Dragon map of the Three Kingdoms

Chapter 670 Mingfeng Bank
The economy of the Han Dynasty was based on the copper standard, with copper coins as the currency in circulation.

The imperial court does not allow folks to mint coins, so for a long time, the five baht coins issued by the imperial court have been used. Gold cakes can be used to replace precious transactions. Gold is always the highest currency, but the stock is too small and the craftsmanship is insufficient, so it can only be regarded as a It's just a deterrent.

However, since the Luoyang Rebellion, the imperial court was unable to take care of the whole world, and the princes of the world have risen one after another to lead the military and government, hold military power, and take charge of government affairs. Naturally, a problem of coinage has been involved.

Changan was the first to break this problem.

Dong Zhuo did not find many copper mines, but in order to pursue high-yield copper coins, he cut corners and made copper coins one size smaller, which is now the small coins in the Guanzhong area.

The circulation of this kind of small money is too large, but it is worthless due to the inflation in Guanzhong.

At the same time, small money began to flow into Hanzhong.

Since it flowed into Hanzhong, it has been targeted by Mujing. Naturally, Mujing does not allow small money to circulate in Hanzhong, which will destroy Hanzhong's economic system.

But there are not enough copper coins in Hanzhong to resist such small coins.

That's why Mujing thought of minting coins.

The Minghou Mansion has invested a lot in this matter. Finding copper mines is the biggest problem. There are many copper mines in Hanzhong, but they are all controlled by some gentry and wealthy families. For this reason, the Minghou Mansion has paid a lot. Take these copper mines down.

In addition, in order to cast more refined copper coins, starting from the purification process, the Minghou Mansion has been looking for coin minters, robbing Luoyang and digging from Guanzhong.

The existence of currency means equivalent items, and the most important thing is to get the approval of the people.

The Minghou Mansion does not have such a big order as the imperial court. In a word, the money will be increased if the money is increased. This needs to be done step by step, step by step to replace the coins used today.

The first step in the Mujing plan is to build momentum.

He must build up this momentum, and the most effective way is naturally to start with merchants.

Liu Jin began to meet merchants from all sides, and spread the edict of the Minghou Mansion—Minghou Mansion will take action to rectify the current currency circulation in Hanzhong, Wudu, and Nanyang. The currency that is not issued by the Minghou Mansion is not allowed to be popular in the market, and those who violate it will be executed for disobedience.

This edict immediately caused a storm in all directions.

"Minghou Mansion wants to rectify the currency!"

"We used it for settlement before, but it was Chang'an Xiaoqian. If you don't admit it, what should we do?"

"Whoever says it is not, we are not much better. The five baht coins we used were minted in Runan. If the Minghou Mansion refuses to recognize it, it will detain the items we will send back!"

"Master Minghou, what do you want to do?"

"What is Dahan Tongbao?"

"I've never seen this kind of currency!"

"Changing currency transactions rashly, isn't he afraid of causing chaos?"

"I see that Master Minghou is determined to change his mind, everyone should be careful!"

"It's half of the transaction now, don't our coins count?"

"No, the Minghou Mansion must have an explanation!"

"Could it be that Marquis Ming wants to eat our goods!"

"Don't think about it, Lord Minghou attaches great importance to goodwill. If he does this, it doesn't mean that we will all be driven out of Hanzhong!"

"..."

Countless merchants felt uneasy.

In today's Hanzhong, business is booming. Because of the presence of Mujing, a family member who is very respectful to merchants, many merchants are willing to come to Hanzhong to do business, and the geographical location here is a link between the past and the future.

There are several big markets in Nanzheng, the East Market, West Market, and the Hanshui Market on the Hanshui Wharf in front of the Minghou Mansion, where countless merchants trade here.

There are no banknotes these days, but gold cakes are rare, and most of them are traded with copper coins. Sometimes these merchants form a caravan and go out with a cart of copper coins.

Now suddenly say the currency changes.

Naturally cause panic.

……

"My lord, this news has gradually spread out through our operation in the past few days, and it has spread throughout Hanzhong. Many merchants can't hold back, including some merchants in Wudu and Nanyang. some sayings!"

A few days later, Liu Jin reported to Mujing: "Can we push the Dahan Tongbao out now!"

"hold on!"

Mu Jing shook his head: "The fire should burn even more!"

"What does my lord mean?"

"Noisy!"

Mu Jing said in a deep voice: "Everyone who makes troubles knows it, and every city that belongs to the Minghou Mansion knows it. This is our purpose!"

"Will it be uncontrollable?"

Liu Jin was worried: "Once we can't control it, it will arouse public outrage. At that time, a good thing will turn into a bad thing, and the loss outweighs the gain!"

"A lot of things require adventure!"

The corner of Mujing's mouth raised a confident smile: "We want to replace all the coins on the market with Dahan Tongbao in a short period of time, so we must have the determination to do everything we can!"

"it is good!"

Seeing Mu Jing's self-confidence, Liu Jin felt relieved to operate this matter.

After Liu Jin left, Mu Jing wrote down a few names on a piece of paper, and crossed them out quickly. After all, no one could satisfy him.

Once he issued the Dahan Tongbao, a yamen must be needed to control the currency. From minting, issuing, and circulating, Mujing didn't want to separate it. He wanted to form a one-stop service, just like a bank in later generations.

He has already thought of the name, Mingfeng Bank, Ming is Minghou Mansion, and Feng means a good harvest.

