The Fourth Lingshi Financial Crisis

Chapter 592 Creditor Composition
The wealth structure of the comprehension world is a complete pyramid.

Ordinary cultivators in the Qi refining period are willing to risk their lives for tens of thousands of Lingshi coins to accept the commission of Heyu Pavilion, 20 Lingshi coins, and even make a pretty grassroots female monk sell herself as a slave.

A cultivator who can directly use 20 yuan of net assets in Lingshi coins for investment, even if he does not have the strength of Fei Fan and Han Xinhe, should at least be an ordinary high-level cultivator at the level of Huan'an and Wei Da.

Although Yang Lu was able to chat and laugh happily with the elders of the Mountain Eagle Sect and the Sea Cliff Sect when he was drawing Qi into the physical realm, it didn't mean that these elders were some kind of cat or dog on the side of the road.

In a vassal sect like the Mountain Eagle Sect, there may be nearly a hundred monks in the late foundation establishment period, but there are only more than [-] people who can become elders with real power, and these more than [-] people are basically grassroots monks from aristocratic families with no background , even if you are lucky enough to reach the late stage of foundation establishment, you will not be the real elder of the cultivation sect.

In fact, facing the disciples of the Qi refining period in their own sect, the powerful elders in these cultivation sects can even decide their life and death with a few words. , can be regarded as an out-and-out big shot, otherwise he would not be able to organize so many brothers and sisters to engage in the business of reselling sect assets together.

What's more, high-level cultivators are not fools. Even if they can invest 20 net assets, very few people will stud all their positions on the bonds of the Luo Family Chamber of Commerce, so they can hold more than 20 spirit stones in the bonds of the Luo Family Chamber of Commerce The big dog of the coin, you don't need to think about it to know what kind of family composition it is.

Of course, it is impossible for these big dogs who are owed a huge sum of money by the Luo Family Chamber of Commerce to be the real high-level cultivation. It is estimated that early on, just like the Big Three of the Haiya family, they shipped ahead of schedule and left.

The remaining victims of large retail investors are either like Fei Fan, the law enforcement elder of the Mountain Eagle Faction, who belong to the local sect who has made money for decades. The comprehension family.

And even these big dogs didn't all show up to make trouble.

For example, Luoxiazong, an old friend of the Haiya faction, was owed 5000 million yuan in spirit stone coins by the Luo Family Chamber of Commerce, of which 3000 million Yuan was bonds, and 2000 million was owed by the Luo Family Chamber of Commerce.

These low-level monks sold their souls and bodies, in fact, for the foundation-building pill that is necessary for the advanced foundation-building period, and the price of this low-level modification coveted pill is only tens of thousands of spirit stone coins. If Li Qingning is willing, she You can even eat this thing as jelly beans!

After all, as the leek harvesters became more and more powerful, grassroots cultivators were indeed about to be bald.

Now that things have happened, if he doesn't say anything as the head of the Luoxia Sect, I'm afraid he, the head of the Luoxia Sect, will be done.

Except for corporate creditors like the elders of Luoxiazong, there are only more than [-] large retail investors who have been owed huge sums of money by the Luo Family Chamber of Commerce, and these people are the most difficult to deal with. More than one million Lingshi coins were owed.

The matter has come to this, Yun Tianhua knew that he could not escape no matter what, so he could only smile wryly, and then slightly activated the magic formula with both hands, in the blink of an eye, his figure flashed in front of the remaining 1000 local tyrant cultivators .

In today's Kyushu cultivation world, not only the grassroots cultivators are impoverished, but also the finances of the local sects are also difficult. Only by losing the golden hen of Yangjiang Port equity, can the funds be turned around again.

Compared with the plight of grassroots monks and sects, some cultivation families and big cultivation families are simply not too rich.

The biggest problem in the Kyushu cultivation world is not a financial problem at all, but a distribution problem.

As the top leaders of local sects, many powerful householders are no longer in the state of being barefoot and not afraid of wearing shoes. Although the Wuliang Sword Sect and the Lingshi Reserve Bank may be punished by the law, it does not mean that they will not kill chickens and monkeys. Because the first and second leaders of the vassal sect danced too happily, they were likely to be retaliated by the Wuliangjian sect afterwards. If they ruined their future career for hundreds of thousands of Lingshi coins, it would be more than worth the candle.

Now just one Luo Family Chamber of Commerce fell, and tens of thousands of bankrupt cultivators besieged the Lingshi Reserve Bank. If something bigger happens in the future, even the Wuliang Sword Sect may not be able to suppress it!
While Yang Lu was thinking wildly, the staff of Lingshi Reserve Bank who was in charge of making the advance payment at the counter suddenly sent a message spell to Yun Tianhua, and after Yun Tianhua took the message spell into his palm, he said in a solemn tone: " The available surplus in Lingshi Reserve Bank's account is almost exhausted..."

