Consumer God

Chapter 362 Grandpa Gao Standing in the Atmosphere

When he came out of the bathhouse, Gao Yijun's face was flushed and refreshed.

"Mr. Han, you choose the place, and I will buy it alone!"

Han Lie smiled without saying a word, and took Gao Diaomao to have a drink with Mr. Moxin Qiu.

In the wine field, they were very friendly, how are the two brothers, 666, Mr. Qiu didn't take it seriously at all, and patted his chest to make sure.

After the meeting was over, Lao Qiu immediately asked Han Lie: "Mr. Han, what do you mean? Don't you plan to participate in the new project?"

Han Lie replied slowly: "I have a good friend who took the shares of Gaoyuan Real Estate, so I introduced him to a credit enhancement agency, that's all.

I don't like Mr. Gao's way of being too wild and unscrupulous.

The project is endless, and to my level, it is really impossible, do you understand?
But you have to save face for me, this project can be incomplete guarantee, or limited agreement guarantee.

All in all, you sure know how to pull yourself out while still getting the project off the ground.

As for the benefits Mr. Gao gave you...my suggestion is that it's best not to accept it.

The market has already fallen like this, and our fund is guaranteed to make a profit, so there is no need to follow him to take risks.

Let's see what he can do..."

Mr. Qiu understood, but felt that he didn't understand.

"You are so guarded against him, so why cooperate with him? It's not like you can't find other projects..."

Naturally, it was impossible for Han Lie to tell him the truth, so he shook his head and sighed, using some excuses to prevaricate.

"You don't understand, Mr. Gao really paid a lot of money to me, his daughter-in-law, his daughter-in-law's sister, his daughter-in-law's sister's sister...the kindness is hard to turn down!"

"Fuck!"

Lao Qiu's eyeballs popped out, and he grinned, wanting to laugh but embarrassed.

"You are really... Aren't you particularly exciting?"

Gou Lie raised his eyebrows and smiled, saying nothing.

"Okay, I understand!"

Mr. Qiu waved his hand, and then slapped his thigh vigorously, so excited that he couldn't help it.

"I said hello earlier... Hey, there is a subordinate in my company. His wife is beautiful, with a celebrity face and a figure of a top nightclub... I will ask the section chief if I want to wait for my brother to study it. , let's go help him with promotion training together!"

Brother Lie was speechless immediately, and pointed at Lao Qiu with his finger.

I'm already so perverted, but I still feel out of tune with you. Whose problem is it? !
"Don't mess around, I'm not that kind of person!"

Gou Lie forcefully explained: "It was sent up by others, I really didn't hint at anything!"

"I see!"

Mr. Qiu smiled wildly: "I never take the initiative in the company, my waist is not enough at all... Then it's settled, you wait for my news!"

Brother Lie's mood is broken. What have I decided with you? !
I'm really not that kind of person!
"Don't, don't, brother Qiu's subordinate's suit, you can keep it for yourself... Let's talk about business, I guarantee you can handle it?"

"What's wrong with it?"

Mr. Qiu rubbed his scalp, his small eyes gleamed with cunning and greed, but his mouth was full of arrogance.

"Mr. Han, don't worry, whether it's compliant or not, I'll take care of it!"

Han Lie nodded in satisfaction, but he knew very well that promises belonged to promises, and there was still one thing short of realizing it.

--compensate.

Han Lie thought for a while, then smiled lightly and said, "Let's re-sign the fund contract, and change the step dividend to 90%, 70%, 50%, 30%, 10%... I never let my friends who help me suffer, Qiu So, are you still satisfied?"

Lao Qiu silently calculated that it was equivalent to taking 50% more dividends, and his mouth was crooked.

"Satisfied, satisfied, Brother Han, it's interesting!"

As the Shanghai Composite Index pulled back and forth above 2000 points, those who heard the lecture had more and more confidence in Han Lie.

If you can judge the general trend correctly, you are already a master.

If you can predict the details of the general trend, you are a stock god.

Is there any reason not to make money by following the stock gods?

Lao Qiu swears: "When the time comes, you will be safe, let Gao Yijun come to me directly, I will deal with it cleanly, and I promise not to involve you!"

Han Lie didn't care much more about what Lao Qiu wanted to do.

He must have a way. Every subdivision of the financial industry has its own way of playing, and there are too many tricks to count.

Anyway, as long as he can get rid of himself, it's fine. He doesn't care whether Lao Qiu will take advantage of the benefits.

The duty of reminding has been fulfilled, if Lao Qiu insists on meddling and greedy for those trivial things, when the final liquidation comes, then he deserves to die.

Thinking about it, Principal Zhang and Mr. Guan couldn't blame themselves.

Will I be implicated in this...

The answer is definitely not.

