Dragon map of the Three Kingdoms

Chapter 677 Hanzhong's financial system starts from Mingfeng Bank...

"This is Dahan Tongbao!"

"The five baht coins made by Minghou Mansion are even better than those five baht coins."

"But now we can only use the Dahan Tongbao issued by the Minghou Mansion. What about our copper coins? Can't our money be used in Hanzhong?"

"But now the Dahan Tongbao is only used by the Minghou Mansion for external settlement, and we can't get it at all!"

"What can we do now?"

"Could it be that we can only watch our batch of goods fail to sell?"

"..."

The Dahan Tongbao was issued, and the distribution channel was used by the Minghou Mansion and the government to settle accounts with the outside world.

Many people have first-hand obtained this kind of copper coins issued through various channels. This kind of copper coins is far superior to the various copper coins currently used in terms of materials, workmanship, and carving.

But it couldn't be replaced, which made everyone a little annoyed.

The most important thing is that the Minghou Mansion issued an iron order. On the land of Hanzhong, only Dahan Tongbao can be used, and other currencies cannot be used. This makes them unable to spend money even if they have money in their hands.

Some people have gold cakes, but after all, gold cakes are a large amount of currency, and the quantity is not large, so it cannot maintain the circulation of currency on the market.

All of a sudden, the Hanzhong market was in chaos.

"Shopkeeper, it's a mess outside now. All the shops don't accept our five baht money. They say that the government has ordered that we can only pay with Dahan Tongbao. What should we do?"

"Wait a minute!"

"..."

"Brother Liao, it's been two days, it won't work if this continues, the loss is too great!"

"Minghou Mansion has an edict, what else can we do?"

"..."

"Patriarch, because of the edict of the Minghou Mansion, the store can only accept Dahan Tongbao, and now there are only one or two floors of business left. Think of a way, or it will go bankrupt!"

"Be safe and don't be impatient, wait for the government's edict!"

"..."

Chaos and chaos, most of them are some people who are nervous about whether the money they have hidden is still useful. More country gentry and rich families are still calm now.

They know how to watch the situation.

I believe that Mujing will not make Hanzhong mess up for no reason at this time.

The first family in Nanzheng, the Tang family.

After Tang Ying came out of the yamen, she hurried back to the mansion and met her old father. Although he was the head of the Tang family, he was always a little unstable when encountering problems. Whenever he encountered a decision, he would always rely on his old father's wisdom.

"Father, this is the Dahan Tongbao issued by the Minghou Mansion. It is ordered that all settlements must be based on Tongbao!"

"What a delicate five baht coin!"

Mr. Tang played with the copper coins in his hand and said with a smile.

"But father, wouldn't the coins hidden in our house be invalid?"

The treasury of the aristocratic family is comparable to the treasury of the county government.

If these copper coins are invalidated, even the Tang family, which has a large family and business, will be seriously injured.

"What's the rush!" Mr. Tang said, "Take ten thousand steps back, even if Hanzhong can only use Dahan Tongbao, but Hanzhong is not the only place in the world, and this matter will not end here, so you can go and do it at ease!"

"Yes!"

Hearing this, Tang Ying finally breathed a sigh of relief and left refreshed.

……

Under the attention of all the people, the second edict of the Minghou Mansion came down.

——From now on, the Mingfeng Bank will be set up under the Minghou Mansion to handle the issuance of Dahan Tongbao, which can be exchanged for Dahan Tongbao.

"Mingfeng Bank?"

"What is this?"

"It can be exchanged for Dahan Tongbao!"

"Can our coins be exchanged for the Dahan Tongbao issued in Hanzhong?"

"There is hope!"

"Where is Mingfeng Bank?"

"Is it the government office?"

"I seem to have seen this plaque in the west of the city before. At that time, the house was being renovated, and I thought it was just an ordinary shop opening!"

"I seem to have seen one in the east of the city!"

"Go and see!"

"..."

Nanzheng was the first to move. After all, there are the most merchants, the most people, and many wealthy families here. They are all waiting for this moment, waiting for the opportunity to exchange the coins in their hands into Dahan Tongbao.

There are two Mingfeng Banks in Nanzheng.

One is in the east of the city and the other is in the west of the city.

The Mingfeng Bank in the east of the city is in the East City. It is the general office of Mingfeng Bank. It has nine entrances and exits. In front of the gate, there are two stone lions. There is a stone statue of Pixiu in the middle of the entrance courtyard. The decoration is novel and unique. There are a total of three counters in the main courtyard, the east wing, and the west wing, creating a half-counter model like the silver number in the Ming and Qing Dynasties.

