Qi wang ye, wang fei, she is crazy again

Chapter 618 Who said the big ox is gentle?

Is the Ministry of Commerce moving quickly? The money bank that will be established two days later will raise money from other companies. Someone came to ask Huajingyun, and Huajingyun nodded and admitted, "No less than 20 taels , the number is limited."

As soon as the news came out, all the households became active, and Huajingyun also asked people from the business department to send messages to several wealthy people, telling them that if they were interested, they would go to the business department to discuss the matter in three days.

The so-called fat water does not flow to outsiders' fields, Wen Mianmian directly prepared a million taels, if she was not afraid of dissatisfaction with the family, she could raise more.

Her sister-in-laws were not idle either, and they brought in their mother's family to join in. They were all preparing to buy shares in the money bank, and even Yunyang scraped together 30 taels these days.

Three days later, when many people hadn't figured out whether they wanted to invest in the shares, the 500 million taels had been fully raised, and the documents were signed at the Ministry of Commerce on the same day, and then sat happily waiting for the money to be distributed.

Waiting for those people to come to the door and say that they are willing to buy shares is already too late. Opportunities don't come at any time.

With the money, the Ministry of Commerce made rapid progress. After half a month, the new issue of the newspaper was officially released to the public. As soon as it was released, it attracted countless people's heated discussions.

"The money bank organized by the Ministry of Commerce is called Wanchunhang, where the money is accepted and interest is paid?"

When it comes to their own pockets, everyone cares about it. Even those who cannot read spend money to buy a newspaper and ask someone to explain it carefully.

"If you deposit ten taels of silver, if you deposit and withdraw at any time, you will get 150 taels of silver; if you deposit and withdraw as a whole, you will get [-] taels of silver a year; for two years, you will get [-] taels of silver, and for three years, you will get [-] taels of silver?"

The people around gasped, Wan Chunxing was giving money away!
"Is it reliable?"

This is what everyone pays attention to. These days, ordinary people hide their money at home, and there are still a few in the bank. If the money is not in their own hands, they feel uneasy.

Moreover, some bank deposits are still in custody, which is even more uneconomical.

Someone said, "It's said in the newspaper that this is a money bank run by the Ministry of Commerce, and it's backed by the imperial court, which is the treasury. Can the imperial court run away?"

Everyone nodded their heads one after another, there was no way, the imperial court had a very good reputation in their eyes in the past two years, especially the emperor, who was a good emperor in the hearts of the people.

"Wan Chun Xing will open in half a month. I have to go to see it then. They say that if you deposit more than ten taels three days before the opening, you will get a set of bowls and chopsticks, and there will be no more after that."

A pair of bowls and chopsticks is worth ten bowls, and ten pairs of chopsticks are also worth two dollars.

Many people feel that they can try it.

Five days later, the newspaper published a new issue. This issue was also about money banks, and the business was not deposits, but loans.

"It is said that people have misfortunes and fortunes every day. Everyone has a time when they are in urgent need of money turnover. They also know that some people suffer from usury, so money banks can also borrow money from foreign countries at low interest rates."

"Borrow ten taels, and the interest rate for three months is one hundred cash, this."

It's better than borrowing loan sharks from outside.

How much is loan usury ten taels?

Nine out and thirteen returns, three months with principal and interest have to be repaid 13 taels, except for the nine taels you get, you have to pay four taels of silver in interest, and borrowing from a money bank is a hundred taels?

The merchants were all moved. Although mortgages and guarantors were needed, loan sharks were also needed.

And with such a good thing, they can do more business, as long as the profit can run faster than the loan, they can make a steady profit without losing money, which is a great thing.

People with tight cash are also moved, and no one who needs money can resist such a temptation.

"I feel that 500 million taels is too much to borrow."

In Prince Annan's mansion, Wen Mianmian was eating the latest peaches. He was a little worried when he heard the reaction from outsiders.

"Unless you can absorb a lot of deposits."

Seeing that she ate one peach, Hua Jingyun stopped her who wanted to eat a second one, "If you eat too much and go to bed at night, you will complain that your stomach is uncomfortable, be good, don't eat."

Xu Shi seldom worked hard recently, and stayed in the mansion all day long to eat and drink. His little princess has become rounder recently, um, it feels better when hugged, soft and fragrant.

He was very happy.

He pulled her to sit in his arms, and gently squeezed the soft flesh around her waist, as if it were made of water.

Wen Mianmian is very helpless, what are you doing hugging when you are talking about business?
"I've already asked Guanshi Wei to set aside a million taels. When the time comes, it will be deposited in the money bank first. After I start, there will naturally be a large amount of deposits coming in."

"Part of the money of the Ruan family and the Lin family is stored in the Changxing Bank. This bank has an advantage, that is, it has fifteen branches in various cities in the East Shu, and the locations are not bad;"

Speaking of this, he smiled, "But there is also a fatal shortcoming. The previous head of the family died suddenly, and there was no time to make arrangements and transitions, so that his son took over in a hurry. It’s difficult to control it all at once, because the following managers have moved their minds, and at first secretly borrowed money from savings banks to fill their own pockets, but later their appetites grew and their desires were hard to satisfy, and now it is extremely difficult to turn around.”

"The new leader is courageous, but unfortunately, under such circumstances, he cannot turn the tide."

Wen Mianmian asked: "Do you want the Ruan family and the Lin family to take out the money stored in the Changxing Bank and deposit it in Wanchunxing?"

Hua Jingyun squeezed her hand and said, "It's only a little bit saved until Wan Chunxing."

"The important thing is that if the Ruan family and the Lin family withdraw money, it will directly crush the Changxing company. Unless the new owner of the Changxing company can make the following stewards spit out all the money lost and eaten in the shortest possible time, otherwise the Changxing company can only be let go." Incorporated by Wan Chunxing."

"Seeing that the new owner of Changxing still has two points of ability, he can be allowed to join Wanchunxing."

"I've already approached Ruan Yuanqing about this matter, please find some time to talk to her cousin."

Wen Mianmian clicked his tongue twice, expressing his admiration for his big ox in his heart, "Are you going to show up as a great benefactor at that time, and save the poor head of the Changxing ship from suffering?"

This is to show that they have taken a fancy to the semicolons of other people's money in various cities and want to occupy them.

Who said that big yellow cattle have a gentle temper and are very, very nice people?

Just three or two times like this, the family's bank is gone.

Hua Jingyun smiled cheerfully, "Compared to facing a bank that can no longer be saved all day long, is it more pleasant to be the chief steward of two or three semicolons in the imperial court's money bank?"

"It's hard to say that I will accept it happily."

Wen Mianmian sighed quietly, he really deserved to be calculated, "I tell you, don't use your tricks on me, I'm stupid, I can't figure it out."

Hua Jingyun raised his head and pecked her on the face, "I've used it a long time ago, but it's Madam's heart that counts for my husband."

"I am very happy to see that Madam will put her husband in her heart more and more, and the place in Madam's heart is getting more and more important."

Wen Mianmian's old face was reddish, and he started to talk about love again, he was really like a male fox, hard to guard against.

(End of this chapter)