I, the queen and the father, start with a deer as a horse

Chapter 207 We Are Not Husband and Wife, Are We?
This kind of ambiguous answer, different people can read different meanings.

In Li Yaoyue's eyes, Fang Xiu's answer was to take care of her emotions.

The fact is that there is a problem with their relationship, that's why they don't eat together like a normal couple.

Although she didn't know what happened between the two of them, Li Yaoyue vaguely felt that it was her own problem...

She looked at Fang Xiu in the crimson robe in front of her, blinked her phoenix eyes lightly, and asked, "Shall we have dinner together tonight?"

Fang Xiu was silent for a while, and said calmly: "I won't go back to the house for a few days."

There was a hint of disappointment in Li Yaoyue's eyes, and she opened her mouth, wanting to say: When you finish your work, can you spare some time to accompany me.

But the pride in her heart made her unable to speak, and finally she just nodded and said "um".

The slender jade hands are gently pinching the dough in their hands, and the delicate melon seeds have no expression on their faces.

On the side, Tao'er looked at Fang Xiu, then at Li Yaoyue, suddenly felt distressed, but there was nothing she could do, she just remained silent.

The spring is warm and the wind is blowing. The colorful flowers in the yard are swaying with the wind, emitting a faint fragrance.

Fang Xiu stopped looking at Li Yaoyue, turned and left, but when he was about to walk out of the courtyard, he turned and gave Taoer a word.

"Take care of the lady."

After he left, the yard fell silent.

Tao'er stood beside Li Yaoyue, hesitated for a while, and then said: "Master is really busy on weekdays."

Li Yaoyue let out a "hmm" and was still holding the dough.

Seeing this, Tao'er wanted to say something, but felt it was unnecessary, so she fell silent.

"Actually, we're not husband and wife, are we?"

Li Yaoyue stopped the movement in her hands, looked at the dough in a daze, and asked softly.

He is the prime minister of Qianguo, so it can be said that he is extremely powerful. Wherever such a person walks, he reveals the majesty of the superior, just like her father.

However, the servants in the house, including Tao'er, always looked so relaxed when they mentioned the master, with a smile on their faces.

Explain that in everyday life, he is a gentle person.

What happened that night also proved this point.

The same thing happened to the queen mother, the emperor father would never guard the queen mother's bed overnight.

But Fang Xiu did this, because the hesitation and helplessness he showed at that time touched a touch of tenderness in his heart.

How can such a person treat his wife as coldly as he is now.

All this can only be explained.

They are not husband and wife.

It's just that for some reason, we have to go together.

"Madame Husband"

This question was too sudden, Tao'er didn't know how to answer for a while, her little face was a little flustered.

Li Yaoyue turned her head to look at her, she already had an answer in her heart, there was a trace of disappointment in her eyes, and she quickly hid it.

Tao'er looked at Li Yaoyue, gritted her teeth, made up her mind, and said in a trembling voice: "Madam, don't think wildly."

Li Yaoyue was slightly taken aback, and there was a hint of bewilderment in her eyes.

Immediately afterwards, I heard Taoer continue:
"Madam is the master's three books and six rituals, ten miles of red makeup, and Fengguan Xiapei. The Ming matchmaker is marrying her. Why are the madam and the master not husband and wife!"

Li Yaoyue was startled again, and was silent for a while, then smiled again on her delicate face, and said softly: "Can you tell me about the day you got married?"

Tao'er nodded heavily, walked to Li Yaoyue's side, sat down, and told about what happened that day.

From the master wearing wedding clothes, standing in front of the sedan chair, holding his wife's hand, walking side by side, stepping into Xiangguo's mansion, to the congratulatory gifts in front of the door, there is no end in sight.

Later, under the witness of His Majesty the Emperor, bathed in the music and completed the chapel ceremony.
Tao'er described it in detail, whether it was the style and color of the sedan chair, the clothes of the wife and the master, the process of the wedding ceremony, the reactions of others, the number of guests attending, and the blessings of the people in the capital, all of them were described in detail. .

Listening to it, Li Yaoyue couldn't help being immersed in it, as if she was married to Fang Xiu again.

Sitting on the stone bench, her beautiful face was always smiling, and there was a look of longing in her eyes.

The breeze blows, rolling up a few petals and dancing in the air.

The warm sunlight passed through the leaves and sprinkled on Li Yaoyue's body, like stars.

Seen from a distance.

Petals, sunlight, and beauties constitute a beautiful picture.

the other side.

Fang Xiu, who came out of the Xiangguo Mansion, went straight to the Household Department Yamen.

