Haisheng Mingdi

Chapter 225 Promotion
"Old Huang, do you want a wife?"

In the barracks, Huang Jixiong was lying down and resting full of wine and food. Today, the prison guard rewards the army, and the army kills pigs and ducks. It is rare for everyone to have the opportunity to let go of their bellies.Huang Jixiong got a catty of meat and a catty of wine, and it was a joy to eat.

At this moment, patting his full belly and clutching the money bag in his arms, it felt like a dream.

Team deputy old Xu walked in, smiled and asked him directly if he wanted a wife.

"Of course my wife wants it."

"If you want, I will sign up for you, and I will get you one later. I tell you that it is good to sign up to find a wife now. The military camp is helping to find a wife. A wife's bride price can be less than ten taels of silver, maybe Five or six taels will settle the matter. When the wedding is held collectively, you don’t have to pay for the money yourself. The military camp will pay for it. In addition, the bride price will be supplemented by a month’s salary, and the military camp will give the woman a month’s salary to make the dowry box.”

"Maybe you don't need to pay a penny to find a wife inside and out. If you have a wife for nothing, you can bring back some money."

"How can there be such a good thing." Huang Jixiong laughed.

But old Xu said, "I used to be in the Shipu Guerrilla Battalion, and then I followed the Northern Expedition and joined the Banner Bearer Battalion. I used to be a bachelor at the age of 30 just like you. I found a wife in Jiaxing, and the imperial camp helped me find it. I didn’t spend a single penny, and I earned two taels of silver at the time, and now my wife is pregnant, and I sent her back to my hometown in Shipu to raise a baby…”

Huang Jixiong's heart moved, and he sat up straight, "Captain Xu, is what you said true?"

"Then I'm still full and I can lie to you."

"Then I'll sign up." What Huang Jixiong wants most now is a wife.

He still has some doubts in his heart, is there really such a good thing?To get a wife for nothing, and even to post money, he should be calculating the money that should be handed out in his arms, but if he can really get a wife, even if the money is taken away, he thinks it's okay.

Originally, he also planned to find someone to marry a girl from those big families who had just confiscated and come back to be his wife.

"I'll sign up for you first, but this is His Highness's benevolent government. The imperial camp has to subsidize a lot of money, so you have to come in batches. Third-class soldiers do not have this kind of welfare treatment. At least they must be second-class soldiers, and priority must be given to those who usually For those who are active in training, brave in combat, and loyal and obedient, you have to follow them first, one by one."

Huang Jixiong was stunned when he heard that, he was just a third-class soldier when he first entered the imperial camp.

"I've been observing you kid. You've been doing well on a regular basis. You're honest and honest. You don't play tricks. You also have solid fists, knives, knives, and guns. So I have already reported to the higher-ups with Captain Zhao. You are one of this batch of second-class soldiers. No Unexpectedly, it will be announced soon."

This is really a blessing in disguise.

Huang Jixiong's face flushed with excitement.

When a third-class soldier is promoted to a second-class soldier, he can increase by one penny a day, and three cents more in a month.What's more, this also means that second-class soldiers are eligible to line up to get their wives.

"Captain Xu, thank you very much," said the excited Huang Jixiong, touching the money on his body, but Lao Xu waved his hand, "Don't hurt me, our imperial camp is well paid, and the rules are strict. If you dare to eat the blood of soldiers, you will die of."

"By the way, if you sign up and line up at that time, you have to pay five silver dollars first. This is the gift money. Of course, the camp will give you another marriage subsidy."

Huang Jixiong hurriedly touched the money.

"Don't worry, wait until the name is registered. By the way, you are paid now. It is not safe and convenient to carry this money with you. In fact, it can be stored in the imperial camp grain platform. You can just pick it up when you need it. And there's interest."

"Our Yingliangtai deposits money, deposits and withdraws at any time, but does not count interest. The fixed term is three to six months, ranging from one year to one year. The minimum three-month fixed term is [-] cents per year, and the highest is [-] cents for large amounts. Five percent annual interest."

