Chapter 685 Land and Immigration
After a while, Mr. Wang's accountant walked up to Wang Huo and reported.

"Master, a total of five thousand and fifty silver dollars!"

"Confirmed!"

Wang Huo nodded in satisfaction, signed his name on the bill, and pressed his fingerprint.

The interest rate of the bond is not high. The Wang family invested 5000 silver dollars to buy the bond, but after cashing it, the profit was only 50 silver dollars.

An interest rate of one percent is almost negligible!

However, what you need to know is that these rich merchants bought the bonds of the imperial court not for profit, but to sell them to the imperial court.

Although the interest rate of bonds is not high, there are many people who buy them.

Wang Huo shrugged and said to Li Gan.

"I will seriously consider the matter of investment!"

"What's more, I don't plan to take these silver dollars out of the bank, but I plan to continue to use them to buy bonds."

"I wonder if Mr. Li has any recommendations?"

Li Gan heard this, his eyes lit up and said.

"Of course, please come to the VIP room with me, Prince Wang, and let's talk slowly."

The current Daming Royal Bank is not short of money, but no one thinks it is too much.

If Ming wants to complete initial industrialization and even promote social change, capital is the best catalyst.

But the demand for this catalyst will be an astronomical figure.

Zhu Hongyu's own capital alone is definitely not enough.

So, he came up with the bond method!
What if I don't have enough money?
One is to borrow, and the other is to grab!
You can rob for a while, but it is impossible to rob all the time. If that is the case, there will be no rules.

And having no rules is the scariest thing in this world!

Although the so-called sacred and inviolable private property of Western white skins is very hypocritical, it is also a double standard in many cases.

But it is undeniable that this is indeed one of the important reasons for the development of the bourgeoisie and further promotion of social change.

If Zhu Hongyu wanted to promote the social change of Ming Dynasty, he couldn't keep killing fat sheep unscrupulously.

Besides, how many fat sheep like the Kong family are there in this world?

So, still have to borrow bonds.

Li Gan took Wang Huo into the VIP room. After ordering tea, Li Gan talked about the types of bonds issued by the court recently.

"First is the Northern Expedition bond!"

"The situation in the southwest is now stable. According to the imperial court's plan, after the spring of next year, we will send troops to the north to recover the lost land in the north."

"And the Northern Expedition bonds were issued by the court for the Northern Expedition!"

"Bonds have a period of three months, a period of half a year, a period of one year, and longer periods of two years and three years."

"The longer the term, the higher the interest rate!"

"Three-month bonds pay 5.00 percent, half-years [-] percent, one-year [-] percent, two-year [-] percent, and three-year [-] percent."

Wang Huo nodded slightly when he heard this, but did not express his opinion.

Seeing this, Li Gan continued to speak.

"In addition to the Northern Expedition bonds, there are also railway bonds, land bonds, official road bonds, etc."

"The interest rates on railway bonds and government road bonds are the highest, and even the shortest three-month bonds have an interest rate as high as two per cent."

"The interest rate of land bonds is very low. No matter what the term is, the bond interest rate is only five thousandths."

"However, the corresponding policy of the imperial court is that if you purchase a certain amount of land bonds, you can obtain the qualification to purchase land in Sichuan and Sichuan."

"And now the land price in Sichuan and Shu is very low. According to estimates, the price of the large tracts of fertile land in the Chengdu Plain will even be pushed down to the price of wasteland, which is almost the same as that of Baijian."

"It's just that the imperial court's rule is that you can buy land in Sichuan and Sichuan, but the land must be owned by a human race."

"If the field is abandoned for more than three years, the imperial court will take back the ownership of the land!"

Zhu Hongyu's move, to put it bluntly, is to stimulate immigration to fill the population gap in Sichuan and Sichuan.

As for immigration, it would take too much effort for the imperial court to do it alone.

The strength of the people must also be mobilized!
The folk landlords in the Ming Dynasty had a lot of money. Zhu Hongyu wanted to use their greed for land, and then use these people's influence among the people to make a large number of people immigrate to Sichuan and Sichuan.

When Wang Huo heard this, his eyes lit up immediately, and he asked Li Gan about the specific situation of the land bond.

Li Gan opened his mouth to explain Daming's policies to Wang Huo in detail.

The two chatted very happily, and it was not until it was getting dark that Wang Huo said goodbye and left.

"Mr. Li, wait a moment, tomorrow at the most, I will give you a definite answer about bonds and investment!"

Li Gan also said with a smile.

"Prince Wang, go slowly, we are waiting for you at any time!"

"..."

……

Wang Huo ordered someone to carry several boxes of silver dollars, and returned to the Wang family's manor outside Nanjing with excitement.

