Daming: I, the emperor who trains the carpenter

Chapter 300 The large infrastructure with a budget of 200 million, we Daming, are not short of money!

Now Zhu Youxiao is really excited.

This is real money, real gold and silver.

Zhu Youxiao himself didn't know that these businessmen were so rich, but he was more or less confused at the moment.

However, I have to admit that Zhang Haogu is really courageous.

600 million, he forcibly made you 12 billion, exaggerating ten times for you directly.

These are all preparations for the brand new Daming Treasure Banknote.

Money design is also a top priority.

During this time, Zhang Haogu, Zhu Youxiao, Lu Xiangsheng, several servants of the household department, and more than 20 household department chiefs also sat together to discuss the feasibility of issuing this banknote.

This group of people was basically brought out by Zhang Haogu, although Zhang Haogu is no longer the Minister of the Household Department.

However, many issues still require Zhang Haogu's participation and discussion.

After all, Zhang Haogu has done a lot of tricks in the economy, without Zhang Haogu, they really can't do it.

Zhang Haogu's thinking is silver standard, mainly silver.

Right now, there is a lot of silver flowing into Daming, so the silver standard can be used. When there is more silver in the future, the silver standard can be canceled directly.

"Nowadays, one tael of silver from the Ming Dynasty can buy rice and two stones." Lu Xiangsheng took out the data and said quickly, "Why don't we sell 1000 yuan of Daming treasure banknotes and directly match the two taels of silver?"

Zhang Haogu basically agrees with Lu Xiangsheng's idea.

A stone of rice in Daming weighs about 153.5 jin.This catty is not the current 500-gram catty, but the Ming Dynasty’s 594.6-gram catty.If the conversion is based on 500 grams per catty, then a stone of rice is 182.5 catties, or 91.3 kilograms. Calculated according to the purchasing power of later generations, the price of rice is about 4 to 6 yuan per kilogram, and it is simply calculated at 5 yuan.

明朝一两银子购买二石大米，而一石大米相当于现在的91.3公斤（182.5斤），而每公斤大米5元。所以，一两银子是2*91.3*5=913元，1000元钱其实也是差不多。

Of course, we cannot completely benchmark against the standards of future generations, but binding food, this is the best algorithm.

Zhang Haogu couldn't help but think about it in his heart. Now his salary is 450 taels a year. Based on 1000 yuan, his annual income is 45 yuan?

This has not counted Yang Lian Yin, if Yang Lian Yin is counted, his annual income is 500 million?
After such a calculation, Zhang Haogu himself was taken aback.

Since when did he become so rich?

Of course, my family should be richer. My father is also a proper big capitalist now. The cloth business and monosodium glutamate business are getting bigger and bigger. There will always be 10,000+ taels of silver in a year.

There is always a profit of more than two billion yuan.

In fact, Zhang Haogu has already started thinking about doing something to his father for the second time.

Earning too much, the tax policy has not kept up.

The policy of exchanging silver for banknotes can be gradually promoted.

Of course, when Zhang Haogu implemented the policy in detail, he still had a bad feeling in his heart.

Don't look at yourself and Zhu Youxiao now, hello me, hello everyone, what about the future?

What if Zhu Youxiao died one day and the new emperor didn't like him?
Zhang Haogu didn't want to sit still, so he would let Ming Dynasty have a good taste of what is called a bank run. At that time, he would definitely not mind bringing an economic crisis to Ming Dynasty.

"I don't agree with the 1000 yuan Daming banknote!" Zhang Haogu said slowly: "The number is really too big, which can easily accelerate inflation. Now, I still have a few opinions!"

"First, it is the ability to imitate fakes. Paper and ink itself need to be special, which requires the craftsmen to study day after day, which also requires us to spend real money for them to study and develop special products. The best paper, it should have some waterproof function, so it is not easy to forge!"

"Second, how much silver and how much gold are reserved by banks in various places, so that people can freely exchange them."

"Thirdly, if silver and gold can't stand it, let the grain top it, and you can exchange money for grain. However, to do this, you must first buy grain from the people. In addition to normal taxation, it is the purchase , The purchase price, I think, should be slightly higher than some market prices. If the common people feel profitable and are willing to sell it to the imperial court, then this problem arises. We need to build a granary, which requires manpower and material resources! "

"Fourth, my suggestion is to try out paper money in the New Deal District. If you want to buy grain or salt in all New Deal districts, you must first exchange your silver for paper money. Otherwise, you can't buy food. Or table salt, and in addition, all the officials' salaries are the same banknotes!"

"Fifth, is the engineering team. The imperial court wants to build granaries and cement roads. All of these need money. The imperial court directly gives them banknotes. They can exchange banknotes for silver, or directly use banknotes to exchange for silver." The purchase of grain, salt, and even the price of this salt can be slightly lowered if paper money is used!"

