As a lord, I was forced to farm

Chapter 759 Borrowing Money
Just when Li Fangliu was worried, she saw a simple carriage approaching.

Qingshan Village is one of the villages at the foot of the main city, and horse-drawn carriages are not uncommon.

However, she didn't know who this carriage belonged to and had never seen it before, so Li Fangliu took a closer look and saw that the carriage stopped beside her.

A kind-looking, slightly plump middle-aged man asked her through the curtain, "What's your name, young lady? Are you from Qingshan Village? I want to ask you where your village chief lives?"

Seeing that Li Fangliu was a little wary, Chen Suishan took out the official seal jade token to prove his identity, "Don't worry, I'm not a bad person. I'm the owner of Baofeng Money House, working for His Royal Highness the Prince. I came to your village chief because I have good news to share with you villagers."

Li Fangliu took the jade token and felt relieved when she saw that he was serious and didn't look like a bad guy. She was also a little curious about the good things he was talking about, so she greeted him warmly, "My name is Li Fangliu, and I'm from Qingshan Village. Let me lead the way for you, sir. The village chief's house is not far from here, and we'll be there soon!"

"Thank you very much." Chen Suishan nodded to her gratefully, and then asked the coachman to drive and follow Li Fangliu.

After meeting the village chief and gathering the villagers of Qingshan Village, Li Fangliu finally realized what the so-called good thing was: the government actually wanted to lend them money!
On the way home, many villagers were discussing this matter.

"Oh, why is Baofeng Bank so kind to lend us money?"

"Who knows? But it is said that His Royal Highness the Prince supports us, so he shouldn't deliberately cheat us."

"Actually, there's nothing urgent at home, so there's no need to borrow money, right?"

"Yes, only people with extremely poor families would go and borrow money. It's shameful. If we can't pay it back, they will take our house and land!"

"..."

After returning home, Li Fangliu looked at her husband who was preparing water for the child to wash his face. She couldn't help but pull his sleeve and said, "Hey, what do you think about us going to Baofeng Bank to borrow money?"

The husband was a little surprised. "Why do you suddenly want to borrow money? If it's for Xiaonan, Xiaonan has to go to public school first. Public school doesn't have to pay tuition. It will take two years for her to enter Suhong College. We can grow red crystal wheat for two years first, so that we won't be unable to pay Suhong's tuition in the future. Why don't you rush to borrow money now?"

Li Fangliu disagreed. "What's the point of just saving some money to enter Suhong College? I've heard that it's the hardest for cultivators who have just started their cultivation. It's too difficult and too dangerous for them to fight against monsters with their weak bodies! We have to at least save enough money to buy a mortal weapon and armor for our daughter... Besides, if we want our daughter to go further, we need more cultivation resources."

The wife always had ideas, and the husband nodded, "You need to think about it more."

Li Fangliu then smiled, "Actually, I want to borrow money and then go to the government to buy two silver crystal phantom silkworms and ice mulberry saplings - well, actually I want to buy Yunze mother mulberry saplings, but that kind of sacred tree is not something that ordinary people like us can get. However, the mulberry leaves of the ice mulberry tree are enough to supply the silkworms.

I have studied the library in the county. As long as we work hard, it is not difficult to raise silkworms. After half a year, they will start to spin silk. The silk of the Silver Crystal Silkworm is very expensive now. The silk woven is exclusively for the use of officials. We can make money anyway."

"Okay, then we'll borrow it!" The husband gritted his teeth. Two silkworms plus the ice mulberry tree only cost more than a thousand spirit crystals. Even if he lost money, he couldn't pay it back for a while. At worst, he could ask someone to work as a boatman! Although it was dangerous to go out to sea as a boatman and there was a constant threat to his life, but for the sake of his wife and daughter, what was wrong with taking some risks!
Li Fangliu happily kissed her husband's face, "You are worthy of being my Li Fangliu's man, you are virtuous and courageous!"

……

It took Chen Suishan two days to visit several villages under the main city. After a busy period, more than a dozen people came to apply for loans.

But what I didn’t expect was that the target was almost achieved!
There is no way to do this. You can't just give a loan to anyone who comes. You have to spend time investigating the borrower's future repayment ability and ask them what they want to do with the loan. There are not many people willing to take out loans in the first place, and after further screening, there are even fewer people who meet the requirements.

Chen Suishan collapsed in his chair, "Oh, this is too difficult!"

A clerk comforted him, "Master, this policy has just been announced, and I'm afraid there are many people waiting and watching."

Chen Suishan sighed, "That's right. Our Baofeng Bank has only been established for two years. It's normal that the people are unwilling to trust us."

Thinking that after this month, there will be indicators for next month.

Besides, doesn't it make him, as the owner of the bank, seem particularly incompetent if he always meets the minimum targets?

Chen Suishan felt that he could not be content with the status quo, so he immediately took a few of his men and set off for other counties.

The first place we went to was Zhuoli County, north of Suling.

"This road is too bad." The road from Suling County to Zhuoli County has not been built yet. Chen Suishan groaned inwardly as he looked at the muddy and rugged mountain road.

Our buttocks were all bruised from the bumps along the way, and sometimes the carriage would even fall into a ditch and had to be pushed by someone.

I thought the road would be smooth when we reached Zhuoli County, but it wasn't much better, it was all gravel.

"finally reached."

Chen Suishan found an inn, arranged the carriage and luggage, and then went directly to see the current county magistrate of Zhuoli County.

The county magistrates of each county were officials dispatched from the main capital city. For example, Li Mei, the former head of Xinheng Town, was transferred to Zeyan County as the county magistrate, the head of Chaoyang Town was transferred to Huaguan County as the county magistrate, and the county magistrate of Zhuoli County was originally the head of Fenghuang Town, named Chen Ling.

"Master Chen has been traveling a long way. Today I will treat you and take you to the best restaurant in Zhuoli County to eat steamed carp."

"No, no, let's do it next time. I see that County Magistrate Chen is also busy. I also have urgent matters to deal with when I came to Zhuoli County today, and I have to visit other counties next." Chen Suishan rejected Chen Ling's kindness.

Chen Ling smiled and nodded.

Being a county magistrate was not an easy job, especially since Zhuoli County had just surrendered. There were many important things to do, such as going to the countryside to publicize laws, building public schools to eliminate illiteracy, and organizing the people to build city walls and roads...

The people of Zhuoli have not been civilized, and they still act in the barbaric way of the previous dynasty. The people have bad morals, and there are many criminals. Yesterday, this family lost something, today that family was bullied, and tomorrow someone will rob...

Chen Suishan told Chen Ling the purpose of his trip.

Chen Ling raised his eyebrows and was happy. "This is a good thing. The people can make some money just by farming. To be honest, I am also trying to get the people to raise small carps, plant mulberry trees, raise silkworms, raise chickens and ducks, but you need starting capital to do anything! But the county is too poor now!"