medical treatment

Chapter 1638: Commercial medical insurance patients are discriminated against
At around 10:30 in the morning, Yu Zhiming met the heads of three insurance companies who had come as scheduled in the soundproof office.

After a conversation with Gu Qingran last night, Yu Zhiming realized that there are more than 200 insurance companies of various types in my country.

Among them, there are ninety-two life insurance companies that are qualified to provide medical insurance.

However, apart from the well-known large insurance groups or companies, most insurance companies are regional small and medium-sized insurance companies.

These small and medium-sized insurance companies generally have investment backgrounds from local governments, plus several local leading enterprises.

Such insurance companies can barely survive by relying on local resources, but it will be very difficult for them to expand and develop.

Dongyue Life Insurance, Zhujiang Insurance and Dongting Insurance that came here today are all such local insurance companies.

The three insurance companies were also very sincere, with their chairmen and general managers coming together. Not only that, they also brought gifts to congratulate Yu Zhiming on his wedding.

Gu Qingran is rushing to her hometown in Chaozhou today to prepare for the wedding banquet. Ling Yuchuan, as one of the main promoters of the project, also came here specially to host the meeting.

The two sides exchanged brief greetings and sat down. Yuan Zuolin and Yuan Youlin, who were temporarily serving as administrative staff, served tea to everyone.

Yu Zhiming got straight to the point and said, "I heard that the CEOs had some questions about our medical insurance project, so I took the initiative to invite you all to come and talk."

“I hope you don’t feel offended.”

Pu Chen, chairman of Dongyue Life Insurance, is a man in his fifties with a square face and a flat head.

He smiled and said, "How can I feel offended? We all know that you, Dr. Yu, are a medical genius whose time is precious. It is our honor that you can take time out of your priceless wedding holiday to see us."

As Pu Chen's voice fell, other CEOs also echoed him.

Yu Zhiming smiled gently and said, "Thank you for your understanding. Let's get started."

"If you have any questions, just ask directly. I will definitely not be vague in my answers."

The CEOs of the three insurance companies exchanged glances, and Pu Chen spoke first.

"Doctor Yu, to be honest, when the people from Ning'an Group approached us to discuss cooperation on this medical insurance project, we were very interested. Because the people from Ning'an Group mentioned that this project was promoted by you, Doctor Yu."

After a pause, Pu Chen continued, "Doctor Yu, you are a nationally renowned doctor and a diagnostic genius. You have made extraordinary achievements in many medical fields, such as cancer discovery and treatment, and the diagnosis and treatment of various difficult and complicated diseases. If you promote a task, it will naturally be twice the result with half the effort."

"What we want to know most is what position does this medical insurance program occupy in your company?"

this……

Yu Zhiming pondered and said, "I am a doctor. Treating patients, improving myself, and participating in relevant medical research are my main jobs, which will occupy most of my energy."

"Based on my main job, some of the results produced are then used commercially, which can be regarded as my side job."

"I already have someone to take care of my side business. I just pay attention to the benefits and income occasionally."

Yu Zhiming met the gazes of Pu Chen and the others and said, "If others told you that I was the one promoting this medical insurance project, they would definitely have deceived you."

"I don't have that much time and energy to worry about things other than my job. Besides, I don't know anything about medical insurance."

"Of course……"

Yu Zhiming added: "I can also do some things within my ability."

"Just like today's meeting."

As Yu Zhiming finished speaking, the office fell into silence.

Ling Yuchuan held the tea and sipped it in small sips, as if he was drinking the best tea in China.

There was another nearly ten seconds of silence, and then Jiang Meng, the female chairman of Zhujiang Insurance, was the first to change and reveal her face.

"Dr. Yu, thank you for your frank advice. This has relieved us of our biggest concerns."

Yu Zhiming was a little confused by this.

How can not worrying about the project and not paying attention to it make them feel more at ease? Jiang Meng saw Yu Zhiming's ignorant look, showing his appearance of a technical genius, and smiled even more.

