struggle in a small town

Chapter 110 Are You Marrying The Poor?

Zhang Xuejiao knows nothing about stocks.

Growing up, she had only heard of her parents buying treasury bills.

During the meal, I inevitably asked a lot: "How profitable is the stock market?"

Lin Zhiyuan shook his head: "My parents are lucky, they just got it right."

"is it?"

"A lot of losses have been made in the past few years, and they have not moved."

Zhang Xuejiao let out a "hmm" and ate in silence, and suddenly remembered that the former department manager of the company seemed to lose money in stocks for a year.

Almost like going to the roof.

Seeing her distracted, Lin Zhiyuan asked, "What are you thinking about?"

"Stocks, I don't understand."

"I'll tell you after dinner."

Zhang Xuejiao regained her spirits, ate a bowl of rice in twos and twos, threw away her chopsticks and looked at him eagerly.

Lin Zhiyuan pushed the dish towards her: "Eat up this dish."

"Oh"

There were only two dishes in total, one for each person, and they washed the dishes quickly. Zhang Xuejiao sat on the sofa obediently like a primary school student, waiting for Lin Zhiyuan to give a lecture.

Lin Zhiyuan didn't tease her intentionally, and walked over with a pen and paper: "What do you want to hear?"

"I want to hear everything, but I don't know anything about it."

Lin Zhiyuan smiled, folded a piece of A4 paper in half, tore off one half, and wrote 100 on it: "For example, the expansion center has no money, and I need someone to give me money. Selling the paper to you, of course I want to brag about how promising my career is, and you can exchange this paper for more money in the future.”

Zhang Xuejiao nodded.

"This piece of paper is the stock." Lin Zhiyuan handed the paper to her: "Pay with one hand and deliver with one hand."

Zhang Xuejiao grabbed the note in her hand and quietly waited for the next sentence.

"With the money you gave, the expansion center will grow bigger and bigger, earning more and more money, which can be distributed as dividends. You take the stocks to receive the money, which is called dividends."

Zhang Xuejiao suddenly realized: "Oh~ this is the same as depositing money in the bank."

"It's not the same." Lin Zhiyuan said with a smile: "There will be interest on money deposited in the bank, it's just the difference. But if you give me the money, you may lose money. In order to prevent you from withdrawing, I must say that this year's market is not good , I will definitely make money next year, this is called expected income.”

"I can sell it to someone else."

Lin Zhiyuan rubbed her head: "Smart, this is called stock trading."

Zhang Xuejiao hesitated to speak.

"Don't understand?"

Zhang Xuejiao complained softly: "Can you stop rubbing my head, I always feel like you are rubbing a dog."

Lin Zhiyuan quickly withdrew his hand: "I thought you would like it."

"What should I do if I get bald?" Zhang Xuejiao advised him: "Why don't you kiss me more."

Lin Zhiyuan couldn't help but leaned over and kissed him.

Zhang Xuejiao shook the "stock" in her hand, signaling him to continue.

Lin Zhiyuan wrote another 100 on the other half of the paper and handed it to her: "I'm short of money again, this is called issuing new shares."

Zhang Xuejiao held two "stocks" and her head was full of question marks: "How do I know whether you are really losing money or fake losing money?"

"Good question. In order to reassure those who hold stocks, I will definitely issue you something. It is issued once a year, called an annual report. Once a year, it is called a semi-annual report. If you are really worried, I can also make a It is issued once a quarter, which is the quarterly report.”

"Oh~"

Lin Zhiyuan tore up a few more pieces of paper, wrote 100 on each, and stuffed them all to Zhang Xuejiao: "If you buy a lot and can affect the stock price, you are the banker. If you buy less and you can run away at any time, you are a retail investor."

"Is that not too much?"

"Big family."

Lin Zhiyuan wrote down the words "Chuxue Studio" on the paper, and wrote 1000: "You buy in the name of the company, hey, then you are an institution."

"Then I have so many stocks in my hand, when will I be rewarded?"

"I have made money, and I have to share it with you. At this time, we will hold a meeting to discuss how much everyone will share. This is called a shareholders' meeting."

Zhang Xuejiao asked: "Retail investors can also participate?"

"Of course, even if you only have one in your hand, you can come and participate."

Zhang Xuejiao still didn't believe it: "But when I watch TV, those people seem to be major shareholders."

"Big shareholders buy more, and of course they have more say, and they care more about the company's development and operations."

Zhang Xuejiao was thoughtful.

"Retail investors are different. Most retail investors buy when it rises and sell when it falls, you know."

Zhang Xuejiao nodded.

Lin Zhiyuan looked at her amusedly: "Is there anything else you want to ask?"

"I don't know, how would I know?"

Lin Zhiyuan thought for a while and looked at the paper in her hand: "If I only have so many stocks in total, and you buy them all, then you will have the final say on the company from now on. This is called an acquisition."

This Zhang Xuejiao still understands.

Watching so many TV shows is not for nothing.

"It's all electronic transactions now, and there is no paper left." Lin Zhiyuan drew a few circles on the paper: "The one that records who owns stocks is called the Securities Clearing Company. The one that decides who can issue stocks is called the Securities Regulatory Commission."

Zhang Xuejiao stroked what she heard, and thought it was nothing difficult!

But she still wanted to flatter her: "My husband is amazing, he knows so much."

"I bought it before and studied it specially."

"That"

"Cars go in, bicycles come out."

Zhang Xuejiao pursed her lips unhappily: "Prodigal!"

"If I'm poor, will you marry me?"

Zhang Xuejiao thought about it, and replied honestly: "Probably not."

Hearing this answer, Lin Zhiyuan was still a little sad.

People are like this, they only like sweet talk, and avoid the cruel reality whenever they can.

Zhang Xuejiao leaned on him, and explained in a soft voice: "I understand poor people who can't even support themselves. You are already 30 years old, you have hands and feet, but you can't even support yourself. What do you think I should do?" think?"

"Then what if I go bankrupt in the future?"

"I'll support you!" Zhang Xuejiao said proudly, "I earn a lot of money every month now, and I can still afford to support you. But, you have to pay the corresponding labor."

"for example?"

"Such as cooking at home and taking care of the children."

Lin Zhiyuan teased her with a smile: "I thought you were referring to something."

"what's up?"

"It's a matter of the man's effort."

Zhang Xuejiao raised her head in surprise: "If I'm trying to figure this out, I might as well go to Xiao Xianrou, why are you looking for me?"

"I'm hurt!" Lin Zhiyuan clutched his chest: "It hurts so much."

"Stop it!"

"I didn't expect you to have such a big opinion on me."

Zhang Xuejiao gave him a disgusted look: "I didn't expect your thoughts to be so dirty."

"Am I really bad?"

"Uh..." Zhang Xuejiao lowered her head and retorted, "How would I know? There is no comparison!"

Lin Zhiyuan subconsciously wanted to rub her head again, but just as he raised his hand, he put it down again: "My wife~ I'm hurt, I want to hug her~"

"I remembered a joke."

"what?"

Zhang Xuejiao squinted at him: "A child made a mistake, his father beat him up, and then asked him if he had anything to say. Guess what he said?"

"Apologize?"

Zhang Xuejiao shook her head slowly: "He said, haven't you eaten?"

After Lin Zhiyuan laughed wildly, he hugged her on his lap: "I suspect you are mocking me!"

"No, no, I'm just telling a joke."

Lin Zhiyuan bit her: "I feel sorry for you and don't appreciate it, you are finished."

(End of this chapter)