The Fourth Lingshi Financial Crisis

Everyone knows that Master Xia and Master Lin have a good relationship. Even Xia Qingyang's ability to overthrow the faction's accession faction and become the master cannot be separated from Lin Jianxing's support.

However, Xia Qingyang's appeasement had no effect.

If Lin Jianxing could help Qing Yunzong solve the financial problem, he should have acted decades ago. There is no need for Master Xia to wait until the school's finances have been dragged to the point of exhaustion before asking for help from the big backer behind him.After all, everyone knows that the sect's financial problems are like a snowball, the more it is delayed, the greater the trouble.

Therefore, everyone can almost conclude that Head Xia must have communicated with Liu Hanxing and Lin Jianxing in private, but it seems that this communication has not achieved substantial results.

This did not exceed expectations.

Due to the hundreds of years of overdraft and squandering by the senior sects of the past, Qing Yunzong has completely lost its ability to produce blood, leaving only an empty shell. Even if interest expenses are not included, the annual regular expenditure is close to ten times the fiscal revenue. Above, the debt has already accumulated into a Ponzi scheme.

Even if the Wuliang Sword Sect can help Qingyunzong overcome this year's difficulties, Qingyunzong will still come to the Wuliangjian Sect for help next year. If they don't inject billions of assets in one go, it will be impossible to substantially reverse Qingyunzong's financial situation. decline.

This is terrible.

Not to mention that the finances of the Wuliang Sword Sect are not controlled by Lin Jianxing, but are firmly controlled by Mo Yunlan. Even if Mo Yunlan is willing to give this money, and the Wuliang Sword Sect is able to do so, Zhongzhou Is there only one sect of cultivation that needs financial assistance, Qingyunzong?
of course not!

As the saying goes, do not suffer from widowhood but suffer from inequity.

If Lin Jianxing had subsidized Qing Yunzong, but not subsidized other sects, the heads of other sects would have personally led a team to the Wuliang Mountains to protest.

And even if Qing Yunzong got the super aid gift package from Wuliangjian Sect, with the attitude of these cultivators who "don't care about the flood after I die", they definitely don't want to carefully plan the long-term development of the sect, but to do their best for the sect. Misappropriating cultivation resources by yourself, first improve your lifespan and realm.

After all, the world school is not like the world school.

As early as thousands of years ago, the four major families of the WTO business trusts such as the Haiya family began to carry out family inheritance in the form of capital. Even if Su Yuanfeng and Han Xinhe Shouyuan were exhausted, the huge amount of capital they controlled would be passed on. For Su Cheng and Han Fulai to continue their family inheritance.

This is most evident in Han Fulai.

The Han family in Haiya City is prosperous and has many descendants. It is not that there are no other cultivators. However, Han Xinhe, whose lifespan is about to run out, did not designate the cultivators in the family as heirs, but chose the mortal with the strongest management ability Han Fulai, as the next acting Patriarch.Only Han Fulai, who has the strongest management ability, can grasp the strategic direction of the Han family, and other cultivators, no matter how strong their personal combat effectiveness is, are useless if they don't know how to manage.

What's more, Han Fulai made outstanding achievements in the outlying island war, and with the full support of the Qingning Chamber of Commerce, he has long had a high prestige in the Haiya faction. Qian is the head of the Han family.

Now everyone in the Haiya Department hopes that Han Fulai will take on the heavy responsibility bravely, and there is a feeling that "Han Fulai can't come out, what's the matter with the world".

It is precisely because capital has replaced the realm of cultivation and has become the most important inheritance of the major families of the Haiya family. In terms of finance and strategic planning, the Haiya family has a far longer-term view than ordinary sects. Fishing out of the lake, and even deliberately releasing water to raise fish, by intentionally transferring part of the benefits, to ensure the economic vitality of ordinary people at the bottom, while the Haiya system only firmly grasps the four pillar industries of overseas trade, tariffs, money laundering, and finance. Energy continues to drain from Sea Cliff City's thriving economy.

If Qing Yunzong and other traditional sects regard mortals as slaves, then the Haiya faction regards mortals as their own assets, and will carefully calculate the long-term return rate of this asset. This is why Su Yuanfeng was in Haiya City back then. When entertaining Qu Jing, the elder of the Hanguangjian Sect, he once proudly introduced that the lights of thousands of families in Haiya City are the eternal foundation of the Haiya family!
In any case, the fact that Master Xia is still holding this kind of pot-throwing conference at this moment, instead of going to the Wuliang Sword Sect to ask for help, already speaks volumes about Qing Yunzong's current situation, so the eyes of the elders still haven't moved away from Huang Huaicai. .