There are soldiers from the Imperial Guard Battalion standing guard at the front and back, which makes people feel very serious and strict.

As soon as the door opened today, many people poured in.

"Can my five baht be exchanged for Dahan Tongbao?"

Someone asked impatiently.

"of course can!"

On the counter, there are quite a few civil servants who are receiving the reception. They are all scholars, refined and elegant, and uniformly dressed, which makes people feel very comfortable: "Everyone, please look, here are the prices of various coins for my Dahan Tongbao!"

At this time, everyone saw the price marked on the wall.

People who can read read it out.

"Gold cakes are exchanged for Dahan Tongbao, one gold is worth [-] yuan!"

"Chang'an small coins are exchanged for Dahan Tongbao, three to one!"

"Lingdiguang and five baht coins are exchanged for Dahan Tongbao, [-] to [-]!"

"Exchange Jingzhou five-pearl coins for Dahan Tongbao, [-] to [-]!"

"Runan five baht coins are exchanged for Dahan Tongbao, [-] to [-]!"

"Yizhou five baht coins are exchanged for Dahan Tongbao, [-] to [-]!"

"..."

There are many types listed above, because there are also many types of five baht coins used in the market now, especially after the Luoyang chaos, princes from all over the country minted their own coins one after another, and naturally formed different currencies.

The Daxing business in Hanzhong even attracted caravans from all over the world, and there were more coins in all aspects.

"It's not fair!"

"Why is the currency exchange rate in our Guanzhong so low?"

"Hey, don't even think about it. Copper is money, but the Chang'an court is desperately issuing small coins with such a small copper content. Just forget about iron coins. Three to one is not bad!"

"Our five baht coins in Yizhou are actually pretty good!"

"Come on, the five baht coins from Runan are more promising!"

"..."

Everyone discussed it one after another.

"Should I change it?"

"What can we do if we don't change it, our coins are no longer needed in the market!"

"Let's change it!"

"Why don't you change half of it first and see how it goes?"

"also!"

"..."

Many of the people who came in today were actually merchants. Some of them were hoarding goods, and some were waiting to buy or sell. The most urgent thing at this time was to exchange for Dahan Tongbao.

Qianzhuang began to get busy.

In the backyard of the bank.

In the quiet and elegant study, Cai Yan wore a long robe, with her hair pinned up, and dressed like a man. Although she was feminine and delicate inside and out, she was not as handsome as Zhang Ning, but it was not for a jade-like man. son.

She is going through the ledger.

"Boss, Qianya has already exchanged 50 yuan of Dahan Tongbao, and the stock is insufficient!"

A shopkeeper came in sweating profusely and reported.

"It seems to be going well. Immediately arrange for someone to go to the Jincao Casting Office to withdraw the money!"

"Yes!"

Upon hearing this, Cai Yan said calmly, "Master Feng, is there anyone exchanging gold cakes for money?"

"Have!"

The shopkeeper at the front desk said: "This morning, a foreign merchant exchanged four gold for [-] yuan!"

"very good!"

Cai Yan's eyes were burning and bright. She could sit in this position and replace Mujing's position as the big shopkeeper behind the scenes, controlling Mingfeng Bank. she is gone.

She can't master it for the time being and needs practice.

But Mingfeng Bank is the best practice.

She does remember that besides reputation, the issuance of coins has more foundation reserves. Gold cakes are a kind of coin reserves. That is to say, as long as Mingfeng Bank has enough gold reserves, Dahan Tongbao will not be devalued when it is issued. ,

Although she didn't quite understand the connection, Mu Jing must have a reason for saying this.

"These gold cakes are immediately sealed in the internal storage!"

She said softly: "From now on, tell the branches of the various banks that the gold exchanged must be transported to the general office. The gold cakes of our Mingfeng bank will come in and out!"

"Yes!"

The shopkeeper at the front desk nodded and left.

"Sister Zhaoji, is this bank really so important? That guy actually invited you out!" Today is the opening of Mingfeng Bank, and Cai Yan is guarded by Zhang Ning, the guard with a knife in front of Mu Jingyu, the chief of the Divine Guard. command.

Zhang Ning didn't understand. From her eyes, she felt that Mingfeng Bank was just a place to exchange currency. What was so important.

"My husband said that Mingfeng Bank's influence in the future will be unparalleled. This will be the beginning of finance, and it will affect at least half of the economy of Minghou Mansion!"

Cai Yan's calm and white face hides this trace of excitement. Who says women are not as good as men? Even though she knows that her father will scold him if he finds out, she still prefers to travel to Tiger Mountain. Behind her, there is a husband who can pamper her: "I don't understand what the husband said about finance, but what the husband said is never wrong!"

(End of this chapter)