Apocalypse Rebirth: 3000 million won at the beginning

Chapter 1742: Which loan shark is the best in the end times?
Oil City.

woohoo-

It was windy and snowy.

Shop No. 17, the official pawn shop of Oil City.

It's next to the electronics repair shop in Shop 16.

This official pawn shop can pawn all valuable items, which are divided into living pawns and dead pawns.

The activity is agreed upon within a certain period of time, and you can redeem it with points, but an interest rate of 10% to 30% will be charged, depending on when you redeem it.

The sooner you redeem your points, the less interest you will receive.

But once the agreed period has passed and it has not been redeemed, it will never be redeemed.

Of course, there are exceptions, for example, you can get your things back even if you pay several times the ransom.

Once a property is pawned, it will no longer belong to you, which is equivalent to selling it.

Jiang Chao's fine steel composite crossbow was sold at a very high price in the market. One crossbow could be sold for 15 points, which was equivalent to a worker's salary for a month's work in the trading market.

Jiang Chao braved the snowstorm and came to the pawn shop.

Because of the blizzard, there weren't many people in the pawn shop.

The staff at the counter of the pawn shop was dozing off with his chin supported by his right hand as there was no business.

"Hello, I want to pawn something." Jiang Chao took off his hat, exhaled a breath of hot air and said.

The staff member was dozing off. When he heard Jiang Chao's voice, he rubbed his eyes and looked up.

"What do you want to pawn?" The staff member named Liu Xu, a man about 30 years old, asked while adjusting his glasses.

He was the one who originally followed Zhong Chuchu. He had been in Oil City long before the big camphor tree occupied Oil City.

Later, Zhong Chuchu went to the headquarters base in Dazhangshu, and he and some people chose to stay.

until now.

His rank was not high, but by accumulating experience, he accumulated enough points step by step and was promoted to a third-level personnel.

He didn't know how to extract oil, nor was he good at things like fighting, so after establishing a commercial district in the trading market, he joined the store operations here.

There is no need to take risks to complete missions, and working in such a low-income government office is a comfortable life.

Jiang Chao rummaged in his pocket for a while and found a crumpled piece of paper.

"I'm going to pawn my compound that I turned in before I entered the city."

"Look, this is my receipt."

Liu Xu took the receipt and looked at it carefully before saying to Jiang Chao:

"Give me your number card."

To check whether he has this compound crossbow, we still have to check the background data of the storage management office based on his number card.

Jiang Chao quickly handed the number card to Liu Xu.

Liu Xu looked through his number card, then turned on the computer on the counter, entered Jiang Chao's number, and compared it with Jiang Chao's photo to confirm that it was him.

Afterwards, he looked through the items he had deposited at the Sealed Management Office and found that there was indeed a fine steel composite crossbow.

"Are you sure you want to pawn this fine steel composite crossbow?"

"Correct."

"Live or die?"

Jiang Chao thought for a moment and said, "Die!"

He felt that this icy disaster might last for quite some time. If he pawned it alive, he would not be able to redeem it. It would be better to pawn it dead and get more points at one time.

Anyway, it seems that this compound crossbow cannot be used for the time being.

"Okay, I'll contact the people at the Item Sealing Management Office to verify the status of your crossbows."

After saying that, Liu Xu used the intercom to contact the people at the Sealing Management Office and learned that there was indeed a compound crossbow there.

And based on the evaluation of the Sealing Management Office, a dead purchase price of 9 points was given.

If acquired, this crossbow will belong to the asset of Oil City from then on, and will also be transferred from the survivors' item storage area to the official material storage area of ​​Oil City.

If Oil City needs it in the future, it can directly call it from the official warehouse.

Moreover, these items are registered and filed, so if they want to use something, they can check the background data on a computer.

Liu Xu raised his head and said to Jiang Chao:

"Nine points are enough. If the price is okay, I will transfer the points to your number card."

"Nine points."

Jiang Chao frowned and said unwillingly:
"This is too little. My crossbow is in good condition. I saw a similar one in the cold weapon shop, and it was not as good as mine. It cost 9 points, but it is only worth points after being pawned."

Liu Xu heard this and did not indulge him. He replied lightly:
"That's the situation. Nine points is the maximum. If you don't accept it, you don't have to be the disqualified one."

Jiang Chao hesitated for a long time and finally made up his mind.

"Okay, I'll take it!"

"To die!" he added, his eyes full of determination.

There were only 0.1 points left on his number card; he was so poor.

Now that blizzards are falling for days on end, life is really hard without any money in pocket.

He must ensure that he has some points on hand, otherwise he will not be able to hold on.

