Rebirth 79: I opened a bank in the United States

Chapter 150

The naming of the new restaurant, almost when this idea came into being, had the answer: Havana Tacos! !
And this name was unanimously approved by several people almost immediately.Carter, who was not sensitive to naming himself and was a bit difficult to choose a name, nodded indifferently when he saw that the other three agreed, as he accepted the name.

It was not until later that Carter realized how weird the name of this thing was. Havana in the front, needless to say, tacos in the back is the core of the tortilla, but the word is actually Spanish.

With the brand name pieced together, it is the turn of a more core question: where is the company located?

"We have a lot of workers in Pearson, so naturally it should be here!"

"Fart! Carter, don't listen to this old nonsense, you are from Douglas, of course you should be placed in our Douglas! How nice it is to be in Douglas, safe, stable, and convenient, and convenient for you to manage directly."

"Fart! How is our Pearson not safe!! Ah! Safe? Hehe, I will vacate the first floor of the police station later, and give it to you as an office space free of rent, as long as you put the registration place in our place! "

The place of registration of the company is directly related to the taxation of the city.And anything related to money can always burst some beautiful bubbles.
Just now, I was hooking shoulders with Rob as if you were a buddy, you said "Thank you for helping us", and he said "You're welcome, it's just a small problem with the neighbors", Benjamin and Leiberdin almost rolled up their sleeves at this time, Come directly to the real pk.
"Here, calm down, both of you. Havana tacos (hereinafter referred to as HT) restaurant management company, just register in Pearson, and then the logistics company, put it in Douglas, how about that?"

Seeing the two mayors who are fighting for future tax revenue, Carter tentatively put forward his suggestion after a little hesitation.

"No! Unless the processing center is also located in Douglas!"

"Since it's food processing, this processing plant should be under the HT company's banner!"

"Reberding! Are you mammon?! The processing plant is independent, it must be independent."

···
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Noisy din constituted the theme of the night, and the verbal dispute between Leiberdine and Benjamin finally came to an end under Carter's unbearable anger.

In the final intentional plan, HT Catering Co., Ltd. is registered in Pearson, and the way of joining the franchise stores is a joint-stock operation, that is, according to the investment ratio of the franchisee, the number of shares it holds is determined.

There is such a way that no matter where these restaurants open in the future, HT will have a share of their net income.And the city of Pilsen, where HT is located, can naturally rely on taxation to recover external funds.In addition, a large number of people go out to work. Although the Pilsen City Government cannot collect personal income tax, it doesn't matter!

First, the United States is different from China. The bulk of municipal revenue in the United States comes from real estate taxes, followed by consumption taxes.The proportion of personal income tax revenue in the local fiscal revenue of the United States is not high.As long as someone manages and works on the land in Pearson, no, as long as someone holds it, their income from this piece of land can be guaranteed.

Even when citizens go out to work to earn money, they can nip in the bud the possibility of not having enough money to pay property taxes due to the economic deterioration.

Secondly, Pearson is their hometown after all.Just like many counties that export labor in China in the future, there are usually not many people in the county, and all the people go out to work.But during the holidays, when they come back, they still need to consume.
Abandoning the personal income tax in exchange for a stable property tax and the return of funds during the festival, including the associated consumption tax. Let’s not talk about the issue of whether to lose or not.At least in this period of depression, doing so can ensure that the people in Pearson will not starve to death, and there will not be too many unemployed people, which will cause all kinds of troubles.
The theoretical model has been established, and the next step is the division of labor and implementation.

This kind of large-scale labor export that almost involves the entire city cannot be done without the guarantee and leadership of the city government.And even if the city government of Pearson takes the lead, it must first collect the opinions of the citizens, and then discuss and approve it at the city council before entering the actual implementation stage.

In the same way, Carter, who returned to Douglas, still couldn't relax.The registration of the three companies, the application for escort qualifications, the search for suppliers, and even how to build this supply chain link are full of problems.
Just as Carter was advancing steadily but slowly, Old Bath in Argyll's Bath Bank also started his own actions.
"Mr. Mel Godwin, it's not my old Bass who wants to harm you. It's just that our bad debts on loans are as much as [-] now! I've even put my pension money into it now, Only then can we barely maintain the good credit of our bank."

Looking at the owner of the Godwin Paper Mill who came to seek a loan, Old Bass took off his glasses with a sad face, shook his head and sighed.

"Mr. Bass, I understand. But, is there really nothing you can do? Even if it's only fifty thousand dollars... I can survive this period of time!"

"But your house is not worth the high price. I'm sorry, I'm just the owner of a small savings bank. I can't help much, my old friend. If it is really difficult, maybe I can introduce you Several Atlanta Merchant Bank managers"

After symbolically standing up and hugging Godwin pretendingly, Old Bath spoke again.And after Godwin was coaxed away by his performance, the expression on Old Bus's face immediately became stern.

"Sanderson, haven't you found the information on Black Bank? Where did they have the confidence to take over Forest Bank?"

"Sorry, Dad. There's only so much information I can gather"

Little Buss took a file and walked to Old Buss, flipped through it, and introduced:

"After Chris Black died of a heart attack in May last year, I arranged for someone to spread rumors that their reserves were insufficient. But that Carter used a loan to defuse it."

"Wait, what loan? Why didn't you tell me about it?!"

"This and that Carter promised very high interest on the loan at the time, with an average annual interest of nearly 14%. I... I thought there was no need to alarm you. It's rare for you to go out and relax for so many years, and borrowing with such a high interest rate, It may be easy to borrow large sums of money at the beginning, but I think when people calm down, they will definitely come to their door to pursue them. By then...who knows the current fund rate.”

"Stupid! Don't talk about uncontrollable factors such as the increase in the federal funds rate. Let me ask you, haven't you thought about how much more cost we will have to pay to take over Black Bank after the damn little Black was collapsed because of high-interest loans? ?!"

After hearing his grand words, Old Bass suddenly became angry.Facing his father's accusations, after shrinking his neck nervously, Jr. still tried to argue:

"But when he borrowed money, it was only half a year before the FDIC's year-end review. In half a year, even if he lost money, he shouldn't lose much. And my idea is that his high-interest debts are a bomb for us to take over. I can't stop him Borrowing. But I can wait for the FDIC to take over Black Bank! After the FDIC pays off this debt first, we will take over, so that we don't have to inherit this debt"

(End of this chapter)