Rebirth starts from e-commerce

Chapter 258

In a conference room of the Yangcheng government.

Sitting on the left are Luo Xiu, Guan Shiyu and several government officials, and on the right are representatives of major banks, each of whom has a high status.

It has to be said that the future father-in-law's political and business relationship is indeed very strong, otherwise Luo Xiu's personal influence will definitely be difficult to recruit these senior officials.

If Fantuan had used foreign capital for its initial financing, it might have more advantages in terms of internal talent building and resource integration, but it would be difficult to get such good help in political and business relations.

After the meeting host gave an introduction, Luo Xiu was the first to speak:

"First of all, I would like to thank the government leaders for their strong support, and thank all bank representatives for taking the time to participate in this seminar. Please allow me to briefly introduce the main content of this seminar."

After Luo Xiu waited for the applause, he continued: "At the beginning of this year, I participated in an e-commerce meeting organized by the government and made some suggestions for the construction of the Yangcheng International E-commerce Industrial Park. As of today, the industrial park has been completed. The supporting facilities are all in place, the only thing lacking is financial support.”

A bank representative said first: "Our bank has always had a good financial relationship with Pinru E-commerce. How much money Mr. Luo needs, just tell me in private. There is no need to find so many people."

He was very aware of Luo Xiu's current business volume and profitability, and thought that Luo Xiu wanted to borrow money, and of course he didn't want such a large client to be snatched away by other banks.

"It's not that I want to borrow money, but I want to help thousands of e-commerce entrepreneurs borrow money so that they have the funds to grow rapidly."

Luo Xiu wants to give those e-commerce entrepreneurs high-quality brands, entrepreneurial guidance, office space, and start-up capital... The most difficult thing to get is capital, so he found these banks.

"This is a trivial matter. Our bank has a very complete policy for the issuance of loans to small and medium-sized enterprises. As long as it meets the conditions of continuous two-year income growth and positive gross profit, we can approve and issue loans to help the development of small and medium-sized enterprises."

Luo Xiu shook his head, "Most of our entrepreneurs are college graduates, even those who haven't graduated from college, so they can't meet your bank's current loan policy."

"The situation Mr. Luo said is too risky for our bank, and we cannot guarantee their repayment ability."

Compared with giving charcoal in a timely manner, banks prefer to do things that are icing on the cake.

Companies with good reputation and strong profitability are often better able to obtain high-quality bank loans to help them grow bigger and stronger.

And those small businesses that need a little money to save their lives are hard to get the favor of banks.

Naoki Hansawa has a precise comment on banks: Borrow umbrellas on sunny days, and take them away on rainy days.

"I understand everyone's concerns very well. I know that you are worried about causing a large number of bad debts and are unwilling to lend money to these start-up companies." Luo Xiu stood up, glanced at everyone, and said seriously, "I will take this risk. bear it."

"you?"

He really wanted to say, what do you take to bear the burden?But he knew that Luo Xiu could bring people from the government to the meeting, so he still had to maintain a superficial harmony.

"That's right, Fantuan has obtained a payment license and opened up financial services. Banks can lend us money, and we will lend to these start-up companies. We will also bear the bad debts."

"You want to be an empty-handed white wolf?"

A bank representative couldn't take it anymore.

The bank is not an idiot either, knowing that Luo Xiu wanted to use the bank's money to lend to others, and act as a middleman to earn the difference in interest rates, he could figure out a loss.

"No, I'm just doing what you dare not do." Luo Xiu turned his head to look at the government officials who said nothing, and continued,
"Our Yangcheng e-commerce industry is not only lagging behind Xihang, but also lagging behind cities such as the imperial capital and the magic capital. Just relying on the construction of a few industrial parks is far from enough to overtake in a corner. We must take some practical things to help those who are interested in Entrepreneurs who devote themselves to e-commerce."

"Boss Luo is so keen to promote this matter, what good does it do you?"

They didn't get up early without profit, and they didn't believe that Luo Xiu really did so many things just to help these entrepreneurs.

"Our company has been able to develop to its current scale in just three years, and it is inseparable from the support of the government. Now that we have grown bigger, it is time to fulfill our obligations and help more small businesses grow. "

What Luo Xiu said was of course not the real reason.

He supports e-commerce entrepreneurs not to be a middleman for corporate loans and earn a little interest rate difference.What he wants to do is not the same thing as what Lao Ma will do in the future, and he doesn't want to take these risks.

The real reason is to allow Fantuan to have a sufficiently deep moat by controlling tens of thousands of brands, factories, and e-commerce operators.

At this time, a government official said: "Yangcheng has always been in a leading position in manufacturing and foreign trade, but in the e-commerce industry and even the entire Internet industry, we have not achieved much."

He took a sip of water and raised his voice a few degrees: "Now that there are responsible companies like Fantuan, our government and banks should not chill the hearts of these people who do things. We can no longer follow the old rules, and it is time to make some changes. .”

After he said this, it can be said that he basically set the tone for this matter.

Of course, for the matter to be truly implemented, it will take many discussions among the three parties.

Representatives of several banks will also go back to a meeting to discuss and formulate a feasible plan.

……

After Guan Shiyun participated in the day's brand activities, she returned to her sister's small villa at night, and saw Luo Xiu leaning on the sofa reeking of alcohol.

She pinched her nose and asked dissatisfiedly, "Why did you drink so much, which nightclub did you go to fool around?"

Luo Xiu gave her a weak look, and didn't bother to pay attention to her.After meeting for half a day, it was enough brain work, and after another night of socializing, I don't even have the energy to argue with her now.

"I asked you something, you should answer!"

Luo Xiu is her benefactor outside, but in this house, Luo Xiu is her brother-in-law, so of course she has to guard her sister.

"Come and drink a glass of honey hydrolysis to hangover." Guan Shiyu came out of the kitchen holding a glass of water, carefully brought it to Luo Xiu's mouth, and fed him to drink.He brought another hot towel and wiped his face.

"Xiao Yu, it's not that I talk too much, you have to watch him and don't let him fool around."

"Sister, he had to drink because of work, so he didn't fool around."

"I can't drink so much for work, like I eat with the crew after filming, it's not sticky..."

Guan Shiyu hurriedly interrupted her, "Sister, you go take a bath first!"

"Ok, okay, I don't want to be your light bulb!"

Guan Shiyun found that her sister, who was so close to her, was so cute, she seemed to be really cheated by this kid.

…………

(PS: These two chapters are not written like web articles, I don’t know if you will find it annoying to read, but I have to make it clear that rice balls cannot become stronger for no reason, and it is impossible to easily win the battle of thousands of regiments. I promise you that there will be an exciting business battle in the future, so stay tuned!)
(End of this chapter)