9 points, converted into 36 tortillas, would be enough to sustain him for more than a month.

Anyway, as a Level 4 personnel, he lived in a C-class residence and did not need to pay rent.

However, you still need to pay for heating.

After hearing Jiang Chao's affirmative answer, Liu Xu contacted the people at the Material Sealing Management Office and informed them that Jiang Chao's fine steel composite crossbow belonged to the Oil City officials and asked them to modify the background data there.

Due to authority constraints, the pawnshop is unable to modify the backend data of the Material Storage Management Office.

Afterwards, he operated on the computer again, added 9 points to Jiang Chao's number card, and returned his number card to him.

As for the receipt, he simply tore it up and threw it into the trash can.

"Okay, here is your number card, and the receipt as proof. There are 9.1 points in it now." Liu Xu handed the number card to Jiang Chao.

Jiang Chao took it, turned around and left.

As soon as he left the pawn shop, he found someone following him.

Just when he was wondering, the person behind him caught up and walked side by side with him.

The man who suddenly appeared said to Jiang Chao:

"Hey, do you need a points loan? Can we provide unsecured loans? If you are interested, you can learn more about it."

Jiang Chao was a little surprised when he heard this.

Unsecured loans? He seemed to have heard that it was actually usury, and the boss behind it was someone from the Water Dragon Club bar.

"How much is the interest?"

"Not high, the daily interest rate is only 5%."

"Five percent is indeed not high."

No, Jiang Chao turned his head and asked with wide eyes, "You just said the daily interest rate, 5%?"

"Ahem, that's right. Look at this day and age. It's already good enough if someone is willing to lend you points. Why would you think so much?"

Listening to what the Water Dragon Society member said in his ear, Jiang Chao did some calculations in his mind.

The daily interest rate is 150%, multiplied by thirty days is one month, so the interest for that month is %.

The interest for one year is 365 times the original amount, which is 1825%, and it will be eighteen times the original amount after one year.

This is only calculated based on the principal. If the interest is compounded, it will be even more terrifying.

Gee!

Jiang Chao looked at the man beside him with some fear and asked doubtfully:

"You are borrowing money like this, with such high interest rates, what if we can't pay it back?"

The man chuckled. "I can't pay it back. How can I not pay it back? Don't you think so?"

The man looked Jiang Chao up and down.

Jiang Chao trembled twice, said he would not lend it to him, and ran away in a hurry.

He felt that there was definitely a big trap here, and if he borrowed it, he would be completely finished.

Although nine points are not a lot, they can at least last for a while.

Even if these nine points are used up, he can still go to the official points bank to apply for a loan.

After all, he was a level 4 member with a relatively high credit limit, and he was required to have collateral. Although the annual interest rate of the loan was over 30%, it was much lower than the interest rate of the super high loan shark just now. Afterwards, he returned to his residence, packed his bags, applied to change his living room, and moved to the lowest-grade residence in Zone C of the trading market.

After half an hour.

He was lying on a bed that was obviously half the size. The room was much smaller than Area B where he had lived before, and it was an eight-person room.

The bed was changed to a single bed of only 1.2 meters, there was no window, and the room was filled with the smell of stinky socks.

However, he felt at ease.

For the first time, he realized how important points were.

In the darkness, he tightly grasped a piece of tortilla, slowly put it into his mouth and chewed it, looking at the wall opposite with flickering eyes.

"Haha! My friend, it's all fucking shit, Chai Gui, Wang Er, Zhao Weiguo, you bastards! If I believe you again in the future, I'm a fool!"

People can't teach others, but they can learn things once.

Jiang Chao, who had been hungry for several days, finally realized what the most important thing was in the trading market.

integral!

People without points are worse than ghosts!

Luoyang.

Luhun Town.

Funiu Mountains.

Deep in the mountains covered with snow, there is a cave.

The cave was now sealed by an iron door and stones inside.

There was originally a circle of three or four meter high wooden fences standing around, but now only the top wooden stakes were left, with less than 30 centimeters exposed.

The part below the wooden stick was completely covered and buried by snow.

Chichi!

A snow squirrel jumped down from the tree and stepped on the snow.

This snow squirrel, which weighs less than one pound, climbs up the cave with light and nimble steps.

The whole stone mountain is very steep, but the snow squirrel is very flexible and climbed to the top in one go.

After climbing to the top of the stone mountain, there was an area in the middle with white smoke coming out.

That is the water vapor rising.

Jiji——

The snow squirrel darted over.

When it ran over there, its feet slipped and slid -

He fell through the hole in the middle and hit the snow below.

puff!
in the cave.

