Great Song Super Scholar

Chapter 240 Gold, Silver and Silk Shop

Jieshen Lane itself is an inconspicuous alley, with various small shops on both sides, and the road is not very wide, only allowing two ox carts to drive side by side. If there is an occupation of the road, it will easily cause traffic jams.

However, behind Jieshen Lane is the Caohe River, and the real cargo transportation is carried out by water.

Although Jieshen Lane looks inconspicuous, its reputation in the capital is extraordinary. To a certain extent, it is a symbol of wealth. When people in the capital mention Jieshen Lane, they think of white silver, yellow and orange. The gold and copper coins piled up like a mountain are a kind of wealth that makes people breathless.

Fan Ning soon realized that the legends of the capital city were not untrue. The carriage speeded up. After a while, they first saw a tall multi-colored building signboard, which was as high as three feet. It is full of ships of all sizes, and this is the place where wealth is concentrated in the legend of the capital.

After passing the building signboard, the road suddenly became extremely spacious, almost as wide as the widest Royal Street. Twenty ox carts can run side by side without any problem. The houses on both sides of the road are majestic, with wide facades, and the view is overwhelming.

The most astonishing thing is that there is a wooden platform about ten feet high in front of each shop. The wooden platform is full of gold and silver ingots, piled up like a mountain, shining in the sun.

Fan Ning secretly calculated that the average amount of gold on each wooden platform is at least several thousand taels, and the amount of silver is tens of thousands of taels. Moreover, there are more than a hundred shops like this, and the accumulated wealth is simply jaw-dropping.

Fan Ning had an illusion that all the gold and silver of the Song Dynasty had been piled up here, and even the treasury and palace might not have so much gold and silver.

Zhu Yuanfeng sighed softly, "Behind these more than 100 cross-reference shops, there are many rich and powerful families hidden. This is the most profitable business in the Song Dynasty, and it is also the most bloodthirsty transaction. Compared with it, restaurants and teahouses are nothing. ?”

Zhu Pei asked curiously: "Then does our Zhu family have a shop?"

Zhu Yuanfeng glanced at Fan Ning, smiled slightly and said, "Our Zhu family started from this business, do you think there is?"

Jupe's eyes widened, "But I've never heard of it!"

"There are some things you don't need to know."

Zhu Pei snorted, pouted his mouth unhappily, turned his head to one side, and ignored the third grandfather.

At this time, Fan Ning asked from the side: "Will so many friends come here to trade?"

Zhu Yuanfeng nodded, "That's a good question. In fact, apart from getting quotations for grain transportation at the border like me, there are also salt and tea merchants who occasionally buy discounted quotations from the cargo business. When they find that the quotation price in the market is too high, they will use the quotation to trade, and when the quotation price falls, they will buy it again.

Then there are ordinary people, they do things for the government, and most of them don’t pay with cash. The government usually gives a few cross-quotes, and the common people don’t know how to pick up the goods, so they sell them to Jiaoyin shops, which offer low prices. Take it in, then sell it at a high price, gather sand into a tower, and make huge profits from it. There is also the military. The interests involved are too deep, so I won’t say more. "

"Are all Jiaoyin shops sold to Jiaoyin shops?" Fan Ning asked again.

"maybe!"

Zhu Yuanfeng smiled and said: "Generally speaking, Jiaoyin Shop not only collects Jiaoyin itself, but also provides a trading place, just like a Yaman, matching up transactions between the upper house and the lower house, and collecting money.

The Jiaoyin Shop is also responsible for backing the bottom line. If the Jiaoyin you bought is at a loss, but no one is willing to take it over, and you need money urgently, you can mortgage it to the Jiaoyin Shop at a low price, and redeem it when you have money. Of course, At the appointed time, if you cannot redeem the cross reference, your cross reference will be returned directly to the cross reference shop. "

At this time, the carriage stopped in front of a majestic shop, and Fan Ning saw the sign on the gate saying 'Jiangchuan Gold, Silver and Colored Silk Shop'. Zhu Pei was suddenly surprised and said, "Isn't Jiangchuan the name of great-great-grandfather?"

Zhu Yuanfeng smiled and nodded, "This is Zhu's Jiaoyin shop, let's go in and sit down!"

Everyone got out of the carriage, and a big shopkeeper in gorgeous clothes rushed out, bowed to accompany him with a smile and said: "Looking forward to the stars, looking forward to the moon, and finally looking forward to the arrival of the third master."

"nonsense!"

Zhu Yuanfeng scolded with a smile: "You are not looking forward to me, you are clearly looking forward to my friendship!"

"If the third master doesn't come, the intercourse won't come either, so I'm looking forward to the third master."

The big shopkeeper saluted Zhu Pei again. He was taken aback when he saw Fan Ning, "Isn't this little official the No. 1 of Tong Zi Ke?"

"Fan Xiaoguan is my fellow countryman, and he also has a batch of tea guides in his hand, so come and trade with me."

The big shopkeeper immediately smiled and said, "Welcome to Fan Guanren to come to the small shop for business."