In the yamen, the officials of the household department gathered together, discussing something in full swing, when they saw Fang Xiu, they were startled at first, and then saluted hurriedly.

"Meet Fang Xiang!"

Fang Xiu looked at them and asked, "Is there a plan for you to set up a bank?"

The officials looked at each other with embarrassing expressions.

When Fang Xiu saw this scene, he immediately understood that these guys were still far from coming up with a complete plan, so he waved his hand and said, "If you have any difficulties, just tell them. If it can be solved, I will solve it for you."

As soon as these words came out, the eyes of several principals lit up.

After a moment of silence, Bao Qi, the servant of the household department, stood up, his old face twisted together, and he said with some embarrassment: "The most important thing is the lack of people and money."

After a pause, seeing that Fang Xiu didn't speak, he continued:
"Fang Xiang, after careful study of the books you sent me, I believe that in order to realize the basic functions of a bank, at least every city must have a bank.

Leaving aside the need for mansions and warehouses to open a bank, it is said that after opening a bank, personnel will be sent to take care of it for a few days. The officials of Duzhi made a careful calculation and found that at least three to 4000 people are needed for this part.

Banks are closely related to money, and the people who are sent have to go through layers of screening. The most important thing is to have a pure heart. Otherwise, when you manage the bank and face so much money every day, you will have a crooked mind sooner or later.
This point, the lower official deeply agrees. "

When Fang Xiu heard this, his expression became a little strange.

Looking around for a week, I found that the officials of the household department seemed a little cramped.

Obviously, Bao Qi's words had other meanings.

Thinking about it, it's normal. The upper beam is not straight and the lower beam is crooked. Let's not talk about Fang Xiu, let's talk about Qin Xingyan, the head of the household department. No one knows better than Fang Xiu what kind of person he is.

Give him 1 taels of silver, and he dares to be greedy for 9000 taels!

That is to say, after experiencing the turmoil of turning a deer into a horse, he restrained himself a lot.

The chief officials of the household department are like this, and these principals are estimated to be not much different.

The entire household department, perhaps the newly transferred Bao Qi, could have cleaner hands.

Thinking of this, Fang Xiu looked at Bao Qi and said:

"Looking at the truth, there are very few innocent people in the world, and some people can resist the temptation just because the temptation is not enough to make him fall in love.

Different people have different bottom lines, some people can be bought with one tael of silver, some people need 1 taels of silver, and some people get 100 million taels!
After the establishment of the bank, tens of thousands of silver came into contact with every day, and the entire cadre may not be able to find four or five thousand people who can resist such a huge temptation.

Therefore, it is meaningless to count on people's innocence, and all kinds of rules still need to be formulated! "

Speaking of this, he paused and continued:
"In this regard, don't worry too much. When selecting people, just look at their abilities."

Bao Qi was silent for a while, nodded in agreement, and echoed: "What Fang Xiang said is
However, it is not easy to select four or five thousand people who can manage the bank. "

There are only more than 1 officials in the entire Dagan.

To establish a bank requires recruiting 5000 to [-] people at once, and it cannot be completed overnight.

Fang Xiu thought for a while and said, "Actually, it's good for a bank to have only one person who can take care of it. The rest of the people can take up the post as long as they can read and write and undergo training."

Bao Qi hesitated and said, "Forgive me for speaking bluntly, the original requirement of these people is only to be able to read and write."

"."

At this moment, Fang Xiu has a deep understanding of what it means to be the most lacking in the world is talent.

Before, whether it was recruiting recruits or recruiting craftsmen, you didn't have to think too much about this issue. After a period of training, most of them were competent.

But scholars are different. If you want to cultivate a scholar, you need to invest a lot of time, energy and money, and the most important thing is that you can't get a return in a short time.

After all, nothing is a scholar.

of course.

Just getting them to read and write is another matter.

Fang Xiu was silent for a moment, looked at Bao Qi, and said seriously:

"As for the staffing, let's figure out a way based on the facts. Banks still need to be established, but the number will be reduced. First, they will be established in cities with prosperous commerce and more population. The rest of the cities will be discussed later."

Hearing this, Bao Qi nodded, looked at the officials in the Du branch, and gave some instructions.

Immediately afterwards, he said: "In addition to personnel, funds are also a problem. The people I work on are not rich, and they don't have much money in their hands. They would rather hide it at home than deposit it in a bank.

After the establishment of the bank, it is estimated that only a few wealthy businessmen are willing to hand over their silver to the bank for safekeeping. The bank does not have enough cash, and it may be difficult to support such a huge loan business only with the silver from the treasury. "

Hear the question.

