Chapter 302
After the two had a simple lunch in the imperial study, Princess Kunxing also came to the imperial study, and the meeting between the two turned into a three-person meeting.
Compared with Zhang Yan, Princess Kunxing has more ideas. She not only intends to continue to expand the scope of bank depositors, but also wants to print larger denomination banknotes. Her business ideas are also very bold. She not only wants to form a royal family He has his own fleet for sea trade and inland river shipping, and also wants to build various workshops to increase income for the royal family.
Although Zhang Yan didn't interrupt, she was dumbfounded, obviously frightened by Princess Kunxing's thoughts.
Because if things go on like this, their Zhu family will really become Daming's biggest business name.
"Brother Huang, what do you think of my sister's plans?" Princess Kunxing looked at Zhu Cihong expectantly.
"My son, Auntie thinks that the most important thing you should think about now is how to find a good husband, rather than how to make money." Zhang Yan couldn't help but interjected.
"Auntie, why are you bringing this up again? This is the Imperial Study Room, and what we're discussing now is about major national affairs. Every decision is related to the country and society of the Ming Dynasty. For generations to come, it is also related to the livelihood of all people in the world. .”
Princess Kunxing said solemnly.
Zhang Yan couldn't understand, she was implying that she didn't distinguish between public and private, and she was a little annoyed at once, but she didn't know how to refute, so she was speechless for a while.
"Imperial sister, you are becoming more and more outrageous. Auntie is also concerned about your life-long affairs. If you say a few words to you, you are still reasonable. Let Auntie admit her mistake."
Seeing that there was a trace of grievance in Zhang Yan's eyes, Zhu Cihong immediately turned serious and reprimanded Princess Kunxing.
Princess Kunxing also realized that what she just said was inappropriate, she quickly admitted Zhang Yan's mistake, and then looked at Zhu Cihong eagerly.
"Sister, if you consider these ideas from the perspective of making money, they are indeed very good and desirable, but the core responsibility of my royal family is not just to make money, but to guide the healthy and rapid development of business, and even to cultivate A group of businessmen who are active in thinking and have the same ideals as our royal family come out, if you do it like this, will you not squeeze all the merchants in the world to the opposite of the royal family?"
Zhu Cihong sat back on the dragon chair with her hands behind her back, and said slowly.
"Ah! Brother Huang, what should we do in the future?"
Princess Kunxing was anxious immediately, but more confused.
"The core purpose of our royal family in business is to achieve mutual benefit and win-win results with other merchants, not to compete with them for business.
Our Royal Bank has now spread throughout Daming.At present, in addition to members of the chamber of commerce and government officials and soldiers at all levels, they can continue to open deposit and withdrawal services to some small businessmen and large households. can't do it.
In addition, the Royal Chamber of Commerce can also take the lead to establish a Daming Commercial Bank. My royal family can only hold half or [-]% of the shares, and the rest of the shares can be distributed to those merchants. Discuss and decide on your own, and the royal family should not intervene in specific management, and supervise the accounts every year. "
"Brother Huang, in this way, won't this bank threaten my Royal Bank in the future? This is all about finding an opponent for yourself!"
Princess Kunxing turned pale with shock. In the past two years, the bank's reputation has been credited. Just relying on lending, it earns a lot of money every year, which not only covers other expenses, but also has a balance of one or two million taels.
She was about to show her strength and make persistent efforts, but she never expected that Brother Huang would help those merchants to set up their own bank to compete with the Royal Bank.
Even Zhang Yan at the side stared blankly at Zhu Cihong, wondering if he was confused.
"You are right, this commercial bank competes with the Royal Bank, because only by competing with each other can healthy development be achieved, so the commercial bank is only one, and it will have to help merchants establish several more in the future, but you can rest assured that although There is competition, but it is impossible to threaten the status of Royal Bank without decades. As for the future, it will be determined by the future. Royal Bank has already taken the lead. If it cannot compete with other banks in the future, it will deserve it Down."
Zhu Cihong patiently explained.
"Well, sister-in-law will do what the emperor says." Although she didn't understand and was unwilling, Princess Kunxing still nodded without hesitation.
"In addition to banking and sea trade, the royal family should not eat alone. They can join forces with those sea merchants to form a Daming maritime trading group, form a fleet, conduct ocean trade, and even develop some uninhabited islands in the future. My royal family also takes a small amount. shares.
As for inland water transport, there is no need for it. My royal family only needs to develop the Longjiang shipyard. Except for some commodities related to people's livelihood, such as salt, cotton cloth and ironware, workshops for other commodities should not be involved. Of course, some new items appear , or something that we don’t have in the territory of Ming Dynasty, but we can vigorously invest in development..."
Having said that, Zhu Cihong also decided to have a good chat with her about his views and plans for the future industry.
"Come on, sister, sit here, take this opportunity, brother Huang, have a good chat with you."
