Drive the RV back to Datang

Chapter 638 Chapter 656: Another trick of the Wang family

Di Renjie didn't know if he was tempted by Sheng Guolan, but he decided to give Sheng Guolan a chance, which can be regarded as giving himself a chance. If you don't try, how will you know the result? As for Princess Jinyang, in fact, from the moment Princess Jinyang became a monk , he already knew that it was impossible for him and Princess Jinyang. What his mother said just made him realize the reality again and made him give up completely.

Now that the matter is out of the way, everything is not so embarrassing. Di's father ordered someone to prepare dishes and entertain Sheng Guolan. It is rare for Di Renjie to go home. He must make good use of this time to get together with his parents, because he knows that he is afraid He won't be free for long, once the holy order arrives, he will be busy again.

The imperial decree came very quickly, and it arrived in five days. When Di Renjie heard the imperial decree, he was also quite shocked. Although the emperor did not touch anyone in the Taiyuan Wang family, the punishment of 500 million yuan and [-] mu of fertile land is definitely a punishment. A terrifying number, enough to drive the Wang family from heaven to hell.

After receiving the imperial decree, the governor of Bingzhou immediately acted together with Di Renjie, and went to the Wang family to announce the decree. After receiving the imperial decree, Wang Kun passed out directly. He also knew that the Wang family would not be able to come up with such a large amount of money for a while. As for the fields, he immediately began to measure them. There was nothing to prepare for this thing.

The next day, Wang Kun, who had just succeeded the patriarch, called all the important members of the clan to hold a family meeting to discuss how to solve the huge fine.

After counting, their family now only has 170 million available funds, of which 150 million is reserved for business use, and the other 25 is for family expenses. The money can be moved a little, like squeezing toothpaste, but squeezed Not much.

A group of people discussed for a long time. Some people said that they should sell the property directly to make up for the fine, while others proposed to borrow money from other families. However, Wang Kun knew that no family would lend them money now. They are all similar to their family, leaving some spare funds, and the rest of the money is deposited in Li Hao's bank for interest.

Wang Kun made a rough calculation. If the property is sold, the land property must not be moved, because their family's field is not much, and now they have fined 100 mu of land, and the land property has shrunk greatly. They must not be moved, but can only be sold. Real estate, shops, and antique calligraphy and painting jewelry at home. He carefully calculated the real estate, shops, and antique calligraphy, painting and jewelry that can be sold at home. If the eight manors were sold, he could make up 60 million guan, and the antique calligraphy and painting jewelry could sell 340 guan. Well, if the 340 million guan is saved by selling shops, then their Wang's business will shrink by more than [-]%, and it is estimated to be [-]%. This is simply bad news.

After thinking about it for a long time, Wang Kun decided to sell a large number of Wang's grain shops in other places. Because of the emergence of Zhenguan rice, Datang has a bumper harvest of grain in recent years, and the price of grain has dropped sharply, to half of what it used to be. Therefore, the business of major grain shops is not as hot as before, and this state will continue, and the profit is estimated to decline slowly until a low value, just as the Wang family lost [-] mu of fertile land at once, and the grain supply There are not as many as before. It is better to sell all the grain shops.

The Wang family has more than 280 grain shops all over the country, and all of them are large-scale grain shops. If they sell 60 grain shops, it will only be enough to make up 280 guan, and there is still a gap of [-] million guan.

Their family has 80 guan in the bank of the Li Group. This money can be withdrawn for emergency, but because the regular time limit has not been reached, the bank needs to pay about 75 guan, and only about 35 guan have been obtained. It is a loss of 170 guan for no reason. It's a pity, but how can they care about these now, the family funds can fill [-] guan, so there is still a shortfall of [-] million guan.

170 million guan, where to get this 170 million guan...

All the important members of the Wang family thought about the 170 million yuan for a long time. In the end, Wang Kun had an idea. He slammed the table and said loudly, "Go to Li's Bank for a loan! The loan is 170 million yuan!"

Everyone was stunned when they heard the words, someone frowned and said: "We framed Li Hao this time, will Li Hao lend us money?"

Wang Kun smiled coldly and said: "When Li Hao's Datang Bank was established, it once boasted that as long as it has enough credit and enough assets as collateral, it can lend to anyone. If he dares not to lend to us, That is to break his promise and get rich. Banks are roughly the same as money houses, and everything is based on honesty. If he dares to break his promise, let's see how his bank can continue to operate!"

Everyone nodded when they heard the words, Wang Weitai, Wang Gan's son, said worriedly: "Even if Li Hao is willing to lend us money, the interest on the loan is not a small amount."

Wang Kun rolled his eyes when he heard this, and said loudly, "Get the abacus!"

Immediately, someone took the abacus from Pidianpidian, and handed it to Wang Kun with both hands. Wang Kun took the abacus and frantically dialed it to calculate the interest. At present, Li Hao's loan projects are divided into five years, ten years, 15 years, and three grades , the interest rate within five years is 4%, the interest rate for five to ten years is 6%, and the interest rate for five to 15 years is 8%. Wang Kun calculates according to the 15-year interest rate, and the total interest is as high as 77. The ten-year interest rate is calculated once, and the total interest is 56.