Zhu Yuanfeng introduced to Fan Ning again, "This is the shopkeeper Chen. He has been in the Zhujiajiaoyin shop for 20 years. He is my elder brother's confidant."

Fan Ning suddenly realized that it seemed that the Zhujiajiaoyin shop was controlled by Mr. Zhu Yuanfu, so he quickly returned a gift to the shopkeeper.

Everyone walked into the Jiaoyin Shop. The Jiaoyin Shop covers an area of ​​at least five acres. The main hall is very spacious, and there are more than [-] large tables inside. , and there is a guy next to him who is responsible for recording.

The transaction price is only in the hands of the two parties to the transaction and the transfer shop. It will never be announced to the public, and it is not allowed to lower the price to grab other people's business. This is an industry rule.

At this time, Fan Ning found that there were ten piles of copper coins neatly piled up beside the wall. They were all strung together with ropes and stacked neatly. Each pile was taller than a person.

Shopkeeper Chen introduced to Fan Ning with a smile, "This is called piles of money. One pile is 1000 guan, that is, [-] million yuan. There are ten piles in total, and almost every store has them. Because it is not easy to stack and carry them, they are placed in the lobby. , don't put it outside."

At this time, Zhu Pei pulled the third grandfather aside and said in a low voice: "Don't let Aning get involved too deeply, it will affect his official career, just give him a batch of referrals and let him sell to the shop."

Zhu Zhaofeng smiled slightly and said, "I know it well. Letting him try it will only increase his knowledge. Don't underestimate him. I think he understands this kind of transaction very well."

Seeing that the third grandfather didn't listen to his persuasion, Zhu Pei said angrily: "Then I don't care, you can do whatever you want, if anything happens to him, I will just settle the score with you."

"Don't worry! This is a legal transaction encouraged by the court. With me supporting him, nothing will happen."

In a quiet room, Fan Ning put a deposit slip from Zhu's Money Shop and half a jade pendant on the table and pushed them to Zhu Yuanfeng, "This is 1 taels of silver! You can get it with half a jade pendant."

Zhu Yuanfeng smiled and nodded, and took a small wooden box from the side, "The market price of high-quality tea is 1 guanqian per load, and [-] silver can buy four hundred loads of tea. I will give you [-] based on the price Dan Chayin, what are you going to do with it?"

Fan Ning immediately understood what Zhu Yuanfeng meant by sitting and making money. He bought goods worth 1 guan with [-] taels of silver. Sorry, this is actually the Zhu family giving him a lot of money in disguise.

"I don't need a thousand dans, but six hundred tans of tea is enough."

Zhu Yuanfeng waved his hand, "This is what my elder brother meant. It's useless for you to bargain with me. I just ask how do you plan to trade?"

Fan Ning had no choice but to ask, "How many trading methods are there?"

"There are generally three trading methods. One is to sell directly to Jiaoyinpu. This is the simplest and most convenient, but it is very loss-making. Generally, it is purchased at a discount of 6000% to [-]%. The purchase with a discount of [-]% is the most. If it is mortgaged, it is the face value [-]% off, you just want to protect your capital, I asked you just now, for my sake, Jiaoyin Shop can give you [-]% off the price, you can probably earn [-] taels of silver, now Jiaoyin belongs to you, you up to you."

"What about the second trading method?"

"The second way to trade is to find someone else to take over, and the cross-reference shop will help you find it, and you can negotiate it yourself. If you talk about [-]% off, it's a good price, but maybe the other party will only give you [-]% off the price, and The crossing shop is similar, and every time a negotiation is made, whether it is successful or not, the crossing shop will charge one cent for the goods, and if the negotiation is successful, it will charge another two cents, you can think about it yourself."

"The old man will introduce the third transaction method."

"The third way to trade is to find a real tea merchant. Generally, you can get a [-]% discount on the price. Don't count on the original price. He would rather buy the official price at the original price. This kind of tea merchant is hard to find now. Generally speaking , if the tea merchant wants to pay [-]% off to buy your tea Yin, then he can bargain in the market and buy a lower priced tea Yin, why would he buy your Cha Yin at a high price?"

"Then the third way doesn't exist!" Jupe said aside.

"The ones that exist are usually small merchants, and there are also small tea shops in the capital. They want very small quantities, such as ten or a hundred dans. I don't pay attention to such small merchants. Fan Ning can deal with them. Anyway, there are only [-] tans, and after a few months of sporadic selling, it can basically be sold. Although it can be sold at a high price, it takes too much time and energy."

Fan Ning thought for a while and then smiled: "Then try the second method first! If it really doesn't work, I'd better ask the old man to save face and sell it at [-]% off to Jiaoyin Shop."

Zhu Yuanfeng pointed at Fan Ning and said with a smile, "I knew you would choose the second option. Anyway, with me as your backing, you just want to make more money."

Zhu Yuanfeng still gave Fan Ning a chance. He didn't take out his cross references for the time being. Once his cross references worth 50 guan were sold out, the price of the entire market would drop before the transaction was completed.

The price of cross-quotes is like this. If there are too many cross-quotes in the market, the value will naturally fall.

(End of this chapter)