Zhou Guang and Zhou Chen looked at each other, and the next second, they rushed over.

Zhou Chen grabbed the squirrel and held its throat, allowing the little squirrel to struggle.

laughing out loud:

"Hahaha, small animals fell from the sky. Our place is really great. A few days ago, a chicken flew down, and today a squirrel fell. We will have meat to eat tonight."

Zhou Guang looked at him holding the squirrel and said with some tenderness:

"Brother, why don't we keep this squirrel? It doesn't take much food to feed a squirrel anyway. When we are short of food, we can still eat the squirrel."

"luxury!"

Zhou Chen shook his head and said:

"Do you know how much food a squirrel needs? One-quarter of its body weight, at least 100 grams a day, ten days is 2 kilograms, which is more than the weight of this squirrel."

"It takes too much food to feed it."

"Eat it quickly while it's still not that lean, otherwise you'll have less and less lean meat later."

A middle-aged man on the kang whispered, "What your brother said makes sense."

"Xiaochen, prepare this squirrel. Put half of it on the stove to dry and save it for later. Put the other half in the pot and cook it for a while."

"Okay." Zhou Chen took a sharp dagger from the protruding hook on the wall.

The little squirrel was pressed on a wooden chopping board, ready to be gutted.

This snow squirrel is quite cute, with white fur on its chest and gray back and a pair of small paws.

A big furry tail swung back and forth, scratching Zhou Chen's arm, making him itchy.

The two eyes were big and blinking, looking at Zhou Chen in a humane way, as if with pleading.

"It's really quite cute!" Zhou Chen whispered.

Zhou Guang, who was standing next to him, nodded and said, "Yeah, brother, look how cute this little squirrel is, I think so."

Swish!
Zhou Chen cut the squirrel's head from its body with one knife.

"It's so cute, let's give it a good beating."

After saying that, Zhou Chen used a dagger to cut open the squirrel's belly and separated the fur bit by bit.

Zhou Guang curled his lips, looked at the squirrel's head that rolled to the side, his eyes still wide open, and sighed.

He sat down beside the earthen stove in a huff, threw a piece of wood in and started a fire.

Since they were all killed, he could only eat two more pieces of meat at night.

"Go boil some water." Zhou Chen said to Zhou Guang.

"Oh."

Zhou Guang took a tin bucket, walked to the entrance behind the cave, and scraped out a large bucket of snow.

Take the bucket of snow and pour it into the big iron pot.

Wood was burning in the big iron pot, melting the snow in the pot bit by bit.

Their family of four had been hiding in this cave since the beginning of the ice disaster.

There were a large number of corn cobs, sweet potatoes, and potatoes stored in the cave, all of which were grown by themselves in the yard outside the cave.

In addition to food, they also stockpiled a large amount of firewood, which occupied one-third of the entire cave space.

Mountains of firewood give people a full sense of security.

The firewood was also easy to obtain. There had been a drought in the previous few months, and many trees had died or fallen down. They simply brought the trees back and chopped them up.

Originally there was a water shortage problem during the drought, but now after the heavy snow, snow is constantly falling from the hole in the sky. They make full use of the snow and boil it into water.

Even in order to avoid snowing later, there is still water available if the cave door is not opened.

They recently dug a pit of about ten square meters in the cave and put the fallen snow into the pit for future use.

The temperature in the cave is much higher than outside.

The boiler was always burning and was connected under their beds, which served as heating.

Knock knock knock——

Zhou Chen cut half of the squirrel into pieces and put it on the stove to dry it into strips.

The other half is put into the melted snow water and steamed.

There was a lot of water, and the few pieces of squirrel meat looked a bit shabby.

Zhou Chen lowered his head, took out a plastic jar from the wooden shelf next to him, and then scooped a spoonful of corn flour with a fist-sized spoon.

This corn flour is made by grinding corn cobs and corn.

A fist-sized spoonful of cornmeal is the amount for a meal for their family of four.

They didn't know how long the ice disaster would last, but they knew it was always right to save food as much as possible.

This way you can save some and eat more. You don't have to worry about having too much, but not enough.

Once there is no food at all, in such cold weather, one can only wait to die.

Pour the corn flour into the pot, cover it with a lid, and wait for time to pass.

An hour later.

The cave was filled with the mixed aroma of corn and meat, and Zhou Chen opened the lid.

The corn paste inside is sticky and looks very appetizing.

"Okay, Mom and Dad, get up and eat." Zhou Chen shouted to his parents lying on the kang.

(Ask for monthly ticket)