In Gaoyuan Real Estate, Han Lie is just a small shareholder who doesn't care about anything, and we are also victims of the legal person's show operation.

Yu Modu believes that Han Lie is just an introducer, you guys discuss the details, we don't know.

Lao Qiu did provide the guarantee because of Han Lie, but Han Lie would not leave any evidence for him.

"Let's go, go to your house to get the contract, and then go back with me to sign the new contract. After that, I don't have time to take care of this side, so I will leave it to you..."

Han Lie looked vigorous and resolute, but Mr. Qiu didn't have any doubts, only excitement.

The original contract was retrieved, and a new contract was signed at the company, and the date was still filled in on the original day.

Quietly destroy the original and call it a day.

In this way, even if something happened to Lao Qiu and he wanted to bite Han Lie, he would not be able to produce any evidence.

The high dividend is a benefit for the partners. Pan Zi, Zhang Xiao, Dou Mingde, Liu Minghao and others all have the same dividend ratio. They have already signed the agreement as early as the fundraising period. What is the problem?

In fact, the probability of Lao Qiu having an accident was not high in the first place.

The possibility of an accident pulling Han Lie into the water is even lower, even less than one in ten thousand, which is extremely unrealistic.

Han Lie is purely used to being cautious, and he doesn't want to leave any flaws.

Lao Qiu is trustworthy from a standpoint, but in terms of character, he is greedy and lustful, with many flaws. He is not a true friend worthy of deep friendship and trust, so he still has to guard against it.

Han Lie has a clear definition of friends.

In the inner circle, Pan Zi, Xiaodou, Zhang Xiao, and Liu Dalu are the first level, and they are extremely reliable in every aspect.

Jin Xing, Huang Xing, Xing Zong, Tang Xintian, Pan Dajun, Jin Wujie, Su Xiao and others are the second level. They are reliable in character and outstanding in ability, but they are not close enough emotionally, so they can only be partners.

Those who go further down come and go because of profit, and it is not worth betting the slightest emotion.

This is a necessary ability for successful people-accurately define and distinguish clearly, and know how much energy and emotion should be devoted to whom, so that they can do their job with ease.

Many people are muddle-headed in making friends, don't pay attention to distinguishing, are distracted by a large number of ineffective social interactions, and often even get into trouble with friends, making them burnt out, affecting the quality of life and the mood of struggle.

Smart people don't only look at benefits when making friends, but they must especially care about "positive energy".

So to observe a person, see who she often plays with, it is the most authentic and effective.

For example, Pan Zi who organizes to drink flower wine when he has nothing to do...

Cough!

He is not my friend, I hope everyone knows.

Han Lie bid farewell to the over-enthusiastic Mr. Qiu, and Lao Qiu got into the car and still scratched his neck and shouted: "Brother, wait for my news, promotion training!"

Accompany your sister!
I don't want to do this!

Zheng Zhenglie shook his head, then turned to visit Bai Yuqiu.

……

At this moment, Gao Diaomao also made an appointment for another drink.

In the imperial room of the business KTV, besides a young girl who feeds wine and grapes, sits his boss, the sales manager of CITIC.

"Brother, can you do this job?!"

Gao Diaomao scratched his neck and shouted, not paying attention to the beauties around him at all.

Lao Gao laughed: "Mr. Han has agreed to deal with the credit enhancement agency, what can't be done? Don't worry, I'm an expert in selling products!"

"it is good!"

Gao Diao Mao cheered up: "Then what about the product design?"

Lao Gao slapped his chest triumphantly: "I'll find someone to do it for you! Teacher Han is not the only expert in this field, it's not a problem at all!"

CITIC's own asset management department can do this job. It is known that they are not as good as Han Lie, but after they have a direction, it is not too easy to carry out specific operations.

Gao Diao Mao's natural vigilance and suspicion made him subconsciously ask another question: "Mr. Han means to get some REITs, try not to get ordinary ABS. I didn't understand. Do you understand, brother?"

"Hey, Teacher Han really said that?"

President Gao suddenly sat up straight, pushed the little girl away, frowned and pondered.

He is in charge of marketing, and has nothing to do with asset management, but it is precisely because of the movement made by Han Lie that he has made a lot of homework in this area.

While pondering, he explained to Gao Diaomao.

"In terms of nature, ABS is an asset-backed bond. You have to have a property or project first, and then use it to mortgage financing; REITs are real estate trust funds, which first raise funds and then use them to invest in real estate.

From an operational point of view, ABS is more prone to overpacking and is more suitable for your project.

Variant REITs are not very easy to operate. There seems to be no precedent in China. It is not impossible to make this thing, but the supervision is destined to be very strict...

It is impossible for Mr. Han not to understand, why would he give you such advice? "

"That's right!"

Gao Diao Mao slapped his thigh fiercely, and his mood suddenly cheered up.