Unexpectedly, there will be interest, Huang Jixiong is very surprised. If he deposits all 20 taels of silver in the grain table, and deposits it for a maximum fixed-term deposit of one year, then five cents a year, wouldn't 20 taels of silver be a profit of one tael a year?
However, he was a little hesitant, feeling that it would not be so safe to put the money elsewhere.

"Don't worry, this is our own grain counter, not an outside pawn shop. A voucher will be issued for depositing silver. When withdrawing silver, you have to verify it with your military card. It is impossible for someone to claim it falsely."

Huang Jixiong nodded.

At this time, there are also many money houses, pawn shops, even gold and silver shops, and grain shops outside to attract deposits, re-operate, or lend money, such as pawn shops, they are not only pawns, but more importantly, they are lending money. Lending, the main business of lending, naturally requires a substantial principal.

Most of the pawnshops at this time have established relationships with government offices, and put all the treasury money in the government offices in pawnshops as the principal of lending. Not low, many private funds of gentry, merchants and wealthy households are also kept in pawnshops.

Some big bureaucrats directly put money in pawnshops, use the funds as living stocks to manage dividends, and even exchange them for bank notes that can be cashed at any time, which is equivalent to recovering the capital at any time. Even the bank notes issued by some big pawnshops are still It can be directly circulated and redeemed upon sight.

But the interest of pawn shops is relatively high, the deposit interest is more than [-] cent per month, and the annual interest rate is at least [-] cents.Of course, the interest they lend is higher, with a minimum of three-cent monthly interest.Moreover, it is a mortgage loan, and only half or even one-third of the value of the pawn can be mortgaged, and it can only be used for a short period of time, usually half a month to six months, rarely more than six months, and not more than a year.

There are also many gold and silver shops and banks in various places that also operate deposit and loan businesses. They mainly focus on credit loans, but they are basically short-term loans, and the interest on deposits and loans is lower than that of pawnshops.

Even many companies and stores also collect savings. They mainly raise funds for their own operations, which is similar to corporate bonds. Anyway, these days, with the development of industry and commerce, the financial business has become very complicated.

Compared with the monthly interest rate of one cent for deposits in pawnshops, the annual interest rate for soldier deposits in Yuying Liangtai is only two cents, which is six times that.

Liangtai gives two points, with a maximum of five points. This money is used for storage, and Liangtai is mainly equivalent to borrowing it for its own use, so bearing the interest by itself is only equivalent to a low-interest loan.

Before Zhu Yihai borrowed Zhang Guojun, he paid three-point monthly interest, and the annual interest rate was 30.00%, which was far higher than this.

Huang Jixiong understood the simple explanation, but he was still a little dubious.

"Do you have to save it?"

"This must be up to you. Although this dragon silver is more convenient than silver, it is not safe to carry it with you. It is not troublesome if it is lost or stolen. It is definitely safer to store it in the grain table. To put it bluntly, if unfortunately you die in battle, the money will be on the grain account and will be given to our family at that time, but if we die in battle with us, who knows who will clean it up on the battlefield?"

So Huang Jixiong began to hesitate between the current deposit and the fixed deposit. The current deposit has no interest, and the fixed deposit only has an annual interest of two cents for three months.
There is a three-point interest for regular six months above five taels.

If you save more than [-] taels for a year, the higher point is [-] points.

More than 100 taels is considered a large-value certificate of deposit, and there is a five-cent annual interest for depositing for one year
It is convenient to use and withdraw at any time, and you can lose a lot of interest.

Let’s save it for more than one year, and I’m afraid that it will be troublesome to use the money. If you don’t withdraw it when it’s due, you will lose interest.

"You have 20 taels of silver, right? Let me teach you, deposit [-] taels of silver for a fixed period of one year, and you will get [-]% interest, and then deposit [-] taels of silver for a fixed term of half a year, and you will get [-]% interest.

In the end, five taels of survival are left, which can be taken at any time.