Noticing the burning eyes of everyone, Huang Huai smiled wryly and said: "Elders, Head Xia, don't you know how much assets we have sold over the years? Every year in the financial meeting, we are trying to sell assets. Last year We even subcontracted the entry tax and settlement tax of Qingyun City to the Haiya Chamber of Commerce. If it weren't for the fact that all the profitable properties of the sect had been sold out, how could Qingyunzong's annual financial income be only 300 million yuan? Lingshi coins?"

As soon as these words came out, Xia Qingyang also fell silent.

In the end, Elder Ma said: "Didn't Haiya Bank and Haiya Chamber of Commerce support us all these years? Although we sided with Sect Leader Lin most of the time, we never put pressure on Haiya faction." , and even had conflicts with the Haiya faction's deadly rival, the Shanying faction, as the saying goes, the enemy of the enemy is also a friend, can you think of a way to find a loan from Haiya Bank?"

Elder Huang did not answer, but took out a loan contract from the storage bag, threw it backhand to the other party, and said, "Elder Ma, Haiya Bank is a profit-making institution, not a charitable charity! We have already owed money to various banks. There are hundreds of millions of Lingshi coins, and now they can't even pay the interest on the arrears of Haiya Bank, let alone provide decent collateral, so why should they go to Haiya Bank for a loan? Let alone continue to borrow, they are now Thank God for not coming to us to sign the reciprocal agreement that humiliates the country!"

Elder Ma couldn't help but muttered in a low voice: "This Haiya faction is too shameless. Thinking back to when the reform of Zhongzhou's social security system was piloted, we even went against Sect Leader Lin's wishes and remained neutral. They didn't know how to reciprocate... ..."

However, no one responded to Elder Ma's words.

The reason is very simple. The Haiya faction sent envoys to discuss this matter with Qingyunzong. If Qingyunzong chose to step out to put pressure on the Haiya faction, Haiya Bank would immediately announce that Qingyun City had breached the contract. , Deducting a huge amount of merit from Qing Yunzong, Qing Yunzong also maintained neutrality in order to avoid losing both sides.

Not only the Qingyun Sect, but also the other sects who were born in the world, more or less owed money to the Haiya Bank, which made Liu Hanxing and Zhu Ziming seem to be caught in a net of heaven and earth, and there was no one who could lend a helping hand to them. Comprehension forces.

Seeing that no one agreed with his statement, Elder Ma could only cough twice to ease his embarrassment, and then continued: "Since the loan is not good, let's sell some franchise certificates!"

Franchising is also a unique institutional invention of Qing Yunzong.

In the early days of the Great Exploration Era of Comprehension about 2000 years ago, the technology of civilian immortal formations had made great progress. All major cultivation sects realized the huge business opportunities behind this industry and began to support the local civilian immortal formation industry one after another.

It is against this background that franchise licensing was born.

Qingyunzong has a rule that any chamber of commerce engaged in the civilian fairy array industry in the Qingyuncheng area can apply to the sect for a franchise license and does not need to pay taxes to Qingyunzong.

Although other sects of comprehension did not issue similar certificates, they all provided various forms of subsidies to the local civilian fairy array industry. In order to occupy the high ground of the civilian fairy array industry, the major overlord sects also acquiesced in subsidizing their own vassal sects. This has led to a serious surplus in the civilian immortal array industry in Kyushu's cultivation world.

Not only that, due to the protectionist policies in various places, there are also many backward production capacities that cannot be eliminated in the civil industry.

To give a typical example:
The main demand for civilian immortal formations in Kyushu's cultivation world comes from ocean trade. Therefore, Qingyun City's chamber of commerce that specializes in producing civilian immortal formations needs to transport the decks of ocean-going merchant ships to Qingyun City, which is located inland, to use various cultivation materials. After engraving the formation, it was transported thousands of miles back to the seaside for assembly, resulting in a huge waste of resources.

According to normal industrial development, this kind of inland civilian fairy array manufacturers should have been eliminated long ago, but it is because of Qingyun City's extremely favorable tax and subsidy policies that these manufacturers have not been able to be cleared.

This business model is obviously very inefficient.

But fortunately, the Wuliang Sword Sect at that time was still ruled by monks from the World-Entered Sect.

Li Rui, the second president of the Lingshi Reserve Bank and a well-known cultivation economist of the Wuliangjian Sect, was keenly aware of the huge efficiency problems of this kind of supply-side subsidies, so he issued a strict order to prohibit the major vassal sects from issuing regional subsidies privately Instead, the Wuliangjian faction will uniformly subsidize the demand side of the civilian fairy array.

That is to say, when the ocean-going trade fleet purchases Zhongzhou civilian fairy formations, the Immeasurable Sword Sect will directly provide subsidies, but when the civilian fairy formation manufacturers produce fairy formations, they cannot receive any subsidies. The effect of this demand-side subsidy is obviously greater than The supply-side subsidy is stronger, and it avoids the problems of subsidy fraud and the inability to eliminate backward production capacity.