"Ok!"
When Princess Kunxing saw Brother Huang's appearance, she immediately became interested. Even Zhang Yan who was standing beside him pricked up her ears, wanting to hear Lang'er's whimsical thoughts.
"Sister, do you know the glass mirrors of Xiyi people?"
"Well, last year the Portuguese presented a glass mirror to my aunt. It is as tall as a person. It is a rare and rare treasure. Later, my aunt gave it to my sister. Do you want to order someone to carry it now?"
"I don't need this for the time being. What Brother Huang wants to say is that Daming can also try to produce this glass mirror. As long as the glass is made, it can be used not only as a mirror, but also as a cover for an oil lamp, etc., and this glass is similar to colored glaze. They are all made of sand, as long as they are willing to work hard and let the craftsmen continue to experiment and record, they will eventually be made."
After finishing speaking, she simply told her everything she knew about burning cement, scented soap, soap, perfume, etc., and asked her to set up a special department to be responsible for research and development.
Princess Kunxing also followed Zhang Yan's example and recorded everything Zhu Cihong said in detail.
"Brother Huang, do you have any other orders?" Princess Kunxing wanted to get up and leave with the brochure, and was in a hurry to make preparations, obviously not wanting to wait for a moment.
"Well, there is one more thing, imperial sister, you can send someone to talk to the Xiyi people, and tell me that Daming wants to purchase a large amount of rubber, that is, the sap of the tree that can shed tears. As long as they can be transported to Daming, you can The price is five taels of silver for a hundred catties, and you can buy as much as you can."
The reason why he wants to buy rubber vigorously is that firstly, that thing is really useful, and secondly, he wants to balance the trade gap between the two sides.
"Okay, but Brother Huang, what kind of rubber can you buy for it? My sister heard that it can't be eaten, and it can't be used to squeeze oil or make spices."
Obviously the Portuguese and Spaniards have shipped some rubber to the south of the Yangtze River, and Princess Kunxing has also seen it.
But apart from the fact that the merchants in Jiangnan thought it was a novelty at the beginning, they bought some, but later no one wanted it, because it was useless at all, so Princess Kunxing was also a little curious about what Zhu Cihong bought those rubbers for.
"I will naturally tell you when the time comes. After buying it, seal it up and store it in the warehouse for the time being."
Zhu Cilang waved his hand, Europeans still don't know how to use the rubber thing, and they will definitely need to invest a large-scale manpower to study it.
(End of this chapter)
After the two had a simple lunch in the imperial study, Princess Kunxing also came to the imperial study, and the meeting between the two turned into a three-person meeting.
Compared with Zhang Yan, Princess Kunxing has more ideas. She not only intends to continue to expand the scope of bank depositors, but also wants to print larger denomination banknotes. Her business ideas are also very bold. She not only wants to form a royal family He has his own fleet for sea trade and inland river shipping, and also wants to build various workshops to increase income for the royal family.
Although Zhang Yan didn't interrupt, she was dumbfounded, obviously frightened by Princess Kunxing's thoughts.
Because if things go on like this, their Zhu family will really become Daming's biggest business name.
"Brother Huang, what do you think of my sister's plans?" Princess Kunxing looked at Zhu Cihong expectantly.
"My son, Auntie thinks that the most important thing you should think about now is how to find a good husband, rather than how to make money." Zhang Yan couldn't help but interjected.
"Auntie, why are you bringing this up again? This is the Imperial Study Room, and what we're discussing now is about major national affairs. Every decision is related to the country and society of the Ming Dynasty. For generations to come, it is also related to the livelihood of all people in the world. .”
Princess Kunxing said solemnly.
Zhang Yan couldn't understand, she was implying that she didn't distinguish between public and private, and she was a little annoyed at once, but she didn't know how to refute, so she was speechless for a while.
"Imperial sister, you are becoming more and more outrageous. Auntie is also concerned about your life-long affairs. If you say a few words to you, you are still reasonable. Let Auntie admit her mistake."
Seeing that there was a trace of grievance in Zhang Yan's eyes, Zhu Cihong immediately turned serious and reprimanded Princess Kunxing.
Princess Kunxing also realized that what she just said was inappropriate, she quickly admitted Zhang Yan's mistake, and then looked at Zhu Cihong eagerly.
"Sister, if you consider these ideas from the perspective of making money, they are indeed very good and desirable, but the core responsibility of my royal family is not just to make money, but to guide the healthy and rapid development of business, and even to cultivate A group of businessmen who are active in thinking and have the same ideals as our royal family come out, if you do it like this, will you not squeeze all the merchants in the world to the opposite of the royal family?"
Zhu Cihong sat back on the dragon chair with her hands behind her back, and said slowly.
"Ah! Brother Huang, what should we do in the future?"
Princess Kunxing was anxious immediately, but more confused.