"That's how I save." Old Xu's brain alliance, the money in his hand was divided into several deposits on a regular basis. "

"Captain Xu, is it safe to put the money on the grain table?"

Old Xu laughed, "The interest I saved for the first time has been paid for two months. You are still hesitating whether it is safe or not. Unless the Tartars are all over the world, there is no such thing as unsafe. It is really about to be over. Even if you have money, you will die."

Huang Jixiong didn't agree with all of this. If the Tartars ruled the world, there must still be people farming land and some serving as soldiers. The people are just changing emperors, but this can't be said casually.

He thought about it carefully, Lu Jianguo was a good emperor, at least no one gave money to soldiers like this before, so it should be no problem to keep the money in Jianguo.

On the same day, he sent the 20 taels of silver in his arms to the Liangtai, and Lao Xu took him there, who happened to be the clerk who had issued the silver to him last time to register.

Smiling, I introduced the deposit interest rate and the method of withdrawing money to him, and then registered and pressed my fingerprints, and finally gave him a deposit slip, "When withdrawing money, you must bring this bill with your military card and sign it. You can only withdraw money by drawing a deposit, and others cannot collect it on your behalf.”

"What if I die in battle?"

"The imperial camp will handle it for you, and the money will be handed over to the people above according to the information you left now."

"Then what if I lose this receipt?"

"As long as you come in person, if you lose the ticket, you can still get it after checking your identity, it just takes an extra procedure."

In the end, Huang Jixiong deposited twenty pieces of dragon silver in it. According to what Lao Xu said, he deposited three tranches, [-] liang for a year, [-] liang for half a year, and [-] liang for a current date.

In the end, nine coins and silver were left on him.

Seeing the money being put into the counter, Huang Jixiong felt empty in his heart.

Solemnly put the deposit ticket in his arms, and walked away step by step.

Fortunately, the next thing went smoothly. Three days later, the battalion announced that Huang Jixiong was successfully promoted to a second-class soldier. From the month of promotion, he received a monthly salary of a second-class soldier. It was one yuan and four a day, and four and two yuan a month. Now he was paid half the salary. So if you can actually get two for one, the remaining half has to be pressed first.

But it also made him quite satisfied.

Daily life consists of training, eating, sleeping, and then training, eating, and sleeping again. It was rumored in the camp that Jian Guo was going to take everyone to fight Hangzhou, but there was no notice from above, and the officers were training the soldiers hard.

Then the battalion added several batches of weapons one after another.

Huang Jixiong also received a brand new set of military uniforms. After everyone changed into uniform uniforms, the fiery red military uniforms added a bit of toughness and looked more mighty.

A few days later, after the morning drill, Lao Xu asked him to go over with a few soldiers, and told them the good news that the wives he was looking for had arrived in the camp, and they were the first batch of qualified ones, and they were given half a day off , take a good shower, shave and shave, put on clean clothes, and go on a blind date in Yanzhou City.

"This time I heard that there are a total of a thousand girls. Each of you has three chances to make your own face according to your fate. If you choose three times and the girls don't like you, you can only accept the match of the imperial camp in the end. "

Huang Jixiong asked clearly, everyone who is eligible for a blind date this time will be very excited after finding a wife, no matter whether the girl looks down on him or not, at least one will be guaranteed in the end.

"Go back and tidy up and be more energetic. Don't lose our team members. If it ends up being someone else's girl picking the leftovers and forcing them to match, it will be embarrassing. When I come back, I will punish you for sweeping the latrines for a month!"

Men and women are free to choose three times. If the two sides do not match the three times, they can only be matched by the army. Anyway, a thousand girls came directly from the mountains this time, and the army also picked a thousand girls. Imperial soldiers.

"There is one more thing, these girls are not bought, but Jianguo came here for you. After you get married, treat them well. If anyone treats his wife badly after marriage, or even beats and abuses his wife, when the time comes But it needs to be dealt with by military law."

(End of this chapter)