"Sixth, we require the Mongolians to use Daming banknotes when purchasing our Ming products. Simply put, if the Mongolians want to buy our salt, they must first put their wool, goat milk, cotton, etc. Wait until it is exchanged for our Daming Treasure Banknotes, and then use the Daming Treasure Banknotes to buy our grain, salt, and ironware!"

"Seventh, overseas merchants, as long as they come to the territory of Daming, if they want to buy goods from Daming, then they must also use Daming treasure banknotes. They must exchange all the silver in their hands for Daming treasure banknotes. Naturally, they will When we leave, we can continue to exchange our Daming Treasure Banknotes for silver!"

……

……

"For the time being, I just thought of these seven items. There are still many details that need to be supplemented. In addition, the tax department, we also need to establish a unified tax stamp, and then tax these merchants!"

"In addition, my suggestion is that the Statistics Department needs to establish a unified legal standard, and carry out punitive measures for both parties in the trade. What about tax evasion? One party reports the other party for tax evasion, what problems will arise during the transaction, etc. , These are issues that the imperial court needs to consider in the future, my opinion is to establish a brand new yamen, the Commercial Department yamen, to be responsible for handling these disputes!"

After finishing speaking, Zhang Haogu took a sip of tea and said with a smile: "Several, we still need to have a good discussion. Everyone can express their opinions. It's all for the future of Ming Dynasty's finances!"

For the time being, the strategy formulated by Zhang Haogu is the silver standard, with gold, grain and salt as auxiliary anchors. When the Daming banknotes become popular on a large scale, it will be revised to the standard currency.

At present, Zhang Haogu’s strategy is to promote banknotes in the Xinzheng District and officials, followed by increasing the infrastructure of the imperial court, building roads, bridges, building granaries, and establishing Daming Bank in provincial units.

There is also the establishment of the Daming Bank in the special zone, even if you are a foreigner, you can also exchange Daming banknotes.

There is also commercial tax. The amount accumulated by both parties to the transaction must use tax invoices.

In all kinds of ways, they all have to make extremely detailed regulations.

You can't formulate this thing broadly, you have to take every detail into consideration, and if there is a slight loophole, these women businessmen will try their best to evade taxes.

In addition, there is a reporting mechanism that allows various places to continuously collect the routines of profiteers.

Statistical government offices, statistical prices in various places, and then formulate commodity taxes and taxation standards.

The tax office does not take the initiative to pay taxes or declare taxes, and specially formulates punishment measures, and the most ruthless ones directly carry out foreclosure.

The Department of Commerce is responsible for handling disputes between businesses. They issue fines to some businessmen. If they refuse to pay the fines, they can simply throw them to the Department of Taxation.

However, in this way, it is not appropriate for these three major yamen to be placed in the household department, and it has seriously exceeded the scope of authority of the household department.

Zhu Youxiao then set up the Ministry of Commerce. The whole department is not considered to be a full-time official. Zhang Haogu is also in charge, but the officials can be arranged.

Zhang Haogu planned to give this position to Cui Chengxiu.

This kid has the ability in this aspect, but if he can give it, Zhang Haogu also wants him to work hard. Giving it for no reason will only make him feel that this thing comes too easily.

The second is the Daming Bank, and Zhang Haogu will also be the president of this bank.

In this way, Zhang Haogu's identity has become a great scholar of Jianji Temple, a young teacher of the prince, a minister of the Ministry of Officials, a minister of the Ministry of Commerce, and the president of Daming Bank.

Zhang Haogu can also use his status as Minister of the Ministry of Officials to appoint and remove officials from the Ministry of Commerce and fill the staff of Daming Bank.

These people are basically cultivated by Zhang Haogu himself.

Some came out of Datong Academy, proficient in mathematics, and also worked in the local area. These people were directly absorbed by Zhang Haogu and given official positions.

As for the officials who passed the imperial examination, sorry, Zhang Haogu had no intention of using them at all.

Letting them handle business disputes would cause a huge mess.

It’s okay to read a collection of scriptures and history. It’s absolutely okay to recite poems and write poems right.

But, sorry, they don't have the ability to deal with such complicated things.

Now, Zhang Haogu is equivalent to providing an internal promotion channel for government officials. As long as you have enough ability, you can become an official of the imperial court. Even if you are an agent now, but Master Zhang can let you be an agent for the rest of your life. ?
A group of people got together and discussed for a whole month.

After judging any possible situation, overall, there are still risks, but it is worth trying.

Zhang Haogu didn't plan to issue so much currency at the beginning, and the court couldn't stand it if he played so much when he first came up, and he wanted the people to slowly accept banknotes willingly.

It is also necessary to make the people willing to accept the convenience brought by paper money slowly. It is best when things come to fruition. If you force the use of paper money, believe it or not, a civil uprising will be brewed for you in minutes.

In addition, Zhu Youxiao also conducted an inventory of the imperial court's Ku Yin.

At present, there are about 2000 million taels of silver in the treasury, not all of which are from Shanxi merchants, and a considerable part of it is the taxes of Ming Dynasty in recent years.

Especially last year, a large group of Donglin Party was raided, and the money was basically stored in the treasury.

