My plug-in is a fairy grass

Chapter 398 Marriage Proposal
After the fourth elder finished speaking, the hall was silent, and it took a while for small discussions to sound.

Yang Zhen looked over one by one and noticed that the patriarch and the elders No. [-], [-], [-], and [-] had no expression on their faces. It was obvious that they had already known about this matter, and even had an idea in their hearts.

The other elders, especially those ranked after ten, were either surprised, or worried, or whispered to their neighbors, it was obvious that this was the first time they heard about it.

This made him very surprised. Could it be that there are elders who don't know about such a huge debt?
Finally, he looked at Qin Wan. The woman was sitting upright, with a look of astonishment on her face, but she didn't talk to anyone around her, and she looked quite lonely.

People look down on people, he sighed secretly.

Seeing that no one said anything for a long time, he didn't care about the rules, so he asked immediately:
"Fourth elder, when was this agreement signed? Who is the representative in the family? Did the elders know about this matter?"

He spoke three times in a row, although his tone was gentle, Zhao Yunya's listening was very harsh.

He simply turned a deaf ear, too lazy to talk to this arrogant junior.

Yang Zhen sneered, and turned to the head: "Patriarch, the fourth elder's ears are not good, should we find a doctor to show him?"

The fourth elder was furious: "Huangkou kid——"

"Fourth!" The patriarch stopped him: "How old is he, yet he can't hold his breath. Sitting here, Yang Zhen represents the Great Elder. If I ask you anything, you should say what you should say, don't be rude! "

Zhao Yunya snorted, dissatisfied, and shouted to the person next to him: "Lao Liu, tell me! I don't think this kid is pleasing to the eye!"

The Sixth Elder smiled and stood up.He is in charge of the family's business dealings, and he is relatively smooth. He has met Yang Zhen a few times before, and he always greeted her with a smile. There is no grudge between the two parties.

He cleared his throat and answered honestly: "The agreement was signed in April of the Gengwu year (three years ago), with myself and the fourth elder as family representatives in Yunzhou City and the Dai family."

Qin Wan over there suddenly heard that it was three years ago, and thinking of the persecution by the Dai family at that time, she already had eight or nine guesses in her heart.

She couldn't help but raise her willow eyebrows, and anger flashed across her face.

Yang Zhen was watching everyone's expressions, and she couldn't help being taken aback when she saw this, her eyes thoughtful.

"Have you reported this matter to the Council of Elders?" He asked.

"No." The Sixth Elder shook his head.

"Such a large loan, why didn't you report it to the Council of Elders?"

The Sixth Elder gave a dry laugh. He has a good temper, and he didn't care about the dissatisfaction in Yang Zhen's tone. He bowed his head and said:
"We reported to the patriarch."

Zhao Yunya over there couldn't help but sneered: "Boy, what should be discussed in the elders' meeting, and the elders should propose it. Since no one has proposed this matter, why go to the elders' meeting? I really don't understand anything, so I dare to sit here Don't be ashamed to say it!"

Yang Zhen frowned, but this time it was not because of the fourth elder's rude words, but because there was something wrong with the management system of the Zhao family!

He turned his head and said, "Patriarch, there should be a rule in the future. Spiritual stones above a certain amount, transactions of contribution points, loans, etc. must be reported to the elders. Even if it is too late before the event, it must be made up afterwards."

"If the amount is huge, it must be approved by the elders!"

The patriarch hummed, noncommittal: "Let's talk about this later!"

Yang Zhen continued to ask: "When does the Dai family want to start repaying this contribution point?"

Sixth Elder: "At that time, the agreement stipulated that the Dai family had to submit a request for repayment one month in advance. This matter was proposed by the shopkeeper of the Dai family this morning. Therefore, starting from next month today, that is, October [-]th, the Dai family needs to repay the repayment request." loan."

Yang Zhen: "Should I repay in installments, or in one lump sum?"

Elder Six: "Pay it off at once."

Yang Zhen: "What if it can't be done?"

The Sixth Elder: "The remaining balance needs to be recalculated with the principal and interest. The interest will be increased to [-]%, which shall not exceed one year."

Yang Zhen: "If you still can't pay it off after one year, what should you do?"

Sixth Elder: "This...the two sides will discuss it later."

Hmph, the debt owed to the largest family in the state, if it is not paid by then, it will be at the mercy of others.

Yang Zhen sneered in her heart, thought for a moment, and then asked:

"If Lingshi is used to repay the debt, what percentage should be used to convert the contribution points?"

Elder Six: "One to six."

Yang Zhen took a deep breath. Converted into spirit stones, it would be more than 200 million!