Reasonable subsidy policies have greatly increased the efficiency of Zhongzhou's civilian fairy array industry. Since then, the civilian fairy array industry cluster in Kyushu's cultivation world has gradually moved to the Haiya City area with superior geographical location and convenient logistics and transportation. It is said that nearly half of the The civilian fairy formations carried by ocean-going merchant ships were all engraved in Haiya City.

Although the battle for the industrial highlands of the Kyushu Civilian Immortal Array has come to an end, the franchise license left in the era of the big subsidy has not yet withdrawn from the stage of history.

After Qingyunzong launched the franchise license, a large number of comprehension chambers of commerce came to the inland Qingyun City to set up civilian fairy array workshops. However, the business of these comprehension chambers of commerce began to deteriorate soon. The civilian fairy array industry is actually illegally avoiding taxes under the guise of the civilian fairy array industry. This is equivalent to using the franchise license as a tax-free license!
Because there are a large number of chambers of commerce colluding with Qingyunzong's inner ghosts, this kind of illegal tax avoidance business was not discovered by Qingyunzong's high-level executives until Wuliangjianpai issued a subsidy ban.

However, Qing Yunzong did not immediately ban this behavior.

The witty Qing Yunzong executives keenly discovered that this kind of tax-free license seems to be directly used to sell money, thereby extorting a lot of cash, and various cultivation chambers of commerce are also rushing for this kind of tax-free license. To collect money, why are you still working so hard to send disciples to check the accounts and collect taxes?
Ever since, selling franchise licenses has become Qing Yunzong's special financing method. Every time Qing Yunzong's school is short of money, it only needs to sell a few tax-free licenses to get a large amount of cash flow. The huge benefits of the license also made Qing Yunzong one of the richest sects in Zhongzhou.

It's just that the business of killing the chicken and taking the eggs always has an end.

Hearing Elder Ma mentioning the franchising license again, Huang Huai said in a mocking tone: "The current franchising license is worthless for a long time! Is there any Cultivation Chamber of Commerce that does business in our Qingyun City without a franchising license?" License? If you want to issue more franchise licenses, then you can only issue them to those mortals!"

Elder Ma frowned and said, "Then issue franchise licenses to mortals! Why not?"

Huang Huai laughed loudly and said, "Elder Ma is such a big brain! Issuing franchise licenses to mortals? Ordinary people have already tried their best to survive. Do they have the money to buy these things? Now Qingyunzong has 300 million yuan a year. The financial income of Lingshi coins has already been cut from mortals, do you still want to knock out their bone marrow?"

Seeing the two arguing endlessly, the head of Xia Qingyang rubbed his temples and said, "Under the nest, how can there be eggs? You elders have caught a lot from Qing Yunzong, so you should spit it out!"

Hearing that he was going to cut his own flesh, all the elders were silent.

Not to mention that they don't want to cut their flesh at all, even if they really want to save money and avoid disaster, they can't afford much, because a lot of the money they have earned over the years has already been consumed as cultivation resources.

However, under the persecution of Head Xia, some people still couldn't bear it.

Master Xia's confidant, Elder Ma, was the first to jump out and said, "I am willing to donate 3 yuan of spirit stone coins to the sect!"

After someone takes the lead, it is not appropriate for other elders not to speak:

"I am willing to donate 5000 yuan of Lingshi coins!"

"I am willing to donate 8000 yuan of Lingshi coins!"

"I donate 2 yuan of spirit stone coins!"

After all the elders reported their reserve prices one after another, Head Xia also knew that this was the limit of his face, so he turned his head to look at Huang Huai and said, "As the head of Qingyun Sect, I can get Give out 10 Lingshi coins to enrich the sect's finances, and now the more than 80 Lingshi coins are enough for you to pass this year!"

Huang Huai cupped his hands, and said in a deep voice, "Even if it can be written this year, what about next year?"

As soon as these words came out, the faces of all the elders changed.

Asking them to spend tens of thousands of Lingshi coins to save money and avoid disasters is already the limit. If they spend tens of thousands of Lingshi coins every year to enrich the sect's finances, they will not be the elders of Qingyunzong.

After a long silence, Xia Qingyang said: "Let's just let this time go by! I'll go to the Wuliang Sword Sect tomorrow to find Lin Jianxing. Lin Jianxing must give us an explanation for such a big event in the vassal sect!"

Huang Huai did not easily let go of this rare opportunity to force the palace in public, and continued to force him to ask: "What if Lin Jianxing doesn't help us? It's so difficult that we just sit and wait for death?"

Xia Qingyang glanced at the elders who had their own ghosts, and said coldly: "If he doesn't help, then let's die together!"