Although Shanxi merchants have a lot of wealth, it is also at a discount. They have a lot of cash, but more of it is the land in their hands. The land price in Shanxi is relatively high.

But the land is basically divided, and the price of this land can be regarded as negligible.

Therefore, although Shanxi Shanxi merchants have a lot of money in their hands, the cash silver and gold are actually not that high.

a month later.

Lu Xiangsheng led a group of people to start to formulate the terms in detail. After the revision, Zhu Youxiao and Zhang Haogu had to review it in person. In addition, Zhang Haogu still brought Cui Chengxiu and Fan Hongtang to the capital for a more in-depth discussion.

To be honest, Zhu Youxiao really enjoyed this kind of discussion.

Carrying out rehearsals again and again for various possible situations. This feeling is the feeling of really worrying about the affairs of the court and the country, rather than attacking someone's morality or character.

What the imperial court discusses are all important national affairs, not personal moral issues.

To be honest, for Lu Xiangsheng and Zhang Haogu, he has given up the idea of ​​letting him lead troops to fight. This guy has done a good job in the household department. After that, I am afraid that there is no possibility of leading troops to fight.

That's fine, let Sun Chuanting handle the war. As for Lu Xiangsheng, it feels good to be his right-hand man in the household department.

Later, Zhu Youxiao came to Yongding County with Zhang Haogu.

Now the military factory in Yongding County has also ushered in a comprehensive upgrade.

The machine tool designed by Zhu Youxiao himself has also been improved from generation to generation, and now it has begun to undergo a comprehensive upgrade, and the efficiency of producing bullets and shells is faster.

Secondly, the entire Datong Military Academy was also replaced with new guns.

Especially guns.

Zhang Haogu also put forward his own views in a targeted manner. I don't ask for a high standard for me immediately, but I always need to improve step by step.

Better quality, moisture-proof effect, followed by rate of fire, better accuracy, and range.

Just work hard in these directions.

This group of craftsmen did nothing, and Zhang Haogu also paid them enough wages to study every day. If they did well, they would be rewarded, and if they did not do well, they would have to support them.

In addition to the craftsmen themselves, there are also apprentices, and every failure must be summarized.

Today, the main weapons of this batch of new troops are flintlock muskets, in addition to short guns, which are easy to carry and can shoot continuously. Effective.

Especially when dealing with Mongols and Jurchens.

This flintlock is still too long, and it is not convenient to carry. During the shooting process, it takes a lot of time to reload. Zhang Haogu is forcing this group of people to improve.

If it is improved, it will be a big killer on the battlefield.

It is guaranteed that Mongolians and women will be able to sing and dance at that time.

In the process of testing, failure is also normal.

However, failure is also fucking success. The progress of science and technology is actually a process of constant trial and error. In history, human beings have researched all kinds of weird things, and then in the experiments again and again, they have developed real effects. s things.

In fact, Zhang Haogu has led a group of people to take a lot of detours, provided the idea of ​​blast furnace steelmaking, can directly bypass various trial and error processes, and point out various paths and directions. Others, let the craftsmen themselves Just do it.

There must be brave men under heavy rewards, and now the craftsmen are treated very well.

At the same time, let different craftsmen exchange their experiences, and then communicate with each other to create more ideas. Everyone has racked their brains and is constantly improving smelting and various manufacturing processes around Zhang Haogu's idea. .

The current Yongding County is simply the most developed area near the capital.

Not long ago, a cement road was built between Yongding County and the capital, which was made of bamboo and cement. Yongding County can quickly transport its own goods to the capital, and to a certain extent, it gradually reduces the cost of goods in the capital. price.

"My current plan is to start from Yongding County, first of all connect the entire capital area together!" Zhang Haogu pointed to the map, and said quickly: "The best thing is that this road can directly lead to the village, and then Let’s build more workshops, factories, such as this sesame oil, such as this vegetable oil, and large-scale farming!”

"To get rich, build roads first. As long as the roads are open, these goods can be sold to the capital, and even to the south of the Yangtze River along the Beijing-Hangzhou Grand Canal, and even overseas. At the same time, if the people have money, they can naturally Consume!"

"What I mean is that Daming Bank still needs to continue lending to these farms, so that these farms can start more sideline businesses, boldly do it, and must increase the economy of the farms. To make money, let the people make money, and when they make money, the court can follow suit, and if the bank makes a sum of money, the court’s tax revenue can also increase a lot,”

Zhu Youxiao carefully looked at Zhang Haogu's plan, and couldn't help being shocked: "Master, how much will it cost?"

"Your Majesty, it's not bad to spend money. If you want to build convenient cement roads in the capital area, there will always be a lot of money. In terms of silver, he is only 2000 million taels. However, what we are giving now is Daming Treasure Banknotes, which is so-so, which is 200 billion. It’s just the budget, if it’s not enough, add more!”

Zhang Haogu smiled and said: "Don't be afraid, once the infrastructure is built, our Daming is very rich now!"

(End of this chapter)