"Mr. Han doesn't really want me to engage in external distribution operations. First, he is afraid of risks and may easily involve him. He is proud of himself now, so he is definitely unwilling to take risks. Second, he wants to act as an agent for my project and control the entire process... …

The idea he gave me is [-]% to let me retreat and go to him again!
It's a pity, he didn't expect that I have Mr. Gao's big help..."

"I see."

Mr. Gao couldn't help laughing, shook his head, and deliberately complained for Gao Yijun: "Mr. Han is really a qualified financial person, and he doesn't want to let go of a penny of profit..."

"Hey, no way no way!"

Gao Diaomao laughed, but instead defended Han Lie.

"It's not just about earning more intermediary fees. Mr. Han thinks our operation is too risky and will easily affect his reputation and goodwill, so he still hopes that I can follow the formal process... It is understandable that people who engage in private equity can be stable. You can earn a lot of money safely, why bother with these small tricks?"

He thought he had seen through Han Lie's overall plan, he was completely relieved, and no longer wondered if Han Lie was holding back some other evil.

For a person like him, taking advantage of others has long been a habit, and he is always careful about cooperating with anyone, ready to take a bite at any time, so he absolutely refuses to believe that Han Lie will honestly cooperate with him.

And Han Lie's precautions just showed that Han Lie was not being honest - at least he didn't trust himself completely and had other thoughts in his heart.

But no matter how much he thought about it, he couldn't figure out what Han Lie's plan was.

Now, he finally understands - he is not satisfied after knocking out 20% of my shares, and wants to scrape another [-] million in cash from me? !

Really greedy!

It's a pity, you, Grandpa Gao, I have already prepared for it!

In fact, Gao Diao Mao doesn't care about being embezzled by Han Lie for another 18 million in cash, but he can't accept the ending of formal guarantee and regular repayment, borrowing 25 and paying [-], am I so crazy?

As a result, the determination to cut leeks became more and more firm.

Mr. Gao also echoed just right: "Right! How easy is it for Mr. Han to make money? How can we understand our difficulty? All of them go through formal procedures, and they are doing nothing for the middlemen. What a waste of money! Get one alone Increase credit, he is so embarrassed to take away so many shares of yours with his mouth!"

Gao Diaomao's eyes lit up, and he hurriedly asked, "Brother, if you can handle the credit increase..."

Lao Gao hurriedly waved his hands with a sneer: "That won't work, our CITIC Trust's risk control is not so easy, the role of Mr. Han is still very important..."

"Hahaha, drink and drink! Let's make a fortune together!"

Gao Diaomao was a little disappointed, but he didn't insist, and soon established a real cooperation alliance with Mr. Gao.

At the end of the chat, Lao Gao asked Gao Diaomao for a full 5% of the underwriting fee, and a set of foreign real estate after the matter was completed, which was also a lot of black, and he was no more polite than Han Lie.

Coupled with the 9.5% annualized return of the product to investors, the credit enhancement agency will get at least 5%, and the total cost of the obvious directly reaches 22%.

It costs extra money to buy through the appraisal company, and there are other hidden costs in other places.

But Gao Diao Mao was overjoyed.

You plan my high interest rate, I am thinking about your principal, let's see who has the most means...

This wave, Grandpa Gao, I am in the atmosphere!
……

When Han Lie arrived at Bai Yushuang's house, the eldest and second sisters were watching TV, and the third sister was taking a bath.

The bathroom of the rental house is not too big, the door is frosted glass, and there is a shadow of a beautiful body inside, exuding mysterious fluctuations under the light.

Brother Lie really wanted to be decent, but Bai Yushuang was too flirtatious.

She smirked and asked quietly: "Are you curious about Xiaoxue's figure? You take me to the bedroom now, and you can see exactly the same~~~"

I'll go, can this be tolerated? !
Just as Brother Lie picked up Bai Yushuang, Bai Yuqiu threw himself on his back again, and said stickily, "Little husband, are you going to bully my sister again? Scoundrel, look, you scared her!" Gotta drool..."

Han Lie looked down at Bai Yushuang, the corners of his mouth were clean, but his eyes were full of charm.

Good guy, you two sisters are really...

If you don't fight for a day, you will go to the house to expose the tiles!

Then, when they were punishing the two of them, Bai Yuxue in the bathroom gritted her teeth with tears in her eyes, angrily turned off the water heater and took a cold shower instead.

You bastard, you have to be in a hurry right now? !
A sneeze!

I'm so unlucky...

After a rush of cold water, Bai Yuxue rushed back to the room like a rabbit, burrowed into the bed, curled up into a ball, and gradually started to have a fever.

When it was the worst, she trembled all over, her consciousness began to blur, and the pictures in her mind and the sounds in her ears became endless.

Tonight was extraordinarily long and difficult.

(End of this chapter)