The Fourth Lingshi Financial Crisis

Chapter 727 Merit Bank
A basic income plan for mortals?

Hearing this unfamiliar word, not only Ming Zhu was completely puzzled, but even Mo Yunlan was a little at a loss.

Yang Lu explained patiently: "I suggest that the Lingshi Reserve Bank open accounts for all mortals in their respective local commercial banks, and the Lingshi Reserve Bank will automatically issue unconditional basic income to all mortals every year, and receive basic income. Income does not require any qualifications, as long as it is a mortal under the rule of the seven major sects, each person can receive a fixed amount of basic income every year, so as to realize the redistribution of wealth in the cultivation world."

Mo Yunlan snorted softly, and said noncommittally, "The idea is good, but where does the money come from?"

Yang Lu said with confidence: "I plan to set up a special merit account, and the merit account will pay this unconditional basic income to all mortals, and all cultivators who donate money to the merit account can get the corresponding heavenly merit as a reward according to the donation amount. Reward. I know that the current rules of Heaven do not support this kind of behavior, but if we have the means to control Heaven, we only need to modify one of the rules of Heaven, which is to directly link the funds deposited into the merit account with the merits obtained, and we can easily Legalize the behavior of cultivators buying merit with spirit stone coins!"

Spend money to buy merit!
Hearing this bold idea originating from the earth, Mo Yunlan was also stunned, because there were not no similar cases in the Kyushu cultivation world before, such as maintaining the environmental sanitation of Haiya City, because there are merits that can be earned, Not only does the Haiya faction not need to spend money to take care of it, but it can even outsource this utility to a private chamber of commerce run by a cultivator, earning extra money.

But directly spending money to buy merits from the Lingshi Reserve Bank is indeed an unprecedented idea. If everyone can really control the way of heaven and sell merits at a clearly marked price, it may not be impossible to achieve a win-win situation for mortals and cultivators!

However, after all, Mo Yunlan is a big brother in the cultivation world who has held the financial power of the Wuliang Sword Sect for hundreds of years. He quickly thought of several practical problems, so he immediately asked: "Ordinary people are already exhausted. The work of mortals is a long-standing problem in the cultivation world. You are still giving these guys the opportunity to get something for nothing. Doing so will only make mortals lose their motivation to work even more, thus causing the entire economy to fall into recession. By then, mortals will have money to spend. But do you expect the cultivators to go down to the mines to dig out spirit stone mines and dark iron mines?"

The questions Mo Yunlan raised were all questions that the earth has already discussed and rotted. Yang Lu replied without any hesitation: "Human needs are endless. It can even be said that the greatest driving force for human progress comes from The need to compare with each other. The basic income of mortals only guarantees that mortals have the most basic consumption ability, and allows Lingshi coins to be redistributed between cultivators and mortals. Rich? Nope! They're definitely going to be compared!"

What Yang Lu said was not his own imagination.

In many Nordic developed countries on Earth, social welfare is so good that even if they spend their entire lives lying around eating and waiting to die, they can live a well-off life, but this kind of country still has not developed into a state where all the people are lazy, and the basic income of mortals in the cultivation world is even higher. There is no need to make mortals well-off, and it is enough to ensure that everyone has food and clothing, which is enough to redistribute wealth.

However, Mo Yunlan has no relevant experience, so he is still a little suspicious: "I doubt this statement very much. Are you sure that after receiving the basic income, mortals will not directly choose to be bad?"

Yang Lu had no choice but to continue to present the facts and reason: "There is a mortal in charge of our Qingning Chamber of Commerce named He Mingyuan, who has already made money that ordinary mortals can't make in hundreds of lifetimes, but he is no better than a cultivator when he scoops up money. Even softer, and I don't see that he has the slightest intention of eating and waiting to die. Although he has no chance to achieve the Dao in this life, his daughter is a cultivator. Doesn't he want to accumulate wealth for his daughter? Even if his daughter is not a cultivator Or, who can guarantee that his descendants will not be able to detect the spiritual root aptitude?"

"Maybe this is just an example..."

"I don't think that's the case. Now mortals generally like to eat and wait to die. The main reason is that they have no motivation to fight. No matter how hard they fight, the wealth will eventually be unilaterally concentrated on the practitioners. But if the two-way flow of wealth, Ordinary people also have the hope of making a fortune. In fact, the example of the Haiya faction is very obvious. Han Fulai, the deputy city lord of Haiya City, is a mortal, but because he is rich and powerful enough, even many Haiya faction cultivators listen to him Give orders, the cultivation world of Kyushu has the soft constraints of heaven, capital is fully capable of fighting against the realm of cultivation!"

Across the planet, universal basic income is already a cliché.

The problems mentioned by Mo Yunlan actually have mature solutions long ago. However, the biggest problem on earth is that there is no way of heaven, so it is impossible for the rich to take the initiative to send money to the poor.

Even relying on national finances is impossible, because taxing the rich is a worldwide problem.

No matter which country, it is difficult to tax the rich in their own country, because the rich are basically citizens of the world. If you tax the rich high, the rich will directly bring their capital to low-tax countries. Even many countries known as "tax havens" even offer lower tax rates to the rich to attract overseas rich people to settle down.

If we can’t really get the wool from the rich, then the fiscal-led universal basic income will end up hurting each other between the middle class and the bottom people. It’s better not to implement this kind of basic income plan.

However, the world of cultivation in Kyushu is different.

Kyushu's cultivation world has the existence of the Dao of Heaven, and all rich people (cultivators) have appeals to the merits of the Dao of Heaven. If the Lingshi coins can be exchanged for the merits of the Dao of Heaven, then all distribution problems will be easily solved.

Seeing Yang Lu's methodical answer, Mo Yunlan knew that the other party had come prepared.

He tapped on the table lightly, and said: "Your idea of ​​linking spirit stone coins with merit is indeed a genius, so that spirit stone coins can even get rid of the shackles of spirit stone vein equity, and there will even be no upper limit on issuance , but this has caused another problem, how to convert the price of merit and Lingshi coins, if the price of merit is high, no one will deposit money in the account at all, but if the price of merit is low, then merit will If the merits are flooded, the consequences will be countless times more serious than the flood of Lingshi coins, you don't want to solve a problem, but introduce a new problem that is ten times more serious!"

Mo Yunlan is worthy of being the system designer at the top of the comprehension world. He discovered a core problem of the mortal basic income plan almost immediately, and this problem even made Yang Lu want to give up this problem for a while. idea:
The plan of exchanging spiritual stone coins for merit seems perfect, but the function of merit is not only to help cultivators improve their cultivation level, its more important function is to maintain the stability of the social order of cultivation, and the overflow of merit will directly It will impact the existing social order in Kyushu and completely disrupt the game balance between cultivators and mortals.

(End of this chapter)