He knows that in this era, there are actually no overly serious financial institutions. The definition of the word finance will be very vague. After all, business in this era is too backward and there is no room for operation.

"never mind!"

Mu Jing gritted his teeth: "I can't trust anyone else, now I can only play by myself!"

Mingfeng Bank wanted a big shopkeeper, but the person Mu Jing could trust could not do this, and the person who could do this, Mu Jing could not trust.

"I need to find a helper!"

Mu Jing thought for a while, got up and left straight away. After coming out of Zhaoming Hall, he went straight to the Jingping courtyard. After returning to the courtyard, the butler Mu Sibao was calling his servants to plant trees. There were some open spaces in the corridors on the left and right sides , Mujing thinks that planting some trees will make the air better, and the housekeeper has been busy with this matter for the past few days.

"Where's Madam?" Mu Jing asked.

"Madam just went to the medical school!"

The butler replied.

"Zhang Youji is being lazy again!" Mu Jing pouted.

Mujing focuses on business and medicine.

He cares more about medicine than business. For example, some military doctors have military status and rank. In other places, the status of these military doctors is low, but in the Mu army, the status of military doctors is very high. A military doctor at the rank of lieutenant, and has the power to command the army.

At the same time, he also paid attention to the development of medicine.

So let Zhang Ning establish the medical school.

There are not many students in the medical school, only dozens of them, but for a school that cultivates the art of Qi and Huang, it is probably the first in the world. Zhang Ning has a unique skill, and his accomplishments in the way of Qi and Huang are rare in the world. A rare sage in the era, it is best to let her pass on the art.

But she is a person who can only pass on art, but can't manage things, and the management things are all managed by Cai Yan.

Mujing entered the backyard, and none of the four major maids in spring, summer, autumn and winter were there.

He was also lucky to be clean.

After taking off his boots and entering the courtyard, this is where Cai Yan usually played the piano. He sat down and read a few books, but unfortunately they were all music scores that he was not interested in. Gradually feeling a little tired, he lay there and fell asleep.

I don't know how long he slept, but the burst of fragrant fragrance woke him up. When he woke up, he found that the surroundings were already surrounded by lights, and it was dark outside.

Cai Yan came in from the door with the food in his hands.

"You're awake, you must be hungry, the family has already served dinner, I made this, you can eat some!"

This intellectual and gentle woman is the benchmark of this era. She is talented and learned, and the world admires her, but she can learn all the skills that a wife should know, whether she is a knitter or cooking.

"Your hands shouldn't be stained by the work in the kitchen, you don't need to do these things for me in the future!" Mu Jing started to eat hungrily.

"I am willing to do this for my husband!"

Cai Yan smiled lightly.

Mujing didn't know what kind of blessing he had in this life, he was very grateful to his father for marrying the Cai family, and married this wife for himself.

"I came back early today. I had something to discuss with you. I didn't expect you to be taken to the medical school by You Ji. Can You Ji not handle the medical school matters by herself?"

Mu Jing bit a piece of delicious pork ribs, and asked while eating.

Cai Yan is pouring wine for Mu Jing, this warm wine is not high in alcohol, drinking some can make the blood warmer, and Mu Jing will drink a little habitually.

Hearing Mu Jing's question, she said: "Even if a school is small, there are many trivial things. Sister You Ji has peerless skills, but she doesn't have any talent in this area. I'll go and help her." !"

"Don't get used to her!"

Mu Jing smiled and said: "No one is born with it. In the future, let her figure it out by herself. Don't let her practice martial arts every day when she has nothing to do. In the future, she will really become a peerless master. Your husband and I will not Good day!"

"nonsense!"

Cai Yan said quietly: "Sister You Ji is now the commander of the Divine Guard Army, and my husband often goes to war outside. If Sister You Ji doesn't have peerless martial arts skills, how can she protect my husband's safety!"

Mu Jing heard the resentment, it was nothing more than complaining that he brought Zhang Ning with him in the battle, and he couldn't help cheering up immediately, not daring to continue on this topic, he quickly changed the subject.

"I have something to do with you!"

"What's the matter, sir?"

"Have you heard about the currency thing recently?"

"Naturally, the official documents passed down are all written by me for my husband!" Cai Yan raised the corners of her mouth slightly, smiling brightly, she is the greatest happiness to be able to do something for Mujing.

Mujing's writing style is really bad, and some things cannot be disclosed, and the closest people around him can do it for them, and sometimes Cai Yan even writes the notes for review.

"I plan to establish Mingfeng Bank!"

Mu Jing said: "But I can't find anyone to take the helm, so I have already decided to personally serve as the treasurer of Mingfeng Bank, but I can't devote all my energy to it, so I need someone to replace me as the helm!"

"me?"

Cai Yan was a little flustered.

"Hmm!" Mu Mu nodded.

"No!" Cai Yan shook his head: "Inside the house, I share my husband's worries, Yan has no fear, but outside, if I show up, wouldn't it make my husband feel ashamed in the world, and the rooster sits in the morning, which is not tolerated by the world. , Father knows, he will have opinions!"

"I never cared about it. What kind of rooster starts the morning? It's only some incompetent people who have such thoughts!"

Mu Jing said softly: "Zhao Ji, your ability is very rare, I don't want your ability to be buried in this house, you also need to prove what you have learned for many years, you don't need any man to be inferior, one day, I want the world A man can't lift his head up in front of you, Cai Yan!"

(End of this chapter)