Fang Xiu frowned, and said casually: "If there is a way to make the people willing to deposit their money in the bank?"

"This"

Bao Qi was slightly taken aback, then his expression became a little weird, he hesitated to speak.

"I want to say something, but it doesn't hurt to say it."

Fang Xiu waved his hands.

Bao Qi hesitated and said: "The lower officials think that the people who have worked so hard for so many years are afraid of poverty. If they have money in their hands, they would rather hold it every day than hand it over to others for safekeeping."

Fang Xiudao: "What if the bank pays interest based on the deposit?"

"."

When Bao Qi heard this, he was stunned for a long time before he realized that it was the bank that gave interest to the people, not the people to the bank.

There was a look of confusion on his old face, and he said: "In this way, the more money the people save, the more the bank will lose money?"

Fang Xiudao: "First of all, not all deposits of silver have interest. Only when the silver has been deposited in the bank for one year can it earn interest. Setting such a threshold can not only allow the people to deposit their silver in the bank, but also prevent the bank from accumulating money. Make ends meet.

Secondly, the bank gets the silver deposited by the people, and can lend them to the people, charging a relatively higher interest rate. In this way, the bank can get the silver without doing anything.

Finally, after a while, the truth will print banknotes, which can relieve the pressure on banks to run short of cash. "

Bao Qi half understood what he said, and was a little confused.

Fang Xiu looked at him and suddenly felt helpless.

Bao Qixin was transferred to the household department, and he was not familiar with many things in the household department. In addition, he was too old, so the efficiency of asking him to set up a bank was probably not as good as that of Fang Xiu himself.

However, the three ministers of the household department, Shangshu Qin Xingyan and another servant, have other things to do, and this guy is the only one who is relatively free in a short period of time.

After thinking for a while, Fang Xiu looked at Bao Qi and ordered, "You don't have to worry about the bank affairs, and someone else will be responsible for the truth."

Don't use people with suspicion, don't use people who are suspicious.

Bao Qi is not competent to manage the bank, and a decisive replacement is the most correct choice.

He looked at the officials in front of him and said, "Which one of you has read books about banks?"

The officials showed hesitation, and after a while, several young people stood up.

"The officer has seen it."

Fang Xiu looked at them and casually asked a few questions about the bank.

Several people answered one by one.

Although the answer is not good, it is not satisfactory.

Fang Xiu looked at them, and said seriously: "The truth will come to the palace to ask His Majesty for instructions to set up an additional branch called the Royal Bank. You guys will go to the Royal Bank to work. From now on, you will no longer belong to the Ministry of Household Affairs."

Several people were startled when they heard this.

The spring is warm and the wind is warm, but they feel as if they have fallen into an ice cave, and their body and mind are cold.

Among the six ministries, apart from the official ministries, the household ministries are the most popular. Although they are a little busy on weekdays, they are full of money, and some money leaked from the fingers of the ministries is enough to satisfy them.

Now, to be transferred to a Royal Bank that has not yet been established, let alone how busy it will be, just talk about the oil and water, don't even think about it in a short time.

Thinking of this.

The expressions of several people were all as uncomfortable as if they had eaten Xiang, but they couldn't refuse.

After all, it was Fang Xiang who gave the order.

Even the ministers dare not go against Fang Xiang's wishes, let alone them.

"Although the Royal Bank is also in charge of money, it has just been established after all, so how can it compare with the Ministry of Accounts.

You are already in the household department, if you encounter this kind of thing, don't think about showing off, or you may bump into a wall, hey, you are still young, reckless."

The rest of the officials looked at the few people with no expression on their faces, but they were more or less gloating in their hearts.

Fang Xiu didn't seem to notice the change in everyone's expressions, and just asked casually:
"Would you like to go to the Royal Bank?"

When several people heard this question, their expressions returned to normal, and they said in unison: "I am willing!"

No matter how unwilling he was, he couldn't show it in front of Fang Xiang.

get this answer.

Fang Xiu nodded, and asked again: "What official positions do you guys have now?"

Several people looked at each other and answered one by one.

"The next official is Wailang, a member of the Zhidu Department, from the fifth rank."

"The next official is the head of the warehouse department, seventh grade."

"The next official is"

After several people finished speaking.

Fang Xiu waved his hand and said, "When we arrive at the Royal Bank, all of them will be promoted to the first rank, and their salaries will be ten times the current salary."

As soon as this word comes out.

The household department yamen became quiet in an instant, and a needle could be heard falling!
(End of this chapter)