old colleagues of his father-in-law visited, Jin Yunfei asked for several loan agreements from the bank and some fixed asset mortgage contracts. Although they were useless, he still kept them. Unexpectedly, they really came in handy.

Li Tengyun looked at it, doubtful, "Oh, I didn't expect you to borrow money."

"Who says no." Jin Yunfei also sighed softly, and said helplessly: "Old Li, you know me well. I have always advocated not to borrow money from others, especially not from banks. With this rule, bad luck has all come together."

Li Tengyun's expression improved a little. After all, Jin Yunfei didn't say he wouldn't borrow money, he just said he was short of money.

"Yunfei, you don't have any money, but you have invested a lot."

"Yes, I have done a lot." God knows this, and there is nothing to hide. "So now I have learned a lesson. When the money is used, you will hate it."

"You are still better than me, ten times and a hundred times better."

"No, no." Jin Yunfei continued to pour out his bitterness, "Money is a thing that earns a lot and spends a lot. I earn more than you, Lao Li, but I spend more than you. At most you are Eat and drink, find little girls to sing, dance and dance. I am a big business, every brother or sister has shares, and aunts and aunts also have shares. The high-level members of my company are all family members, and they all have high salaries. Take a car as an example, you There are two cars in my family, and there are ten cars for each person in my family. How much does it cost each year? Lao Li, let me put it this way, for every 20 yuan my company earns, [-] yuan will be in my hands, and I will be thankful.”

Li Tengyun is not stupid, Jin Yunfei is overplaying.

"Yunfei, I didn't ask you to borrow money, but to ask you to borrow money for me as a guarantee."

Straight to the point, Jin Yunfei couldn't pretend anymore, so he simply refused, "Old Li, you know my rules, I'm not a guarantor."

Before Li Tengyun could speak, Jin Yunfei continued to close the door, "And to tell you the truth, you are the third person I rejected today."

"Who is number one and who is number two?"

"It's also neighbors, the ones surnamed Yu and the ones surnamed Tan."

"Really? Are they short of money too?"

"Really, if you don't believe me, you can ask. Who will keep money in their hands these days? When natural and man-made disasters happen, the rich man will become a pauper."

If you ask a ghost, the situation will become a fire and water, and you will never communicate with each other, so how can you ask.

Li Tengyun smiled, "Yunfei, you said Yu and Tan are also short of money, I feel much better."

"The mind is dark, Lao Li, your mind is too dark."

"Yunfei, when you're with them, don't they say bad things about me?" Li Tengyun asked with a smile.

"Old Li, there is an old saying for you, which one is not talked about before, and which one is not said behind."

"It's reasonable, it's reasonable." Li Tengyun nodded, his face was clear and cloudy, "Yunfei, I don't borrow money, and I don't let you take care of me. I came to you mainly to ask you to help me think about it." way to solve the problem.”

"This is fine." Jin Yunfei said: "Lao Li, I am willing to be a listener, but I cannot guarantee that I have a way."

"I have a financial problem." Li Tengyun said: "My Sanlian company has a financial problem, and I also have a personal financial problem. I am currently in internal and external difficulties."

"Tell me in detail." Jin Yunfei listened carefully.

The capital problem of Sanlian Company, as Yu Kefei said, is mainly due to the fact that the stall is too large.

And Li Tengyun himself has 500 million debts on his shoulders, half of which are in Sanlian Company, and the other half are family debts and gambling debts.

In addition, Li Tengyun's fixed assets, in addition to the factory building, also have several real estates, which together are worth 700 million. As far as the family is concerned, they are not considered insolvent.

Jin Yunfei looked up to the sky and thought.

After a long time, Jin Yunfei spat out five words, "Cutting the flesh out of trouble."

"What do you mean?" Li Tengyun asked hurriedly.

"Lao Li, let me give you an analogy. It may not be right. Your current state is like a person wearing a gold ring on his finger. But suddenly his finger is fat and the gold ring is uncomfortable. At this time, there are three solutions. The method. One is to cut the flesh of the finger to make it thinner. The second is to saw off the gold ring. The third is to apply some vegetable oil and slowly withdraw the ring."

Li Tengyun thought for a while, nodded his head and said, "This is a good comparison, easy to understand."

"Look, you have found the crux of the problem, but you still can't find a solution to the problem?"

"Go on, Yunfei, go on and talk about the solution."

(End of this chapter)