Seeing these huge interest rates, everyone in the family felt their scalps go numb. Some people scolded Li Hao for being a profiteer. He just took out a loan and earned so much money without doing anything.

In fact, they really wronged Li Hao. Li Hao’s interest rate for short-term loans is still quite low, but his interest rate jumps a little bit, directly increasing every 2%. Why, because Li Hao knows that Datang’s economy is at a rapid pace. The growth is cut off, and the currency will continue to depreciate for a period of time. The change of more than five years is too great, so he has to raise the interest rate of the long-term loan just in case. As for the time that is too long, more than 15 years, there is no direct, because 15 years is considered the limit, more than 15 years, too many variables, too risky.

Wang Kun put down his abacus, frowned and murmured there. After a long time, he said slowly: "Okay, let's loan him for ten years first, and repay [-] guan a month. It shouldn't be a problem. How much he earns is none of our business." , let our Wang family get through the difficulties first."

"Yes, Second Uncle is right." Wang Weizong and Wang Weitai nodded after hearing the words. The purpose of their meeting this time is to overcome the catastrophe. As long as the Wang family can survive this catastrophe, ten years is nothing. Over the years, how many winds and rains have passed, how many strong winds and waves have been seen, and they are still standing. Although the catastrophe this time is a bit big, it is not a hopeless situation. It is just that the vitality is severely damaged, and it needs to be dormant for more than ten years. , is nothing to a thousand-year-old family.

However, when Mrs. Wang was discussing the loan, Li Hao had already gone to the bank in person and ordered to revise the loan interest system and set a loan limit. The five-year loan limit was 15 guan, the ten-year loan limit was 30 guan, and the 15-year loan limit was 50 guan. , the portion that exceeds this limit will be recalculated with additional interest, which is the legendary double interest, and every person who comes to borrow will conduct a thorough identity check to confirm that it is their own loan, not for others, so as to avoid separation loan thing.

This kind of modification is specifically aimed at the Wang family, because Li Hao estimates that the Wang family in Taiyuan may come to borrow money. If he doesn't take the opportunity to embarrass them, is he still called Li Hao? And the system he modified has no effect on ordinary people's loans. Affected, because so far no one has received a one-time loan of more than [-] guan from him. Looking at Datang, except for those aristocratic families, there are really not many people whose assets can exceed [-] guan.

Calculated in this way, if the Wang family wants to borrow 170 million guan, the interest that needs to be paid is as high as [-] million guan, tsk tsk tsk...

After the Wang family decided on the loan, they began to sell the antiques, calligraphy, paintings and jewelry among the sellers. At the same time, they also ordered people to sell the manors and grain shops in various places to prepare funds. All fines were handed over directly to the Ministry of Household Affairs, and the Bingzhou government was responsible for the [-] mu of fertile land.

Li Hao's simple words in the hall made the Taiyuan Wang family go crazy, and his vitality was seriously injured. All the officials in the court could only watch helplessly, but they were powerless. It felt very aggrieved.

At the same time, Wang Chenghuan, the Minister of Zhongshu, had already been interrogated by the three divisions. Because he was suspected of directly participating in the murder of foreign envoys, he was stripped of all official titles and sent to the wilderness of Mobei.

When Wang Chenghuan's verdict was handed down, Datang Daily immediately published the headlines. The once prominent Wang Chenghuan not only became a prisoner, but was also reviled by nearly a million people in Chang'an. After all, Wang Chenghuan is a member of the Wang family, and many people are still clamoring spontaneously. From then on, they will never go to Wang's shops to buy things. The things in their house-dirty!

Li Hao, Ye Mengqiu, and Situ Feng were sitting on the street eating breakfast. Li Hao held the Datang Daily in his hand and read it with great interest. At the same time, he heard the people around him scold Wang Chenghuan and the Taiyuan Wang family, which made him really happy.

"The people of Datang really have integrity, and the Wang family's business will not be easy in the future. At this time, it would be great if they came to me for a loan. The people of Datang boycotted their shops, and their business may collapse because of this. , once it collapses, if the loan is not paid within three months, I can close all the shops he mortgaged to me. After a year, hehehe... then all the mortgaged shops will be mine, and the Wang family will be locked up because of this. There is no redemption, the thousand-year-old family collapsed suddenly, what is Meidi, what is Meidi..." Li Hao was talking to himself happily, his eyes were almost smiling.

Situ Feng kindly reminded: "Master, your saliva is in the soy milk."

"Oh, that's right." Li Hao hurriedly put down the newspaper, raised his hand to wipe his chin, he suddenly remembered something, and said, "By the way, Ye Mengqiu, you go back now and ask Du Hong to send the letter immediately." Go to Liuqiu, bring over 200 million taels of silver, and by the way, bring my RV here too. Now that Datang has begun to develop technology, steam engines and electricity are about to become popular, and my RV... hehe... can finally go on the road openly .”

(End of this chapter)