Zongmen contribution points, on Zongmen's side, the conversion ratio is naturally one to one.In other words, if you have ten contribution points, you can directly exchange them for ten low-grade spirit stones in the sect.

However, this kind of exchange is one-way. If you have ten spirit stones, it is absolutely impossible to exchange them from the sect for ten contribution points.

In fact, the sect stipulates that contribution points can only be obtained through meritorious contributions, and cannot be exchanged for spirit stones.

Even so, after thousands of years, everyone still has a relatively consistent judgment on the value of Zongmen's contribution points, that is, the ratio to Lingshi should be between [-]:[-] and [-]:[-].

However, this exchange, like a managed exchange rate, may have a way to change less.If the amount is large, then the black market price has to be paid.

At that time, it was not impossible for one to five, one to six, or even higher.

Therefore, the conversion ratio of the Dai family can't be said to be too dark, but it definitely has nothing to do with generosity.

It's just that the current Zhao family is no longer the time when Zhao Beiqing threw 200 million yuan in Qingzhou to bid for Yuanling water tires.After such a great change, the treasury is empty, and if such a huge sum of money is spent, the whole family may not be able to maintain it.

"Does the Zongmen not have such a system?" Yang Zhen thought of the experience in her previous life, and then asked: "The old ancestor needs a huge amount of contribution points to attack the Golden Elixir. Can't the Zongmen provide loans?"

"This," the Sixth Elder spread his hands, quite helplessly: "The sect does exist, but the procedures are cumbersome and there are too many checkpoints. I don't know how many layers of skin will be peeled off!"

"That should be more cost-effective than borrowing, right? Didn't you do it?"

Finally, the Sixth Elder showed a sullen look on his face, and said in a muffled voice, "I tried, but I gave up."

"At that time, Patriarch Zhexi was still in Baoyuan Hall, and he was appreciated by Daoist Shuihong. Have you mentioned this matter to Patriarch and asked him to help?"

The Sixth Elder's face returned to normal, and he replied: "I mentioned it. Patriarch Zhexi said that Patriarch Shuihong is lonely and likes to collect talismans and magic weapons. He doesn't have too many contribution points at hand, so we still need to find a way."

"If it wasn't for the old man who came back from Langshan that time and brought more than 8 contribution points, we wouldn't be able to continue the rent that year."

Most of that is still mine!Yang Zhen cursed in her heart.

Then he asked a few more questions, but it was about where the family's contribution points came from and how they were spent over the years.

The six elders all answered ten to five.

Only then did Yang Zhen understand that the promotions of many of the elders present here, especially those who went to the Black Wind Valley to break through the barriers, borrowed a lot of contribution points from the clan.

The one who earns contribution points is Master Yun Jun who served in the Zongmen Zhen Guodian in the early years, and Zhao Beiqing later.

As for the foundation-building monks, there are only a few of them in the sect, and it is remarkable to be self-sufficient.

More monks of the Zhao family, as long as they feel that there is no hope of advancing to the Zifu, they would rather stay in their hometown and enjoy their lives.

This is really, raising a group of second-generation immortals who don't want to make progress and are greedy for comfort!Yang Zhen shook her head secretly.

What he didn't know was that if it wasn't for Yun Jun's impact on Jindan these years, a lot of contribution points would be urgently needed.With Zhao Lian's aptitude and background, after completing the third level of Qi training, there is a high possibility that he will be sent to the Black Wind Valley by his family to advance to the middle stage of Qi training.

If that was the case, this person might not have so much resentment towards Yang Zhen, and the subsequent incidents would not have happened.

Everything has a cause and effect, interlocking.

Besides, in the meeting place, Yang Zhen asked so many questions, finally Zhao Yunya got excited again:

"Why ask so many questions! Is there anything you can do, kid? If you can't, don't talk!"

"The Fourth Elder said so, he must have a solution in his mind?" Yang Zhen sneered, knowing that the meat show was coming.

"There is no way to talk about it," the fourth elder looked around the audience: "I have a suggestion from someone here——"

"As long as we agree, not only do we only need to repay half of the hundreds of thousands of contribution points, but the time limit can also be extended. More importantly, they are also willing to provide a Purple Cloud Pill to help my Zhao family and create another Zifu." !"

As soon as this remark came out, several elders who didn't know were immediately excited, and urged:
"What advice?"

"Fourth elder, tell everyone!"

"Zifu! My Zhao family can't live without Zifu!"

"Fourth Uncle, tell your nephew quickly!"

Zhao Yunya looked all around, triumphantly, and spit out two words:

"Marriage!"

　Thanks to the old friend Haotian Riyue for the reward and monthly ticket support!Thanks radish!

　　
　
(End of this chapter)