Great Song Super Scholar

Chapter 384
The treasury is not small, about eight feet wide, two feet deep, and about one foot high. There are fifty wooden boxes neatly stacked inside. This is the gold that Ming Ren and Ming Li scoured in two years. In addition, there were ten tin boxes next to them. Fan Ning was startled, pointed to the tin boxes and asked, "What's inside?"

Manager Liu said with a smile: "The officials forgot? This is the money that the master gave the officials."

Fan Ning suddenly remembered that Zhu Yuanfu gave him 1 taels of gold on the day of his wedding. He smiled and said, "I always thought it was in my personal account."

"If the officials are willing, they can also be placed in a personal account."

A personal account is not the same as a special treasury. The special treasury only keeps valuables for individuals. What it looked like when it was put in, will look like what it will look like when it is taken out. The money shop will not touch it.

But the personal account is to integrate gold and silver into the circulation of the money shop, which is temporarily used by the money shop, and the money shop will take it out when needed. In fact, it relies on the credit operation of the money shop. in a personal account.

Fan Ning smiled, "I'll put it here for the time being, I have another sum of money to put in my personal account."

"Do you want the officials to inspect the property?"

Fan Ning shook his head, "No need, close the iron gate!"

The iron door slammed shut, shopkeeper Liu and Fan Ning kept a key each, and they went back to the living room to sit down, Fan Ning took out the gold coin and jade from his bosom, put them on the table and pushed them to shopkeeper Liu.

"This is the 1 taels of gold that the emperor bestowed on me, please go to the inner treasury to collect it for me, and put it directly in my account."

Shopkeeper Liu happily smiled and said, "We often go to the inner treasury to receive rewards for our customers, or to deliver money and goods. We are very familiar with them there, so don't worry about the officials! We will handle it today."

At this time, the tea boy brought two cups of tea. Fan Ning took a sip of the tea, pondered for a moment and asked, "Do you still remember the money I gave Miss Ouyang two years ago?"

Shopkeeper Liu smiled and nodded, "In the past two years, she has been withdrawing one after another, about once every two or three months, and each time she withdraws 50 taels of silver, it feels like she regards this money as living expenses. Does the official need to limit it? "

Fan Ning sighed slightly in his heart, shook his head and said, "Don't limit it, she can withdraw it as she pleases, and increase the upper limit to 1 taels of silver."

"I will handle the change immediately. In addition, Qianpu plans to open three new stores this year, one in Xinqiao, one in Zhouxiwazi, and one in Taixue. I hope the officials can approve it."

"You can ask Madam for instructions on this matter, don't ask me, she is currently staying in the third master's residence."

"I understand!"

Manager Liu waved his hand, and a clerk came in with a plate and put it on the table. Seeing that there were two bulging cloth pouches on the plate, Fan Ning asked with a smile, "What are they?"

Manager Liu smiled and took out a silver-white item from the bag, and handed it to Fan Ning. Fan Ning took it, and it turned out to be a small piece of silver, triangular in shape, about a little smaller than a broad bean, and polished very smooth. There is also the imprint of the government.

"Is this silver?"

Manager Liu nodded, "This is a silver dime, which weighs one penny. It is supervised by the government and is worth one hundred pennies. Since last year, it has been allowed to circulate in the four capitals and three prefectures. It is related to Kunzhou. The imperial court sent a large amount of gold and silver, and the imperial court used the gold to issue jiaozi, and at the same time minted silver jiaozi, which everyone called silver jiaozi, which felt much more convenient than copper coins.”

The four capitals refer to Bianliang City in Tokyo, Luoyang City in Xijing, the famous city of Beijing, and Yingtian City in Nanjing. The three mansions refer to Jingzhao Mansion, Chengdu Mansion and Jiangning Mansion. In terms of economy, Yangzhou, Suzhou, Hangzhou, Mingzhou, Quanzhou, and Guangzhou are also very strong.

Fan Ning frowned slightly, "It's another Jiaozi, another silver coin, will it cause the price to skyrocket?"

"Probably not. The imperial court entrusted us to the top ten money shops to be responsible for the circulation, and at the same time to take back the corresponding copper coins. In fact, they asked us to use copper coins to buy jiaozi and silver dimes. This actually transferred the risk to the money shops."

"Is the money shop profitable?"

