I can see big data

Chapter 423 Bank
Although the situation Pei Yongcheng mentioned is complicated, it seems to be easy to understand in the eyes of Li Han, who has been engaged in financial management and investment for a long time.

This behavior of the bank manager is to take advantage of legal loopholes. The fund that Pei Yongcheng bought is actually a high-risk and high-return financial product.

When purchasing this kind of financial product, the financial manager will normally remind it of its high risk.

Just like when Li Han and Wang Zhenyu bought those financial products a long time ago, the other party reminded him of these risks and advised him to buy something else.

But the financial manager who communicated with Pei Yongcheng was just the opposite. He lied that this financial product had high returns and low risks, and tricked Pei Yongcheng into buying this financial product first.

Because when a customer buys this financial product, the financial manager gets a commission.

Moreover, Li Han speculates that it is very likely that the financial manager colluded with the project side of the financial product and took kickbacks from the other party, so he purposely helped the project side earn money in this way.

After receiving this batch of funds, the project party absconded with donations, and the matter was exposed. The bank manager then used this kind of loan as a reason to trick the victim into taking a loan from the bank with a wealth management product as a pledge.

The bank manager would brag to Pei Yongcheng at that time, saying that in the future, the 70 yuan would not be repaid, and the proceeds from wealth management products could be used to pay off the debt. This is equivalent to Pei Yongcheng investing 100 million yuan and getting 100 million yuan back, without any loss.

But in fact, the bank manager only made a verbal promise, and what he took out was an ordinary loan contract.

"Yes, thank you Mr. Li..." Pei Yongcheng wiped away tears, "I will definitely seize the opportunity."

"His family is in need of money. Didn't I kill his wife by firing him at this time?" Li Han said helplessly.

"Are you teaching me how to manage money?" Li Han asked back with a smile, "Do you know who I am?"

"However," Li Han continued, "I won't just leave this matter with you. If you win the championship this time, then I won't hold you accountable. If you lose this time, Then you should resign and leave, and don't work in this industry in the future."

"Don't make a mistake." Li Han stepped forward to help him adjust the collar of his suit, "I just didn't want to embarrass you, a laborer, so I asked you to call me the president. Go quickly. Hurry up 40 When you are old, you still have to support your family.”

As he spoke, Su Lin bowed to Li Han: "Sorry for disappointing you."

You must know that verbal contracts have no legal effect, but loan contracts do. Therefore, after the maturity of the wealth management product, the 70 with principal and interest should still be repaid.If the income from financial management is negative and Pei Yongcheng only has 50 yuan left, he has to pay the remaining 20 yuan and the interest on the money himself.

"You really..." Li Han sighed in disappointment, "Why didn't you come to me when you were short of money?"

Of course, this kind of situation usually occurs in some small local banks. Big banks like commercial banks and China Construction Bank will not rely on this method to cheat money.

In the end, the project party cheated the money and left, the bank earned interest, and the bank manager received kickbacks from the project party and commission from the bank.Thus, the world where only the user gets hurt is complete.

"Mr. Li." At this moment, Su Lin followed, "Thank you for not firing Manager Pei."

Yang Jichuan was dumbfounded, and quickly apologized: "I'm sorry, I'm so disrespectful and disrespectful!"

"Ouch, Mr. Li!" The uncle trotted up to Li Han, held his hand and said respectfully, "Mr. Li, your presence here in person really makes me flourish! Sun Zhengcai, the president of the head office."

Although Pei Yongcheng had a reason for doing this, it was a match-fixing after all, and this kind of behavior in the e-sports industry must not be tolerated.

"It's okay, you can go and do your work." Li Han said, turning to Sun Zhengcai, "President Sun, let's talk about financial management."

As long as he gives a few instructions to the bank, sorts out suitable financial management projects and asks the bank manager to recommend them to the following customers, won't the income be secure?
With the influence of Chenhui Bank in Beichang City, he will never lack big data points in the future.

Therefore, there is absolutely no harm to the bank in this whole process.

So, the next day, Li Han came to the Chenhui Street head office of Chenhui Bank in Beichang City.

"Let's do this for today." Li Han sighed in distress, and was about to leave first.

With that said, Sun Zhengcai turned to Yang Jichuan who was beside him and reprimanded him: "You really don't know Taishan. Does this person know anyone? The richest man in Beichang City, Mr. Li, a legendary investor! He has been in the investment world for less than three years. Even if you are worth hundreds of billions, you still manage money for others?!"

"I see." Li Han frowned and said impatiently, "I will pay for your wife's medical expenses first. But..."

However, on the other hand, Pei Yongcheng was really out of helplessness, if he was in Pei Yongcheng's situation, he might do the same.