The originally quiet team exploded in an instant:

In all fairness, the head of Murong didn't even want to send the elders, after all, the Luo Family Chamber of Commerce didn't owe him money!
However, the Luoxia Sect is now in such a difficult position that it cannot pay its disciples monthly salaries, and at the beginning it was Murong himself who made the decision to do business with the Luo Family Chamber of Commerce.

In the final analysis, the closure of the Luo Family Chamber of Commerce is that the cultivators in power once again ransacked the grassroots cultivators for redistribution of wealth.

Whether it is the bankrupt Luo Family Chamber of Commerce, or the endless stream of comprehension families that have signed "reciprocal agreements" with the Haiya family, it shows that those comprehensionists who have a lot of resources are no longer satisfied with exploiting other people, even their own descendants. Also overdraw in advance.

Yang Lu is no stranger to Yun Tianhua's almost teleporting movement. During the Zhongzhou Sword Discussion Conference, Li Feiyu once demonstrated a similar movement. He is also a descendant of the Six Paths Sword. Yuntianhua's swordsmanship is not far behind Li Feiyu Let more.

Not to mention Yang Lu and Li Qingning, the two big capitalists in Haiya City who are worth tens of millions, and Su Yuanfeng, the chairman of the Haiya Chamber of Commerce, who uses Haiya Bank as a cash machine. Han Fulai, the deputy city lord of Ya, and Chen Ping, the chairman of the Chen Family Chamber of Commerce, who are not in the forefront of Haiya City, can spend hundreds of thousands of Lingshi coins from their private houses. Even Yang Lu heard that Han Fulai, the soulless Gen's mortal supervisors have taken care of several young female disciples of the Haiya faction.

However, the nature of the money owed by the Luoxia Sect and the money owed by the head of the Luoxia Sect must be completely different.

It's just that as the gap between the rich and the poor in the cultivation world becomes more and more severe, the entire cultivation world is like a rusty machine, running more and more stagnantly, mortals and grassroots cultivators are allocated fewer and fewer resources, and are forced to Instead, Han Xinhe, a low-grade spiritual root cultivator who could not have cultivated to the golden core stage, was forcibly piled up to the foundation-building Dzogchen realm by massive resources, wasting a lot of high-grade spiritual roots that could have been cultivated. Resources for Golden Core monks.

Seeing that these guys whose average cultivation level was not high were often cheated out of millions of Lingshi coins, Yang Lu also had a deeper understanding of the problems President Li Qingyang mentioned back then.

Although the number of these people was not too many, the total number still surprised Yang Lu a little.

What is lacking in the cultivation world of Kyushu today is not Lingshi coins at all, but a means to smooth the gap between rich and poor!
It's no wonder that President Li Qingyang never allowed the Infinite Sword Sect to issue super-issued Lingshi coins. These super-issued Lingshi coins are of no use to the practitioners who are struggling at the bottom of the cultivation world, and will only make these hidden rich people more and more powerful. rich.

Hearing these words, Yang Lu knew that the main event was coming.

As a regional sect in Zhongzhou, although the Luoxia Sect is not a direct vassal sect of the Wuliang Sword Sect, it certainly does not dare to come to the Wuliang Mountains to make trouble with great fanfare. Such behavior is no different from rebellion, so the head of Murong just sent An elder from his own sect came to "ask for an explanation".

If he hadn't witnessed so many local tyrants taking the large amount of bonds issued by the Luo family to the Lingshi Reserve Bank to collect debts, Yang Lu would have never thought that there are so many rich people hiding in the cultivation world of Zhongzhou.

And before departure, the head of Murong repeatedly told the elder not to take the initiative to provoke troubles, try to hide behind the big troops and beat the side drums, let those angry retail investors charge forward, if the Lingshi Reserve Bank compromises, then They just took the opportunity to get a share of the pie. If the wind direction is not right, they should be ready to admit defeat immediately, and don't drag themselves into the water because of the sect's affairs.

Although the valuation of the Yangjiang Port project at that time was less than one-third of today's value, Luoxiazong was still a blood loss.

He nodded and said: "President Yun, we should give the rest of the people IOUs as planned!"

One can imagine the enthusiasm of this kind of guy to collect debts.

Therefore, the legal representative who came to make trouble on behalf of the Luoxia Sect was not so much sent to collect debts, but rather it was the confession made by the head of Murong to his disciples, saying that he had done his best.