"The core purpose of our royal family in business is to achieve mutual benefit and win-win results with other merchants, not to compete with them for business.
Our Royal Bank has now spread throughout Daming.At present, in addition to members of the chamber of commerce and government officials and soldiers at all levels, they can continue to open deposit and withdrawal services to some small businessmen and large households. can't do it.
In addition, the Royal Chamber of Commerce can also take the lead to establish a Daming Commercial Bank. My royal family can only hold half or [-]% of the shares, and the rest of the shares can be distributed to those merchants. Discuss and decide on your own, and the royal family should not intervene in specific management, and supervise the accounts every year. "
"Brother Huang, in this way, won't this bank threaten my Royal Bank in the future? This is all about finding an opponent for yourself!"
Princess Kunxing turned pale with shock. In the past two years, the bank's reputation has been credited. Just relying on lending, it earns a lot of money every year, which not only covers other expenses, but also has a balance of one or two million taels.
She was about to show her strength and make persistent efforts, but she never expected that Brother Huang would help those merchants to set up their own bank to compete with the Royal Bank.
Even Zhang Yan at the side stared blankly at Zhu Cihong, wondering if he was confused.
"You are right, this commercial bank competes with the Royal Bank, because only by competing with each other can healthy development be achieved, so the commercial bank is only one, and it will have to help merchants establish several more in the future, but you can rest assured that although There is competition, but it is impossible to threaten the status of Royal Bank without decades. As for the future, it will be determined by the future. Royal Bank has already taken the lead. If it cannot compete with other banks in the future, it will deserve it Down."
Zhu Cihong patiently explained.
"Well, sister-in-law will do what the emperor says." Although she didn't understand and was unwilling, Princess Kunxing still nodded without hesitation.
"In addition to banking and sea trade, the royal family should not eat alone. They can join forces with those sea merchants to form a Daming maritime trading group, form a fleet, conduct ocean trade, and even develop some uninhabited islands in the future. My royal family also takes a small amount. shares.
As for inland water transport, there is no need for it. My royal family only needs to develop the Longjiang shipyard. Except for some commodities related to people's livelihood, such as salt, cotton cloth and ironware, workshops for other commodities should not be involved. Of course, some new items appear , or something that we don’t have in the territory of Ming Dynasty, but we can vigorously invest in development..."
Having said that, Zhu Cihong also decided to have a good chat with her about his views and plans for the future industry.
"Come on, sister, sit here, take this opportunity, brother Huang, have a good chat with you."
"Ok!"
When Princess Kunxing saw Brother Huang's appearance, she immediately became interested. Even Zhang Yan who was standing beside him pricked up her ears, wanting to hear Lang'er's whimsical thoughts.
"Sister, do you know the glass mirrors of Xiyi people?"
"Well, last year the Portuguese presented a glass mirror to my aunt. It is as tall as a person. It is a rare and rare treasure. Later, my aunt gave it to my sister. Do you want to order someone to carry it now?"
"I don't need this for the time being. What Brother Huang wants to say is that Daming can also try to produce this glass mirror. As long as the glass is made, it can be used not only as a mirror, but also as a cover for an oil lamp, etc., and this glass is similar to colored glaze. They are all made of sand, as long as they are willing to work hard and let the craftsmen continue to experiment and record, they will eventually be made."
After finishing speaking, she simply told her everything she knew about burning cement, scented soap, soap, perfume, etc., and asked her to set up a special department to be responsible for research and development.
Princess Kunxing also followed Zhang Yan's example and recorded everything Zhu Cihong said in detail.
"Brother Huang, do you have any other orders?" Princess Kunxing wanted to get up and leave with the brochure, and was in a hurry to make preparations, obviously not wanting to wait for a moment.
"Well, there is one more thing, imperial sister, you can send someone to talk to the Xiyi people, and tell me that Daming wants to purchase a large amount of rubber, that is, the sap of the tree that can shed tears. As long as they can be transported to Daming, you can The price is five taels of silver for a hundred catties, and you can buy as much as you can."
The reason why he wants to buy rubber vigorously is that firstly, that thing is really useful, and secondly, he wants to balance the trade gap between the two sides.
"Okay, but Brother Huang, what kind of rubber can you buy for it? My sister heard that it can't be eaten, and it can't be used to squeeze oil or make spices."
Obviously the Portuguese and Spaniards have shipped some rubber to the south of the Yangtze River, and Princess Kunxing has also seen it.
But apart from the fact that the merchants in Jiangnan thought it was a novelty at the beginning, they bought some, but later no one wanted it, because it was useless at all, so Princess Kunxing was also a little curious about what Zhu Cihong bought those rubbers for.
"I will naturally tell you when the time comes. After buying it, seal it up and store it in the warehouse for the time being."
Zhu Cilang waved his hand, Europeans still don't know how to use the rubber thing, and they will definitely need to invest a large-scale manpower to study it.
(End of this chapter)
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