Manager Liu smiled wryly and said: "The profit is not much, only half of the profit, but if you refuse to accept it, you will be revoked the official bank exchange right. This is something the money shop can't afford, so if you don't do it, you have to do it."

"What's the result?"

"Jiaozi is not very easy to issue, and ordinary people don't like it. After all, it is paper money, and it can only be used by big businessmen. Silver dimes are very popular. It can be said that the supply exceeds demand. One silver dimes can be exchanged for 110 Wen in the market. Of course, we It is also exchanged at this price, which is ten cents more than the official price, and this is our profit."

"Will there be fraud?" Fanning asked again.

"Why not, in the first half of last year, fake jiaozi appeared, and cupronickel and lead were used to pretend to be silver coins, but the consequences of counterfeiting were very serious."

Manager Liu put on a neck-cutting pose, and sneered, "Whistleblowers will be rewarded heavily, and counterfeiters will kill their children and grandchildren, and let them cut off their children and grandchildren. After killing more than 500 people, basically no one dares to make fakes, let alone fakes." Now it is also easy to identify, copper-nickel and lead slots are heavier than silver slots, and they are used a lot, and you can feel it when you start.”

"The big manager means that there are a lot of silver coins in the market now!"

Steward Liu nodded, "There are indeed a lot of them. The main reason is convenience. You can go to the street with a few silver dimes. Unlike before, you have to carry heavy copper coins to the street, which is very inconvenient."

Manager Liu pushed the cloth bag to Fan Ning again, "There are a thousand silver dimes in it, which is a hundred taels of silver. Feel free to use it. If it's not enough, feel free to come here to get it."

"it is good!"

Fan Ning smiled happily, "Thank you, Chief Steward."

After coming out of the money shop, it was already noon, and Fan Ning walked out of the Zhuquemen directly. Outside the Zhuquemen is the famous Zhouqiao Night Market in the capital. There is everything for fun, and tens of thousands of civilians linger here every night.

Although it is noon, the Zhouqiao Night Market is still very lively, with people coming and going, bustling, and almost half of the shops are open for business. There is no rule that it cannot be opened during the day, as long as it is profitable, why not open?
Fan Ning saw a restaurant full of red lanterns. This is the iconic shop of Zhouqiao Night Market. Forgot its real name Pan Lou.

As soon as Fan Ning walked to the door, a bartender greeted him with a big smile on his face, "Guests are welcome to come to dine. We don't think you have too little to drink. You spend ten taels of silver, and we will pack and deliver the meal for you."

The advertising words are very well used, scratching the itch of the customers, allowing the shy customers to enter with their heads held high, and making people with rich pockets think of ordering some meals for their wives and children. Fan Ning pointed a finger and said with a smile : "Only one person, find a good seat!"

"Okay! Guest officer, please follow me."

The bartender welcomed Fan Ning into the restaurant, the first floor was already full, Fan Ning went up to the second floor, and the second floor was half full, there were no more seats by the window, only a few seats in the corner, Fan Ning was hesitating, suddenly He heard someone calling him: "Fan Xiandi!"

Fan Ning looked around, and saw someone by the window waving to him. Although he hadn't seen him for many years, Fan Ning recognized Zeng Bu at a glance.

Fan Ning hurriedly stepped forward and smiled, "Brother Zeng, I haven't seen you for many years."

Zeng Bu patted him on the arm enthusiastically, "When you got married two years ago, I came to your house to congratulate you. You didn't notice me."

"Maybe of course there are too many guests, I didn't notice, I'm sorry!" Fanning apologized.

"At that time, your attention was all on the bride. Of course you couldn't see me, but it's understandable!"

Zeng Bu laughed loudly, and introduced his companion to Fan Ning, "This is my good friend, Lu Huiqing from Quanzhou, who was a Jinshi in the same discipline as me last year, and is now a Tutor in Zhenzhou."

Fan Ning had noticed the young man beside Zeng Bu a long time ago. It turned out that this person was Lu Huiqing, the No. [-] figure in the New Party, and Wang Anshi's staunch assistant. Fan Ning immediately stood in awe, and clasped his fists and said, "So it's Brother Lu, I've admired him for a long time!"

Lu Huiqing has fair skin and a slightly longer face. He stood up and smiled politely: "I am the one who has admired Fan Zhizhou for a long time. There is no one in Quanzhou who does not know Kunzhou, and there is no one who does not know Fan Zhizhou. It is Huiqing's luck to see you today!"

(End of this chapter)