Then he went to see his father non-stop!

After listening to his son's narration, Wang Wenzhong showed a thoughtful expression on his face.

After a long time, he spoke.

"Go to the Daming Royal Bank in Nanjing City tomorrow!"

"In terms of bonds, first buy a land bond of 100 million silver dollars! Isn't it possible to get a purchase quota of one mu of land for every ten silver dollars you buy?"

"My Wang family will set a target of [-] mu before talking about anything else!"

All of a sudden, it was 100 million silver dollars, which shows how big the Wang family's handwriting is, and also shows how rich the Wang family is.

In Wang Wenzhong's view, Sichuan and Shu are the land of abundance, and buying a batch of fields in Sichuan and Shu will not lose money anyway.

Anyway, whatever the facts are, the bonds borrowed by the Ming court will be repaid.

If the interest rate is low, it should be low. Anyway, this time the Wang family is going to the land of Sichuan and Shu.

Wang Huo couldn't help but ask his father.

"Father, the rule of the imperial court is that the land must have a race!"

"If the land is abandoned for more than three years, the imperial court will take back the land ownership."

"One hundred thousand mu of land requires at least three thousand strong laborers to plant it!"

"If you want to transfer three thousand strong laborers into Sichuan, isn't the price too high?"

Wang Huo did not lose his mind because of the [-] mu of fertile land at his fingertips, but realized the difficulties.

Relocating 3000 people is not just about moving people there.

The tolls on the road, the food, seeds, farm tools, cattle, medicinal materials, clothes, salt, etc. needed for resettlement in the place are all expenses.

Moreover, the most important issue is that even if these 3000 people started working right after they moved there, within half a year, they would not be able to be self-sufficient if they could not grow food.

The Wang family has to support 3000 people for at least half a year!
Wang Wenzhong shook his head and said.

"The idea of ​​being a father is to move 3000 people from my Wang family, tenants and servants of my Wang family."

"As long as they pass by, my Wang family will give them the land, but the price is that after they arrive in Sichuan, they have to plant my Wang family's land while planting their own land."

"If they want to get one acre of land, they have to plant five acres for my Wang family. After they have cultivated the land for five years, that one acre of land will belong to them."

"During this period, my Wang's family will only receive [-]% of the rent, and the rest of the food will belong to them!"

"My Wang's family can lend them the travel expenses needed for the migration, and my Wang's family can also lend them the expenses during the period between arriving in Sichuan and Shu and before the grain harvest, but they need to pay them back."

"After all, it's my family, so don't pay too much interest, it's [-]%!"

Wang Wenzhong performed a live performance for his son, what is called a black-hearted capitalist.

The current land price in Sichuan and Shu is not worth much. He used the worthless land price to exchange the labor force of the tenants and servants in those clans.

Use the labor force of these servants to win [-] mu of fertile land for his royal family.

Even during this process, the Wang family can still collect rent and interest!

Maybe you can earn back all the money you paid for the land!

And the reason why the Wang's rent is not so exaggerated is that the interest on borrowing money is not so exaggerated, and there is no such thing as a rent of [-]% to [-]%, and usury.

It's not that the Wang family didn't want to, but that the Ming court refused!

After Zhu Hongyu arrived in Nanjing, he issued a decree to the whole world to reduce rent and interest.

Landlords and gentry all over the world are required to see that the rent has been lowered, and the rent shall not exceed [-]% of the total output of the field.

The interest on the loan must not exceed [-]% of the principal!
Used to alleviate social conflicts!

Once it exceeds the limit set by the court, it is an illegal act.

He is going to be dragged to the Yamen to beat the board!

Therefore, there is what Wang Wenzhong said today: [-]% rent and [-]% profit.

Otherwise, Wang Wenzhong, as a qualified landlord in the feudal era and a businessman with eighteen generations of ancestors proficient in the traditional arts of exploitation, would not be so "kind".

Even if those people are his own members of the royal family!
In the face of the government's decree, some people in those remote villages may not take it seriously.

However, around the city of Nanjing, at the feet of the emperor, no one dared not to take Zhu Hongyu's words seriously.

Wang Huo nodded and said.

"What the father said is reasonable, the son will order people to prepare it!"

With that said, Wang Huo was about to turn around and leave, asking someone to prepare the gold and silver needed to buy bonds.

However, just as Wang Huo turned around, Wang Wenzhong spoke.

"What's the hurry, come back!"

"I haven't finished my father's words yet!"

Wang Huo paused, turned around and returned to his father's side, and said.

"Father please tell me!"

Wang Wenzhong nodded slightly, and continued to speak.

"What's more, in addition to purchasing 100 million land bonds, my royal family will also purchase another 100 million Northern Expedition bonds."