If the user takes the legal route, there is nothing he can do without any evidence, and even if some caring people keep the evidence in advance, the bank only needs to say that these actions are the personal actions of the financial manager and do not represent the attitude of the bank, and the matter is over.

"Sir, you are like this. To be honest, I am quite embarrassed..." Yang Jichuan said with a wry smile.

After parking the car and entering the bank, the lobby manager of the bank greeted him before he had time to queue up.

And Li Han, as a "legendary investor", is there a more suitable investment project than a bank?

Now Li Han is a bit embarrassed, he doesn't know how to deal with Pei Yongcheng.

"Yes." Pei Yongcheng nodded again and again, "Sorry for causing trouble to everyone."

Seeing that Sun Zhengcai was stunned on the spot, Li Han added: "Oh, it's not your bank, but the Chenhui Bank owned by the entire Beichang City. I, Cranberry Food Co., Ltd. and Qiaokou Company will buy all of your banks. shares."

If it was for Wang Man, he would do bad things too.

"Are you?" Yang Jichuan asked curiously.

Just recently, he and Qiaokou Company have made close to tens of billions of soybean futures by using this soybean futures. In terms of his ability, it is the least cost-effective to store money in the bank, so it is better to use it for investment and financial management.

The court will not allow the bank to pay compensation, but will judge the responsibility as the personal responsibility of the bank manager, but the user still has to pay back the money that should be paid to the bank on this loan, otherwise he will be included in the list of dishonesty and become a rascal.

"Don't worry, we will definitely win this game." Su Lin replied firmly, "Otherwise, I will leave the club voluntarily as an apology to you."

Thinking about it like this, Li Han's heart softened, and he couldn't be ruthless to expel the other party.

"Yes, please advise." Sun Zhengcai smiled obsequiously, "Do you need us to raise funds for you, or do you have any loan needs? We will try our best to help."

"Are you going to further expand my losses? You don't know what your worth is?" Li Han poked his chest angrily and asked, "Let me ask you, did you participate in this fake match?"

Li Han pointed to the top of his head and said, "I want to buy your bank."

For example, Dong Yuehua's kidney case, his handling method is the same as Pei Yongcheng's this time.

Before Yang Jichuan could answer, an uncle in his fifties came out of the bank.

"I, I'm afraid you'll blame me..." Pei Yongcheng said with snot and tears, "My wife needs long-term treatment for leukemia, which costs hundreds of thousands of dollars every year, and hundreds of thousands more for treatment after she has the right bone marrow. I just went to buy that wealth management product after surgery. I was cheated by this wealth manager..."

"Sigh, that's not the case." Li Han frowned. "Right and wrong in this world are very vague things. How can there be any distinction between black and white in the world of adults? I forgive Lao Pei because if I were to stand by him instead." In my position, I would do the same. That's all."

"Hi sir, I am Yang Jichuan, lobby manager of Chenhui Bank's head office." The lobby manager greeted enthusiastically, "Is there anything I can do for you? I can help you get a VIP number and handle it for you alone Business. Our bank has many high-quality financial management projects, and there may be projects that you are interested in."

However, this does not mean that Li Han will just let it go, there will always be someone responsible for this matter.

"You, you are humorous." Sun Zhengcai said with a smile, "I can't decide this matter."

Chenhui Bank is a small local bank in Beichang City. It has more than 100 branches in Beichang City, with a registered capital of more than 40 billion and a current market value of more than 50 billion.

Li Han dragged him to stand up: "But I said in advance that no matter whether you win the championship or not, you have to stand up and issue an apology statement on the official website, explain your situation in detail, and then give you a fine."

As long as there are big data points, he is a god!
Li Han was also the one who drove the limited edition Rolls-Royce Phantom, so he attracted the attention of everyone in the bank before he even got out of the car.

Su Lin froze for a moment, then nodded: "It's an indirect participation... I noticed that something was wrong with them, and it seemed that they made a mistake on purpose. But I also know the situation at Manager Pei's house, so I didn't say anything..."

Li Han looked around in the bank: "It's true that I'm here to manage money, but I'm not interested in the projects you recommended, so you call your president over here."

"So I came to you and asked you to tell the people above you." Li Han smiled slightly, "If it doesn't work, I can give in and only buy 67% of the shares. In short, I want Chenhui Bank, a private bank. .”

"But, but, why?" Sun Zhengcai asked in confusion.

"Is this still a question?" Li Han smiled, "Look, when everyone thinks that a person is rich, don't they all say things like 'does your family open a bank'? This time I plan to really open a bank." A bank."

As he said that, Li Han patted Sun Zhengcai on the shoulder: "Speak to the people above you, if you are interested, you can contact my assistant."

(Thanks to book friend 160613150239401 for the 2 monthly tickets, and to OnePiece for the monthly ticket)
(End of this chapter)