Rebirth 79: I opened a bank in the United States

Chapter 784

"I originally thought that I would use as much of the remaining funds as possible in the campus activities handled by the council to win the hearts of the people in the council. Then I would use them as a prying board to pry the entire system, but it took almost a month. Come on, I found out that that little money can't be saved by saving money."

In the situation where the fiscal deficit at the school level is expanding year by year, and the external environment is not good, the council is not able to collect much "tax", not to mention the school's support is not much.
I have money, but I can't spend it on this place at all!Not reluctant.
No matter how you say it, the Yale Board of Directors is also a public institution. It is not an industry under its own control. If there is not enough money, it can be done by registering or investing in Lala.

Money, no one doesn't like it!

But blindly only spending money, Carter is very clear that once he does this, he will really not be able to gain the respect and conviction of Yale students from the bottom of their hearts.Without their trust, I want to promote small loans for the campus market.
That's fart!

Right now in the United States, there is no black material such as "campus D" and "routine loans", and there is no such thing as "nine out of ten and thirteen out".Don't think that the reputation of small loans is very good!

The reason why people don't use routine loans is nothing more than
As far as the interest rate of payday loans is concerned, what is "[-] out of [-] returns". When we come to see the usury, we have to shed tears of envy
In states that don't have interest rate caps on small loans, those small loans are themselves usury!And still, usury with no other options!

The business itself of microfinance has already been made into a bad smell by the giant "predecessor" of payday loan!
Even my own PTU product, everyone said it was a conscience, but the market's trust in this product has already infinitely approached zero.
If you can't gain the trust of the students, let alone let them promote the product, I'm afraid they themselves won't be willing to lend.
Therefore, we must give up the idea of ​​"throwing money" for the time being.Only use the board of directors as a platform, use your own ability as the foundation, to lead everyone to make a small fortune, and be fair and just in the distribution process, so that it is possible to win this wave of hearts!
As long as the first wave, the head is ready!Later development will have a foundation
For example, after the members of the council are settled, due to the working relationship, the students serving on the council will often know many classmates. There must be some students who have a good relationship and trust him, right?

Wouldn't it be tempting to see that their life has become better after taking out a loan without too much stress?
After Yale is done, it will be promoted to other schools. With Yale's lessons learned, there will always be people trying to try it?
This is the same as "flies don't bite seamless eggs", as long as a hole is opened, the gap in the market will be torn open by itself.
"To tell you the truth, I've been thinking about the council, or simply speaking, with the abilities of this group of students, what are the places that I can take advantage of and bring them to make some money! The short-term appreciation of the yen The possibility is a direction I am aiming at, which is definitely not as good as the surplus effect of the council I manage, but it will definitely be much better than the current situation without any major changes!"

Carter leaned on the back of the chair, with a more or less sad expression on his face.
"Our class will be leaving school in less than two years. The sooner you take this first step, the better. Oh, yes, the other thing is, Julian, the Bart you recommended to me Professor Leete, and the MIT doctoral student under him have finished decorating their offices now. How do you think I can talk to them better? I have never poached such high-level talents. Faint."

Laughing and making a joke, Carter also agreed with Julian's suggestion.This is already the best solution right now!
In reality, it is always difficult to be perfect.
Who let time not be on their side?

"An Indian, he will almost never go back to China. Just looking for a job again, I don't think anyone except you can directly give him a chance to take charge of multiple companies, apply what he has learned, and display his ambitions. And, If you sign him to the flag, it is basically equivalent to taking Bartlett down, didn't you say that their views and ideas are very harmonious~"

"Besides, didn't you just sign Jim? When the time comes, bring him with you and find a way to invite Bartlett and the two of you here to talk. I guess [-]% of the talks can be done. The worst result is nothing more than It is Bartlett who is unwilling to give up his Harvard teaching position, and like Jim, he chooses to join in the form of a consultant. You can focus on Gaushal, who is about to graduate from Harvard and MIT with double Ph.D.

He heard the urgency in Carter's heart
Think about it too, the council is administrative affairs, and this thing consumes the most energy.
"Besides, this place, for them, is not a low starting point! Not every company has the strength to settle on Fifth Avenue, let alone such an office building that is frequently published in the newspapers before it is completed."

"It's fine to talk normally. Haven't we analyzed it? They also need a platform to demonstrate their research now. Social science research is no better than science and engineering, and the platform is the key!"

Listening to Carter's words, Julian smiled.

"A good suggestion. It is indeed easier to recruit a doctoral student who is about to graduate than to recruit an in-service professor from Harvard University! But, I am worried that in the future this place will be full of Indians"

"Hahaha, if these Indians are really capable, that's okay! If they don't have real skills, do you think Jim will tolerate their existence?"

When an Indian becomes a leader, his department will soon be occupied by Indians
This has become something that almost all American companies know well now. Often, when there is a choice, promotion will never be given to Indians.Anyway, they don't make trouble like black people do, do they?
If this is not the case, if it is not for the fact that Indians like to engage in nepotism, the reputation in the American labor market will be as bad as payday loans. Take Ghoshal, who once worked for the Indian Oil Company and has obtained MIT and "Top student" status for two Ph.D. degrees at Harvard University.

As long as the goal is not too big at the beginning, and he goes to some smaller companies, it may not be impossible for him to directly obtain a high position
"Are you sure you're going to start retiring so early? You're only 21."

"To be precise, I'm only 21 years old this Christmas. However, this is not a question of whether I want to, but I can't help it. In two days, HT will hold a shareholders' meeting, and my position as chairman will definitely dropped"

Carter stretched with a half-smile
Microsoft's chairmanship of the board of directors can be said to be voluntarily relinquished.After all, lack of ability, really do not understand technical things
But for HT, it can be said to be half forced, half voluntary!
Voluntary resignation, of course, is that the focus of my work needs to be shifted at the moment, and I really can't take care of so many things.Forced is.
At the beginning, it was linked with Coke.
As the saying goes, "pretending to be X is fun for a while, and the crematorium afterwards"!
HT, such a company has just entered the Canadian market, and it can be called a multinational fast food chain company. The fact that the chairman of the company is still a student has long been rumored.
The stock price has not fallen now, and that is only because of the current development.At most, it can only be said that shareholders have basic trust in themselves
But if possible, they would still prefer to change to a chairman who at least looks old and prudent
(End of this chapter)