For Wang Wenzhong, the 100 million land bond is for the land in Sichuan and Sichuan.

The 100 million Northern Expedition bond was just to stand in line!
Not for anything else, just for the two characters "Northern Expedition"!

Even if the land bonds are not bought, Wang Wenzhong will buy the Northern Expedition bonds.

Because, this is standing in line!
Sometimes, standing in line is actually more important than anything else.

If his royal family wanted to gain a foothold in Daming, they had to stand with a clear-cut banner.

After all, if you were not active in the Northern Expedition, how dare you call yourself a member of the Ming Dynasty?

Seeing his son nodding, Wang Wenzhong continued to speak.

"Apart from that, there is also the matter of investment!"

"According to what you mean, you want to set up a garment factory, right?"

Wang Huo heard what his father meant, nodded and said.

"Yes father, if possible, I want to try!"

Wang Wenzhong narrowed his eyes and said.

"Then give it a try, our Wang family used to live by collecting rent and selling salt!"

"Now that the imperial court has made it clear that chariots and horses will support businesses and promote the development of maritime trade, my royal family must also follow in the footsteps of the imperial court!"

"Being a father will give you financial support of 10 yuan in silver dollars, but how to do this and how far you can achieve it is up to you!"

It is true that Wang Wenzhong is a traditional landlord and gentry, but tradition does not mean that his thinking is conservative.

The thinking of the Chinese people today has not experienced the castration of the Manchu Qing Dynasty for more than 200 years, and their aggressiveness is still very strong.

Especially in the late Ming Dynasty, when the thinking was chaotic and various new ideas sprouted, there were very few true conservatives.

When it's time to think about changing, you will also want to change!

For example, now, after Wang Wenzhong realized the intention of the imperial court to encourage the development of industry and commerce, he has already begun to seek family transformation.

But to be on the safe side, he didn't let the whole family start transformation immediately, but gave his son a sum of money to explore the way.

Thinking is very clear!
Wang Huo nodded vigorously and said.

"Father, don't worry, your son will definitely make achievements and won't let you down!"

"..."

……

As the New Year's Eve draws closer, there is a cheerful atmosphere inside and outside Nanjing.

The streets inside and outside Nanjing were cleaned up, and red lanterns were hung on both sides of the street.

Every household has hung up red silk and hung up lanterns, ready to celebrate the New Year.

This year's New Year's Day is the first New Year's Day after Daming's restoration of Jiangnan, so naturally it cannot be overemphasized.

As the New Year's Eve approaches, the cloud that originally shrouded Jiangnan because of the Qufu incident is gradually dissipating.

Gradually, no one mentioned this matter anymore, and everyone chose to forget it by coincidence.

It was against this background that Qian Qianyi went to Quzhou with Zhu Hongyu's imperial edict.

Zhu Hong, the clan of Nankong in Quzhou, is going to select a clansman who is excellent in character and learning, and familiar with the six arts of a gentleman, to inherit the title of Duke Yansheng.

But when Qian Qianyi came to Quzhou City, the Kong clan sent several clan elders to welcome him.

"We greet the angels!"

An elder of the Kong clan knelt on the icy snow with his forehead touching the ground, welcoming the arrival of the angel.

Qian Qianyi stepped out of the sedan chair, glanced at the elders of the Kong clan in front of him, and said.

"The matter of Qufu, everyone must be clear about it, right?"

An old man with a gray beard heard the words and hurriedly stood up and said.

"The Qing captives are insane, and it is a heinous crime to slaughter me, the Northern Sect of the Kong family!"

"My Kong family is all indignant, and I also ask the angel to convey our appeal to the emperor, hoping that Daming can send troops to avenge my Kong family!"

The old man with a gray beard is Kong Yuyan, the patriarch of the contemporary Kong family in Quzhou. He stood up and made a statement on behalf of the Kong family.

What happened in Qufu, they know.

But no matter what the facts are, they will only maintain their caliber to the outside world, and it was Oboi who did it.

Qian Qianyi was very satisfied with Kong's performance, and said with a slight nod.

"I was ordered to come here today to select a person who is both good in character and learning from the Quzhou Kong family to inherit the position of Duke Yan Sheng!"

"Do you have any suitable candidates?"

"If there is, just report it, and the official can do the assessment!"

Of course, such a big matter is not something that Qian Qianyi can decide on his own.

The assessment on his side is only a preliminary assessment. After a few suitable candidates are selected, the list will be reported to Zhu Hongyu.

Who can be Yan Shenggong can only be decided by Zhu Hongyu himself!
To put it bluntly, Qian Qianyi came to Quzhou to run errands for Zhu Hongyu!

(End of this chapter)

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