Yang Lu originally thought that most of the rich people were hidden in Haiya City because of the prosperous business in Haiya City, but after seeing the Lingshi Reserve Bank and other large retail investors who sold their money, Yang Lu realized that he had underestimated the gap between the rich and the poor and the private wealth in the cultivation world too much. .

As a currency directly linked to the equity of Lingshi veins, Lingshi coins can be regarded as the strongest asset in the cultivation world of Kyushu. Therefore, the purchasing power of Lingshi coins has not depreciated significantly in the past few hundred years.The former Haiya city newsboy Murong worked for one month, and he could get one yuan of spirit stone coins. Ordinary Haiya faction disciples of the Qi refining period worked for one year, and they could only earn a few hundred yuan of spirit stone coins.

Of course, this can't be said to be a bad thing, after all, compared to today's practice resources are king, the original spiritual root is just another form of reincarnation technology.

Today, the economic vitality and resource output of the comprehension world have clearly declined. Although the number of Jindan period cultivators is almost twice that of 500 years ago, this is only a short-term prosperity caused by overdraft credit. In recent years, comprehension The number of foundation-building period practitioners in the world has declined significantly.

Even if an ordinary grassroots cultivator cultivates to the foundation building stage, and then saves money without eating or drinking until the end of his life, he may not be able to save 100 million Lingshi coins, and the vast majority of grassroots cultivators will not be able to make up even if they have advanced to Qi Refining Dzogchen early. Qi broke through the cultivation resources of the foundation building period, and was even forced to enter the battlefield outside the territory many times to fight for his future.

Seeing Yun Tianhua suddenly appear, the creditors instantly split into two groups.Among them, the retail creditors stared at Yun Tianhua with vigilant eyes on the spot, while the institutional representatives headed by the elders of Luoxia Sect shrank back in unison.

After successfully attracting everyone's attention, Yun Tianhua bit the bullet and cupped his hands and said, "Everyone, the Lingshi Reserve Bank has no more Lingshi coins in their accounts. Cultivators who owe more than 20 Lingshi coins , we can only register your situation first, and then find a way to pay in installments in the future."

Even within the major local sects, there are a large number of personal attachments similar to grassroots junior sisters offering to the second-generation senior brother Xian in exchange for money. Zhang Zhicheng, the North Mozhou Artifact Refiner that Yang Lu recruited on the battlefield outside the territory, is undoubtedly the case. The biggest victim of the sharp polarization between the rich and the poor, if not for the support of Consultant Yang, he may never have made it to the top.

Even if the money doesn't come back in the end, the head of Murong can still share it with both hands, saying that I have already sent people to the Wuliang Mountains to protest, what else do you want from me?
Master Murong didn't want to offend the Wuliang Sword Sect, and the elder Luoxia Sect who was sent here was even less willing to make trouble. After all, he had nothing to do with this matter at all. Offending the Wuliang Sword Sect, or arousing the public anger of the Luoxia Sect, there is a high probability that he will be borrowed by the head of Murong to use him.

However, after the Xiuzhen family monopolizes more and more cultivation resources, human greed has intensified the crisis again. The Xiuzhen sect has become a cash machine for interest groups, and the Xiuzhen family, which has financial resources, has begun to use various methods to overdraw the future. Cash flow from future generations to improve one's cultivation.

Such behavior is clearly unsustainable.

In fact, from the very beginning, the representative of the Luoxia Sect just shrank behind everyone, chanting some slogans that didn't hurt or itch. Honestly shrunk to the last side of the queue and became the last batch of objects to be paid.

One stone caused a thousand waves!

As all the small retail investors with an arrears of less than 20 Lingshi coins have completed their payments, most of the troublemakers are satisfied and went back to their homes. There are only a few thousand people left at the scene of payment, and among the more than 1000 people, there are more than [-] people. Half of them are so-called corporate creditors.

Therefore, the retail investors who came to make troubles single-handedly were at most the elders of the vassal sect of the Wuliang Sword Sect.

"I don't want IOUs, I want Lingshi coins in cash!"

"It's not fair! Why don't we get the real money when everyone else gets the money?"

Although the cultivators queuing up at the scene were very angry, compared to the original tens of thousands of people besieging the Lingshi Reserve Bank, the momentum of more than 1000 people is obviously not enough, especially the more than 1000 low-level monks Surrounded by more than a dozen Jindanqi masters from the Lingshi Reserve Bank.

More importantly, about [-]% of the legal person creditors among these people remained silent, obviously wanting to be traitors and scabs.

(End of this chapter)