"Doctor Yu, there are also some eccentric people in our country who became famous at a young age and soared to the sky, but these people fell into mediocrity after a few years and never made much progress."

"It's mainly because they are either captured by fame and fortune, or they are trapped in heavy clerical work and no longer have the time and energy to improve themselves and do scientific research."

Pu Chen continued, "This insurance business is different from other businesses. It will not take one or two years, or three or five years, but twenty to thirty years, or even longer, to show results."

"Let me be frank. We have used your current fame, Dr. Yu, to make great efforts for three to five years, but you have become mediocre. By then, what will be left for us is probably a mess."

"So, what you said just now, Doctor Yu, puts us at ease and we no longer worry."

Jiang Meng then continued: "What we need is a Doctor Yu who is constantly improving and improving in medicine."

"There are many business talents and commercial wizards, but there is only one medical genius, you, Doctor Yu."

"As long as you stay at the top of your game and continue to make achievements in medicine, the careers that rely on you will naturally rise as well."

Ling Yuchuan finally put down his teacup and said softly, "Dear CEOs, as long as you know more about Dr. Yu, you won't have to worry about this."

"Dr. Yu is the most self-disciplined genius I have ever met, bar none."

"Let's put it this way, there's not much difference in how hard he works now compared to more than a year ago."

After a pause, Ling Yuchuan continued, "I can tell you another piece of news. According to the cooperation agreement we have reached with various hospitals, Huashan Second Hospital will not only have the best medical experts in the country, but also gather the best young doctors from various hospitals."

“Plus, the teaching hospital in Dr. Yu’s hometown will be put into use next year.”

Ling Yuchuan tapped the coffee table with his fingers. "Within five or six years, outstanding young doctors who respectfully call Dr. Yu "teacher" will be spread all over the major hospitals across the country."

"Ten years later..."

These words made the eyes of several CEOs brighter.

Jiang Meng added: "Doctor Yu, there is a practical problem. I wonder if you know that patients who have purchased commercial medical insurance are actually discriminated against when they go to the hospital for medical treatment and medication. They are not well received."

"Why?" Yu Zhiming really didn't know.

The CEO of Dongting Insurance seized the opportunity to explain: "Doctor Yu, when patients want to claim reimbursement for medical expenses, they need to provide us with a complete list of treatments, including medical records, diagnosis basis, treatment records, prescriptions, etc. The company has professionals to review them."

"If there are irregular treatments, over-prescription of medicines, unnecessary expensive medicines, repeated examinations, unnecessary treatments and other overcharged items, we can detect them."

"Doctor Yu, you know that some hospitals are reluctant to do anything about patients with commercial medical insurance."

Yu Zhiming nodded and said, "The hospitals we work with are all top hospitals in their respective regions. I can't say that this situation has been completely eliminated, but I can guarantee that this is a very rare situation."

Ling Yuchuan then introduced: "You should also know that this country has relaxed restrictions on foreign-owned or controlled medical institutions."

"Our medical insurance project is mainly aimed at middle- and high-end customers. It is equivalent to establishing a virtual high-end hospital for the hospital we cooperate with."

“This project has received strong support from hospitals in the No. 7 Deans Forum and will establish a direct channel to experts for our insurance customers.”

Pu Chen smiled and said, "Boss Ling, we came here with sincerity after we learned the exact news about the Dean's Forum."

He looked at Yu Zhiming again and asked, "Doctor Yu, do you have any suggestions on the cooperation between the two parties?"

Yu Zhiming chuckled and said, "Asking me this question is like asking a blind man. I don't understand it."

"Let's talk in private."

Yu Zhiming added: "I hope everyone will not hurt each other's feelings and talk about mutual benefit. The market is so big, it should be possible for everyone to cooperate together, right?"

"Work together?" Pu Chen asked.

Yu Zhiming said casually: "It should be possible for us to merge into one insurance company, or invest together to set up a new insurance company..."

Please support with monthly votes, recommendation votes, etc.! ! !